“You don’t spend money now, you can’t spend after you died”

[Gozie51]

It’s the best financial advice, covid is the marketing keyword to remind you, if you don’t spend every last penny in the wallet, you can never have a chance to spend that again. Spend until you drop you plebs!

They regard it as bad habit when you can not save. Human beings are not to be compared with animals and saving is one big differentiating factor from man go animals. Animals don't usually have the intention to save and in terms of food, they only let go when they are satisfied at the moment and not that they left the food to come meet it the next time.

Therefore saving is part of human culture and someone who doesn't save is not considered as living a good life.

If you don't save and you have issues with finance or health issues, how do you or people get help for you. If every member of the family don't save then how do help come to safe lives. Moreover, if you die, you need to bequeet certain belongings to people you left behind. It is not a good habit to squander all you have, saving is good.

[adzino]

It’s the best financial advice, covid is the marketing keyword to remind you, if you don’t spend every last penny in the wallet, you can never have a chance to spend that again. Spend until you drop you plebs!

Lol, what? That's the worst "financial advice" someone can give. You have to be really stupid to follow a saying like this. You never know when you are going to die. What if you spend your "every last penny in the wallet", and then you are still alive. What you going to do then? Suffer for the rest of your life? Or how about spending what you need and saving the rest while not worrying about death? I would prefer the latter. In fact everyone would.

[Silberman]

It’s the best financial advice, covid is the marketing keyword to remind you, if you don’t spend every last penny in the wallet, you can never have a chance to spend that again. Spend until you drop you plebs!

That is what governments will like for people to do, if you are saving money then that is money that is not going to the economy to pay for products that are out there and for them that is bad for the economy.

This is why they like people to get in debts that they cannot pay and this would be great if we were robots, but we are humans and we need to have some money saved in the case something goes wrong, like a global pandemic, and as such this does not makes sense at all.

[AicecreaME]

It’s the best financial advice, covid is the marketing keyword to remind you, if you don’t spend every last penny in the wallet, you can never have a chance to spend that again. Spend until you drop you plebs!

This is the most absurd advice I have read today. Spending nonchalantly, thinking that there’s no tomorrow waiting for you isn’t a nice financial advice. It will bring a huge trouble for you.

I get it that time is short and we need to savor the things that we worked hard for. However, we must also take into consideration the future, even though we aren’t so sure if it will still occur tomorrow. Who knows, right?

When the time that you have already spent the very last penny on your wallet or bank account, you’ll realize that you messed up big time. We can still enjoy the things that we strived to earn during this time (present) while being disciplined enough to value what tomorrow holds for us.

Time is too short to be dumb. Be knowledgeable enough so that you won’t be suffering from poverty on the next few days.

[Kakmakr]

It’s the best financial advice, covid is the marketing keyword to remind you, if you don’t spend every last penny in the wallet, you can never have a chance to spend that again. Spend until you drop you plebs!

The only pleb here is you. No wonder most of the world is in debt... because there are many people like you that are living in the moment and they never plan for the day of tomorrow. If I followed your advice, I would not have been debt free now and able to enjoy my life more... now that I have some money to enjoy it.

Yes, you cannot use your money when you are dead, but you will die without it. (Just look at the state of many African countries, where their economy collapsed, due to poor financial planning.  

[Similificator]

This has got to be the most idiotic advice that I have ever seen in my entire stay in this forum. I wonder how high you are to actually be able to come up with such an advice. Of course, having fun is important in a life full of work and stress but not to the point where you spend all you have as if you are about to die tomorrow. What happens to you or the people who rely on you(if there are any) if you spend like crazy just because of that reasoning? Common sense must be scarce nowadays.

[jaysabi]

that's the worse advice you could get from someone. you wouldn't do that if you still have plans to live because once you don't have funds after covid, you will not live long because we don't even know if covid will end soon. whether covid is true or not like what conspiracy theorists claim, it's here already.

what is needed now is to earn more and invest in BTC because it could be the only that will save you. you don't even have to die yet.

It ridiculous to the point of making me think it's being posted ironically, but the number of stupid posts on these boards is too numerous I can't actually tell if it's an ironic post or just a stupid post.

[Twentyonepaylots]

f you spend it all now, the one's you'll leave out will have nothing to spend for the rest pf their days. Yes money is superficial and is something that you can get back through time, but you have to remember that almost everything in this world runs with money. If you don't spend your greenbacks wisely, you'll end up leaving your loved ones in sheer poverty, plus you'd leave an unhealthy financial mindset that wouldn't help them rise above the murk you put them in in the first place. So spend, but be mindful, spend but be responsible, spend, but be prudent.

[slapper]

Even when Im going to die, it is never the best to spend all of my money. My relatives such as my parents, my children and wife do need my money to continue their living. It could be a contemporay compensate for them

Nevertheless, I against spending money without thinking. Having a decent amount for saving or investing is necessary. Try to become balance and avoid wasting money. Think of people who are begar on the street and people who are in debt. We are born with a better condition so we have to use our money wisely either to prevent from failing in the same situation or to help them get out of the slump

Life does not turn around you and your pocket.  

It ridiculous to the point of making me think it's being posted ironically, but the number of stupid posts on these boards is too numerous I can't actually tell if it's an ironic post or just a stupid post.

Dont be too offensive. Lets other people share their thoughts

[Distinctin]

f you spend it all now, the one's you'll leave out will have nothing to spend for the rest pf their days. Yes money is superficial and is something that you can get back through time, but you have to remember that almost everything in this world runs with money. If you don't spend your greenbacks wisely, you'll end up leaving your loved ones in sheer poverty, plus you'd leave an unhealthy financial mindset that wouldn't help them rise above the murk you put them in in the first place. So spend, but be mindful, spend but be responsible, spend, but be prudent.

Is it really necessary to spend rather than saving? I think OP have never been in a situation struggling just to earn some money instead of wasting it to nonsense things. Spending of course won't be avoided but also see to it that you are spending your money wisely. Invest your money instead. Invest in bitcoin and you'll gonna thank me after that.

[iamsheikhadil]

That's a really good mindset spend everything in a day and don't leave something for tomorrow because you are scared that you might die the next day. Imagine if everyone has this kind of thinking, we probably have a lot of people not being well to do in terms of finance because they are scared that tomorrow might not arrive. My advice is to embrace your mortality OP, everyone is going to die someday and if it is your time, don't worry about it, our love for life should be stronger than our fear of death.

It's not a good mindset at all, specially for the future of our species as a whole, imagine everyone acting as if today's their last day, everyone would live an extremely selfish life, everyone would enjoy every money they have right in the present, leaving no money, system or resources for the future generations, neither would we have great visions that can shape the future world. Had our ancestors been so selfish, we would still have no cars and planes today!

[FloridaKid]

It’s the best financial advice, covid is the marketing keyword to remind you, if you don’t spend every last penny in the wallet, you can never have a chance to spend that again. Spend until you drop you plebs!

Please learn what do financially secured means before giving out this bad advice, what if you got sick after you spent all your cash and you don't have a penny to take yourself down to the hospital? What if your kids or family needs money for whatever reasons? I'm guessing you aren't married, sorry to say but you sound like someone who isn't responsible, If this is who you really are you need to change before it's too late

[just_Alice]

Right, and leave nothing for your kids or other relatives?

Maybe you're right that there's no certainty in the future right now (there never has been, actually) but does that actually mean that you need to spend everything to the last penny? Apart from what everyone said, that there actually may be tomorrow and you'll be cashless in such case, there's another thing, that concerns me. Do you actually think that spending all the money you have will make you happy? Or why else do that, simply out of greed, so that there won't be anything laying around in the end?

My personal view is that you should only spend money on the things you actually need and want, and not simply spend to..well to spend. If you want a fancy car - fine, go buy one, but only if you that's what you want, not simply because you can or for the show-off.

Also, I think there's much more important stuff to think of when it comes to these situations. For instance, forgive an old friend for the things they've done, stop lying to yourself and accept your mistakes, put right the wrongs, make the things you've always wanted to do but somehow always postponed, etc.

There's a very good movie that's called The Bucket List, makes you rethink a lot of values and realize how meaningless it is to attach importance to something material.

[nakamura12]

If you get infected with covid doesn't mean you are going to die. That's the point you are missing and even if you are correct that you can't soend your crypto if you are dead but some are teaching his/her family member and will be given to the details of the wallet if the owner died unexpected. If you still wanted to live then you won't die and you can still spent your crypto so your adice is not good also coming from someone like you.

[SaiyanSS3]

>>
>Not a wise idea. While am not a big fan of savings, but to spend every last penny because you are assuming you will die soon is such a bad approach towards life lmfao.
you can’t bring those chest of treasure with you, when you died you bring nothing, nothing.

Spend money to enjoy life, but keep enough so that incase you survive, you don't have to ask anyone else
 I would prefer saving like 1-2 years of your income in advance and don't touch it unless you lose your job or sources of income and then you can use it as you try to find a new income source
 it will help to sustain the constant flow of life with same lifestyle without feeling lost!
same lifestyle under pandemic? I think you’re delusional, nothing is the same today unless you’re too blind to see that

>>
>I agree with others that this is not a good idea, and also borders on trolling, as mk4 points out.
Another thing he doesn't take into account, in addition to what has been said, is that if you die with money saved you can leave it in inheritance to your children (or your wife or someone else).
the amount of trolls replies has all over the thread, it’s not one of them, it’s the wise advice, think out of the box! Leave it in inheritance? You don’t get it, a new currency is created in less than 10 years, leave it in inheritance after more than 100 years because your lifespan is much higher, you’re talking about queen Elizabeth leave the inheritance to the heir which she will outlive even her own grand child, that’s bs.

>I imagine that the OP doesn't have children (and probably writes from his mum's basement) and that's why he doesn't take it into account, but there are times when you have to think beyond yourself, and thinking about building wealth, by spending moderately and saving/investing is one, especially to leave a legacy to someone you love when you die.
yeah your kid gonna inherit your worthless money after they wait for you to die for so long, it would take them at least another 40-50 years just to rip the benefit of your worthlessness

>>
>Nah even if I couldn't spend it after I die at least my family could,
I don't know if your serious about it but maybe if I don't have a family or I am selfish I would also have that kind of mindset.
You could enjoy and treat yourself but know your limits and prioritize your needs.
You just said selfish? I’m sure your confuse with what is selfish, spending money is not selfish tbh.

>>
>That's a really good mindset spend everything in a day and don't leave something for tomorrow because you are scared that you might die the next day.
mortal being would die, of any possible moment, covid is just one of the cause, gun abuse is another instance, there is even more, tomorrow would always be the last moment

>Imagine if everyone has this kind of thinking, we probably have a lot of people not being well to do in terms of finance because they are scared that tomorrow might not arrive.
that’s bs, everybody come to this world with nothing, you don’t descend to the earth with everything, you go to a new land with nothing, even you go to another planet, you would start with nothing, you won’t be possible to bring everything to a new planet, yet you would still survive in a new planet with nothing.

>My advice is to embrace your mortality OP, everyone is going to die someday and if it is your time, don't worry about it, our love for life should be stronger than our fear of death.
Your advice is shabby imo

>>
>Another phrase what I read about this recently is,
"You will become the richest man in the cemetery", something like that. Which is clearly talking that spending money while you are still alive.
keep all those treasure within your reach even on the death? That’s so much bs

>For me, it's nothing bad at all spending your money while your still alive, what the best is, spending it WISELY and using it good things.
saving not wise, spending to save is horrible, you just spend everything there is no point to save on spending

>>
>You mean spending everything as if there's no tomorrow, I don't know where do you get that idea and who advice you to do that, but I'm not following it,
anyway your going to save everything, isn’t it very obvious you are not going to spend anything at all but covid would defeat you? It’s all written on your face.

>we never know what's going to happen and we need to save our money for things that will happen that we are not prepare.
yeah your face has everything written, all you would do is SAVE SAVE SAVE...

>The one that you are giving us is on hopelessness and thinking that there will be no tomorrow, you should change your attitude before it's to late , you should save you have a family to take care,if you are alone you should still save for yourself.
SAVE SAVE SAVE!!! SAVE! SAVE!

[SaiyanSS3]

>>
>But what if you do able to live and already spend out till the last drop of money you do have? For sure you would even fuck off yourself even more and which might really result into suicide due to financial loss or being wreck totally.
having no money is not the cause of death FYI, you are more likely to died of covid, never have anyone died of having no money, you’re talking about some gambler who was killed because the repoman wouldn’t spare them a life.


>Its true that we cant really bring our fortune after we die but at least we do left something which would our family or loved ones would benefit out and that should be enough for me.
yeah, I know your inheritance shit would take 40-50 years just to settle, by the time you already died of covid, nice try!

>No one knows on when a person dies or on which way he would pass out neither on a pandemic/covid thing or simply by an accident or just by sleeping who really knows?
Spend and enjoy life while you do save up money which i do fully agree because not all would really be that mindful on that part.
do not SAVE, spend them all, you can’t bring nothing isn’t it very clear? All the bs about saving is baseless.

>>
>You are not just another animal; you are a human being. The difference between a human being and the rest of the animals is that a human being knows how to look forward to the future. Animals are just living the moment.
blah blah blah, I know you have a lot of bs, so human is not animal, animal kingdom must exclude human since they’re not one but a new species.

>Sometimes, it is cool to just say live your life as if today is your last, but know that you will still have tomorrow and days, months, years ahead of you.
you are going to SAVE SAVE SAVE, that’s your tomorrow, it’s all written on your face!

>If a pleb spends all his/her money now, he/she might not be able to eat tomorrow, his/her children will not finish school, his/her family will never experience a decent house, and so forth.
SAVE SAVE SAVE! Queen Elizabeth save them all

>>
>That's great advice if you're single and don't ever plan on having a family--and if you don't plan on leaving anything to any heirs or charity.  In other words, it's pretty selfish advice that only someone in his 20s (or younger) would give.
thats quick to come to conclusion, selfish you said, what’s the pot you’re smoking? Leave the heir in 40-50 years? Do they ask for the inheritance?? Bitcoin is created in less than 10 years, inheritance sound bs unless you’re too blind to see that.

>Look at Warren Buffett.  He's amassed billions of dollars and yet by all accounts lives fairly frugally.  He's not even going to leave his fortune all to his children; he's going to give it to good causes when he croaks.  Bill Gates (although he doesn't live nearly as frugally) has similar plans.  
you just worship to a few human trash with absolutely bad fundamental values, this guys are some of the scum who shouldn’t even talk since they’re well know haters and new currency critics.

>And aside from all of that, if you spend like there's no tomorrow you'll be fucked if you suddenly find yourself without a job or any other source of income.  It's happened to a lot of folks who were otherwise wealthy, including sports stars and musicians.  Anyone remember MC Hammer and Mike Tyson?  So there you go.  Save your money, live within your means and plan for a rainy day.
youre going to save save save save save save save save save save save save save save save save save save save save save save save save save save save save save save save save save save save save save save save save

[grabpopcorn536]

An interesting point of view. I understand the value of life in COVID-19 as it happens. Having money is not sure to get help from the hospital. I don't know if your country's health care is enough to meet everyone's needs, in my country disease is well controlled and the cost of treatment is taken care of by the government. Those who are not sick have enough for a living to use their money to buy food and help the epidemic force and doctors in hospitals.
Please do not be pessimistic about the epidemic. There will inevitably be a day when the epidemic is completely reversed.

[arwin100]

It’s the best financial advice, covid is the marketing keyword to remind you, if you don’t spend every last penny in the wallet, you can never have a chance to spend that again. Spend until you drop you plebs!

Your understanding regarding on that is wrong since how could you survive for lifetime if your mindset is to spend all your money for short while? We need to save for future since we don't save for nothing we save to have retirement plan and also money to use in emergency, We cannot achieve this if we do YOLO and this one is needed to be corrected since many people doesn't know how to spend their money wisely.

[Leviathan.007]

Yes half right half wrong. Yes, we should use the change and spend the money while we are young enough to enjoy our hard handed money. But, imagine a 60y old man who thinks the same way and spend all his money and investments thinking he will die in next 10 years, now what if he did stay alive until 100y old? You can never say let's spend all the money before I die. I can see many old people even older than 70y old and they invest their money for the next 15 years. That's how they live their lives. You should invest and save money for next years and in same place enjoy your money by spending it.

[cabron]

Its okay to spend everything as long as you are single. No responsibilities to put food to the table for your family, it's fine no one will tell you, hey your kid doesn't have milk anymore, and can you leave at a couple of thousand so I could pay your kids tuition? 

If you know you are going to die tomorrow and you have no obligation to fulfill, spend all your money now with some hookers and booz.