“You don’t spend money now, you can’t spend after you died”

[codegnome]

It’s the best financial advice, covid is the marketing keyword to remind you, if you don’t spend every last penny in the wallet, you can never have a chance to spend that again. Spend until you drop you plebs!

Yeah you are right in a way but you also need to save for a raining day while you are still alive, I get it death don't exactly give a notification but at the same time it is inadvisable to just spend all you have because you  are not sure what will happen next, there are family members who might also benefit from whatever you have left,
Spend for yourself and also save for future uncertainties.

Agreed. During this time, it is okay to spoil oneself and splurge on things that you like, after all it is happiness that is being talked about. However, spending every bit is not also ideal since survival should be also a matter of discussion. 

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[newwest]

It’s the best financial advice, covid is the marketing keyword to remind you, if you don’t spend every last penny in the wallet, you can never have a chance to spend that again. Spend until you drop you plebs!

Yeah you are right in a way but you also need to save for a raining day while you are still alive, I get it death don't exactly give a notification but at the same time it is inadvisable to just spend all you have because you  are not sure what will happen next, there are family members who might also benefit from whatever you have left,
Spend for yourself and also save for future uncertainties.

Agreed. During this time, it is okay to spoil oneself and splurge on things that you like, after all it is happiness that is being talked about. However, spending every bit is not also ideal since survival should be also a matter of discussion. 

It is rightly said so spend each penny wisely so that you do not repent later on. People do earn to have a comfortable life and also enjoy along with it, but should not be done blindly where after few years later you realized your mistake and its too late. So make he wise decision and planned expenditure.

[yhiaali3]

I don't think it is good economic advice, for me at least, it is not a good idea to spend every penny you have because of the Corona epidemic, it is like economic suicide because you do not know what the future holds for you, also you are not alone you have family and children so it would be selfish not to think about all of these .
Good economic advice, in my opinion, is to spend your money on good and necessary things. Yes, in these circumstances, no one knows what the future holds, so you have to think about the other side. What if the business stopped? Where will you get the money? What if illness strikes you wouldn't you need the money to spend on your treatment?

[goldade]

It’s the best financial advice, covid is the marketing keyword to remind you, if you don’t spend every last penny in the wallet, you can never have a chance to spend that again. Spend until you drop you plebs!

While your advice may seem logical enough, it is actually the worst advice you can give to anybody.  What if you spend every last penny in your wallet and you didn't die thereafter? What then do you live on? What would you in cases of emergencies and you don't have savings to cater for that?
Although, it is a fact that no one knows when he or she'll will die and once a person is dead, he can't spend the money he has amassed, it is still wisdom to spend wisely and know how to make budget for things necessary and cancel out unnecessary spending.

[Fredomago]

It’s the best financial advice, covid is the marketing keyword to remind you, if you don’t spend every last penny in the wallet, you can never have a chance to spend that again. Spend until you drop you plebs!

Yeah you are right in a way but you also need to save for a raining day while you are still alive, I get it death don't exactly give a notification but at the same time it is inadvisable to just spend all you have because you  are not sure what will happen next, there are family members who might also benefit from whatever you have left,
Spend for yourself and also save for future uncertainties.

Agreed. During this time, it is okay to spoil oneself and splurge on things that you like, after all it is happiness that is being talked about. However, spending every bit is not also ideal since survival should be also a matter of discussion. 

There are many different point of views in regards to this matter, OP's statement is true in the sense that after death there's nothing more for you, spending now and enjoy will let you get your desires.
It's your own take whether to keep your savings and try to survive especially now that there's pandemic where any moment you can get the virus and endanger your life.

Allow to assess and balance every decision that you'll going to take, enjoy life and value everything while you still knows it.

[iamsange]

It’s the best financial advice, covid is the marketing keyword to remind you, if you don’t spend every last penny in the wallet, you can never have a chance to spend that again. Spend until you drop you plebs!

I prefer to save it and be ready to any condition because of this covid life of people actually really changed and if it happen to me, i ready for it or maybe that money can be useful for my family. Spending money recklessly not only is a bad idea and we in this condition i think must really serious to earning money so we can spend it when we really need it.

[dimonstration]

It’s the best financial advice, covid is the marketing keyword to remind you, if you don’t spend every last penny in the wallet, you can never have a chance to spend that again. Spend until you drop you plebs!

I prefer to save it and be ready to any condition because of this covid life of people actually really changed and if it happen to me, i ready for it or maybe that money can be useful for my family. Spending money recklessly not only is a bad idea and we in this condition i think must really serious to earning money so we can spend it when we really need it.

Those who didn’t save regretted a lot during pandemic since jobs gone and income were unstable. Those who have savings can use that during the quarantine and don’t depend on government too much. Saving will never be a problem, we are in different time now that everyone should have savings in case of emergency to provide for their needs. Covid should be a lesson to everyone to save so we have something to get when our income is no longer able to provide our needs. Even ants knows how to stock and save so we must be more diligent in having savings.

[carlfebz2]

It’s the best financial advice, covid is the marketing keyword to remind you, if you don’t spend every last penny in the wallet, you can never have a chance to spend that again. Spend until you drop you plebs!

I prefer to save it and be ready to any condition because of this covid life of people actually really changed and if it happen to me, i ready for it or maybe that money can be useful for my family. Spending money recklessly not only is a bad idea and we in this condition i think must really serious to earning money so we can spend it when we really need it.

Those who didn’t save regretted a lot during pandemic since jobs gone and income were unstable. Those who have savings can use that during the quarantine and don’t depend on government too much. Saving will never be a problem, we are in different time now that everyone should have savings in case of emergency to provide for their needs. Covid should be a lesson to everyone to save so we have something to get when our income is no longer able to provide our needs. Even ants knows how to stock and save so we must be more diligent in having savings.

For sure people is really getting some lesson with this pandemic or even into those typical days where emergency do happen where we dont have something to spend on because we havent save up money or
allocate money for that this is why we should really be mindful on saving up.

Always allocate a small portion for savings because we dont know on what comes next in life and this example of pandemic  which would really be showing off that on how relevant on having a savings.

You an  really make yourself survive without relying much on aids which is really very helpful.For OP's words then its hard to make out some full scale spending,we are trying our best on not to get infected.

[tabas]

That's like telling people to become poor and spend even it's not necessary. The covid pandemic has taught us to be wiser around this time. And even those people that has no financial background tells that they're becoming wiser because it's best to keep the money that you don't spend.
Well, maybe to you this is what you're doing or you're just telling this to everyone while you're doing the opposite.

[SaiyanSS3]

>>
>That is what governments will like for people to do, if you are saving money then that is money that is not going to the economy to pay for products that are out there and for them that is bad for the economy.
isn’t it too obvious? Your saving would be worthless, why do you still save? May be you are too blind to see that?

>This is why they like people to get in debts that they cannot pay and this would be great if we were robots, but we are humans and we need to have some money saved in the case something goes wrong, like a global pandemic, and as such this does not makes sense at all.
covid would send all of you plebs into debt, you either be the last person to realise it. Do not try to deny the inevitable.

>>
>This is the most absurd advice I have read today. Spending nonchalantly, thinking that there’s no tomorrow waiting for you isn’t a nice financial advice. It will bring a huge trouble for you.
what make saving sound the less absurd? Plebs are saving for their entire life, isn’t it the most retard behaviour and nonsense?

>I get it that time is short and we need to savor the things that we worked hard for. However, we must also take into consideration the future, even though we aren’t so sure if it will still occur tomorrow. Who knows, right?
covid is always here, it mutate quickly, it take less and less time to evolve, the earth is sickening, the sickness has bring climate changes, bring disaster to destroy life, some species would goes extinct, some would adopt. Death is inevitable. Unless you’re blind and deaf, world has changed so much it’s not liveable in the near future.

>When the time that you have already spent the very last penny on your wallet or bank account, you’ll realize that you messed up big time. We can still enjoy the things that we strived to earn during this time (present) while being disciplined enough to value what tomorrow holds for us.
Time is too short to be dumb. Be knowledgeable enough so that you won’t be suffering from poverty on the next few days.
New stain of covid, it last for more than one full year, it’s unprecedented, it would last for more length, don’t be a blind or deaf, death is already near. You held highly of “tomorrow”, that’s some bs that hold no water in this chaotic life.

>>
>The only pleb here is you. No wonder most of the world is in debt... because there are many people like you that are living in the moment and they never plan for the day of tomorrow. If I followed your advice, I would not have been debt free now and able to enjoy my life more... now that I have some money to enjoy it.
you said you’re debt free? You said you’re enjoying life in the pandemic? I’m sure you had a lot of bs. Obviously the only possible for you to enjoy life is to lock yourselves indoor for the rest of your life, that’s some very fitting life for plebs like you.

>Yes, you cannot use your money when you are dead, but you will die without it. (Just look at the state of many African countries, where their economy collapsed, due to poor financial planning.
Nobody has to died after having no money left, you said economy collapse? I know of a few countries which would print their way out of market crashes, they sound perfectly the one that’s going down next, every country would collapse just like Greece, it’s inevitable.

[SaiyanSS3]

>>
>This has got to be the most idiotic advice that I have ever seen in my entire stay in this forum. I wonder how high you are to actually be able to come up with such an advice. Of course, having fun is important in a life full of work and stress but not to the point where you spend all you have as if you are about to die tomorrow.
it’s the best advice especially for the very young readers who do not have any money but to constantly told to save money, which is the nonsense. For the old and worthless people who would not survive this pandemic, you shouldn’t even read. Because you old fag are dumbass.
>What happens to you or the people who rely on you(if there are any) if you spend like crazy just because of that reasoning? Common sense must be scarce now
they too is human and should spend money until drop, just like another plebs.

>>
>It ridiculous to the point of making me think it's being posted ironically, but the number of stupid posts on these boards is too numerous I can't actually tell if it's an ironic post or just a stupid post
plebs are here, spend until you drop plebs!

>>
>you spend it all now, the one's you'll leave out will have nothing to spend for the rest pf their days. Yes money is superficial and is something that you can get back through time, but you have to remember that almost everything in this world runs with money.
you sound very old to me, please leave this thread immediately before you get heart attack by reading further.

>If you don't spend your greenbacks wisely, you'll end up leaving your loved ones in sheer poverty, plus you'd leave an unhealthy financial mindset that wouldn't help them rise above the murk you put them in in the first place. So spend, but be mindful, spend but be responsible, spend, but be prudent.
your loved should spend until your drop too you plebs.

>>
>ven when Im going to die, it is never the best to spend all of my money. My relatives such as my parents, my children and wife do need my money to continue their living. It could be a contemporay compensate for them
your another plebs should still spend until you drop you plebs is also a plebs and plebs save for the plebs to spend until drop plebs.

>Nevertheless, I against spending money without thinking. Having a decent amount for saving or investing is necessary. Try to become balance and avoid wasting money. Think of people who are begar on the street and people who are in debt. We are born with a better condition so we have to use our money wisely either to prevent from failing in the same situation or to help them get out of the slump
Life does not turn around you and your pocket.  
spend them all you plebs, you are coping too hard that’s not healthy. For very young reader spend wisely is a near perfect route to life time remorse.

>>
>Is it really necessary to spend rather than saving? I think OP have never been in a situation struggling just to earn some money instead of wasting it to nonsense things.
spend them all you plebs nobody would want your worthless greenback in the next halvening, your value halving very often, and getting more frequent.

>Spending of course won't be avoided but also see to it that you are spending your money wisely. Invest your money instead. Invest in bitcoin and you'll gonna thank me after that.
spend them all plebs, the zero sum ponzi is here to give you a false sense of wealth, you can never spend until you drop and can’t bring it to the next life.

[Mauser]

It’s the best financial advice, covid is the marketing keyword to remind you, if you don’t spend every last penny in the wallet, you can never have a chance to spend that again. Spend until you drop you plebs!

I don't find this really appealing because it means that you think noticing comes after you. What about your family? Don't you want to leave something behind? In my opinion if we inherit something from our grandparents and parents we shouldn't be the ones to spend that but rather save it for our children.

[electronicash]

we are not saving money, we are saving BTC and we are even trying to earn more BTC for rainy days. the users in the forum over time had already learned how economics works and while governments today are printing bills to stimulate the economy, they are also trying to seeing what could happen in the future if all these continue.

US which we consider to have a great economy is now struggling, the dedollarization is almost realized already so we are all in fear of what's coming. so we store our money in BTC not spend it all and die.

[SaiyanSS3]

>>
>It's not a good mindset at all, specially for the future of our species as a whole, imagine everyone acting as if today's their last day, everyone would live an extremely selfish life, everyone would enjoy every money they have right in the present, leaving no money, system or resources for the future generations, neither would we have great visions that can shape the future world. Had our ancestors been so selfish, we would still have no cars and planes today!
Please learn what do financially secured means before giving out this bad advice, what if you got sick after you spent all your cash and you don't have a penny to take yourself down to the hospital? What if your kids or family needs money for whatever reasons?
your family members are too plebs, they should spend all the money until they drop, plebs spend money all the time, spend them all!

I'm guessing you aren't married, sorry to say but you sound like someone who isn't responsible, If this is who you really are you need to change before it's too late
more reason to spend them all, get another plebs in your life, that’s two plebs spending all of the money until drop, spend them all before the covid defeat you.

>>
Right, and leave nothing for your kids or other relatives?
more plebs? Perfectly fine, more plebs to spend all the money until they’re all dropped. The more the merrier!

>Maybe you're right that there's no certainty in the future right now (there never has been, actually) but does that actually mean that you need to spend everything to the last penny? Apart from what everyone said, that there actually may be tomorrow and you'll be cashless in such case, there's another thing, that concerns me.
your money would soon be worthless, it’s all written on the book, saving more money would make you become too dumb and ask stupid question and believe dumbass advice.

>Do you actually think that spending all the money you have will make you happy? Or why else do that, simply out of greed, so that there won't be anything laying around in the end?
spend like a real boss, that’s the happiest life. Spend to save money and only spend on budget? Yeah it suck bad! Don’t spend money at all? It’s the most suffering life ever!

>My personal view is that you should only spend money on the things you actually need and want, and not simply spend to..well to spend. If you want a fancy car - fine, go buy one, but only if you that's what you want, not simply because you can or for the show-off.
you would never be happy, to be very reluctant to even spend a bit more money.

>Also, I think there's much more important stuff to think of when it comes to these situations. For instance, forgive an old friend for the things they've done, stop lying to yourself and accept your mistakes, put right the wrongs, make the things you've always wanted to do but somehow always postponed, etc.
you would never be happy since you can’t spend on yourselves yet you still need to forgive old friend because you can’t spend money.

>There's a very good movie that's called The Bucket List, makes you rethink a lot of values and realize how meaningless it is to attach importance to something material.
you would never be happy because you grown attached to bad advices come from a poorly written movie.

[ice098]

That's like telling people to become poor and spend even it's not necessary. The covid pandemic has taught us to be wiser around this time. And even those people that has no financial background tells that they're becoming wiser because it's best to keep the money that you don't spend.
Well, maybe to you this is what you're doing or you're just telling this to everyone while you're doing the opposite.

It is exactly what I have in mind when I read OPs thread. I currently lived in a country where quarantine protocols still implemented, a massive unemployment rate increases, it is hard to find new job today but what I have been grateful today was the thought that I am now working in my own space, pace and doing crypto job full time. Personally, I can't agree with the thought of spending money now because we should still plan for the future. I couldn't contain myself to spend now because life is so hard and we should have to save for tomorrow.

[Ausgewielt]

I will not do that because for bitcoin is the best investment ever. Don't spend bitcoin at all also bad decision, it is not good the economy and ourselves. I spend some of my bitcoin to fulfill my necessities but most of my bitcoin investment fund are still in my wallet and exchange site.

[noorman0]

I am not too worried about whether I will enjoy everything I have earned so far or not in the end. Even before Covid, the terror of death was always there when you left the house. Everyone who is alive has a death threat no matter how healthy thye are. As you said, it is only a matter of time.

[iphone5s]

I am not too worried about whether I will enjoy everything I have earned so far or not in the end. Even before Covid, the terror of death was always there when you left the house. Everyone who is alive has a death threat no matter how healthy thye are. As you said, it is only a matter of time.

It seems you are resigned to what will happen to you in the future, if you say like that has two different sides from some people.
On the one hand people will judge that what will happen in the future does not really matter if you are not given a long life.
On the other hand that we don't have to worry so much about what is happening right now by investing what you have up to now.

But I prefer to keep trying and helping people if I can afford to. although everyone has different principles, you should do lots of good things to make your own happiness. Keep trying so that you can enjoy what you already have but if God wants anything else, We can't do anything.

[FanEagle]

I am not too worried about whether I will enjoy everything I have earned so far or not in the end. Even before Covid, the terror of death was always there when you left the house. Everyone who is alive has a death threat no matter how healthy thye are. As you said, it is only a matter of time.

Yeah, I understand that OP is talking against holding bitcoins but I am not ready to change any of my habit that I have developed in last 5 to 6 years in this crypto space. We need to spend money or bitcoins up to the level of what we need for living (and the level of living cost is not same for all the people and for all the countries) still we must focus on saving for tomorrow even there is no guarantee for our life in tomorrow.

Even we left something after our life, that is the best thing we can do rather than leaving nothing to our family. So, I never agree for spending everything; it should in control and should not be in lavish manner.

[ultrloa]

I am not too worried about whether I will enjoy everything I have earned so far or not in the end. Even before Covid, the terror of death was always there when you left the house. Everyone who is alive has a death threat no matter how healthy thye are. As you said, it is only a matter of time.

Even we left something after our life, that is the best thing we can do rather than leaving nothing to our family. So, I never agree for spending everything; it should in control and should not be in lavish manner.

Its so selfish act for us to think about spending all what we earn since we don't know what will happen and it might lead to a huge burden to our family if we left them nothing or with debts, so for having a comfortable life better spend only on our needs.

I know vacation is important to us to unwind and releave stress but we should spend wisely and control our money for buying things or spending on nonsense.