“You don’t spend money now, you can’t spend after you died”

[geegaw]

Expenses must have their limits as well. Yes, it is just right that you cannot spend your money once you die but better make it sure that what you spend are pretty worth the money because if not, then you will just be wasting your time and money buying such. Better think of spending into worthy once for I am pretty sure you have someone that can carry out the money you will left behind once you die. Forget the concept of being a one day millionaire. There is nothing wrong in spending for your own sake. But assure that you are spending it wisely.

What you said is a way for us to sustain a living on a certain salary, instead of living in poverty every month due to overspending, fully understand your point of view, money is no longer useful when we return to dust but overuse in life also puts pressure on and can make us more tired, therefore a reasonable spending set-up is essential. This will help us reduce the waste of our assets and increase the efficiency of our money usage, it even gives a bit of an edge for generations in our families if we can invest

[Anonylz]

It’s the best financial advice, covid is the marketing keyword to remind you, if you don’t spend every last penny in the wallet, you can never have a chance to spend that again. Spend until you drop you plebs!

I used to think like you. However I have changed my mind. I am not interested in money for all the niceties that can buy me, I am interested in building a present for those who will come after me. I am talking about building generational safety, wealth and education. Something that can actually transcend my own life and create a different future.

I think that it is ok to buy yourself some temporary happiness of status with you dough... I would rather create something lasting.

As far as this world goes, nothing in it can last forever, even if you think you are creating a secured future for your generation that too is still not permanent, besides, who knows what what form of technology will use by then, nothing in life is permanent the only we can do is spend some part of our earnings for on ourselves and save the rest for future sustainance. 

[bosede1]

"It’s the best financial advice" how on earth can this be the best financial advice when you will always know that you have to save for the future. I pray we don't die young, with this, you must have something to go back to majorly after retiring and all. Not disputing the fact that you should live your life to the fullest and take each day at a time.

[Alert31]

It’s the best financial advice, covid is the marketing keyword to remind you, if you don’t spend every last penny in the wallet, you can never have a chance to spend that again. Spend until you drop you plebs!

What a worse financial advice? It looks like you're going to die. Don't you think that when you spend all the money that you have , you may have nothing to use in the future to continue your life. You need to live until your last breath and you need money to spend. Be wise and think positively. Invest in bitcoin for your future rather than spending it for a useless things.

[TopTort777]

What is the idea of this topic? Spend like there is no tomorrow?
What about relatives? They can get your money when you pass away. Or you dont have to bi selfish, you can leave all your money for animal organization for example. Animal shelters will be happy to get at least a dollar.

[Imran232]

In my whole life i did not see an advice like this or i can say this is worst advice i might get from you. Sorry but its true. According to you because of covid we might not survive more so now we must spend our all earnings otherwise we can't spend it because we die. Just tell me one didn't you hear lots of people survive from covid. And we know that to die covid is not the only option we can die any time, any where for any reason or should be without any reson. Still we hard work so that our next gen can live a better life or our family too. So i think you suggesting might not suitable for me. Its my opinion. Thanks

[Desmong]

I don't really understand this your adage but what I think is money is meant for spending, not just spending extravagantly but using it to create more money just like investment. You don't really have to put it in a way of using the unfortunate pandemic as a reason to enjoy wealth. Yes money answereth all things but does not guarantee ones health.

[inoes]

Remember that we are not alone.  Don't be sorry if you die, you still leave money behind, because this money can be used by our family members for the advancement of various aspects.  Stop being Egois .

[doomloop]

In somehow it's nature to human to save and dream of a better life for their love ones, a good example of this is a good head of the family, he'll do he's best to save even he's supporting all the needs of his love ones.

Trying to give a better life for his kids and let them enjoy their lives once he's old or once he already died, there are times that you also wanted to enjoy those money that earned but to weigh it in, it's still lots of people who will try to keep some assets and not to waste everything.

I personally try to balance it, not because I want to just think about myself (which I should be able to) but not to have a mental breakdown as well. You think people who are super wealthy never really had fun at all? Never spent money that they otherwise shouldn't because its a lot of money and they should have kept it for the next generations? They totally did, they spent money on things that they shouldn't a lot of times.

However my idea is that, save as much as you can, get rich as much as you can, and provide your kids a life where money doesn't mean everything, to me money is so important that if I do not have income from now on, I can barely handle it for 3-4 months, after that it would be poverty and nothing to eat for me, and that is why there is no chance for me to ever stop working, I do not want that for my kids. However I also do not want them to have a father that never smiles, never happy, never enjoys life neither, that would be bad, I would breakdown after a while, so I have to have some fun time to time.

[tabas]

Just be wise with every single cent that you spend even if there's no crisis, we have to wise with the money that we've hard-earned. As much as I want to spend for things that are unnecessary, I'm not that type of person because there's really a need for me to save and keep into investments.

investing and saving is not something stingy. but this is meant so that we spend money for a need not a desire. that way we will not have economic difficulties in the future. we know no one knows what will happen in the future, so at least we have prepared for the bad risks

Yes, needs over wants.
It is making ourselves prepare for the rainy days if we're a saver and as well as an investor. You don't have to be an expert on it but you only need to practice it until you make it a habit.

[Inspiron14]

It’s the best financial advice, covid is the marketing keyword to remind you, if you don’t spend every last penny in the wallet, you can never have a chance to spend that again. Spend until you drop you plebs!

When a situation like this hits the world, all financial aspects are affected by Covid,
and you say that we have to spend money in our wallets? hmm, that's a stupid act I've heard, at times like this we have to really manage finances properly,
if you still have income one of the right ways is to invest not to be spent mate.

[Princejebs]

It’s the best financial advice, covid is the marketing keyword to remind you, if you don’t spend every last penny in the wallet, you can never have a chance to spend that again. Spend until you drop you plebs!

You need to stop thinking this way.
You can never spend the whole of your currency while leaving the earth. What's the point of leaving your family here.
The rich ones always have a will and how their wealth should be split incase they are no longer in existence. They also most of the time GIVE a % allocation to the orphanage, they do this as way of giving back to people in other to show care and sometimes reward as their religion advices.
You can't spend the whole of your wealth while on earth however, always spend quality with your self and go for health check ups.

[arapgeceleri]

It is a big mistake not to spend it while there. If you have the power to spend now, it is good to spend it and live your life in a good way. we keep it forward, but we don't know what awaits us in the future. maybe we will not have the health or time to spend tomorrow what we have today. for whom, for what and until when. If you say I will leave a legacy, it is separate.

[doomistake]

It’s the best financial advice, covid is the marketing keyword to remind you, if you don’t spend every last penny in the wallet, you can never have a chance to spend that again. Spend until you drop your plebs!

You're just trolling, right? Because if not, this is the worst financial advice I've ever read.

If you're single and don't have any other plans this still isn't applicable, since we need to survive daily. If you're too scared that tomorrow will never come, what's the point of existing at the moment in the first place? Everyone has their own timetable in life. If others came sooner than expected, it doesn't mean yours would too. It's a 50/50 scenario since nobody is certain that he'll still wake up the other day, but you aren't still sure that tomorrow will never occur.

So I suggest living your life, while also being responsible. You can enjoy your life without sacrificing your future. Save and invest, if not for you, do it for your loved ones that you'll leave behind once your time comes. You can pass your wealth onto your family line that will help them to start from something if ever for example they wanted to put up a business. That way, it'll be easier for them to establish what they want.

This mindset is scary because it screams selfishness. I hope you realize that. Spend wisely and don't be so impulsive. Time is short, you can still make the most out of today without putting your next days at risk because of a one-day millionaire mindset.

[fr4nkthetank]

Dont spend money.  Save money.  Invest money.
Then when you have enough, you can live off dividends and interest, and spend money and not work.  i think they call that retirement, but the idea is to do that before you are too old

[noorman0]

-snip-

I surrender myself to what tomorrow will bring with my efforts today. But that doesn't mean I should be skeptical of shortevity or certainly longevity. Just doing what normal people should do, celebrating something, having time with family, occasionally giving gifts and surprises, preparing for daily needs and old age.

What is important, people have different levels of needs and portions of happiness respectively, they have to spend the money according to the portion and save some to continue life or be inherited. Spending all the money at once will only start your own havoc.

[Kamarah]

It’s the best financial advice, covid is the marketing keyword to remind you, if you don’t spend every last penny in the wallet, you can never have a chance to spend that again. Spend until you drop you plebs!

Right! Life is hard to know before tomorrow. While we are living in fluid settling covid19 will come. Everyone will die! So if you don't spend money now, you can't bring it to death. Now eat as much as you want if you have a lot of money. Bitcoin is very expensive so you can sell it to spend and buy what you like. I also want money to spend comfortably. But I don't have much money.

[bitterguy28]

It’s the best financial advice, covid is the marketing keyword to remind you, if you don’t spend every last penny in the wallet, you can never have a chance to spend that again. Spend until you drop you plebs!

Lol that's a belief of a single person and a greedy one because people like us who keeps our holding has our funds for our family in future and not just to spend it all now.

Look at how we handle our funds? even if we badly needed those yet we keep it to our hands for our children and for our own in the long run.

Spend if you think no one is depending on you or keep for their needs.

[darewaller]

Dont spend money.  Save money.  Invest money.
Then when you have enough, you can live off dividends and interest, and spend money and not work.  i think they call that retirement, but the idea is to do that before you are too old

I have similar view on my money hence there will be no wonder that I am completely differing from what OP is emphasizing. Money is something we cannot earn after some years of ageing hence it would be better to earn and save for the future. If we are unable to use all of our saving then our family will use our money like what we left will be the inheritance to our families and for next generations.

Saving money is more importance at the same time we do not need to be starving to save money; we need to live this moment and also will need to plan up for tomorrow also.

[pixie85]

"It’s the best financial advice" how on earth can this be the best financial advice when you will always know that you have to save for the future. I pray we don't die young, with this, you must have something to go back to majorly after retiring and all. Not disputing the fact that you should live your life to the fullest and take each day at a time.

This is true because if you die without spending your money you will never suffer from lack of it.

Death is painless, you don't worry about anything and don't need money anymore. It gets worse when you have to live your life in misery, begging for food, worrying about a place to sleep, being chased by debt collectors. We save up to avoid it and spending it all now won't change things for the better.

I'd never call what OP is saying the best financial advice.