BlackHatCoiner
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Bitcoin is a royal fork
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May 05, 2021, 07:27:26 AM |
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Very much agree, but I do think that this context no longer exists in bitcoin because the fees have grown so large. The fees aren't a big problem if you want to use bitcoin as a medium of exchange. It is, indeed, if you broadcast every single transaction to the block chain (“on-chainly”). But for many relatively small micro-transactions, we have the Lightning Network, which helps a lot. You can make nearly unlimited transactions and in the end you'll have broadcasted only two, which means only two fees instead. Damn that's crazy. What happened in the end, did they manage to catch the thief? The thief was extremely dumb IMO. He took the money and went into a restaurant, so he was caught by cameras. He thought that he stole the buyer, but after all, he left him the correct memo for his XLM. The buyer contacted kraken and got his XLM. The fun part is that these guys had transacted much greater amounts than €1340 and yet, he tried to steal him. I read that the thief was young. (Around 25-26)
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DigitalFox (OP)
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May 05, 2021, 10:17:25 PM |
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Well I wasn't talking about day to day expenses which are obviously easier to conduct in cash/fiat. But when you want to buy something from another country things can get overly complicated and consume a lot of time just to complete the payment. Not to mention situations where 3 or more currencies are involved.
I don't know, if I buy from other countries with card, the bank does all that for me and I don't have to care. Indeed, some want bank transfers, which are a tad more complicated. Now back to crypto: if one insists to be paid in a certain currency, he may also not accept easily to be paid in crypto or may even freak out. But it's not a common case for payments. I could say that it's a subset of a niche. And he would also freak out if you send anything different than his home currency, I think. So no. Crypto is indeed easy to use, but humanity is not ready for it yet. Banking system has an advance of over 600 years and crypto will become easier and more common, just it needs more time and we need to be patient and inventive. Real life example: I buy lots of equipment from China, almost all of it specialized tools etc that are by no means cheap. Almost always I buy directly from manufacturers to avoid counterfeit stuff and ensure proper support. Almost all of them accept either bank transfers or Western Union/Moneygram only, no other options (just recently some of them started accepting crypto). Now, in the country I live in sending an international bank transfer is a challenge that can take you weeks, and as we know express transfers are a rip off. And vice versa, my int's customers want to send me their gear for repairs but even those who I know aren't new to the crypto scene are somehow reluctant to pay for my work with BTC and prefer instead paying via express transfers losing money on that.
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NeuroticFish
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Looking for campaign manager? Contact icopress!
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May 06, 2021, 06:26:55 AM |
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but even those who I know aren't new to the crypto scene are somehow reluctant to pay for my work with BTC and prefer instead paying via express transfers losing money on that.
Most of what you've said is on the line I wrote. Excepting that I forgot the in some countries the banks are even worse than "normal". But this last part is unexpected. I guess that I have to be more open to the oddities of human psychology.
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Pokapoka124
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May 06, 2021, 09:11:03 AM |
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It's really funny to watch people talk about BTC and other cryptocurrencies bringing them financial freedom, ease of payments, mass adoption blah blah and at the same time the very same people freak out when they have to (or asked to) make a payment in crypto. Especially payments for overseas transactions.
If anyone wants to screw you with bank transfer - they will. And if they don't - your bank will screw you with fees and exchange rates. If anyone wants to screw you with and king of digital payment (Paypal etc) - they will.
Lol I think the greater majority invest in Bitcoin for a specific purpose. They don't necessarily see Bitcoin as a means of payment but a store value. Others love hodling so they see any exchange of their coins for goods/services a terrible decision. They love to stack bitcoin but not actually spend the bitcoins. And also like you mentioned this goes far to show that we are still not comfortable with the anonymity that bitcoin provides. If anyone wants to screw you with cash payment - they will (well, putting a gun to your head is a bit less convenient that using a computer, but there are still people out there that will do it). Crypto is no different.
And don't tell me that bank transfers/Paypal etc are "secure". Yes, you might get your money back if something goes wrong. But regardless of what they tell you to justify their outrageous fees refund process can take months and months and there's no real guarantee, while bad guys have already cashed your payment and are enjoying themselves
The fees on these sites are outrageous I once used skrill for a transaction with a client in India. The conversion rate was in every way not to my favor. I wished we had an option of Bitcoin but at the time crypto was banned in India and so we had to make do with what we had.
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Newlifebtc
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May 06, 2021, 12:01:09 PM |
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It's really funny to watch people talk about BTC and other cryptocurrencies bringing them financial freedom, ease of payments, mass adoption blah blah and at the same time the very same people freak out when they have to (or asked to) make a payment in crypto. Especially payments for overseas transactions.
If anyone wants to screw you with bank transfer - they will. And if they don't - your bank will screw you with fees and exchange rates. If anyone wants to screw you with and king of digital payment (Paypal etc) - they will. If anyone wants to screw you with cash payment - they will (well, putting a gun to your head is a bit less convenient that using a computer, but there are still people out there that will do it). Crypto is no different.
And don't tell me that bank transfers/Paypal etc are "secure". Yes, you might get your money back if something goes wrong. But regardless of what they tell you to justify their outrageous fees refund process can take months and months and there's no real guarantee, while bad guys have already cashed your payment and are enjoying themselves.
Most people use bitcoin as a medium of investment so they don't want to sale or use their bitcoin now they want to keep it until it rises to the price they have in mind before they can start using it ,either by saling or as a medium for payment
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Smartvirus
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May 06, 2021, 05:47:08 PM |
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It's really funny to watch people talk about BTC and other cryptocurrencies bringing them financial freedom, ease of payments, mass adoption blah blah and at the same time the very same people freak out when they have to (or asked to) make a payment in crypto. Especially payments for overseas transactions.
There is a big difference between being cautious and being foolish. Trust me, its better to be cautious than be foolish. Its not only about the lost funds, it goes the far length of you being depressed to have been scammed! For this reason, many become weary and its very advisable to be weary, its better than being sorry. Paying for an over sea transaction isn't an issue but then, trusting the person to whom you are to transact with is where the issue comes. Once the person or company your transacting with is sure to deliver, I doubt its ever a problem to make payments on such transactions. Once there is doubt, transacting becomes difficult.
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DigitalFox (OP)
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May 06, 2021, 11:22:33 PM |
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There is a big difference between being cautious and being foolish. Trust me, its better to be cautious than be foolish. Its not only about the lost funds, it goes the far length of you being depressed to have been scammed! For this reason, many become weary and its very advisable to be weary, its better than being sorry.
Paying for an over sea transaction isn't an issue but then, trusting the person to whom you are to transact with is where the issue comes. Once the person or company your transacting with is sure to deliver, I doubt its ever a problem to make payments on such transactions.
Once there is doubt, transacting becomes difficult.
Of course I agree with you on that, no one denies DYOR before closing a deal. However, my own practice shows that in 99% of deals I ever closed buying or selling stuff, or sourcing things for my customers, people are honest. Or maybe it comes with experience, being able to sniff something dodgy and walk away ![Smiley](https://bitcointalk.org/Smileys/default/smiley.gif)
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nakamura12
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May 08, 2021, 02:16:37 PM |
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They are afraid to spend their crypto because of the transaction fee. As of today, the transaction fee is decreasing and a moment ago as of writing this post I noticed that the fee increased to 80 satoshi/vbyte but mostly it is around 5 - 605 satoshi/vbyte that is why they won't spend their crypto. Some people prefer to HODL their crypto.
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akirasendo17
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May 08, 2021, 04:17:30 PM |
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people are scared of what they don't know at the same time old people sometimes won't accept changes, if they are already using the conventional it will be very hard for them to adjust at the same time they will say the like that instead of the digital, also some are afraid because if in an instance they lost their key and password they will not be able to use it or recover, and at the same time because of the laws that are made against crypto currency, but then again if the government will try to accept it there will be lots of people who will try to use it.
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nakamura12
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May 08, 2021, 06:18:48 PM |
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people are scared of what they don't know at the same time old people sometimes won't accept changes, if they are already using the conventional it will be very hard for them to adjust at the same time they will say the like that instead of the digital, also some are afraid because if in an instance they lost their key and password they will not be able to use it or recover, and at the same time because of the laws that are made against crypto currency, but then again if the government will try to accept it there will be lots of people who will try to use it.
That's the case happening in india where there is a chance that cryptocurrency will be banned in there and people in india will have a hard time to do what they wanted to do with their crypto as when you use crypto there is a possibility that your bank account will be blocked. To other countries that does acknowledge bitcoin won't have a hard time and face what you have mentioned.
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BIT-BENDER
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May 08, 2021, 08:46:44 PM |
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It's really funny to watch people talk about BTC and other cryptocurrencies bringing them financial freedom, ease of payments, mass adoption blah blah and at the same time the very same people freak out when they have to (or asked to) make a payment in crypto. Especially payments for overseas transactions.
If anyone wants to screw you with bank transfer - they will. And if they don't - your bank will screw you with fees and exchange rates. If anyone wants to screw you with and king of digital payment (Paypal etc) - they will. If anyone wants to screw you with cash payment - they will (well, putting a gun to your head is a bit less convenient that using a computer, but there are still people out there that will do it). Crypto is no different.
And don't tell me that bank transfers/Paypal etc are "secure". Yes, you might get your money back if something goes wrong. But regardless of what they tell you to justify their outrageous fees refund process can take months and months and there's no real guarantee, while bad guys have already cashed your payment and are enjoying themselves.
I think people are scared because they mis-conception of crypto-currency ranks high in their minds as unsecured than their normal way that is used to them. In person I haven't been scammed not have I felt in any danger since I started crypto-currency, now am even more scared with my bank, because so many accounted fees has been deducted although small but if this keeps accumulating then it's quite an amount, I prefer to see the numbers on my wallet than my bank account, also in terms of Transaction a process I had experience where i sent Fiat to a friend but the money didn't reflect and I was debited, up till now my report hasn't yielded any refund, I haven't had similar experience with crypto-currency.
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🎁 | ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ . | ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ . 375% | 200 . ▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄ | ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ . | 🛞 | ☆ | | ☆ | 🛞 | ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ . | ▀▀▀▀▀▀▀▀▀▀ ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ . | ▀▀▀▀▀▀▀▀▀▀▀▀ .U P T O . ▄▄▄▄▄▄▄▄▄▄▄▄ | ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ .300€ + 50 . ▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄ | ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ .F R E E S P I N S . ▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄ | 🎁 | |
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nurilham
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May 08, 2021, 10:47:04 PM |
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It is not as easy as we think to use Bitcoin as one of the payment methods to be used for transactions. For example in my country, crypto is still forbidden and also illegal as a payment or currency. So, whatever the condition, we cannot use this in my country. If it is about global payment, it can be, but of course, it may give us both negative and positive sides. The problem is now the transaction fee of Bitcoin is very high so that it also makes the certain problems of using BTC as payment with this kind of transaction fee.
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hatshepsut93
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May 08, 2021, 11:11:00 PM |
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People aren't scared to pay with crypto, there's just nothing to buy with crypto. Local stores don't accept it, big international companies don't accept it, internet auctions and marketplaces don't accept it. If you want to buy something with crypto, you will be significantly limiting your options to a point where you'll have to get worse deals almost all the time.
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DigitalFox (OP)
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May 09, 2021, 12:00:31 AM |
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People aren't scared to pay with crypto, there's just nothing to buy with crypto. Local stores don't accept it, big international companies don't accept it, internet auctions and marketplaces don't accept it. If you want to buy something with crypto, you will be significantly limiting your options to a point where you'll have to get worse deals almost all the time.
Not really. Whenever I'm searching for a particular item (and it can be anything, from used top line oscilloscope to Porsche hybrid battery, and usually I find these things in strangest parts of the world on local marketplaces) I always ask sellers if they'd accept payment in cryptocurrency to save on international wire transfer costs and tome. And you know what, slowly but surely percentage of "yes" answers grows. Not as fast as I'd like to see it grow, but it does.
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libert19
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May 09, 2021, 03:29:19 AM |
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Most people are in for crypto for it's financial returns, and they have their funds on hands of exchanges, using it for payments would require them to download wallets and what not, and hence they tend to just not bother with all that.
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mrjoy15
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May 09, 2021, 05:26:28 AM |
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I can recognize that the majority of the people in crypto space are new and it's very common they have lack experience and knowledge in the industry. Remember, Any kind of rumor scare us. I have seen how market scared over Biden tax proposal on hiking tax on rich. There some difficulties on different region, local rule demotivate you having any connection in crypto space. I'm lucky i'm still surviving regardless all of difficulties.
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Daniel91
Legendary
Offline
Activity: 3374
Merit: 1824
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May 09, 2021, 07:07:32 AM |
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For me, it’s no surprise at all. Personally, I know people who even avoid paying via Internet banking, some are even afraid to pay with credit card for security reasons, so it should come as no surprise that people are also afraid to pay with crypto. It is very difficult to overcome your habits and distrust of new technologies. In addition, people probably do not like to pay with crypto because of the understanding that no bank or state is behind crypto and that there is less legal certainty compared to other payments.
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sapnu
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May 11, 2021, 10:17:52 AM |
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Mostly ignorance is what pushes people to fear the use of bitcoin. It might look easy at first but as you get involved, you will learn that there a lot of complexity on it. If you are really eager to earn through it, you should start educating yourself in terms of the matter and make sure that you get some useful advice from those who have been in this game for a long time. Be aware also that there are risk as you enter crypto so make sure you know how the process goes and how you can easily make your way into it to the point that you are gaining benefit than losing money as you invest.
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Taskford
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May 11, 2021, 10:32:32 AM |
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People always think about thay they can earn quick since they see more people posting there profit so they think to earn the same to, but unfortunately majority got burned especially on volatility thats why others got afraid on second time around.
But seriously newbie should focus to learn the danger to know the risk so that they can possibly avoid those things that can nake them lose their money, if new guys are knowledgeable for sure they are ready to compete with people who earn good cash here.
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DigitalFox (OP)
Member
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Offline
Activity: 280
Merit: 28
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May 12, 2021, 03:25:58 PM |
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People always think about thay they can earn quick since they see more people posting there profit so they think to earn the same to, but unfortunately majority got burned especially on volatility thats why others got afraid on second time around.
But seriously newbie should focus to learn the danger to know the risk so that they can possibly avoid those things that can nake them lose their money, if new guys are knowledgeable for sure they are ready to compete with people who earn good cash here.
Excuse me, but what does this post of yours have to do anything with the topic? It discusses another issue.
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