"For standard redemptions, the full amount will be returned on the second day after redeeming at 00:00 AM (UTC). This also includes your earned interest. Any delay in funds credited may be due to the interest calculation process, as the day of redemption is included in the interest calculation period.
For fast redemptions, you will receive the full amount of your digital assets back on the day of redemption without interest."
https://www.binance.com/ph/support/faq/360034998492I use it and my funds never get stuck. When I'm not trading I always put my funds to lauchpools (or savings if there are no lauchpools) to earn additional money. Its instant in and out.
I did not understand what you mean, but binance earning is really disgusting. They are trying to accumulate liquidity and give a very low return as they manipulate the market and achieve huge returns from that liquidity.
locked staking give you little bit more earning but most of them less than 10% per year
It is good if you do not want to trade and trust Binance to hold your coin but it is very risky and has little return.
1- exchange does not need your funds to manipulate market. At least your "permission". They can use your funds to buy/sell anything they want without you locking your funds in savings by using fractional reserve system -
https://bitcointalk.org/index.php?topic=5094088.msg49096584#msg490965842- 10% per year is a fair amount if your revenue does not comes from inflating your asset. You have 0-2% in bank. Current crypto market spoiled investors. Especially stacking where you have 50% APY while supply grows 45% to pay for stacking (people seams to forget that their true APY is reward - inflation.
3- what is very risky?