doomloop
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May 13, 2021, 06:52:43 PM |
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I wonder how if someone lend out BTC in cheap price, and then price increased, what should we do to ask our money back? Honestly, i lend out 0.05 BTC to one of my friend when rate around $500 ![Grin](https://bitcointalk.org/Smileys/default/grin.gif) . And when he ask, i asked with current price he look very mad and only pay 0.001 BTC, and the rest he will pay little by little. Sometimes i feel very bad for him. It's upto you how you finalize the terms. If you gave someone a loan in BTC then they must pay back in BTC but if you gave the loan in USD but paid in BTC, then you have no right I think to ask for the same amount in BTC. A lot of people do short and long in trading based on how they feel the market is going to move. If you take borrow 1 BTC at $55k and you have to pay back in BTC, and the price dropped to let's say $45k then you made some easy profits but the vice versa is what fears me.
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wiss19
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May 13, 2021, 08:17:38 PM |
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indeed most people when they have borrowed seem to have forgotten the loan, so sometimes we are like begging to collect it. but not everyone is like that. actually in trading we use whatever capital can give maximum results, but sometimes people are ambitious to immediately get big money
Right but the point OP is trying to make is that successful traders will not lend out money because they thrive to earn from the same amount with their own trading skills and this might be true because even the biggest investors take loans and they calculate risks and take those loans. Anyone who lends out money either lacks skills or has too much otherwise for a mere 10-15% interest yearly why would you lend out your money considering the inflation also works against you.
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Dadan
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May 13, 2021, 08:34:48 PM |
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Lending is for people who do not know what to do with idle money. Smart people always let money earn more money for them. Traders are among of them. However, only small percentage of traders are capable of making money while the rest only result in loss. Therefore, lending is safer than trading in some ways. Defi lending services give you an affordable lending interest, up to 50% and I think this number is attractive enough to consider
The money lending business is one of the most lucrative ventures. It's a simple and passive way to earn money, but I don't think you can handle both of them and have more time to do this. As a trader, I don't think I can lend money unless he is my friend or relatives, as I need more funds to make more trades. Though it is a great way to earn money through lending, it will take much more time, and I don't think I can focus on trading.
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Hamphser
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May 13, 2021, 08:45:59 PM |
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If you happen to be an active trader or know people that trade actively, you will notice that traders do not easily give out money ( i.e lend out money) not because they don't have to give but because their capital is actively and most times always involved a trade.
You have to understand as a friend to traders that even in times when big wins are celebrated, it is not still a time to ask them to help you with money for your needs with the thought that they are in profit, because if you do you will get yourself disappointed nine times in ten chances.
Work for your own money, nobody owes you anything.
Not only talking into your friend which is a trader even in to those people who had been earning on typical jobs that they do had which i can say its pretty normal because not all would really be willing on giving out a loan even if you are a friend or close relationship or into something because we do have different priorities in life in terms of financial. For those who do give out loans are the ones who are mainly considering because its a part of their business so it does depend on whom you do approach.
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samcrypto
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May 13, 2021, 08:54:08 PM |
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We have to understand this one and don’t force anyone to give money to you easily especially if you asked for it, money is not easy to earn in trading that’s why every trader values their profit and reinvest it so they can make more money. You can start trading at any amount you can afford to lose, so there’s no need to borrow money and maybe I can guide you in trading but I won’t lend any money to you.
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goaldigger
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May 13, 2021, 09:03:18 PM |
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I wonder how if someone lend out BTC in cheap price, and then price increased, what should we do to ask our money back? Honestly, i lend out 0.05 BTC to one of my friend when rate around $500 ![Grin](https://bitcointalk.org/Smileys/default/grin.gif) . And when he ask, i asked with current price he look very mad and only pay 0.001 BTC, and the rest he will pay little by little. Sometimes i feel very bad for him. This one will depend on your deals, if you both agreed to pay with the USD value then that's fine, but if not then you should pay him the BTC amount he lend to you. There's so many default loan happening as well here in the forum, especially when they borrow BTC last year and now, they can't pay its value. I also borrow money and pay with the agreed terms, I guess this can help if your friend is asking for you money but then again, don't force anyone especially traders who uses their money as their capital.
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Theb
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May 14, 2021, 11:29:27 AM |
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Lending as a friend is totally different from lending as a form of business I think you got mixed up in the wrong way from a friend asking money from you but if you don't see lending as something profitable I believe the only solution for you is to decline your friend and not to promote lending as something wrong. Yeah you don't owe anything to that person but its not always the case when you are lending, to be honest I have lend money a couple of times with 0% interest to my friends who I trust and all of them have fully paid it always on time and this didn't hurt me in anything aside from that I have declined from requests that I believe is too much for me and it was ok for them at the end of the day you are still friends.
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Kittygalore
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May 14, 2021, 12:34:02 PM |
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Lending as a friend is totally different from lending as a form of business I think you got mixed up in the wrong way from a friend asking money from you but if you don't see lending as something profitable I believe the only solution for you is to decline your friend and not to promote lending as something wrong.
That depends on the friend that we are talking about though, because a real friend is someone that you talk to or communicate often and not just someone who pops up whenever they need something from you because those kind of people are abusive towards your relationship with you, they think that they will have it easy asking money from you. I wouldn't generally say that traders aren't miser in terms of lending because I know some people that aren't traders but a total miser.
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Kelvinid
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May 14, 2021, 02:09:17 PM |
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If you happen to be an active trader or know people that trade actively, you will notice that traders do not easily give out money ( i.e lend out money) not because they don't have to give but because their capital is actively and most times always involved a trade.
You have to understand as a friend to traders that even in times when big wins are celebrated, it is not still a time to ask them to help you with money for your needs with the thought that they are in profit, because if you do you will get yourself disappointed nine times in ten chances.
Work for your own money, nobody owes you anything.
I can lend money to whom I trusted most only, not even to my friend or any from my family members. I know it was too hard and difficult to decline someone from your friends and family member but we have to think of what will happen to us if we don't have left any on our hands. I hope they will pay you back when you are in need but in many cases, borrowers are even angry when asked to have payment. It is really for me, I was very emotional when it comes to that situation that is why I don't have to sacrifice my future and lend people that I think can't pay me back.
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$crypto$
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May 14, 2021, 02:43:59 PM |
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Lending as a friend is totally different from lending as a form of business I think you got mixed up in the wrong way from a friend asking money from you but if you don't see lending as something profitable I believe the only solution for you is to decline your friend and not to promote lending as something wrong.
That depends on the friend that we are talking about though, because a real friend is someone that you talk to or communicate often and not just someone who pops up whenever they need something from you because those kind of people are abusive towards your relationship with you, they think that they will have it easy asking money from you. I wouldn't generally say that traders aren't miser in terms of lending because I know some people that aren't traders but a total miser. Still, if we don't trust our own friend to lend, it's better to refuse because we don't know how he uses it just for something different, we don't know, I would never lend to anyone, including comrades, somehow heart I have doubts about what to use after borrowing it, have to refuse not to be the desired thing even though this is a business that is being discussed with him. But I don't want to get involved in the mess I make in trading if I use it then it's much better for myself and my friends with own capital.
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Reid
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May 14, 2021, 03:33:00 PM |
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Is this coming from the experience? Maybe one of the forum members?
It's normal. But in case you did see how hard the life of the borrower is then do help. I have some friends in the neighborhood that I saw being affected much by the pandemic and I really want to help them but just can't come over because I am too shy to tell so and also what if they didn't really need help and I am just assuming. But, if they are the ones who will try to borrow money then I'd be willing to help. It depends on the case.
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Dewi Aries
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May 14, 2021, 05:01:27 PM |
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Borrow or lend out money from or to traders, i think people should really avoid it because it can possibly make both of side lose on assets. Traders who borrow our money can possibly lose in their trading, and they will really hard to pay our money because even for trade they can't use their own money. If me, professional or amateur trader who want to borrow money from me, i will say no and i not want that thing happens to me no matter who it is.
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Andrews193
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May 14, 2021, 06:02:07 PM |
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Borrow or lend out money from or to traders, i think people should really avoid it because it can possibly make both of side lose on assets. Traders who borrow our money can possibly lose in their trading, and they will really hard to pay our money because even for trade they can't use their own money. If me, professional or amateur trader who want to borrow money from me, i will say no and i not want that thing happens to me no matter who it is.
Indeed, borrowing money should be a service provided by banks or their family acquaintances, instead of us because facing the online system, we have no chance to recover and catch the borrower after a loss, the government can't even keep track of these people, our network is also too small to consider them. The crypto world has too many people who lack credibility and responsibility, traders are also too greedy, so both sides are at fault and should give up these greedy actions.
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goldade
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May 14, 2021, 07:36:07 PM |
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If you happen to be an active trader or know people that trade actively, you will notice that traders do not easily give out money ( i.e lend out money) not because they don't have to give but because their capital is actively and most times always involved a trade.
You have to understand as a friend to traders that even in times when big wins are celebrated, it is not still a time to ask them to help you with money for your needs with the thought that they are in profit, because if you do you will get yourself disappointed nine times in ten chances.
Work for your own money, nobody owes you anything.
I actually do agree with you that nobody owes anyone anything. We have all been given the same opportunity of 24 hours and whether we decide to use it to make money or not is totally up to us. I, however, believe that although it is very difficult to get loans from friends that are traders, it is actually possible. It is dependent on the dependent on the relationship you have with the person and how important and urgent the need for the money is. If you're very close to the person and it's important and urgent, then it's actually possible to get a loan.
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dothebeats
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May 14, 2021, 08:55:42 PM |
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People in general do not lend out money easily, especially in these times that money is hard to come by and jobs are scarce. Everyone is committed to saving for the rainy days or investing it in cryptocurrency, like what is written in the OP. Right now, in order to make money, you need money to work for you, and that is true in trading stocks or cryptocurrencies. If you miss out on the small windows of opportunities, it will be hard to come by again you might regret it for a long time. Traders avoid this, and instead they are the ones who are taking loans in order to take advantage of their winning positions.
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stomachgrowls
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May 14, 2021, 09:29:32 PM |
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People in general do not lend out money easily, especially in these times that money is hard to come by and jobs are scarce. Everyone is committed to saving for the rainy days or investing it in cryptocurrency, like what is written in the OP. Right now, in order to make money, you need money to work for you, and that is true in trading stocks or cryptocurrencies. If you miss out on the small windows of opportunities, it will be hard to come by again you might regret it for a long time. Traders avoid this, and instead they are the ones who are taking loans in order to take advantage of their winning positions.
When it comes on income then it would really be coming in various sources depending on what would it be neither on gaining through work or through leverage type of businesses and when it comes to lending off money then this would vary into each person because not all would really be willing on letting other borrow up and its true that earning money is really tough and challenging.For some who had business out on loan-type ones then this is where they do insert on but i can say a risky one to have. This doesnt limit only with Traders but also into those common man which does actually have funds doesnt matter where they do get it because lending out money will not only be limited but rather in general or as a whole where people does have the capacity.
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Stedsm
Legendary
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May 14, 2021, 09:43:46 PM |
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@OP, I wanted to send a merit to you but couldn't as I'm out of one, but the reason behind that is I'm impressed with what you said just because it relates to me as well. Not as a trader, but as a lender (or I'd say a helper), as I sent some money to my friend when he needed it. Then, I asked him a few times to return it to me but he didn't (he's a futures trader btw). I came to know today that he recently made a nice 1 grand profit and celebrated his wins and I simply asked him to pay me back what I gave him, so to settle everything between us. He told me that his funds are now stuck in a trade and he can't give me back my money which is not too much against his $1k profit. Honestly, it's not about a trader's will alone but his intentions too whether he wants to do something good to the society or not with the money he made.
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adzino
Copper Member
Hero Member
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www.Crypto.Games: Multiple coins, multiple games
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May 14, 2021, 10:44:55 PM |
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Why would they? Like you said, they need those money. They can invest it on trading and make more profit instead of lending it to you. If they lend it to you, there is a chance that you will lose it and you are going to take time to repay him. Hence waste of resource for the lender. And yeah, just because someone made profit, you shouldn't be asking money for them. I have actually seen people like this. They have no shame. Work for your own money, nobody owes you anything.
This is true. Preach more.
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crzy
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May 14, 2021, 11:02:58 PM |
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Not just trader but almost everyone here are still hesitant to lend money to anyone or even to your friend because you know how to value your money and in trading, we almost lose everything so if you lend that money to anyone you might lose it as well. I don't want to lend money to anyone because of my bad experience before with my friends, beside that money is the result of my hard work so its hard to accept if someone borrow money from you and didn't pay at all.
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isaac_clarke22
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May 15, 2021, 04:38:42 AM |
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Well I wouldn't even loan someone in the first place nor I would loan from anyone regardless if it is related to crypto or not. Not sure where this "lending out money" in trading came from, but it should be avoided at all times especially when one deals with crypto. Loaning would be like the really last resort for me, but if I can help to not do it, I won't do it.
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