Don't believe in digital money? Well...

[Shasha80]

Just a number or code saved on the internet, those who understand the technology behind bitcoin will be appreciated and more likely invest in it since they know that it will evolve and will I guess become more expensive in the future.

I believe this digital money that they called bitcoin because, for me, this is not just because a currency, moreover, this is just a store value that will be your asset and make profit in the future while having this and holding for a long time. Imagine, if I know earlier this bitcoin since 2009, I can able to accumulate even thousands of bitcoin and now I can't imagine how wealthy I am.

People who don't trust digital money like Bitcoin, it means they don't understand Bitcoin. Because those who understand Bitcoin, they will know that
there are many benefits that we can get, one of them is Bitcoin if hold in the long term will generate large profits. Because Bitcoin can not only be used
as a payment tool, Bitcoin is more popular as a digital asset. Therefore, I really believe that in the future Bitcoin will be used by many people,
now its development is very significant. More and more institutions are investing in Bitcoin, especially in the future, Bitcoin will become a global currency.

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[pinggoki]

We are entering in the digital era in which all of the things may do in the digital world. Way back we are using mails but today we are already using electronic Emails in which it's more faster than the traditional mails and also it is more less hassle when we are using because this emails made us realize that we can send messages through the used of electronic devices and sooner cash will be able to be in the digital money also, nowadays people are getting to know what digital currency or also known as cryptocurrency due to the heavy news that are coming from this crypto so probably years may passed and we will also use this digital currency.

[int03h]

Society is more developed and everything is optimized. The trend of not using cash has become hot in many countries. I see digital transformation faster in Asian countries than in Europe and America. China has been using QR codes to transfer money since more than 5 years ago. The countries around them are more active in going cashless.
The pandemic is happening all over the world so the cashless trend is stronger.
For Bitcoin, it is a new, special kind of technology and only part of the population knows about it. I believe that decentralization, scarcity will make Bitcoin even more valuable.

[AniviaBtc]

There are a lot of people who invest in bitcoin and it changed their lives positively so don't tell us that digital currencies are fraud.

It is normal for a certain investment to have scammers but it depends on us on how we will handle it and secure it.

Know that digital currencies are now profitable and essential when planning to do online payment transactions.

[davis196]

-Digital books and kindles replaced library books

Well,it depends of where do you live.Paper books will always dominate over digital books in many countries.

How often do you actually have cash? It's rare that I do! The next item on this list is money.

Then... Buy Bitcoins.

I have cash like all the time.I will never dump cash,because cash transactions dominate the economy of my country.

Digital money doesn't necessarily mean Bitcoin or altcoins.The money in your Paypal,Cashapp,Skrill,Venmo account are also digital money.You are spending digital money,when you are shopping with a credit/debit card.
The term "digital money" is very broad.

[CryptopreneurBrainboss]

For more clarity, you have the understand that there's a major difference between cryptocurency and digital currency. While both are digitized, that of cryptocurency is very different. All currency that can be sent and received electronically are digitalized but not all are cryptocurency.

With that been said, your explanation of digital currency replacing fiats is valued but when cryptocurrency are brought into the picture, the argument become broaden.

That's mainly because most digital currency are government approved but that can't be said about cryptocurency such as bitcoin. The digital currency can easily be accepted as the new means of transaction but that of the cryptocurency would have some challenge before getting approved and that's just the fact.

[Birb]

I believe digital money will certainly be the future. I personally almost never have cash on me and have been like this for years.

[Rebdoomer]

Only 1% of the world knows about blockchain. We're still in the early stages to invest into cryptocurrency. 

[Kakmakr]

The problem is, most people will only adopt new technologies... if it is more convenient and more user-friendly. Now take Bitcoin in it's current application and tell me that it is better (without the Lightning Network) than other payment methods. (Example : Debit and Credit cards)

When I use a debit card, I simply tap at the pay point and enter my pin to finalize the transaction in seconds.... now compare that to a Bitcoin transaction that takes almost 10 minutes to confirm.    (Why will merchants and customers move to a payment option that are less effective?)  

Yes, Bitcoin transactions cannot be reversed and for small amounts, like a cup of coffee.. merchants can accept zero confirmations (low risk) ...but that is not ideal. Also, Credit card and Debit card transactions just look like it is instantaneous ...but it can take up to 2 days for the actual transfer of the money to take place between the different Banks.

Bitcoin transactions will be much faster, if the Lightning Network can be adopted by more merchants and customers.  

[Birb]

Only 1% of the world knows about blockchain. We're still in the early stages to invest into cryptocurrency. 

Imagine when we are at 20% in a few years!  I think its spreading fast especially this year with Elon Musk and other famous people posting about crypto.

[BlackHatCoiner]

The problem is, most people will only adopt new technologies... if it is more convenient and more user-friendly.

Actually the problem is that people will only adopt technologies they understand. You shouldn't compare yourself who has spent thousands of hours understanding all these complex terms. Leave the Lightning Network for a moment; Try convincing a merchant to adopt a highly volatile currency that works autonomously, with no support to help him. Now explain him why should he do that. Visa and and generally credit/debit cards are far more convenient to use, even if they're working centralizedly.

Not all people appreciate decentralization and that's justified.

[NeuroticFish]

Imagine when we are at 20% in a few years!

20% won't come easy, but the growth should be exponential.
So even though 20% is still far, 40% will come much much faster afterwards.

The problem is, most people will only adopt new technologies... if it is more convenient and more user-friendly.

Actually the problem is that people will only adopt technologies they understand.

You are both right and both wrong. People don't understand nor care how Visa works, but it's extremely user friendly (and yes, many don't use even Visa...)
So the wallets have to be even more user friendly and fool proof. Then... even those who rick and come use Bitcoin get surprised by the volatility and the tx fees.

For the merchants it may be easier, they just need a payment processor that accepts Bitcoin and transfers them fiat into the bank account (please don't expect all merchants install bitcoin software for payments and also handle tax for bitcoin vs fiat), so maybe a good first step would be to get more known payment processors accept Bitcoin (and maybe also don't make the prices 10% bigger if paid in BTC).

If so, average Joe will know the bitcoin is an investment vehicle and he also can pay easily with it (he will see it as payment option everywhere he pays). It may make him curious enough to try it.

[BlackHatCoiner]

For the merchants it may be easier, they just need a payment processor that accepts Bitcoin and transfers them fiat into the bank account

While that may work in practice, it's highly ironic. I use my fiat to buy Bitcoin, then I purchase your product using Bitcoin, then you sell your Bitcoin to earn fiat. What's the point of Bitcoin in the first place? Isn't it unnecessary? Why would merchants accept Bitcoin as a payment method if they don't insist on its main purpose/philosophy?

It was created to prevent the requirement for a financial institution. Not to add an extra layer around it.

[Republikcoin.com]

20% won't come easy, but the growth should be exponential.
So even though 20% is still far, 40% will come much much faster afterwards.

1% can make a scene for some people and even the media, maybe when users and people who understand cryptocurrency are at the 10%-15% point, to touch the 20%-60% figure is an easy thing.
The way it works is like a virus, which is easily spread when many people come into contact with infected people. The more people who are infected by the science of Bitcoin and start talking, the more opportunities for cryptocurrency growth will be recognized by the public.

[NeuroticFish]

While that may work in practice, it's highly ironic. I use my fiat to buy Bitcoin, then I purchase your product using Bitcoin, then you sell your Bitcoin to earn fiat. What's the point of Bitcoin in the first place? Isn't it unnecessary? Why would merchants accept Bitcoin as a payment method if they don't insist on its main purpose/philosophy?

It was created to prevent the requirement for a financial institution. Not to add an extra layer around it.

You're right, but unfortunately I don't see a better way. As long as every country will ask for taxes to be paid in their own currency I expect that merchants of that country will prefer that currency. This makes Bitcoin only work as a "foreign" currency everywhere. And for such currency a conversion (i.e. an extra operation/layer) is the way to go.

The fact that you'll use this rather awkward workflow with most merchants doesn't stop you use Bitcoin directly where it's accepted, for example to pay overseas people for their work over the internet.

and even the media

Although the virus analogy is interesting, I think that media (and greed) have for now more effect than "infected" people spreading the word. (it will change in the future when the % will be better)

[AakZaki]

in the times
modern like this the world is becoming more advanced and has shifted to a more efficient and more advanced digital world.
nowadays, almost all of them are digital. The transactions that I make every day are always digital. The use of cash has also decreased. This is also useful for avoiding direct contact with money that has changed hands, this will help the transmission of Covid-19 decrease.
I don't really use cash very often when it's not an emergency or it's absolutely necessary.

[acener]

-Digital books and kindles replaced library books

-Regular mail was replaced by email

-Previously, we took actual photos; now we take digital photos

-Digital music replaced cassettes and CDs.

-We switched to direct deposit from cash or checks.

How often do you actually have cash? It's rare that I do! The next item on this list is money.

Then... Buy Bitcoins.

I agree that we are developing and becoming more focus on technology and finding easy way to deal with what we want just like on your examples.
But you forgot that it isn't just crypto that is considered as digital money we also have other E-Wallet for making online payment and government isn't really going to let Bitcoin be the main online payment or over took the Fiat currency.
I also want to support Bitcoin but it is becoming more like an investment tool rather than payment option.

[Yatsan]

The observance on how certain things have improved provided by the OP is due to the improvement being done on certain place. Now in terms of currency upon having fiat money going to digital money is already observable on many places but those were just fiat in the mode of digital money being deposited through online banking system. But cryptocurrency to be one of the commonly used digital money still depends into the place since not all have the availability of resources to adapt into the improvement. Many people also do still prefer fiat money since they believe it is way more easy to use since it is the accustomed one. But it my case, I prefer still using both depending on the situation of course.

[Kelvinid]

This is all about market innovation, technology enhancement and there are two reasons why all things had come out and hit us, it is because we want to have a comfortable lifestyle and become more productive. I think everyone wants this thing to happen. But the used pf digital money just consider this as an option, we can still use fiat money and I'm still using it ( everyone does). However, we have to visualize what will be its huge impact on our life today compared before and we can see a huge difference. That is to believe that this gonna be more adaptable for the next generation.

[MCobian]

In our country, fiat currency is still more used than bitcoin as many people are still out of knowledge about cryptocurrency, but you are right some of the traditional ways of living are now replaced by electronics which makes our lives easier but with the money I dont think that it would happen easily, bitcoin is still new in terms of money and there are still a lot of things that we need to consider before it happens, maybe if all the countries are now accepting bitcoin then I think that would give bitcoin as the start currency.

It's too early to make Bitcoin a currency, because there are still many people who don't understand Bitcoin. After all not all countries accept Bitcoin,
Bitcoin still has a long way to go to be actually used by everyone around the world. This is the importance of a lot of education about Bitcoin, so that
many people realize that life will be easier if they use digital money like Bitcoin. But due to lack of government support, the process of introducing
Bitcoin to many people must go through a long process,  because the government is actually afraid that Bitcoin can replace fiat currency.