Looking for 0.026 BTC Loan

[qwertyup23]

Good day!

I am looking for a non-collateral loan of 0.026 BTC or p35,000 which is to be paid within 3-4 months.

I can pay the loan either weekly/monthly basis pero ang limitation ko lang is I have to receive it sa GCash/bank account ko sana. Since coins.ph limited my withdrawal limits to p25,000 monthly, I can only deposit/withdraw as much kaya preferably sa GCash/bank account ko sana marereceive yung amount.

To reiterate, this will be a non-collateral loan which I will be paying within 3-4 months since I have to purchase a brand-new laptop for my online classes this semester!

*EDITED: interest rate and total repayment would be p40,000.

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[Maus0728]

Have you tried posting your loan request to other international lenders? May ilan din don na nag offer ng loan service like DS.
- https://bitcointalk.org/index.php?board=65.0

Kapag may nag fill ng loan mo don, gamit ka na lang ng P2P sa binance basta naka limit lang yung amount sa coins.ph/bank/gcash yung papasok na pera. Inactive na rin kasi yung loan service dito saka may ilan pang hindi nagbabayad sakin  (pero nakakausap ko naman)

[qwertyup23]

Have you tried posting your loan request to other international lenders? May ilan din don na nag offer ng loan service like DS.
- https://bitcointalk.org/index.php?board=65.0

Kapag may nag fill ng loan mo don, gamit ka na lang ng P2P sa binance basta naka limit lang yung amount sa coins.ph/bank/gcash yung papasok na pera. Inactive na rin kasi yung loan service dito saka may ilan pang hindi nagbabayad sakin  (pero nakakausap ko naman)

I am actually considering na mag post sa international lenders pero nag hihintay lang siguro ako dito baka kasi may willing na mag loan directly sa GCash account ko.

To be honest, wala din kasi akong experience sa binance kaya medyo nag hehesitate ako pero I watched some videos on how p2p works sa website. Siguro, mag hintay muna ako within the day and if ever unavailable, mag reach out ako sa international lenders.

Thank you, Maus!

[Maus0728]

So far Binance lang yung pinaka madaling option for me kapag magpapalit. There are other option as well like coins.ph na sobrang laki ng spread, or gumamit ka ng bloomx^[1] na panibagong KYC na naman which is sakit sa ulo kung privacy person ka. There are privacy respecting P2P as well like hodlhodl and bisq kaso surebol na walang volume don kapag PHP palitan.

Okay naman Binance pagdating sa P2P kasi sila naman unang magrerelease ng funds. Just make sure na kapag "mark as paid" na yung order mo, verify mo mismo sa gcash/bank mo na dumating yung funds mo, then saka mo irelease yung USDT.

What I do is trade BTC to USDT, transfer yung USDT from Spot to Fundings, punta ka sa USDT sell tab ng P2P, specify mo yung amount and receiving service(Gcash, UB) sa filter, hanap ng buyer na may pinaka kaunting negative reviews at may maayos na volume then kausapin mo sa Binance chat. And as I was saying, verify mo mismo sa app bago mo irelease yung funds, huwag kang umasa SMS notification LOL.

Yon lang sana makatulong haha.
[1] https://bloomx.app/

[qwertyup23]

Unfortunately, hindi pumayag mga international lenders na sina Darkstar and shasan sa aking loan request.

If someone is willing to accept my loan request, the total repayment would be p40,000 within 3-4 months. I will be making monthly payments given na nag-extend din ang campaign signature ko to 1+ month.

Hopefully may mag accept ng loan request ko since I really have to purchase a new laptop for my online class this semester. Sobrang malas lang ng timing na bumigay na laptop ko after using it for 7+ years kaya badly needed ko talaga.

[Jemzx00]

Unfortunately, hindi pumayag mga international lenders na sina Darkstar and shasan sa aking loan request.

If someone is willing to accept my loan request, the total repayment would be p40,000 within 3-4 months. I will be making monthly payments given na nag-extend din ang campaign signature ko to 1+ month.

Hopefully may mag accept ng loan request ko since I really have to purchase a new laptop for my online class this semester. Sobrang malas lang ng timing na bumigay na laptop ko after using it for 7+ years kaya badly needed ko talaga.

I understand your situation lalo na't malapit na magpasukan at kailangan mo na yung laptop to attend yung mga klase mo. I suggest na try mo magpost sa thread sa Lending Section about sa loan request mo since maselan magloan sila DarkStar at shasan sa mga non collateral loans. Suggest ko
rin na yung repayment method mo ay thru signature campaign at negotiate mo rin sa manager to change btc address sa lender address para may assurance yung magpapautang sayo sa payment.

Also, kung makakatulong sayo, try mo yung Gloan sa Gcash at Sloan sa Shopee or kung may bank account ka like BPI or Unionbank, may quick loans silang inooffer.

[cheezcarls]

So far Binance lang yung pinaka madaling option for me kapag magpapalit. There are other option as well like coins.ph na sobrang laki ng spread, or gumamit ka ng bloomx^[1] na panibagong KYC na naman which is sakit sa ulo kung privacy person ka. There are privacy respecting P2P as well like hodlhodl and bisq kaso surebol na walang volume don kapag PHP palitan.

Okay naman Binance pagdating sa P2P kasi sila naman unang magrerelease ng funds. Just make sure na kapag "mark as paid" na yung order mo, verify mo mismo sa gcash/bank mo na dumating yung funds mo, then saka mo irelease yung USDT.

What I do is trade BTC to USDT, transfer yung USDT from Spot to Fundings, punta ka sa USDT sell tab ng P2P, specify mo yung amount and receiving service(Gcash, UB) sa filter, hanap ng buyer na may pinaka kaunting negative reviews at may maayos na volume then kausapin mo sa Binance chat. And as I was saying, verify mo mismo sa app bago mo irelease yung funds, huwag kang umasa SMS notification LOL.

Yon lang sana makatulong haha.
[1] https://bloomx.app/

Matagal na rin ako mag P2P sa Binance pero syempre sa GCash or bank app ako mismo nag verify if pumasok ba talaga ang pera rather than believing sa mga screenshots o SMS notification lang. Make sure na yung na transact mo dun sa Binance mataas ang kanyang rating. I usually go for like 97% or above to be safe at least.

Coins PH matagal na rin na hindi na ako nag deposit dyan kahit Level 3 KYC verified na and usually do enhanced verification once per year.

[harizen]

Mukhang malabo bro na makakuha ng ganyang loan amount dito sa local. Sa labas kasi kung ipapahiram nila ang around Php 35,000, mas worth it ang return kaysa sa Php 5,000 lang na tubo sa loob ng 3-4 months. Ang chance mo na lang talaga is sa mga lending thread sa labas pero nakita ko nga rejected pero di ibig sabihin di ka na makakahiram.

Suggestion lang bro, try mo na mas mababa ang hihiramin mo baka pumayag lalo iyong mga lenders outside local. Pandagdag din sa pambili mo ng laptop. Mas maganda rin kung i-ppm mo muna sila bago ka magpost sa lending thread nila para mas ma-discuss ang detalye. Much better rin na sila ang masunod sa payment terms hanggat maari at i-adjust na lang sa part mo if necessary.

[qwertyup23]

Just to give you guys some information, I tried asking for a loan of 0.026 BTC since it totals to around ~php 35,000. Apparently, may nakita kasi akong FB ad that sells this Macbook air M1 for only 33,900. I have been eyeing on it for the past two (2) weeks and nag ask na din ako sa international lenders natin 2-3 weeks ago.
FORTUNATELY, my request had been rejected kasi kaninang umaga, nakita ko na scam pala yung Facebook Page na yun (though it had like 75k+ likes on FB).

Blessing in disguise sa akin to since muntik na din pala ako ma-scam on my own way. Imagine, paying a php 35,000 loan tapos na-scam din pala ako. Given sa mga suggestions na binigay niyo rin, mukhang malabo nga din makakuha ng ganitong kataas na loan as relatively hindi din active mga Filipino lenders natin.

Siguro pag tiyatiyagaan ko muna itong laptop ko na sira ang mic + keyboard; bili na lang muna ako ng external keyboard + headset to compensate dito. Anyway, maraming salamat sa mga suggestions niyong lahat! I will lock this thread maybe by tomorrow- baka may mga final thoughts or messages kayong gustong sabihin!

MORAL OF THE STORY: If it is not your time, then God has other plans for you!