Poor and middle class as a mentality

[Fesatmas]

I've always been confused by the culture that tries to separate the poor, the middle class and the upper class. which outwardly we can not be in dispute in the category of lower or higher strata.

Outwardly we are not faced with the choice of poor and rich. but the paradigm emerges from lip to lip as a stimulus and categorizes every human being as having a different class.

let's get straight and try to appreciate not who he is and how he lives in the strata of social mentality in society.
but what can it contribute to the progress of a growth that leads to a better pace.

Everyone has a lot of potential and it has become the essence that we need each other.
Look around us, education is available 24 hours, technological advances are in hand, what is lacking? natural resources? let's garden, farm, and take advantage of all the potential of nature without destroying it.

what is the role of government? the government should exist and provide a piece of land to work on and free the natives from taxes or maybe reduce every percent of it.

Why bring in foreign workers? so that they are dedicated to working together and providing good services for the progress of each country. instead of colonizing and depleting natural resources and leaving behind useless buildings.

[Similificator]

This is exactly why the cycle never ends. If it does, it only happens to a handful of people and most of these only achieve such feats due to lucky encounters which changed their world views that has been hardwired into their brains ever since they were young. The environment plays as much as a big role as a child's home since it is what gets imprinted in the child's mind due to repeated encounters. Traditions also hinder escape from this cycle since it is rooted deeply within each home. Unless the people in charge of a household opens up his mind and accepts change, only then that change can actually happen and affect the growth of the children within that household positively.

Whatever the case and whichever part of the world it is, change and progress can only happen to those who choose to change and to adapt.

[redsun114]

Another problem is the lack of financial education which to me is incredibly suspicious, I am not trying to diminish other subjects however if there is one thing that we know people will have to use is money, and yet the education system does not teach you how to make the best use of it.

As such each person tries to do the best they can with the little knowledge they have and when we have so many ads on the media trying to make people to indebt themselves then they fall and begin a spiral from which they cannot escape, financial education should be mandatory and people should learn about interest rates, fiat money and other knowledge related to that, but since this goes against the interests of the governments and other powerful institutions this does not happen, which leads to a life of hardship in which most people have to work for the rest of their lives in a system not that much different from slavery.

This is quite correct and unfortunately nowhere in the world I know kids have it at a young age. We should have science, math, history, languages and many more like we do but we should have a class about economics as well, not in the sense that kids should be though about Adam smith or something like that, but if you can give kids an education from ages 10 to 15 about how to save money, or what to do to earn more money, or ways that rich people got rich, basically a bit of explanation about how the world economics work that would be great.

I didn't study anything at all about finance when I studied, nobody thought me what inflation was, we learn it from life, and that is why we should learn more about it. Like inflation matters so much that if you buy a house right now with mortgage that you barely can pay right now, it will be super simple to pay it in 10 years, because when you pay 500 bucks per month now while earning 700 bucks would be very hard, but in 10 years you will be earning 2000 or more because of inflation and you can pay it very easily, why nobody is thought that? These are vital financial information that every kid should learn at an early age.

[Fortify]

Some people are born rich or moderately rich, some are born middle class and some are born poor or extremely poor. All these conditions come along with a set of survival guides that the parents, relatives and even teachers will pass along as a map of life. For example, in a school of a country that does not give opportunity to its people, where most of the students are poor, it is unlikely that the teachers will induce them to think big or have big dreams...more likely they will aim to keep them apart from drugs, avoid problems with the government and try to imbue some basic skill for life. The ultra-poor do not even get that - which actually may be better.

In a preppy school, where most of the students are rich-born, the conversation is quite different. Culture, life, opportunity, spirit-de-corps and class mentality are imbued in the same manner, so the kids will somehow justify in their minds that they have the right to be rich even if they have not done anything for anyone in their lives - perhaps not even for themselves - because of some Darwinian property of cosmos.

As a result, the poor and even middle class have to jump over one real barrier, their lack of funds, and more importantly, like the Elephant that learns young that he cannot break the chains and never tries again, over their own state of mind, their own prison set by the terms of those who trying to help taught them to avoid anything but doing the same that keeps them poor.

You briefly touched on the idea, but I think the biggest thing holding back the poor and middle class is simply a lack of ability to take financial risks. If you're from a family that is able to gift you $1 million dollars to get a head start in life, you could invest $750k into shares and have a reasonable safety net to let you take higher risks with the remaining $250k. Not to mention having the family support to enable a first class education, which opens doors to high paying jobs and allowing you to sustain a "rich" life style. However if you are poor, every day can be a struggle and every dollar might require a lot of sweat to earn. Even if you do have the time to learn about proper finances and where you should be putting your money, you first need to build up an "emergency fund" to cover living expenses should you lose a job and then you have to risk money that can have a drastic impact on you if it is lost - the hurdles are very high to overcome.

[KennyR]

This financial ladder can be seen throughout the world. Even in America it has got rich, poor and the middle class but the country portrays an image as it doesn't have poor people. When one has money that is more than the necessity automatically he/she will feel relaxed and the mind will think of making use of it. This is where the difference happen with the rich in and the other two segments of people.

The poor and the middle class strive to make money and uplift their living standard which starts with the very basic requirements. This makes them multiplying what is available, but these people fail for a long. Because, they do anything with a pressurized mind as the amount they use is their life fund.

[DrBeer]

Yes, and also - the mentality of a poor man, very often leads people to crime. For some reason, they believe that the criminal way of earning income is easier, more effective than, for example, starting to study, getting an education, and becoming, for example, a doctor, programmer, engineer, or starting a business. It is easier to sell illegal drugs, rob, steal, than think, make responsible decisions ...

Wrong, the people who do crime because of poverty is desperate, if you give them a job, I am pretty sure that they will stop doing crimes. What we lack in this world is the opportunity to get jobs that will help us get money legally and in a clean way. Blaming them for being poor won't help their status.

I beg to differ ! Exclusively from a personal example - I watched homeless people begging for money, offered them a simple, not difficult, physical job, for money. Do you know what they answered me? They replied - "go fuck it, I'd rather beg or steal than WORK!". The second example is at a relative 40 km from the capital, an agricultural enterprise. The people who live in this village, and live on state benefits (no work), my relative offered to work for him. Conditions - if they have problems with housing - he provides a guest house, pay weekly, lunch is provided. Yes, work in agriculture is difficult, no one disputes, but the level of the offered income was quite competitive. So, they worked for 3-4 weeks and began to do their job poorly, despite the fact that my relative fulfilled all obligations. A couple of weeks later they said that they wanted in general 2 times more money and would start working not at 6 am but at 9. And then they said that they did not want to work at all, because “it’s better on benefits - you don’t do anything, but they give you money ". Therefore, I do not agree that such people are ready to exchange "easy criminal money" or social assistance for a full-fledged job, where you have to strain, adhere to conditions and rules.

[wxa7115]

Another problem is the lack of financial education which to me is incredibly suspicious, I am not trying to diminish other subjects however if there is one thing that we know people will have to use is money, and yet the education system does not teach you how to make the best use of it.

As such each person tries to do the best they can with the little knowledge they have and when we have so many ads on the media trying to make people to indebt themselves then they fall and begin a spiral from which they cannot escape, financial education should be mandatory and people should learn about interest rates, fiat money and other knowledge related to that, but since this goes against the interests of the governments and other powerful institutions this does not happen, which leads to a life of hardship in which most people have to work for the rest of their lives in a system not that much different from slavery.

This is based on my own perception and my own experienced too as being born and raised in a poor family. My parents can only afford to sent us in a public school because that is what they can only give us but I am so lucky enough to be able to go to a higher level of education, my parents would always say that we need to study well and finished it so we can find a good job but now I realized that we don't just only need to be educated as a person but most importantly Financial Literacy is a must. It should be the top priority of everyone of us because there are many well-educated person who don't know how to manage their income.

I remember making that realization myself, it is not rare to see people that you would otherwise tell are very successful fail spectacularly at life and the reason for this was their lack of financial education.

There are countless examples of this, how many artist, athletes, lottery winners end up completely bankrupt despite the fact many earned millions and sometimes even hundreds of millions? A great deal, this means that no amount of money no matter how big is enough to protect you from bad financial decisions, which means that if you do not receive this education on the school or your home then you need to educate yourself, it is not easy but it must be done.

[SacriFries11]

Poor people mentality is when they have money, they spend it on relaxation and luxury. Unlike middle class, they spend their money wisely. With poor people, they lack enough knowledge on handling their finances and where to put it. They also rely on other people and support from the government unlike middle class, they value their hard earned money. They adopt what they learned in school. They are eager to be wealthy and be comfortable in their lives.

[bryant.coleman]

Poor people mentality is when they have money, they spend it on relaxation and luxury. Unlike middle class, they spend their money wisely. With poor people, they lack enough knowledge on handling their finances and where to put it. They also rely on other people and support from the government unlike middle class, they value their hard earned money. They adopt what they learned in school. They are eager to be wealthy and be comfortable in their lives.

That is not the case on all the occasions. But it is understandable. When someone works really hard to earn money, he will think twice before wasting it. When I was a student, my parents were providing me with financial support. Back then, I used to spend a lot of money on unnecessary things. But now, I have a full time job and I know how hard is it to earn money. Same is the case with the poor people. When they get freebies and handouts from the government, they are careless with those. But when they work hard and earn, they don't waste much of the earnings.

[jaysabi]

Poor people mentality is when they have money, they spend it on relaxation and luxury. Unlike middle class, they spend their money wisely. With poor people, they lack enough knowledge on handling their finances and where to put it. They also rely on other people and support from the government unlike middle class, they value their hard earned money. They adopt what they learned in school. They are eager to be wealthy and be comfortable in their lives.

That is not the case on all the occasions. But it is understandable. When someone works really hard to earn money, he will think twice before wasting it. When I was a student, my parents were providing me with financial support. Back then, I used to spend a lot of money on unnecessary things. But now, I have a full time job and I know how hard is it to earn money. Same is the case with the poor people. When they get freebies and handouts from the government, they are careless with those. But when they work hard and earn, they don't waste much of the earnings.

If this was true universally then there would be no such industries as gambling and alcohol because these vices are clearly destructive and disproportionately affect the lower classes. "Working for money makes you more judicious about where you spend it" is more false than it is true, as evidenced by how many bad decisions about finances people make across all strata of the socioeconomic ladder.

[BIT-BENDER]

Some people are born rich or moderately rich, some are born middle class and some are born poor or extremely poor. All these conditions come along with a set of survival guides that the parents, relatives and even teachers will pass along as a map of life. For example, in a school of a country that does not give opportunity to its people, where most of the students are poor, it is unlikely that the teachers will induce them to think big or have big dreams...more likely they will aim to keep them apart from drugs, avoid problems with the government and try to imbue some basic skill for life. The ultra-poor do not even get that - which actually may be better.

In a preppy school, where most of the students are rich-born, the conversation is quite different. Culture, life, opportunity, spirit-de-corps and class mentality are imbued in the same manner, so the kids will somehow justify in their minds that they have the right to be rich even if they have not done anything for anyone in their lives - perhaps not even for themselves - because of some Darwinian property of cosmos.

As a result, the poor and even middle class have to jump over one real barrier, their lack of funds, and more importantly, like the Elephant that learns young that he cannot break the chains and never tries again, over their own state of mind, their own prison set by the terms of those who trying to help taught them to avoid anything but doing the same that keeps them poor.

I think things are changing, but it has it cost, my country is developing but here and there we have schools that are preparing their students to feel superior, from the equipments they have qualifications of the teachers and other schools quality, but this comes at a cost the prices of such schools are very high, and it's still almost line what you saying, because the school are attended by the very rich or those under scholarship, or those that their poor parents who knows the important went a far length to send them into the school, the knowledge of the students knowing how superior the school is has already started build superior power in them, which they can use to chase exciting dreams.

[oHnK]

Poor people mentality is when they have money, they spend it on relaxation and luxury. Unlike middle class, they spend their money wisely. With poor people, they lack enough knowledge on handling their finances and where to put it. They also rely on other people and support from the government unlike middle class, they value their hard earned money. They adopt what they learned in school. They are eager to be wealthy and be comfortable in their lives.

That is not the case on all the occasions. But it is understandable. When someone works really hard to earn money, he will think twice before wasting it. When I was a student, my parents were providing me with financial support. Back then, I used to spend a lot of money on unnecessary things. But now, I have a full time job and I know how hard is it to earn money. Same is the case with the poor people. When they get freebies and handouts from the government, they are careless with those. But when they work hard and earn, they don't waste much of the earnings.

I couldn't agree more with the statement that Don't give cash assistance to poor people because it only adds to poverty in their brains, but provide them with livelihood assistance and ways to make money to support their lives.  Because between giving fish or fishing rods to poor fishermen will be very much different but there are many mistakes that occur in the government, they only focus on providing cash assistance to the community just to cover up the bad government behind the assistance such as corruption in their institutional.

[xmonkeyx]

it is mental and spirit that is able to get out of poverty, it all depends on how one thinks to move forward, it is very cruel. even the poor are friends only with the poor as well as the rich only befriend the rich like him. although very few people are able to get out of the poverty line, the opportunity is there. when he wants to fight harder than anyone else.

[uneng]

Usually that is how things work. Poor people have to worry about their survival, while the richest ones can enjoy their lives without financial worries. The survival isn't easy and often it reaches close to the savagery. People struggling to survive tend to do immoral things and lack values civilized societies estimate for. It's common to see in poor communities the conivency of its residents with the criminals who control the area and their shady deals. These people justify acting like this for their own survival.

On the other hand, there are also the upper classes' people who act in the same immoral ways, because they can't accept the possibility of losing power, status and money, so they cheat the rules. These are the entrepreneurs who get close to governments to acquire advantages, pay bribery and accept any kind of deal if it is going to benefit them. Actually, some of these wealthy men were poor or miserable someday and it's important to notice they didn't have the poor or middle class mentality, since they upgraded their life status, although it was in a wrong way.

So I think it's hard to measure who is good or bad, prejudiced or benefited through poor, middle or rich mentalities. I think it's more accurated to measure it by the honest and dishonest mentalities that don't distinguish any classes and are present in all.

[Vishnu.Reang]

I couldn't agree more with the statement that Don't give cash assistance to poor people because it only adds to poverty in their brains, but provide them with livelihood assistance and ways to make money to support their lives.  Because between giving fish or fishing rods to poor fishermen will be very much different but there are many mistakes that occur in the government, they only focus on providing cash assistance to the community just to cover up the bad government behind the assistance such as corruption in their institutional.

Nowadays I am seeing governments around the world trying this approach, by distributing welfare payments. In the US, Biden government has proposed giving out financial assistance based on the number of children in the family. So in case a family produce 10-12 children, then they will receive a payment of around $3,000 per month from the government. I find these sort of measures very short sighted. In the long term, people will just sit at home and produce children without doing any productive activity. And those who work hard will find a large majority of their salaries taken away in the form of taxes.

[Gozie51]

Some people are born rich or moderately rich, some are born middle class and some are born poor or extremely poor. All these conditions come along with a set of survival guides that the parents, relatives and even teachers will pass along as a map of life.

It's obvious that while some persons are born in linage of poverty is due to the initial foundations of their parents and the same thing is applicable to some people who are born in the wealthy family also, so what we are suppose to be looking at now is the factors that attribute or causes poverty and how to eradicate them for the offsprings.

I think the first solution to poverty is education. Education the young poor person gives a more brighter opportunity for future success rather than leaving them uneducated. Education prepares someone for the future even when opportunity is not presented at the current moment, a truly educated and knowledgeable person can find a way to survive. There is a relationship between education and knowledge because education sharpens knowledge and it gives the ability to apply the knowledge very well. Like Martin Luther said about living ready, this is important and can be guaranteed with education.

[buwaytress]

I think things are changing, but it has it cost, my country is developing but here and there we have schools that are preparing their students to feel superior, from the equipments they have qualifications of the teachers and other schools quality, but this comes at a cost the prices of such schools are very high, and it's still almost line what you saying, because the school are attended by the very rich or those under scholarship, or those that their poor parents who knows the important went a far length to send them into the school, the knowledge of the students knowing how superior the school is has already started build superior power in them, which they can use to chase exciting dreams.

Things are definitely changing, but it's difficult for me to really make a true assessment of whether it's positive or not in the long run. I come from what's known as a developing country, but from a state with the lowest statistics in HDI. Invisible because national indicators put the country quite high in the region. I mean, I say where I'm from and people immediately think skyscrapers and rich people and fancy modern living... but my own state only achieved in 2020 50% literacy rate -- so that's a marker I think no one believes when I tell them.

To change that, our young people are venturing out more and more, and getting better paying jobs and going to better paying schools. But I'm not sure becoming better people (at least from a tiny sample of what I can observe). These are also the most likely to be the ones hearing about and getting into Bitcoin -- but not to use them, also judging from the discussions I have been able to observe.

It's better than rotting in obscurity and disease in the middle of nowhere and getting left behind by the world, I suppose...

[bryant.coleman]

I think the first solution to poverty is education. Education the young poor person gives a more brighter opportunity for future success rather than leaving them uneducated. Education prepares someone for the future even when opportunity is not presented at the current moment, a truly educated and knowledgeable person can find a way to survive. There is a relationship between education and knowledge because education sharpens knowledge and it gives the ability to apply the knowledge very well. Like Martin Luther said about living ready, this is important and can be guaranteed with education.

Education has become more accessible to everyone, with internet now reaching the remote nooks and corners of the world. It is not necessary to go to a college or school to get the required education. You can just enroll to the free online courses that are available in YouTube and other websites. A decade ago, that was not the case. Education was expensive, and inaccessible in many cases. Now this is one of the positive change that came with the technological progress. Cryptocurrency, online education, free markets.etc are just some of the new technological innovations that are helping poor people.

[xSkylarx]

Poor people mentality is when they have money, they spend it on relaxation and luxury. Unlike middle class, they spend their money wisely. With poor people, they lack enough knowledge on handling their finances and where to put it. They also rely on other people and support from the government unlike middle class, they value their hard earned money. They adopt what they learned in school. They are eager to be wealthy and be comfortable in their lives.

That is not the case on all the occasions. But it is understandable. When someone works really hard to earn money, he will think twice before wasting it. When I was a student, my parents were providing me with financial support. Back then, I used to spend a lot of money on unnecessary things. But now, I have a full time job and I know how hard is it to earn money. Same is the case with the poor people. When they get freebies and handouts from the government, they are careless with those. But when they work hard and earn, they don't waste much of the earnings.

I couldn't agree more with the statement that Don't give cash assistance to poor people because it only adds to poverty in their brains, but provide them with livelihood assistance and ways to make money to support their lives.  Because between giving fish or fishing rods to poor fishermen will be very much different but there are many mistakes that occur in the government, they only focus on providing cash assistance to the community just to cover up the bad government behind the assistance such as corruption in their institutional.

I concur. As I saw on Facebook, he teaches the beggar how to code (how to create his first app) and then gives him a laptop so he may continue. As a result, he has already uploaded his first program on Google Play, and he now refers to himself as a developer. He claims that it will be approved by Google Adsense in a few months, and he will earn from it. Financial assistance from the government is only temporary unless you have a strong desire to start a small business so that you can earn additional money.

[SaShiRaJaVu]

Poor people mentality is when they have money, they spend it on relaxation and luxury. Unlike middle class, they spend their money wisely. With poor people, they lack enough knowledge on handling their finances and where to put it. They also rely on other people and support from the government unlike middle class, they value their hard earned money. They adopt what they learned in school. They are eager to be wealthy and be comfortable in their lives.

If anyone is getting money for relaxation and luxury, i will not call them poor  . Either they have money or they do not and it depends upon what you do in terms of your qualification and skill level. No one is born rich until you are born with a golden spoon and your parents have money for generations, if not you will be working hard for having a good life.