How much of your total capital is in crypto?

[Chuky92]

Have you ever calculated how much of your total capital is in cryptocurrency?

In my case, i have 60% of my money in bank accounts, 20% in stock market, 5% in cash and only 15% in crypto.

Well, that is actually good because from the way you aportioned it, shows you are comfortable with it. However, I think people risks management varies, there are many who have huge capital only in their crypto with little in banks, now this capital in crypto might be mostly stablecoins with few good coins. In addition, this can also be because of their engagement in crypto such as being a private sale investor, a trader and so on, therefore for someone like this most of his time is in crypto which equals to most of his capital being in crypto as well.
On the other hand, there are people who don't trade or invest much but prefer keeping their capital in USDT, they even convert some of their offline payments to crypto. 
So like I said, it depends on your risk management and what you want to achieve, however I also agree with you, keeping fiat is very important to take care of bills and offline investments as at when due.

[reza7777]

Not really sure what percentage of my money is in crypto maybe only around 30-40% because basically I prefer to invest in something tangible like land and gold

[nurulhmani1280wat]

I have little capital. money i have only 50% in bank account, then 30% in crypto. 20% of my crypto portfolio is IGNIS, and the other half is in LTC.

[maartenhaha]

Have you ever calculated how much of your total capital is in cryptocurrency?

In my case, i have 60% of my money in bank accounts, 20% in stock market, 5% in cash and only 15% in crypto.

I barely save money in my bank account but I surely always have some USDT in my Binance and some other wallets.

Do that's like 99% in crypto, could have been 100% but one way or the other I'm always left with 1% in my bank. 

I have seen 2 people here give the equivalent of 99% investing in crypto, you must have understood the risk of consequences if the market could crash at any time and can you provide any motivation that pushes you against market risk.

[Devifajarina]

Have you ever calculated how much of your total capital is in cryptocurrency?

In my case, i have 60% of my money in bank accounts, 20% in stock market, 5% in cash and only 15% in crypto.

I'm not the type of person who likes to keep money in bank accounts. If my position is in yours, then the steps I will take are to invest 40%, in the capital market 15%, in crypto 15% and cash 30%. the rest I just put the money into the bank account.

Because nowadays it is very inappropriate for us to keep money in the bank, our money settles in the Bank without any spin and this can't do anything, if we want to keep it in my opinion, 20% or 30% is enough.

But people's mindset will never be the same, maybe they have their own alternative in managing finances, but if asked for an opinion, I prefer what I said earlier.

[armanhusni]

I have little capital. money i have only 50% in bank account, then 30% in crypto. 20% of my crypto portfolio is IGNIS, and the other half is in LTC.

why don't you trade it in bitcoin, ethereum, bnb and btt ? I think it's better than some of the Altcoins you mentioned. because I see the coins and altcoins that I mentioned have movement in the market and have better potential and high prices for the future.

[bryant.coleman]

Have you ever calculated how much of your total capital is in cryptocurrency?

In my case, i have 60% of my money in bank accounts, 20% in stock market, 5% in cash and only 15% in crypto.

When I made my investment in 2012, Bitcoin constituted for only 1% of my net worth. And at the time of 2017 ATH, it accounted for more than 90% of my wealth. During 2018-20 period, I made a decision to diversify my assets. I sold some of my coins, and invested in stocks, bullion, bank deposits and mutual funds using that money. Looking back, I managed to diversify (Bitcoin is now down to 70% of my overall portfolio), but if I had held on to the coins then I would have been in a much better position.

[CaptainCrapper]

Have you ever calculated how much of your total capital is in cryptocurrency?

In my case, i have 60% of my money in bank accounts, 20% in stock market, 5% in cash and only 15% in crypto.

You are a caliber man I think I agree with you cause never invest all of your capital in one section every one investment need different sections this is my suggestion.my 30% investment on crypto market.

[rina aulia]

I have little capital. money i have only 50% in bank account, then 30% in crypto. 20% of my crypto portfolio is IGNIS, and the other half is in LTC.

why don't you trade it in bitcoin, ethereum, bnb and btt ? I think it's better than some of the Altcoins you mentioned. because I see the coins and altcoins that I mentioned have movement in the market and have better potential and high prices for the future.

Should have chosen to invest in the top coins you have suggested, everyone has a different choice of coins but I didn't pay attention to the potential of Ignis and LTC coins so far, I'm only interested in BNB because the potential is the same as ETH but at a lower price.

[OgNasty]

Because I am crypto lover so most of my money is of course here (crypto), yes maybe more than 70%. Why? because I believe that crypto will give me a very bright future

I believe I also have somewhere around 70% of my funds in crypto.  Although this is less by choice and more the result of an ever increasing market rate.  My goal is to end the year closer to 50% of my funds being in crypto, but we'll see how that goes.  Unfortunately, there isn't many good places to park funds these days.  The housing market in the US is crazy overvalued, stocks are at all time highs, bonds aren't keeping pace with inflation, and silver/gold aren't performing as they should be.  When used cars are making the best investment returns, it obvious the entire financial system is messed up.  All you can really do is just keep trying to diversify and hope that when the shit hits the fan some of your assets are able to protect you, or sit in cash and get eaten by inflation in order to avoid missing a chair when the music stops.

[WNTRjon]

Currently, I am sitting on 30% in the bank as cash and 70% in cryptocurrency. It is not very much money overall.

[magnum cyber]

My assets are currently mostly in Crypto and almost 70% are still on exchanges and waiting for the right time to release them, because I am still optimistic the market is still good for the near future, although the risk is also very high, but my portfolio is still in stable coins.

[Maslate]

My assets are currently mostly in Crypto and almost 70% are still on exchanges and waiting for the right time to release them, because I am still optimistic the market is still good for the near future, although the risk is also very high, but my portfolio is still in stable coins.

Optimism, that was good for you...
Well, I have a different story from you. Though I have such kind of positivity, still my funds remain at 50% in crypto (more on the top coins) and 50% in the other business. I've shared equally not because of the trust issues but because I'm looking for assurance. Of whatever happens to my crypto investment like if I lose my money in there I'm not too wary because it can still recover with the help of my other business.

[Fatunad]

Have you ever calculated how much of your total capital is in cryptocurrency?

In my case, i have 60% of my money in bank accounts, 20% in stock market, 5% in cash and only 15% in crypto.

Bank - 80%
Crypto - 15%
Cash - 5%

Yeah, it is mostly in banks and i do only put a small percentage on crypto but doesnt mean that i wont be putting more anytime soon.

Im just re-rolling my investment and if it turns out to be profitable then that might be the time i would be adding things up.
This is personal preference because there are people who dont love to risk that much including me.

[tabas]

Bank - 80%
Crypto - 15%
Cash - 5%

Yeah, it is mostly in banks and i do only put a small percentage on crypto but doesnt mean that i wont be putting more anytime soon.

Im just re-rolling my investment and if it turns out to be profitable then that might be the time i would be adding things up.
This is personal preference because there are people who dont love to risk that much including me.

That is fine if you've got most of your money into the bank. As you've said, not all of us have the same take on risk-taking and management. Just take risks with the amount that you're totally fine with. Because it is you that will determine how much you're going to take and don't be down if there are people that suggest you put an amount that you can't afford because, in the end, it's your decision that will still be the final to be followed.

[flyeers309]

Have you ever calculated how much of your total capital is in cryptocurrency?

In my case, i have 60% of my money in bank accounts, 20% in stock market, 5% in cash and only 15% in crypto.

Bank - 80%
Crypto - 15%
Cash - 5%

Yeah, it is mostly in banks and i do only put a small percentage on crypto but doesnt mean that i wont be putting more anytime soon.

Im just re-rolling my investment and if it turns out to be profitable then that might be the time i would be adding things up.
This is personal preference because there are people who dont love to risk that much including me.

I like how you control your finances, I know for sure you believe in cryptocurrencies but you can still control yourself to follow your heart that you are not ready to take risks. If you look around us, many people do not think about this and even dare to take high risks even though they are not ready. From this incident, finally many people are emotionally disturbed because they are weak in managing finances and emotions

[isaac_clarke22]

~

Actually I could have done the same in that year, if my misconception about crypto was cleared earlier. Not that I would think of any losses since it is only 1% anyway plus it is net and not gross. Surely I would crap bricks when I found out that I made a lot from that 1% investment.

At these days, I only do just 80/20 and inside that 20 is also divided for crypto, not that whole 20 will be to crypto. A man is gonna need something else for his wants of course.

[anandaijun]

Have you ever calculated how much of your total capital is in cryptocurrency?

In my case, i have 60% of my money in bank accounts, 20% in stock market, 5% in cash and only 15% in crypto.

I never calculate my total capital in cryptocurrency.
For me, things like you do not need me to say here. I keep only 30% capital in crypto trading. Because I am more interested in crypto trading activities.

[kaka manteng]

we have different scenario, well in my case I did not invest any capital from my funds instead I do some bounty campaigns to earn cryptocurrencies and hodl it for a long term basis.

[the ghabbar]

Have you ever calculated how much of your total capital is in cryptocurrency?

In my case, i have 60% of my money in bank accounts, 20% in stock market, 5% in cash and only 15% in crypto.

It is important to make calculations in financial books, this is the correct investment pattern. If we don't do this, then how much money we spend will not be known, which is why it is important for us to make it.

However, I think you keep too much money in the bank, isn't this not giving you any profit, it's good to invest another 40% money, so that you can achieve passive income according to the target you have set.

The rest, in my opinion, is very appropriate, it's just that the money you save in the bank needs to be maximized again, so that your income becomes bigger and passive, although the risk is also great for investment.