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Author Topic: Credit card bans introduced in Ireland.  (Read 846 times)
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August 31, 2021, 09:21:14 PM
 #61

^ I fully support it 100%.
This is because that probably their government thinking about their people not becoming problematic when it comes to their financial status and yes, there is a large percentage that gamblers will be burden into huge debt when debit cards are allowed to use in gambling. But it does mean they had no option but at least they had a limit when they only have cash on their hand or in online gambling they use cryptocurrency, less percentage of having debt and avoid using a debit cards.
I've also read that many gamblers who use credit cards but ultimately can't afford to pay...

If a gambler is authorized to use a credit card in a casino then it will be very dangerous for the gambler as well as the credit card party. In this case, the lender will certainly be at a loss if the borrower is unable to pay their loan. One bad habit of gamblers is that it is difficult to pay loans



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August 31, 2021, 09:54:31 PM
 #62

People from there can simply use their credit cards to buy cryptocurrencies and deposit them to a bookie that's supported in their country. That's just one way and for sure that gamblers there will find several ways to continue what they've been doing.
At least on their government, they're showing that they care for those people that just kept on using their credit cards in gambling. There's two factor that's being done, stopped them from using their credit cards unwisely and controls them to become addicted.

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August 31, 2021, 09:57:59 PM
 #63

^ I fully support it 100%.
This is because that probably their government thinking about their people not becoming problematic when it comes to their financial status and yes, there is a large percentage that gamblers will be burden into huge debt when debit cards are allowed to use in gambling. But it does mean they had no option but at least they had a limit when they only have cash on their hand or in online gambling they use cryptocurrency, less percentage of having debt and avoid using a debit cards.
I've also read that many gamblers who use credit cards but ultimately can't afford to pay...

If a gambler is authorized to use a credit card in a casino then it will be very dangerous for the gambler as well as the credit card party. In this case, the lender will certainly be at a loss if the borrower is unable to pay their loan. One bad habit of gamblers is that it is difficult to pay loans
Banks who do offered a credit card on a certain client and later on become a gambler then they would really be considering those losses until it wont really be paid up.

Its true that gambling addicts are ones who cant really easily repay those debts which most likely those amounts would really be losses by those institutions.
So its just right and would be heavily agreed by those banks on banning it.


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August 31, 2021, 10:00:42 PM
 #64

I think the government of Ireland had the welfare of its citizens in mind upon imposing the credit card ban, however I do not think this is something that the Irish people will appreciate considering the fact that their government is practically disallowing a certain aspect of their spending habit which they had been accustomed to for God knows when. I am confident that there will be alterations and improvements that will be imposed to this law or mandate since it's going to be unfair for banking institutions and most of all for people who aren't even in the gambling scene to be affected by a law that is not even directed towards them.
Banning of credit cards for gambling activities will increase the crypto gambling for sure, anyone remembers when people actually started recognizing bitcoin when the government banned the payment processors for WikiLeaks website donations that is when the first bump for the bitcoin happened.
I think the reason why Ireland is banning the use of credit cards mainly for gambling is because of the fact that in gambling you can never assure yourself that you'd be gaining back the money you will borrow from your banking institution, hence causing these hapless gamblers to be in debt because there's no way you can ever pay them back by gambling whatever money you still have. And having this ban on credit cards means less avenue for chronic gamblers to use and/or abuse so in a sense it's not going to help promote crypto gambling at all.



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August 31, 2021, 10:05:28 PM
 #65

That's very strict in my opinion, nevertheless, the government has the total power to control everything so gamblers in Ireland can't do anything about it. But gamblers will be gamblers, this is just one step, but they will always find a way to bet on any sports regardless of this credit card bans. So I don't think they can really curb upon gambling in their country, on the contrary it might get worst as those gamblers will find a way to continue their activity or worse their addiction through loan sharks.

Gamblers will always find a way how to bet on their sports. This is just one way to limit their credit card usage. Maybe, the government is also receiving complaints from these credit card providers so they take action where they have control over with. But I do agree that these regular gamblers, they can go beyond their means if they need to just to gamble.

I doubt that the credit card providers are going to complain to the governments because some holders are not paying or can't pay. It's not a lost for them, banks are big, it won't put a dent on their business, on the contrary it's a win-win for them. The only reason why governments are going this far is that they want to control gamblers, or at least not to get them addicted but I don't think it will work in the long run as gamblers will always go and beyond and find another way to continue playing with cold cash.

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August 31, 2021, 10:41:53 PM
 #66

That's very strict in my opinion, nevertheless, the government has the total power to control everything so gamblers in Ireland can't do anything about it. But gamblers will be gamblers, this is just one step, but they will always find a way to bet on any sports regardless of this credit card bans. So I don't think they can really curb upon gambling in their country, on the contrary it might get worst as those gamblers will find a way to continue their activity or worse their addiction through loan sharks.

Gamblers will always find a way how to bet on their sports. This is just one way to limit their credit card usage. Maybe, the government is also receiving complaints from these credit card providers so they take action where they have control over with. But I do agree that these regular gamblers, they can go beyond their means if they need to just to gamble.

I doubt that the credit card providers are going to complain to the governments because some holders are not paying or can't pay. It's not a lost for them, banks are big, it won't put a dent on their business, on the contrary it's a win-win for them. The only reason why governments are going this far is that they want to control gamblers, or at least not to get them addicted but I don't think it will work in the long run as gamblers will always go and beyond and find another way to continue playing with cold cash.
Banks do always go for revenue or gains that they could get from their clients but if it turns out that they do suffer losses due to unpaid loans or balances then they would heavily agree with this decision.

For other side of things then they might really oppose but this one would turn out to be beneficial on completely stopping gamblers on making unnecessary spendings which do end up for them not to repay
on what they have used.

Also, if banks would oppose or trying to appeal then is there something that they could do once government do make the voice?

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August 31, 2021, 11:06:53 PM
 #67

People from there can simply use their credit cards to buy cryptocurrencies and deposit them to a bookie that's supported in their country. That's just one way and for sure that gamblers there will find several ways to continue what they've been doing.
At least on their government, they're showing that they care for those people that just kept on using their credit cards in gambling. There's two factor that's being done, stopped them from using their credit cards unwisely and controls them to become addicted.
No one can stop you if you are really into gambling since there's a lot of options that you can choose from if you really want to  gamble, its just that you can't borrow money from the banks using their credit cards directly for your gambling activities, but there's still away. This is a good move from the Ireland government, many credit card holders are irresponsible they are using their cards beyond their control, which makes them drowning in big debts.
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August 31, 2021, 11:31:23 PM
 #68

Gamblers will always find a way how to bet on their sports. This is just one way to limit their credit card usage. Maybe, the government is also receiving complaints from these credit card providers so they take action where they have control over with. But I do agree that these regular gamblers, they can go beyond their means if they need to just to gamble.

I doubt that the credit card providers are going to complain to the governments because some holders are not paying or can't pay. It's not a lost for them, banks are big, it won't put a dent on their business, on the contrary it's a win-win for them. The only reason why governments are going this far is that they want to control gamblers, or at least not to get them addicted but I don't think it will work in the long run as gamblers will always go and beyond and find another way to continue playing with cold cash.
The other way to get around this measure could be by using cryptos. Then I like this kind of regulations against fiat gambling because it benefits to cryptocasinos and cryptosportsbooks at the end, and to crypto adoption more broadly speaking.

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August 31, 2021, 11:37:17 PM
 #69

No one can stop you if you are really into gambling since there's a lot of options that you can choose from if you really want to  gamble, its just that you can't borrow money from the banks using their credit cards directly for your gambling activities, but there's still away. This is a good move from the Ireland government, many credit card holders are irresponsible they are using their cards beyond their control, which makes them drowning in big debts.

The point here is, their government is making some moves to avoid the loss of wealth of their citizens by drowning in this addictive habit and I think they won't consider doing this until they have proven the result. Most likely the statistics told them that most of the people that have huge debt are those often used their credit card for gambling. By removing this feature in their country, they can minimize the damage but it doesn't mean they can totally stop it. But you can say their government is taking care of them and when they still persist in doing so in another way, then that'll be their problem in the future.
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August 31, 2021, 11:48:21 PM
 #70

Bookmakers have agreed to an industry wide ban on credit cards apparently they are a part of an updated code of safe gambling practices introduced by IBA. Therefore if you do live in Ireland then you have to take care of these things. It will be both applicable in online and offline shops.

Probably had a few too many complaints from people who are trying to charge back their losses.

It's nothing special I think and a matter of time before all other countries follow suit.

Given that credit cards are reversible, it's simply not a good means to conduct wagers that are supposed to be the final regardless of outcome. Besides, credit card issuers shouldn't be allowing people to gamble on borrowed money in the first place.

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September 01, 2021, 01:08:41 AM
 #71

Banning of credit cards for gambling activities will increase the crypto gambling for sure, anyone remembers when people actually started recognizing bitcoin when the government banned the payment processors for WikiLeaks website donations that is when the first bump for the bitcoin happened.
I agree. When there are restrictions for traditional things then modern things will find a boom. In my opinion, banning anything related to gambling will not serve the actual purposes as gamblers will find another method to simply continue their actual routines.

You can read this story in the wikipedia page of bitcoin itself and next in 2013 the coinbase let bitcoin to grow further, I learned about this in a documentary video a long back itself.And you also got the point banning anything will not completely stop the process or activity the users will find the other ways to do it and since only the credit card companies stop not the government so its also legally right.
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September 01, 2021, 02:05:29 AM
 #72

~~~

That's also possible what what other choice these people have now other than using crypto? If they regulate crypto then these people still won't stop playing magically. They will find a local casino this time. I never saw a gambling addict that stopped playing because it was illegal to play. They always find a way.
Exactly, the restrictions aren't going to do anything to solve the issue of gambling in the country and that these addicts will only find a way as you've already said. Maybe if they deal with the demand then they might be able to reduce the gambling issue but they aim for the supply which doesn't exhaust.

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September 01, 2021, 02:44:25 AM
 #73

I think I agree with this new policy introduced in Ireland. This will protect people from getting drowned into gambling. It is all right to gamble of course. But it has to be made sure gambling will remain as a past time activity and gambling expenses kept at a minimum. Gambling using credit is not a wise thing. Money spent for gambling should be the excess or the extra savings. Credit card gambling is like borrowing money for the sake of wasting it over gambling.
That's not gonna stop gamblers, they can just use fiat for gambling plus it's not like they banned the use of ATMs in the country so there's still a way, this is just the government doing something just to say that they're doing something. Also, you don't say that kind of BS with money used by this people for gambling, they know that it can be used for savings but they don't want to, what part of gambler that you don't understand?

You probably misunderstood what I'm saying. I am not saying this ban will stop gamblers. The ban is not even designed to stop gambling in the first place. Gamblers are still allowed to gamble. What is not allowed is the use of credit card in gambling. So if gamblers would continue to gamble, there is no problem for as long as they won't be using their credit cards.

This is not the government doing something for the sake of having something to do. This is just probably you saying something for the sake of saying something.
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September 01, 2021, 03:17:12 AM
 #74

~

You probably misunderstood what I'm saying. I am not saying this ban will stop gamblers. The ban is not even designed to stop gambling in the first place. Gamblers are still allowed to gamble. What is not allowed is the use of credit card in gambling. So if gamblers would continue to gamble, there is no problem for as long as they won't be using their credit cards.

This is not the government doing something for the sake of having something to do. This is just probably you saying something for the sake of saying something.
You clearly said that this policy will protect the gamblers meaning that they aim to reduce the gambling in the country. Probably a proper sentence structure could have helped me comprehend some parts of it you know so I won't be "saying something for the sake of saying something."
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September 01, 2021, 04:47:47 AM
 #75

it's interesting to think the government is interested in protecting people too when this is usually not the case, but yes you are right, gambling can be quite a big social problem and it pays to protect people from it, the credit card ban is just a reflection of other things in society
It's a good step and in the right direction because credit cards are quite the fastest way of gambling while other methods may take time and hence a ban on credit cards on gambling helps a lot.

Some people who are speaking against such decisions don't understand how gambling can ruin lives and how addictive it is. I have been there and I have seen people doing mad things for this addiction so I always appreciate such moves. It's not that I am against gambling but there must be ways to ensure that people are not losing more than they should and then chasing the losses, which never ends.
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September 01, 2021, 04:55:31 AM
 #76

People from there can simply use their credit cards to buy cryptocurrencies and deposit them to a bookie that's supported in their country. That's just one way and for sure that gamblers there will find several ways to continue what they've been doing.

Well that is the basic way of using credit cards mate because person who has this knows that it is His privilege having cards.
Quote
At least on their government, they're showing that they care for those people that just kept on using their credit cards in gambling. There's two factor that's being done, stopped them from using their credit cards unwisely and controls them to become addicted.
this is one good point because at least the government of Ireland is willing to do anything to help their people not becoming addicted .
as this will make their economy down if the addiction spreads more.









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September 01, 2021, 05:18:07 AM
 #77

That's also possible what what other choice these people have now other than using crypto? If they regulate crypto then these people still won't stop playing magically. They will find a local casino this time. I never saw a gambling addict that stopped playing because it was illegal to play. They always find a way.
Exactly, the restrictions aren't going to do anything to solve the issue of gambling in the country and that these addicts will only find a way as you've already said. Maybe if they deal with the demand then they might be able to reduce the gambling issue but they aim for the supply which doesn't exhaust.
The restrictions will work temporarily and after the gambler gets in the way, they will still gambling and have fun again.
The addicted's people to gambling can use many ways to find the other gambling place and if they can not use a credit card, they can easily figure out what they should use.
And if somehow they found crypto as their bet, they will be happy because they can play gambling without tracking from their banks.
When they can engage in crypto, they will see that crypto have many options of the coin to gamble and they can pick one or two coins to fills their needs in gambling.

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September 01, 2021, 05:59:11 AM
 #78

I think people who reside in Ireland would know for sure if the decision is for their good or not I am not in support of either the gambling companies , the gamblers nor the Ireland government it could be a way of managing the extent to which gambling addiction or helping their citizens manage funds.
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September 01, 2021, 06:06:10 AM
 #79

You can limit yourself without a credit card ban! I see this as the last measure, but even that will not have effects if someone wishes to gamble!
I don't understand why this is needed, people who want to do something will find a way to do it, more banned options will lead people to search for new options, mostly on the dark side, where chances for them to be scammed are going up!
It's better to educate people, to open workshops where people can learn about negative sides of gambling, a place where people can learn to control themselves... that can make their life better overall, just banning credit cards is almost like nothing... hiding under the table while atomic bomb is going your way! Do you really think that table can save you?

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September 01, 2021, 08:13:56 AM
 #80

Yes, most probably it's going to be cash money for gambling. No more credits are you will sink deep in your knees and it's going to be hard to pay your gambling debts. And maybe this is what the government of Ireland is trying to do. Protect them from incurring charges from the banks itself because most likely this gamblers can't pay on time.

Ah I see,,, do not know why I did not see it earlier. So it is just a problem of gambling on credit, which is one of the worst reasons to borrow money. Then I fully support this actually. Although,,, they should make allowance for debit card since debit is just paying on a balance you own. Credit cards are a big problem even here where I live, people just spending money they actually do not have.

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