Entrepreneurs, money and investing - your culture

[paxmao]

In the country I was born in, speaking of money is even considered bad taste among those who consider themselves entrepreneurs or owners of companies or property. When making business plans, there is much speaking about mission, objectives and there is an underlying belief that only there is certain social class that is legitimised to do business. Also, inverting in stocks is considered a merely speculative activity, that is the closest thing to gambling and only for the greedy.

This way of thinking does not do compel people to seek financial education or try to build a business. What about your country?

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[sunsilk]

The majority don't want to take risks in my country and they don't want to start their own businesses and investments. It's that, there really are people for employment and as well as those open-minded that seek success being an entrepreneur and investor.

I guess it's that majority of us don't really see the importance of getting outside the box of employment and exploring more with what we can do. We just don't want to step on the ladder of risk since it's always more of losing if you're not prepared for it.

[Rruchi man]

What about your country?

In my country, there are not so many job opportunities for everyone, people are thinking outside the scope of waiting on for a job. There is a great and increasing number of entrepreneurs, people who are doing one form of business or the other, either in terms of services or products to survive, or to increase/improve their earnings. Although majority of factors are not in favour of entrepreneurship and the cost of entrepreneurship is high in my country, people are still willing to risk it and go against all odds to make their businesses work for them to survive.

[Husires]

This way of thinking does not do compel people to seek financial education or try to build a business. What about your country?

The problem lies in the firm belief that money is real and must be earned through fatigue, and therefore you must get a job, pay the basics, and when there is little left, you can save a little of it.

Another misconception is that investing and owning workers for you is age-related, so you must be old to be able to run a business.

And from it you find that we learn about money late when our responsibilities start to increase and then we only have to work hard and find more jobs.


Our experience about investment does not count only trading or owning a house or several homes.

[Hydrogen]

Some make a conscious effort to separate business and pleasure. Separate money from their personal dealings and daily life. It could be an old school thing. There's a scene in The Godfather where temporary head Sonny discusses business at the dinner table. Some of the family remarks The Godfather never discussed money or business at the dinner table.

In my US state, anything goes. There are none of those formalities involving money, investment and finance.

Its not hard to see why credible businessman might trend towards avoiding discussion of money in their personal life. Those most enthusiastic and loud with money talk, are usually those who know the least about business and finance. Those who lack money and make poor financial and investment decisions the ones who complain the loudest about money, and talk about money, the most. Its not hard to see how that would become unfashionable and bad manners. Incentive behind people trying to separate themselves from those who act that way.

[davis196]

I don't have enough information about the entrepreneurs in my country,because I usually don't talk to business owners and I don't have any entrepreneurs in my social circle.
However,I'm sure that the financial education and culture in my country is pretty low.Most people don't know how to calculate interest rates and they don't invest in stocks,hedge funds or cryptocurrencies.
My country had a socialist command economy between 1947 and 1997,so the government controlled all the companies in the economy.There is no advanced corporate culture like in some capitalist countries.
Talking about money isn't considered a "bad taste",but most people simply aren't interested in the subject.

[Lucius]

~snip~

Since I don't know which country you are talking about, I will say in general that there are certain countries that support people who have ideas and want to contribute to society, regardless of whether they belong to a certain political party or a religious community. On the other hand, there is your example, where I assume that certain structures of successful people do not want others to become like them, and impose various restrictions and convince them that something is wrong - and at the same time do the exact opposite.

In my country, the most important factor for success is the membership card of the ruling political party, because the best jobs are reserved for their members, and if you want to start a business, bribery, and corruption will greet you at every turn. Fortunately, since my country joined the EU, more than 400 000 people have left the country and found happiness elsewhere, the Western EU has welcomed them with open arms, and apart from dedication to work and honesty, they have not been set any other conditions.

[maju69]

Not much different, especially in my country, which is a developing country, of course thinking that work and education are two elements to achieve success. I don't know where this thought came from, so that not a few of those who don't work feel they don't have a place as citizens who have the same rights. However, their perception is starting to point towards a job abroad which is much more appreciative of one's skills regardless of educational background. But they are looking at what it can give the company. Running a business and succeeding as a financially successful individual.

[Kakmakr]

I live in a country where entrepreneurship is encouraged, because the entrepreneurs are the people who are creating the job opportunities for more people and I live in a country with a high number of people that lost their jobs due to the Covid pandemic.

It is not about the individual, but rather what the individual can do for the group. The gap between the rich and the poor are growing bigger, because some countries do not encourage their people to think for themselves. 

[Questat]

In our country, the rich people are not the native because the native is misled that having a job will provide security in life so people do not choose to risk investing in a business. I would say that our economy is struggling because it's controlled by greedy businessmen who do not provide a competitive salary to people to uplift their standard way of living, but, I understand how it works so I get out of employment and start my own business.

[mu_enrico]

Here, entrepreneurs are for 2nd class citizens. They cannot get a job, therefore have to build their own business or self-employed. The university graduates with good GPA always looking for a job. Some may become entrepreneurs for a few years, but then failed, and apply for a job. Hence, rich people often are not university educated or university dropouts. Funny, isn't it?

Here are several problems:
- Culture: go to school, graduate, and then apply for a job. Is like a mantra for most people.
- Coward: don't want to take a risk building own business.
- Competence: people aren't taught useful skills to earn money by themselves. I personally have to train my employee from 0. Their diploma certificate means shit.

[ninkdwi]

what the OP said in his thread is probably pretty much the same for some people in my country, but there's a bit of a difference between them is people in my country might be too afraid to do things differently with the people around them and they prefer the same over others either it's in business as well as in livelihood everything is pretty much the same.
and I think people who have their own vision in running their business are almost on average too afraid of something new which causes them to tend to do common things

[Ucy]

In the country I was born in, speaking of money is even considered bad taste among those who consider themselves entrepreneurs or owners of companies or property. When making business plans, there is much speaking about mission, objectives and there is an underlying belief that only there is certain social class that is legitimised to do business. Also, inverting in stocks is considered a merely speculative activity, that is the closest thing to gambling and only for the greedy.

This way of thinking does not do compel people to seek financial education or try to build a business. What about your country?

Quite similar here while I was growing up. I remember trying to start a business while I was in school,  I would be told that I should forget about money and focus on education. But my intention wasn't really about having lots money but to be independent and not be a burden to people I depended on for tuition fees and other needs.
I think you could convince such people if you demonstrate that you can very well solve serious problems they are aware of with your skills/talents,  that you can manage money well, live humble life and you are disciplined/knowledgeable enough to run a business successfully. That should convince them you deserve the amount of money you want.

[Findingnemo]

In the country I was born in, speaking of money is even considered bad taste among those who consider themselves entrepreneurs or owners of companies or property. When making business plans, there is much speaking about mission, objectives and there is an underlying belief that only there is certain social class that is legitimised to do business. Also, inverting in stocks is considered a merely speculative activity, that is the closest thing to gambling and only for the greedy.

This way of thinking does not do compel people to seek financial education or try to build a business. What about your country?

Becoming an entrepreneur is a modern-day goal in almost every corner of this world but not many of them actually don't understand what is an entrepreneur and being a business class people even though bith are similar in terms of financial stability there is big difference between the basic mindset, an entrepreneur is someone who start from a scratch with a new idea and make it shine to great extent whereas a business one is doing the existing business idea in better way to make more money.

[Vaskiy]

Whats been stated in the opening post almost resembles the prevailing scenario of my country. Everyone prefer a job that pays them every month. Make budget and fix themselves within the earning. This is how majority of the families live. The present generation have changed a lot, and started to move their earnings from savings to investments.

The previous generation made the present generation educated. The previous generation mainly focused on savings and with the savings moved to next level of living. Now the education is making the present generation diversify and make money. Compared to the past the limitations on business involvement and being an entrepreneur have changed much.

[The Sceptical Chymist]

There's a scene in The Godfather where temporary head Sonny discusses business at the dinner table. Some of the family remarks The Godfather never discussed money or business at the dinner table.

Great movie--but it's only a movie, and it's also a 50-year old one at that.  The Corleones were involved in criminal activities, not the least of which was murder, so it's not surprising that they tended to keep business discussions away from the dinner table.  In 1972, stocks weren't in a bull market either.  If you watch a movie like Boiler Room or even Wolf of Wall Street or TV shows like Billions, you'll see the exact opposite of what you see in The Godfather, where money is being discussed in bed, at the dinner table, on the couch, everywhere.  Times have changed.

And I'm pretty ignorant of culture in other countries, but I'd say money and the discussion thereof in the US is far more prominent than many other nations--or perhaps in a different context, e.g., discussing money as investment as opposed to talking about how to pay for daily necessities or whatever else.  And I think that's because right now Americans have more money than they know what to do with, which is in no small part because of all the cash that's been handed out by the government.  It's why Game Stop stock was pumped to the moon, it's why the stock market is in the upper atmosphere, and probably why bitcoin is sitting at $63k as I write this.

Plus Americans as a rule are greedy AF, there's no denying that.

Not much different, especially in my country, which is a developing country, of course thinking that work and education are two elements to achieve success.

Personally, I think getting a university education is important (unless you're an entrepreneurial genius like Bill Gates, Zuckerberg, and the like), but not all degrees are equal.  Some people major in subjects like history or psychology, and when they hit the workforce they suddenly find out that their four years of education doesn't really help them.  Majoring in one of the STEM field subjects is the way to go, but even getting a degree in business, accounting, or something that gives you a marketable skill is to your advantage.

[ivankoh]

Similar situations happen in my country.  Psychology and education are influenced by family, society, between poverty and mainly self-reliance.  I am more fortunate, since childhood I have been passionate about business.  Rich Dad Poor Dad was the inspiration that made me decide to think full-time job is full of pressure and invest in bitcoin.  I think up until now, it was a wise decision.  Anyone has the opportunity and desire to become a successful businessman in the field of investment.  Even billionaire KFC is successful at a very old age.  So the lessons of financial education make a lot of sense.

[marine4u]

In the country I was born in, speaking of money is even considered bad taste among those who consider themselves entrepreneurs or owners of companies or property. When making business plans, there is much speaking about mission, objectives and there is an underlying belief that only there is certain social class that is legitimised to do business. Also, inverting in stocks is considered a merely speculative activity, that is the closest thing to gambling and only for the greedy.

This way of thinking does not do compel people to seek financial education or try to build a business. What about your country?

My country produces poverty, underdevelopment. Businessman, money, social status is something of a luxury. Most of the parents' psychology is only looking forward to taking care of their children's education and graduation to find a suitable job without being educated in investment and business. They don't want that. Some young people like me actually just invest in bitcoins or some small shops spontaneously without a full training. It was one of those mistakes that it wasn't until I got into bitcoin that I really realized that it was a huge lack. Lol

[DOH!]

Anyone has the opportunity and desire to become a successful businessman in the field of investment.  Even billionaire KFC is successful at a very old age.  So the lessons of financial education make a lot of sense.

Totally agree. I think traditional financial education will help people get out of the deadlock in life, they will have a forward-thinking and a sense of business investment. That means more and more people will be successful. Lust always motivates people, of course for crypto is the fairest you have. Obviously, if you want to get there, you have to act now.

[TheEconomists]

There is no option other than for people to seek for financial education before any plan for business plan as that will really help on how to manage your capital for investment or any entrepreneurship plan. All man for him or her self in this part of the world I must say.

[el kaka22]

In the country, I live there is a big small business type of situation. If you want to start a startup and want to make money from an app then it doesn't seem like a good idea, but if you want to start a grocery store or like a convenience store or a shoe store or whatever then you are suggested and supported. If you have a "shop" then it would be great because everyone supports that, even banks do give loans easier to those type of companies as well and that is the type of thing that most people do as well, it is definitely something that many people do here as an entrepreneur instead of a startup.

If you want to start a startup though, then it becomes harder because people do not like stuff that doesn't make any profit at all for years and get investments and sell some part of the company in return. Why would anyone invest to you if you are not making any profit for years, that is what people think. Amazon didn't make a profit for 10+ years and yet they got investors, they cannot understand that.

[LUCKMCFLY]

In the country I was born in, speaking of money is even considered bad taste among those who consider themselves entrepreneurs or owners of companies or property. When making business plans, there is much speaking about mission, objectives and there is an underlying belief that only there is certain social class that is legitimised to do business. Also, inverting in stocks is considered a merely speculative activity, that is the closest thing to gambling and only for the greedy.

This way of thinking does not do compel people to seek financial education or try to build a business. What about your country?

In my country, undertaking is an obligation because if not the system makes you starve, the culture has changed a lot, after being a really rich country it became one of the poorest in the world, so normal work by companies or similar already It is not profitable, now what is most sought to do is any type of business, no matter which one, what matters is being able to generate money and produce, the bad thing is that the professional activity was totally affected, being a professional does not cause any kind of good life, what now arises is any type of business to survive and to look for particular improvements.

[oHnK]

In the country I was born in, speaking of money is even considered bad taste among those who consider themselves entrepreneurs or owners of companies or property. When making business plans, there is much speaking about mission, objectives and there is an underlying belief that only there is certain social class that is legitimised to do business. Also, inverting in stocks is considered a merely speculative activity, that is the closest thing to gambling and only for the greedy.

This way of thinking does not do compel people to seek financial education or try to build a business. What about your country?

In my country, undertaking is an obligation because if not the system makes you starve, the culture has changed a lot, after being a really rich country it became one of the poorest in the world, so normal work by companies or similar already It is not profitable, now what is most sought to do is any type of business, no matter which one, what matters is being able to generate money and produce, the bad thing is that the professional activity was totally affected, being a professional does not cause any kind of good life, what now arises is any type of business to survive and to look for particular improvements.

I hardly believe that there are still countries that have such a culture. However, to be honest even though in my country it's not like that culture it's just that here it becomes rich and changing is richer is the form of the person's privileges. The government promotes the campaign to start investing from an early age. But the campaign was not supported with the same opportunity anyway. That is, the poor who have been born to do business are rare and difficult to find because many factors support it.

[Cling18]

In the country I was born in, speaking of money is even considered bad taste among those who consider themselves entrepreneurs or owners of companies or property. When making business plans, there is much speaking about mission, objectives and there is an underlying belief that only there is certain social class that is legitimised to do business. Also, inverting in stocks is considered a merely speculative activity, which is the closest thing to gambling and only for the greedy.

This way of thinking does not do compel people to seek financial education or try to build a business. What about your country?

Our country was used to be like that where on rich people could grow and foster when it comes to businesses but things have changed when poor citizens persevered and endured all the tests of time to surpass the capability of rich and high educated people. Everyone here is now fair and we're free to put up any kind of business that we want. No matter what your status is, you could put up a business with a good foundation out of your capital.

[eaLiTy]

In the country I was born in, speaking of money is even considered bad taste among those who consider themselves entrepreneurs or owners of companies or property. When making business plans, there is much speaking about mission, objectives and there is an underlying belief that only there is certain social class that is legitimised to do business. Also, inverting in stocks is considered a merely speculative activity, that is the closest thing to gambling and only for the greedy.

This way of thinking does not do compel people to seek financial education or try to build a business. What about your country?

I cannot take about the entire country as everyone is an individual and everyone has their thought process on how to handle things and your opinion does not mean it is followed by everyone in your country, i can only talk about the things in my family. There is no restrictions to discuss and we used to have a healthy discussion about everything including politics or the finance sector.

Investment is not mere speculation, you need to work hard on collecting information around the globe and you need to have the patience to learn and monitor the current affairs to be successful in any form of investment.

[avikz]

In the country I was born in, speaking of money is even considered bad taste among those who consider themselves entrepreneurs or owners of companies or property. When making business plans, there is much speaking about mission, objectives and there is an underlying belief that only there is certain social class that is legitimised to do business. Also, inverting in stocks is considered a merely speculative activity, that is the closest thing to gambling and only for the greedy.

This way of thinking does not do compel people to seek financial education or try to build a business. What about your country?

In my country, you need to have a political pet if you want to run a business successfully. Also you need to manager the demands from the local authorities and police forces and beaurocrats. But if you can manage a political pet, everything else gets managed. Even the enforcement agencies can't touch you.

Moreover, if those people who has a great political connection can make and manage a good business and can make money in millions. But rest everything is just the game of balancing the clients and the authorities.

[BITCOIN4X]

There are quite a number of intelligent people my age in my country especially where I live, but most of them are unemployed. They are educated people but the lack of jobs makes them have to be unemployed without getting an income. Talking about money and business may not really affect their interest because of the lack of venture capital they have so it is difficult to talk things over with these people especially about business and investment.

I once tried to tell them about bitcoin and crypto investing, but they denied that this was an activity that was never good for them. The investment culture is still pretty low here, so I think it will be difficult to get them to have a thriving mindset to make a profit for them. I live in a village of 500 inhabitant, but I feel less than 10% of them are interested in investing.

[kawetsriyanto]

Each area may indeed have its own characteristics.
different from in my area, where money, position, and work are still very much considered as one of the foundations for a person to be successful or not.
even someone who is successful in my area is mostly for people who are elected to civil servants with salaries (which are actually mediocre) but will have a fixed pension fund.
Even an entrepreneur who is just starting his business will be underestimated.
especially if the privately-owned business is a business that is still common in their eyes. Even though the activities involved in the crypto world are like this, even though the results are quite large and exceed the salaries of civil servants, they are still underestimated.
And when setting up a business, what other people will see is how big the business is, how many employees, how nice and spacious the office is, and how much money it makes.
Yes, it's sad, but we live in a society where we can't force their minds.
Just focus on what we do.

[Kimonoe]

The same thing happened in my country, where stock investment is still ambiguous, where there are still many who argue between halal and haram. Many of them think that real business is the best business, and many government employees think that they are successful people

[Victorycoin]

According to the culture of our country, banks are still our main source of credit for business loans rather than stock investments but the problem is that banks are often reluctant to lend to new ventures capitalist companies can be an alternative. Such organizations are keen to collaborate in implementing a new business idea full of risks but now crypto is becoming more popular for investment there is no argument between halal and haram. Government employees invest here.

[oHnK]

I once tried to tell them about bitcoin and crypto investing, but they denied that this was an activity that was never good for them. The investment culture is still pretty low here, so I think it will be difficult to get them to have a thriving mindset to make a profit for them. I live in a village of 500 inhabitant, but I feel less than 10% of them are interested in investing.

You remind me something which made me to be now. For the first time I learned about investing in crypto. I cant believe easily, I just read every articles which is contain about crypto but never be brave to start investing. I dont have any capital to start it. Then, someone forced me to start it and gimme his money to be my first capital which i invested. Im forget when the time exactly, but I remember that he gave me 0.001 BTC at the time and I tried to sell and buy others altcoin. Now, I have feel the benefit of investing and I write this story just because wanna explain  from my side. Why they are hard to start investing in business or others especially crypto, the answer is they haven't felt the benefit yet. I dont wanna moke them, but if they have felt the feeling, I believed they will sacrife what they have to earn much money from investing.

[YOSHIE]

This way of thinking does not do compel people to seek financial education or try to build a business. What about your country?

Most Chinese are like that, I know they are too focused on business, economy and money, that's a principle that the Chinese have instilled (trade).

Maybe almost countries have the same principles in your country (business and money), but education is also needed, but what happens in your country is not much different, the same thing happened where I was born, tend to be people who are successful in business and a lot of money, including the most respected and successful people.

[iv4n]

...
This way of thinking does not do compel people to seek financial education or try to build a business. What about your country?

Well, did you notice a difference between the south and north parts of the country?! Like in some countries, in Serbia where I live north is rich and south is poor as well! So it's hard to talk about the entire country when things are not the same for all of us!
I am on the south side, and I know people who started some kind of commerce business and they made money like that, money they have they invest in their own shops and stores, but I don't know anyone who is trading stocks, who is investing in different companies, new projects around! Only when I started with crypto, I start to learn more about all that closely... and after many years of talking about that just two people now have and hold crypto and they actively invest in long-term projects! All others didn't believe in my words and they were making a lot of fun about that! Of course, now with these prices they don't make fun of crypto anymore!  

[kryptqnick]

In the country I was born in, speaking of money is even considered bad taste among those who consider themselves entrepreneurs or owners of companies or property. When making business plans, there is much speaking about mission, objectives and there is an underlying belief that only there is certain social class that is legitimised to do business. Also, inverting in stocks is considered a merely speculative activity, that is the closest thing to gambling and only for the greedy.

This way of thinking does not do compel people to seek financial education or try to build a business. What about your country?

It's quite similar in my country as well. People don't talk about money and feel uncomfortable around questions about money. We are not taught at schools or universities how to manage our budget, how not to fall for scams or how to be an entrepreneur. I had Economics as a subject both as school and at university, but even being a straight-A student I barely learned anything useful there, and actually learned way more about financial matters from real life and from this forum. But these days there are NGOs that aim at teaching the basics of financial literacy at schools, and there are some educational resources available for those who want to start a business, but I don't know if they're any good because business was never of interest to me.

[SquallLeonhart]

It's quite similar in my country as well. People don't talk about money and feel uncomfortable around questions about money. We are not taught at schools or universities how to manage our budget, how not to fall for scams or how to be an entrepreneur. I had Economics as a subject both as school and at university, but even being a straight-A student I barely learned anything useful there, and actually learned way more about financial matters from real life and from this forum. But these days there are NGOs that aim at teaching the basics of financial literacy at schools, and there are some educational resources available for those who want to start a business, but I don't know if they're any good because business was never of interest to me.

Unfortunately there is no "finance" class in most nations. There are situations where you learn a few small thing here and there, but not really a whole class. We do not learn about finance the same way we learn math, history, hell even PE which I believe is not really that important, make everyone walk 30 minutes before class each and every day and you do not need PE class, that is good enough work on your body.

In any case, there could be some nations that does have finance, but it is not a lot. I personally feel like we do not have too many business and money related class because school suppose to be a place where it raises workers and not leaders.

[Zilon]

I my country the era of investment isolation is over currently the are more younger people investing in various business. After we faced lack of job opportunities for years even after graduating from high schools so many has declined government jobs to get involved in entrepreneurship and a whole lot are doing well to that regard.

After the success of a few young persons who excelled in their various investment options we had a massive turn up of more people irrespective of class difference because we also saw there was actually no limit to what a man's mind can imagine

[romero121]

In my country young people are much more innovative and has wider plans. Something that restricts them from being an entrepreneur is the support from the government. This is all because of internal politics, because the authority who has the right to support a development or innovation wants someone of his caste to get involved. Maybe this can be seen widely on other countries too. In recent days more number of young people have moved to foreign countries to get recognised.

Maybe this will change someday when the government starts to function corruption free and without any discrimination. Compared to the past nowadays parents are highly supportive to the children to innovate, get into businesses and turn to be entrepreneurs.

[michellee]

If we talk about stocks, not many people in my city talk about that, especially if they are not in their community because other people who do not know about stock will not feel right. Maybe if they are in their community, talking about money will not be a problem and even that will give them more spirit to discuss more.

Maybe it looks weird if we talk about stock with other people as they do not know what we are talking about. But people will want to learn about how to build a business and how to make more money.

[2double0]

People come from various countries in my country to learn about business and agriculture. The society here thinks that we must not ask for anything but earn it, so they teach us from childhood the practicality of life that we are our own architect who decide, make and architect the way our life should be spent as. The discipline taught here will never be forgotten and always help the people who learn it by heart.

[RondoAnyar]

this all depends on the mindset of each person.
when it happens in your country like that, it's actually indirectly the mindset of the person who makes such rules and restrictions so discussing money is considered taboo.
because indeed they have made standards and limits on this, and maybe it won't even be strange when their children and families will think the same because this is gradually becoming a doctrine that will continue to exist from generation to generation when no one changes it.
and things like this become very difficult when someone who does have his own point of view will later be considered a strange person because he is out of his comfort zone.
but it's still better when talking about it, at least in your country there is still about the property business which is indeed quite good among some people, compared to some countries that are really looking for work, it's very difficult, don't you talk about their business mostly for tomorrow's meal just still confused.

[Rengga Jati]

- Culture: go to school, graduate, and then apply for a job. Is like a mantra for most people.
- Coward: don't want to take a risk building own business.
- Competence: people aren't taught useful skills to earn money by themselves. I personally have to train my employee from 0. Their diploma certificate means shit.

We live in an area or environment where a job that has a position, wearing a uniform, and a fixed salary every month is the best aspiration and perception in society. Especially when we work as civil servants, this is a very noble job and is coveted by everyone.
And this is still the case, even in my family. Even outside jobs that earn more money, even often helping them with our hard-earned money in other fields, will ultimately mean nothing and we are not considered anything unless we become a civil servant.

building a business?
Building a business -> must be prepared with various ridicule -> when success may be praised when failure will be mocked and brought up for life.
Working online? -> people will consider us having magic work that doesn't make sense and is considered to have a devil worship to get rich 

[Stedsm]

We live in an area or environment where a job that has a position, wearing a uniform, and a fixed salary every month is the best aspiration and perception in society. Especially when we work as civil servants, this is a very noble job and is coveted by everyone.
And this is still the case, even in my family. Even outside jobs that earn more money, even often helping them with our hard-earned money in other fields, will ultimately mean nothing and we are not considered anything unless we become a civil servant.

building a business?
Building a business -> must be prepared with various ridicule -> when success may be praised when failure will be mocked and brought up for life.
Working online? -> people will consider us having magic work that doesn't make sense and is considered to have a devil worship to get rich 

You forgot to mention government jobs man.
Those who get a government job, may he be even earning around $100 or even less in salary, he'll definitely get a girl married to him sooner than an IITian whose salary is over $500 or even $1000 but still won't be given preference against that government job guy. This is an extremely dull mentality of our society here and I believe it must be changed so not to let the future generations suffer due to this.

[Wawa2013]

If we talk about stocks, not many people in my city talk about that, especially if they are not in their community because other people who do not know about stock will not feel right. Maybe if they are in their community, talking about money will not be a problem and even that will give them more spirit to discuss more.

Maybe it looks weird if we talk about stock with other people as they do not know what we are talking about. But people will want to learn about how to build a business and how to make more money.

Most of the people around me think that stocks are only for the upper class. so in the area where I live, almost no one talks about stocks, because
I live in the lower middle class. Even though now to be able to invest in stocks, we don't have to be rich first, as long as we can manage our
finances well, we all have the opportunity to be investors. Moreover, technology has become more sophisticated, investment does not have to be
in stocks, but there are options for investing in crypto. So the importance of learning many things, in order to have knowledge and finally can change
our mindset. If that's the case, making money becomes easier, because there will be many ways, we can choose the one that suits our taste.
We really have to change the culture to make money we have to work for other people. So most people prefer to apply for jobs than become
entrepreneurs, that's the mindset that must be changed.

[michellee]

If we talk about stocks, not many people in my city talk about that, especially if they are not in their community because other people who do not know about stock will not feel right. Maybe if they are in their community, talking about money will not be a problem and even that will give them more spirit to discuss more.

Maybe it looks weird if we talk about stock with other people as they do not know what we are talking about. But people will want to learn about how to build a business and how to make more money.

Most of the people around me think that stocks are only for the upper class. so in the area where I live, almost no one talks about stocks, because
I live in the lower middle class. Even though now to be able to invest in stocks, we don't have to be rich first, as long as we can manage our
finances well, we all have the opportunity to be investors. Moreover, technology has become more sophisticated, investment does not have to be
in stocks, but there are options for investing in crypto. So the importance of learning many things, in order to have knowledge and finally can change
our mindset. If that's the case, making money becomes easier, because there will be many ways, we can choose the one that suits our taste.
We really have to change the culture to make money we have to work for other people. So most people prefer to apply for jobs than become
entrepreneurs, that's the mindset that must be changed.

Indeed. The people's awareness needs to be changed and open minds about a new thing around them that is already happening. We need to do many things regarding survival, including searching for a new way to make money. Maybe they heard that stock is too complicated for them, but if they are willing to learn a bit, they will see that a new thing is not too complicated but needs to understand how it works.

I realize those people need to see proof so they can change their paradigm and mindset to accept a new thing such as stock, crypto, and other things that can allow them to change their lives. It is not easy for them but it is worth it if they want to learn. The key here is learning and they can get it from many sources.

[molsewid]

We live in an area or environment where a job that has a position, wearing a uniform, and a fixed salary every month is the best aspiration and perception in society. Especially when we work as civil servants, this is a very noble job and is coveted by everyone.
And this is still the case, even in my family. Even outside jobs that earn more money, even often helping them with our hard-earned money in other fields, will ultimately mean nothing and we are not considered anything unless we become a civil servant.

building a business?
Building a business -> must be prepared with various ridicule -> when success may be praised when failure will be mocked and brought up for life.
Working online? -> people will consider us having magic work that doesn't make sense and is considered to have a devil worship to get rich 

I vision what you have trying to implied mate because this is what it looks like in our society, our culture too. People will only give a high respect to you if you are working in a white collar type of job than working in a blue collar job. Now, earning money in your own way which doesn't belong to two types of job that I've mention earlier will make you less appreciative. I've grown up that the mantra of our culture is to study hard and find a good job than learn how to manage your earn money.

[Rengga Jati]

You forgot to mention government jobs man.
Those who get a government job, may he be even earning around $100 or even less in salary, he'll definitely get a girl married to him sooner than an IITian whose salary is over $500 or even $1000 but still won't be given preference against that government job guy. This is an extremely dull mentality of our society here and I believe it must be changed so not to let the future generations suffer due to this.

That is exactly the same as the view of a job as a civil servant, mate, they are always the ones who have more privilege and are honoured everywhere. 
Sadly, but this is also still surrounding us.
This mindset is difficult to change because there are still many people (especially the parents) who always think about it. And young people who try to prove and change the point of view still often fail. Only a few parents want to understand, but maybe not with the environment.

-snip-

Unfortunately, this is exactly still what is happening around us.
What we can do it right now is just going on, never listening to what other people do that can drop down our mental, and focus on our activities, our job, our life, and our future. As long as what we are doing earns us well and that is not criminal, that's okay.

[dezoel]

Building a business from zero means that you are going to face expenses that you never calculated before. And at that point in my nation we have too many people trying to screw you over and a very little amount of people who actually try to help you. Even if you start a small tiny shop, there will be a lot of people who will want to charge extra just because you are new, they believe you have a capital since you are starting new and if they can charge as much as possible without losing the job then they will do that.

Unfortunately business is shady here, I am sure it is shady all over the world, but after a while, like let's say you have been in business longer then 2-3 years, everything settles and people start to accept you. After that level you start to get charged a lot less because competition hears about you and offers you less and less fee for the same thing and instead of getting screwed, you are getting cheaper and cheaper offers.

[Dread Pirate Roberts]

in my country, more people think that they will not be fully financially successful if they are still working 9 to 5 daily 24/7. Most all think that someone who is truly considered successful is a person who does business and is an entrepreneur or trader. although now trading in stocks is considered taboo and less promising than doing business directly in real life. in the past everyone wanted to be a doctor , architect or teacher . now average want to be a startup entreprenuer. traders . business man or woman .

[Oasisman]

in my country, more people think that they will not be fully financially successful if they are still working 9 to 5 daily 24/7. Most all think that someone who is truly considered successful is a person who does business and is an entrepreneur or trader. although now trading in stocks is considered taboo and less promising than doing business directly in real life. in the past everyone wanted to be a doctor , architect or teacher . now average want to be a startup entreprenuer. traders . business man or woman .

Man, believe it or not we have almost the same situation here in PH. Majority of the people thinks that an individual is a very successful person If he finished a degree and secure a job after.
iMO, they could be financially stable momentarily, but I know their salaries won't satisfy their needs and wants on the latter and that's a totally different situation for the successful entrepreneurs/business men where they could always provide what has been wanted or needed anytime, where income stream seems endless.

Well, we all have different perspective on how we identify those success ones.

[tygeade]

In the country I was born in, speaking of money is even considered bad taste among those who consider themselves entrepreneurs or owners of companies or property. When making business plans, there is much speaking about mission, objectives and there is an underlying belief that only there is certain social class that is legitimised to do business. Also, inverting in stocks is considered a merely speculative activity, that is the closest thing to gambling and only for the greedy.

As for my country, I would say that a lot of people here wants to make money, but they are afraid to take the risk that are involved. A lot of people are always afraid of stepping out of their comfort zone, because they are afraid of what would happen, they're afraid that they're going to lose, which might be the case sometimes.

But, for you to move forward you always have to take risk, and when I mean risk, I mean taking the right risk and not doing the wrong things just because of money. It’s good to have money, but when you are doing the wrong things because of money, that’s when it gets bad. Here in my country nobody sees investments as a bad thing, It is just that they are afraid of it.

[Vatimins]

     Exactly! Worse thing is that people here are actually much worse than the people where you are! In fact, here in my country, it is even considered rude to ask for a person's job even more so to ask about their saralry rates egen just an estimate! And if you make money without them seeing you being in a good paying job, they label you as a drug dealer or scammer etc! God how I hate these type of people. Which is why I distance myself from people except for the good friends I have and chosen family!

[paxmao]

If we talk about stocks, not many people in my city talk about that, especially if they are not in their community because other people who do not know about stock will not feel right. Maybe if they are in their community, talking about money will not be a problem and even that will give them more spirit to discuss more.

Maybe it looks weird if we talk about stock with other people as they do not know what we are talking about. But people will want to learn about how to build a business and how to make more money.

Most of the people around me think that stocks are only for the upper class. so in the area where I live, almost no one talks about stocks, because
I live in the lower middle class. Even though now to be able to invest in stocks, we don't have to be rich first, as long as we can manage our
finances well, we all have the opportunity to be investors. Moreover, technology has become more sophisticated, investment does not have to be
in stocks, but there are options for investing in crypto. So the importance of learning many things, in order to have knowledge and finally can change
our mindset. If that's the case, making money becomes easier, because there will be many ways, we can choose the one that suits our taste.
We really have to change the culture to make money we have to work for other people. So most people prefer to apply for jobs than become
entrepreneurs, that's the mindset that must be changed.

Most of the middle and lower middle class in my country think that the stock exchanges are some short of lottery or something for people just looking to speculate, while many people in the US, even lower middle class have a significant amount of their assets in the market, including their retirement funds and their rainy day funds. It is quite contrasting.

[Swopon]

In my country, educated people are not aware of being entrepreneurs rather than most of the people are illiterate here. Start-ups can't grow because of lacking funds problems and corruption. Banks are not helpful for them because banks can help entrepreneurs to grow their business and expand it as early as possible so that they can be established a profitable. here, many people want to make money and they need support from govt level or other sides.

[Wawa2013]

If we talk about stocks, not many people in my city talk about that, especially if they are not in their community because other people who do not know about stock will not feel right. Maybe if they are in their community, talking about money will not be a problem and even that will give them more spirit to discuss more.

Maybe it looks weird if we talk about stock with other people as they do not know what we are talking about. But people will want to learn about how to build a business and how to make more money.

Most of the people around me think that stocks are only for the upper class. so in the area where I live, almost no one talks about stocks, because
I live in the lower middle class. Even though now to be able to invest in stocks, we don't have to be rich first, as long as we can manage our
finances well, we all have the opportunity to be investors. Moreover, technology has become more sophisticated, investment does not have to be
in stocks, but there are options for investing in crypto. So the importance of learning many things, in order to have knowledge and finally can change
our mindset. If that's the case, making money becomes easier, because there will be many ways, we can choose the one that suits our taste.
We really have to change the culture to make money we have to work for other people. So most people prefer to apply for jobs than become
entrepreneurs, that's the mindset that must be changed.

Most of the middle and lower middle class in my country think that the stock exchanges are some short of lottery or something for people just looking to speculate, while many people in the US, even lower middle class have a significant amount of their assets in the market, including their retirement funds and their rainy day funds. It is quite contrasting.

That's why the US is so dominant until now, because the people's mindset is different from that of third world countries. Similar to China,
where the government strongly supports the people to become entrepreneurs. Therefore, there are many home industries in China.
That way China can sell goods at low prices, in the end China became the dominant country in the world economy. If a country wants
to develop its economy, it must be started how to change the mindset and culture, which is very important to invest. Because I think getting
rich is very difficult without investment, if we want to be rich we really have to start managing our finances properly and start investing.

[GubiMixa1292]

In my country there are many job opportunities for many industries. Currently the number of people becoming entrepreneurs has become more and more they invest in many different industries especially real estate in my country. The richest profession today. they are in the real estate business with very high profits each year that can reach millions of dollars. But there are some problems that are the demand for jobs with low paying rates quite high in the country. My family has high-paying jobs, it is very few, only a very small number. I am luckier than them. My family is well-off and has a business investment thanks to the family's available capital.

[FairUser]

I think many people here will think, like me, money is just a tool to solve our problems better.I know what I need to do with my life, chasing money and seeing it as all is our common thought because materialism is inescapable if you understand the problem of knowing what is enough. Not only that, but I don't think it's going to be a lot of money because that's not what I'm after.

In the country where I live, people are trying to earn money to cover life's problems, but more importantly, we always think about protecting our health rather than making a lot of money. I also find that to be true, no need to work hard to earn a lot of money to accumulate, we make money and use it to share with those who need it.

And the mission that I think I will have to do is to bring joy to people,
 and HOW? Let's wait for things to happen.

[cabron]

I guess we are told by our parents to study harder and you could've a good career in the future. It sticks in our mind that we want a career and not a business or being an entrepreneur. It becomes a culture I guess.

You'd have to experience the worse to think out of the box like out of the culture you grow up with.  For someone who isn't accepted to a job because of the way they look or racism issues probably, they may start thinking of business of thier own to survive and break that culture.

I have a Muslim name for some reason my father is a fan of Muhammad Ali so whenever I introduce my name they normally look at me and wonder I don't look like I'm from the middle east. Sometimes I'm turned down to a job even when I'm qualified. Nothing else I can do but make it on my own by working online and investing.

[nur rochid]

I think many people here will think, like me, money is just a tool to solve our problems better.I know what I need to do with my life, chasing money and seeing it as all is our common thought because materialism is inescapable if you understand the problem of knowing what is enough. Not only that, but I don't think it's going to be a lot of money because that's not what I'm after.

In the country where I live, people are trying to earn money to cover life's problems, but more importantly, we always think about protecting our health rather than making a lot of money. I also find that to be true, no need to work hard to earn a lot of money to accumulate, we make money and use it to share with those who need it.

And the mission that I think I will have to do is to bring joy to people,
 and HOW? Let's wait for things to happen.

For someone who is able to be grateful like that, of course, his life is not in complete need, the ambition to make money aims to be able to help fellow humans in need, and what is even stranger is that those who are like that actually have more money, and can feel the peace of life in the world.

[mamesso]

Being successful is the desire of many people, but in reality there are people who are successful and who are not. Everyone can do whatever he wants, but differences in mindset have a positive impact on one success.

In the country where I live, there are no certain rules that hinder the community  economic circulation to be successful, capital support from the government will develop a community economic system that is based on a fair market mechanism with the principle of fair competition and pays attention to economic growth, justice, social interests, and quality of life.

The program to create new entrepreneurs, especially young entrepreneurs, is a top priority in my country to reduce unemployment by creating as many jobs as possible.

[Ucy]

Each area may indeed have its own characteristics.
different from in my area, where money, position, and work are still very much considered as one of the foundations for a person to be successful or not.
even someone who is successful in my area is mostly for people who are elected to civil servants with salaries (which are actually mediocre) but will have a fixed pension fund.
Even an entrepreneur who is just starting his business will be underestimated.
especially if the privately-owned business is a business that is still common in their eyes. Even though the activities involved in the crypto world are like this, even though the results are quite large and exceed the salaries of civil servants, they are still underestimated.
And when setting up a business, what other people will see is how big the business is, how many employees, how nice and spacious the office is, and how much money it makes.
Yes, it's sad, but we live in a society where we can't force their minds.
Just focus on what we do.

In the society I live in, I know of an ethnic group that mostly rely on their businesses and themselves. If the central or local  governments vanish away, they will still be able to survive without issues. They are very hardworking and don't rely much on governments. It's hard to compete with them especially in their own turf. One of the ways they are outcompeted is when they are deliberately suppressed/frustrated by the political class.   They typically start small and grow their businesses, then use a traditional model to transfer knowledge/skills to others. The successful ones earn way better than the typical civil servants even though they aren't as educated, and there are lots of them who are successful in their businesses.

[LUCKMCFLY]

In the country I was born in, speaking of money is even considered bad taste among those who consider themselves entrepreneurs or owners of companies or property. When making business plans, there is much speaking about mission, objectives and there is an underlying belief that only there is certain social class that is legitimised to do business. Also, inverting in stocks is considered a merely speculative activity, that is the closest thing to gambling and only for the greedy.

This way of thinking does not do compel people to seek financial education or try to build a business. What about your country?

In my country, undertaking is an obligation because if not the system makes you starve, the culture has changed a lot, after being a really rich country it became one of the poorest in the world, so normal work by companies or similar already It is not profitable, now what is most sought to do is any type of business, no matter which one, what matters is being able to generate money and produce, the bad thing is that the professional activity was totally affected, being a professional does not cause any kind of good life, what now arises is any type of business to survive and to look for particular improvements.

I hardly believe that there are still countries that have such a culture. However, to be honest even though in my country it's not like that culture it's just that here it becomes rich and changing is richer is the form of the person's privileges. The government promotes the campaign to start investing from an early age. But the campaign was not supported with the same opportunity anyway. That is, the poor who have been born to do business are rare and difficult to find because many factors support it.

Well, taking these statements into account, it is a very benevolent country that gives many opportunities to its people, here many look for an opportunity to undertake, but it is really difficult, just to tell them that people who set up a business without having any legal basis are going much better for those who comply with all the requirements of the law, the government through its police organizations what it does is extort money from the merchant, as well as any body that can be integrated so that it does not prosper, here it is something from another world.