Entrepreneurs, money and investing - your culture

[Rengga Jati]

- Culture: go to school, graduate, and then apply for a job. Is like a mantra for most people.
- Coward: don't want to take a risk building own business.
- Competence: people aren't taught useful skills to earn money by themselves. I personally have to train my employee from 0. Their diploma certificate means shit.

We live in an area or environment where a job that has a position, wearing a uniform, and a fixed salary every month is the best aspiration and perception in society. Especially when we work as civil servants, this is a very noble job and is coveted by everyone.
And this is still the case, even in my family. Even outside jobs that earn more money, even often helping them with our hard-earned money in other fields, will ultimately mean nothing and we are not considered anything unless we become a civil servant.

building a business?
Building a business -> must be prepared with various ridicule -> when success may be praised when failure will be mocked and brought up for life.
Working online? -> people will consider us having magic work that doesn't make sense and is considered to have a devil worship to get rich 

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[Stedsm]

We live in an area or environment where a job that has a position, wearing a uniform, and a fixed salary every month is the best aspiration and perception in society. Especially when we work as civil servants, this is a very noble job and is coveted by everyone.
And this is still the case, even in my family. Even outside jobs that earn more money, even often helping them with our hard-earned money in other fields, will ultimately mean nothing and we are not considered anything unless we become a civil servant.

building a business?
Building a business -> must be prepared with various ridicule -> when success may be praised when failure will be mocked and brought up for life.
Working online? -> people will consider us having magic work that doesn't make sense and is considered to have a devil worship to get rich 

You forgot to mention government jobs man.
Those who get a government job, may he be even earning around $100 or even less in salary, he'll definitely get a girl married to him sooner than an IITian whose salary is over $500 or even $1000 but still won't be given preference against that government job guy. This is an extremely dull mentality of our society here and I believe it must be changed so not to let the future generations suffer due to this.

[Wawa2013]

If we talk about stocks, not many people in my city talk about that, especially if they are not in their community because other people who do not know about stock will not feel right. Maybe if they are in their community, talking about money will not be a problem and even that will give them more spirit to discuss more.

Maybe it looks weird if we talk about stock with other people as they do not know what we are talking about. But people will want to learn about how to build a business and how to make more money.

Most of the people around me think that stocks are only for the upper class. so in the area where I live, almost no one talks about stocks, because
I live in the lower middle class. Even though now to be able to invest in stocks, we don't have to be rich first, as long as we can manage our
finances well, we all have the opportunity to be investors. Moreover, technology has become more sophisticated, investment does not have to be
in stocks, but there are options for investing in crypto. So the importance of learning many things, in order to have knowledge and finally can change
our mindset. If that's the case, making money becomes easier, because there will be many ways, we can choose the one that suits our taste.
We really have to change the culture to make money we have to work for other people. So most people prefer to apply for jobs than become
entrepreneurs, that's the mindset that must be changed.

[michellee]

If we talk about stocks, not many people in my city talk about that, especially if they are not in their community because other people who do not know about stock will not feel right. Maybe if they are in their community, talking about money will not be a problem and even that will give them more spirit to discuss more.

Maybe it looks weird if we talk about stock with other people as they do not know what we are talking about. But people will want to learn about how to build a business and how to make more money.

Most of the people around me think that stocks are only for the upper class. so in the area where I live, almost no one talks about stocks, because
I live in the lower middle class. Even though now to be able to invest in stocks, we don't have to be rich first, as long as we can manage our
finances well, we all have the opportunity to be investors. Moreover, technology has become more sophisticated, investment does not have to be
in stocks, but there are options for investing in crypto. So the importance of learning many things, in order to have knowledge and finally can change
our mindset. If that's the case, making money becomes easier, because there will be many ways, we can choose the one that suits our taste.
We really have to change the culture to make money we have to work for other people. So most people prefer to apply for jobs than become
entrepreneurs, that's the mindset that must be changed.

Indeed. The people's awareness needs to be changed and open minds about a new thing around them that is already happening. We need to do many things regarding survival, including searching for a new way to make money. Maybe they heard that stock is too complicated for them, but if they are willing to learn a bit, they will see that a new thing is not too complicated but needs to understand how it works.

I realize those people need to see proof so they can change their paradigm and mindset to accept a new thing such as stock, crypto, and other things that can allow them to change their lives. It is not easy for them but it is worth it if they want to learn. The key here is learning and they can get it from many sources.

[molsewid]

We live in an area or environment where a job that has a position, wearing a uniform, and a fixed salary every month is the best aspiration and perception in society. Especially when we work as civil servants, this is a very noble job and is coveted by everyone.
And this is still the case, even in my family. Even outside jobs that earn more money, even often helping them with our hard-earned money in other fields, will ultimately mean nothing and we are not considered anything unless we become a civil servant.

building a business?
Building a business -> must be prepared with various ridicule -> when success may be praised when failure will be mocked and brought up for life.
Working online? -> people will consider us having magic work that doesn't make sense and is considered to have a devil worship to get rich 

I vision what you have trying to implied mate because this is what it looks like in our society, our culture too. People will only give a high respect to you if you are working in a white collar type of job than working in a blue collar job. Now, earning money in your own way which doesn't belong to two types of job that I've mention earlier will make you less appreciative. I've grown up that the mantra of our culture is to study hard and find a good job than learn how to manage your earn money.

[Rengga Jati]

You forgot to mention government jobs man.
Those who get a government job, may he be even earning around $100 or even less in salary, he'll definitely get a girl married to him sooner than an IITian whose salary is over $500 or even $1000 but still won't be given preference against that government job guy. This is an extremely dull mentality of our society here and I believe it must be changed so not to let the future generations suffer due to this.

That is exactly the same as the view of a job as a civil servant, mate, they are always the ones who have more privilege and are honoured everywhere. 
Sadly, but this is also still surrounding us.
This mindset is difficult to change because there are still many people (especially the parents) who always think about it. And young people who try to prove and change the point of view still often fail. Only a few parents want to understand, but maybe not with the environment.

-snip-

Unfortunately, this is exactly still what is happening around us.
What we can do it right now is just going on, never listening to what other people do that can drop down our mental, and focus on our activities, our job, our life, and our future. As long as what we are doing earns us well and that is not criminal, that's okay.

[dezoel]

Building a business from zero means that you are going to face expenses that you never calculated before. And at that point in my nation we have too many people trying to screw you over and a very little amount of people who actually try to help you. Even if you start a small tiny shop, there will be a lot of people who will want to charge extra just because you are new, they believe you have a capital since you are starting new and if they can charge as much as possible without losing the job then they will do that.

Unfortunately business is shady here, I am sure it is shady all over the world, but after a while, like let's say you have been in business longer then 2-3 years, everything settles and people start to accept you. After that level you start to get charged a lot less because competition hears about you and offers you less and less fee for the same thing and instead of getting screwed, you are getting cheaper and cheaper offers.

[Dread Pirate Roberts]

in my country, more people think that they will not be fully financially successful if they are still working 9 to 5 daily 24/7. Most all think that someone who is truly considered successful is a person who does business and is an entrepreneur or trader. although now trading in stocks is considered taboo and less promising than doing business directly in real life. in the past everyone wanted to be a doctor , architect or teacher . now average want to be a startup entreprenuer. traders . business man or woman .

[Oasisman]

in my country, more people think that they will not be fully financially successful if they are still working 9 to 5 daily 24/7. Most all think that someone who is truly considered successful is a person who does business and is an entrepreneur or trader. although now trading in stocks is considered taboo and less promising than doing business directly in real life. in the past everyone wanted to be a doctor , architect or teacher . now average want to be a startup entreprenuer. traders . business man or woman .

Man, believe it or not we have almost the same situation here in PH. Majority of the people thinks that an individual is a very successful person If he finished a degree and secure a job after.
iMO, they could be financially stable momentarily, but I know their salaries won't satisfy their needs and wants on the latter and that's a totally different situation for the successful entrepreneurs/business men where they could always provide what has been wanted or needed anytime, where income stream seems endless.

Well, we all have different perspective on how we identify those success ones.

[tygeade]

In the country I was born in, speaking of money is even considered bad taste among those who consider themselves entrepreneurs or owners of companies or property. When making business plans, there is much speaking about mission, objectives and there is an underlying belief that only there is certain social class that is legitimised to do business. Also, inverting in stocks is considered a merely speculative activity, that is the closest thing to gambling and only for the greedy.

As for my country, I would say that a lot of people here wants to make money, but they are afraid to take the risk that are involved. A lot of people are always afraid of stepping out of their comfort zone, because they are afraid of what would happen, they're afraid that they're going to lose, which might be the case sometimes.

But, for you to move forward you always have to take risk, and when I mean risk, I mean taking the right risk and not doing the wrong things just because of money. It’s good to have money, but when you are doing the wrong things because of money, that’s when it gets bad. Here in my country nobody sees investments as a bad thing, It is just that they are afraid of it.

[Vatimins]

     Exactly! Worse thing is that people here are actually much worse than the people where you are! In fact, here in my country, it is even considered rude to ask for a person's job even more so to ask about their saralry rates egen just an estimate! And if you make money without them seeing you being in a good paying job, they label you as a drug dealer or scammer etc! God how I hate these type of people. Which is why I distance myself from people except for the good friends I have and chosen family!

[paxmao]

If we talk about stocks, not many people in my city talk about that, especially if they are not in their community because other people who do not know about stock will not feel right. Maybe if they are in their community, talking about money will not be a problem and even that will give them more spirit to discuss more.

Maybe it looks weird if we talk about stock with other people as they do not know what we are talking about. But people will want to learn about how to build a business and how to make more money.

Most of the people around me think that stocks are only for the upper class. so in the area where I live, almost no one talks about stocks, because
I live in the lower middle class. Even though now to be able to invest in stocks, we don't have to be rich first, as long as we can manage our
finances well, we all have the opportunity to be investors. Moreover, technology has become more sophisticated, investment does not have to be
in stocks, but there are options for investing in crypto. So the importance of learning many things, in order to have knowledge and finally can change
our mindset. If that's the case, making money becomes easier, because there will be many ways, we can choose the one that suits our taste.
We really have to change the culture to make money we have to work for other people. So most people prefer to apply for jobs than become
entrepreneurs, that's the mindset that must be changed.

Most of the middle and lower middle class in my country think that the stock exchanges are some short of lottery or something for people just looking to speculate, while many people in the US, even lower middle class have a significant amount of their assets in the market, including their retirement funds and their rainy day funds. It is quite contrasting.

[Swopon]

In my country, educated people are not aware of being entrepreneurs rather than most of the people are illiterate here. Start-ups can't grow because of lacking funds problems and corruption. Banks are not helpful for them because banks can help entrepreneurs to grow their business and expand it as early as possible so that they can be established a profitable. here, many people want to make money and they need support from govt level or other sides.

[Wawa2013]

If we talk about stocks, not many people in my city talk about that, especially if they are not in their community because other people who do not know about stock will not feel right. Maybe if they are in their community, talking about money will not be a problem and even that will give them more spirit to discuss more.

Maybe it looks weird if we talk about stock with other people as they do not know what we are talking about. But people will want to learn about how to build a business and how to make more money.

Most of the people around me think that stocks are only for the upper class. so in the area where I live, almost no one talks about stocks, because
I live in the lower middle class. Even though now to be able to invest in stocks, we don't have to be rich first, as long as we can manage our
finances well, we all have the opportunity to be investors. Moreover, technology has become more sophisticated, investment does not have to be
in stocks, but there are options for investing in crypto. So the importance of learning many things, in order to have knowledge and finally can change
our mindset. If that's the case, making money becomes easier, because there will be many ways, we can choose the one that suits our taste.
We really have to change the culture to make money we have to work for other people. So most people prefer to apply for jobs than become
entrepreneurs, that's the mindset that must be changed.

Most of the middle and lower middle class in my country think that the stock exchanges are some short of lottery or something for people just looking to speculate, while many people in the US, even lower middle class have a significant amount of their assets in the market, including their retirement funds and their rainy day funds. It is quite contrasting.

That's why the US is so dominant until now, because the people's mindset is different from that of third world countries. Similar to China,
where the government strongly supports the people to become entrepreneurs. Therefore, there are many home industries in China.
That way China can sell goods at low prices, in the end China became the dominant country in the world economy. If a country wants
to develop its economy, it must be started how to change the mindset and culture, which is very important to invest. Because I think getting
rich is very difficult without investment, if we want to be rich we really have to start managing our finances properly and start investing.

[GubiMixa1292]

In my country there are many job opportunities for many industries. Currently the number of people becoming entrepreneurs has become more and more they invest in many different industries especially real estate in my country. The richest profession today. they are in the real estate business with very high profits each year that can reach millions of dollars. But there are some problems that are the demand for jobs with low paying rates quite high in the country. My family has high-paying jobs, it is very few, only a very small number. I am luckier than them. My family is well-off and has a business investment thanks to the family's available capital.

[FairUser]

I think many people here will think, like me, money is just a tool to solve our problems better.I know what I need to do with my life, chasing money and seeing it as all is our common thought because materialism is inescapable if you understand the problem of knowing what is enough. Not only that, but I don't think it's going to be a lot of money because that's not what I'm after.

In the country where I live, people are trying to earn money to cover life's problems, but more importantly, we always think about protecting our health rather than making a lot of money. I also find that to be true, no need to work hard to earn a lot of money to accumulate, we make money and use it to share with those who need it.

And the mission that I think I will have to do is to bring joy to people,
 and HOW? Let's wait for things to happen.

[cabron]

I guess we are told by our parents to study harder and you could've a good career in the future. It sticks in our mind that we want a career and not a business or being an entrepreneur. It becomes a culture I guess.

You'd have to experience the worse to think out of the box like out of the culture you grow up with.  For someone who isn't accepted to a job because of the way they look or racism issues probably, they may start thinking of business of thier own to survive and break that culture.

I have a Muslim name for some reason my father is a fan of Muhammad Ali so whenever I introduce my name they normally look at me and wonder I don't look like I'm from the middle east. Sometimes I'm turned down to a job even when I'm qualified. Nothing else I can do but make it on my own by working online and investing.

[nur rochid]

I think many people here will think, like me, money is just a tool to solve our problems better.I know what I need to do with my life, chasing money and seeing it as all is our common thought because materialism is inescapable if you understand the problem of knowing what is enough. Not only that, but I don't think it's going to be a lot of money because that's not what I'm after.

In the country where I live, people are trying to earn money to cover life's problems, but more importantly, we always think about protecting our health rather than making a lot of money. I also find that to be true, no need to work hard to earn a lot of money to accumulate, we make money and use it to share with those who need it.

And the mission that I think I will have to do is to bring joy to people,
 and HOW? Let's wait for things to happen.

For someone who is able to be grateful like that, of course, his life is not in complete need, the ambition to make money aims to be able to help fellow humans in need, and what is even stranger is that those who are like that actually have more money, and can feel the peace of life in the world.

[mamesso]

Being successful is the desire of many people, but in reality there are people who are successful and who are not. Everyone can do whatever he wants, but differences in mindset have a positive impact on one success.

In the country where I live, there are no certain rules that hinder the community  economic circulation to be successful, capital support from the government will develop a community economic system that is based on a fair market mechanism with the principle of fair competition and pays attention to economic growth, justice, social interests, and quality of life.

The program to create new entrepreneurs, especially young entrepreneurs, is a top priority in my country to reduce unemployment by creating as many jobs as possible.

[Ucy]

Each area may indeed have its own characteristics.
different from in my area, where money, position, and work are still very much considered as one of the foundations for a person to be successful or not.
even someone who is successful in my area is mostly for people who are elected to civil servants with salaries (which are actually mediocre) but will have a fixed pension fund.
Even an entrepreneur who is just starting his business will be underestimated.
especially if the privately-owned business is a business that is still common in their eyes. Even though the activities involved in the crypto world are like this, even though the results are quite large and exceed the salaries of civil servants, they are still underestimated.
And when setting up a business, what other people will see is how big the business is, how many employees, how nice and spacious the office is, and how much money it makes.
Yes, it's sad, but we live in a society where we can't force their minds.
Just focus on what we do.

In the society I live in, I know of an ethnic group that mostly rely on their businesses and themselves. If the central or local  governments vanish away, they will still be able to survive without issues. They are very hardworking and don't rely much on governments. It's hard to compete with them especially in their own turf. One of the ways they are outcompeted is when they are deliberately suppressed/frustrated by the political class.   They typically start small and grow their businesses, then use a traditional model to transfer knowledge/skills to others. The successful ones earn way better than the typical civil servants even though they aren't as educated, and there are lots of them who are successful in their businesses.