Do you pay with crypto???

[kevinovecka]

I am interested what do you guys use for payments.

I like Litecoin paying the most (superfast and supercheap) but I am not afraid to pay with Bitcoin.

Doing this little research because I am preparing project
I will appreciate honest answers and comments

Thank you

[avikz]

Bitcoin is extremely precious for me to spend. You never know that if you pay for a play station console using bitcoin today, the same amount of bitcoin can buy you buy you a car in 2 next two years. So I personally wouldn't prefer paying with bitcoin for anything at all.

I would rather use USDT or BUSD or any other stablecoins. Because their value is fixed as per the market rate if the underlying asset and don't have extreme upside or downside potential. 

[tomahawk9]

I use BTC to top up my phone and to buy some pc hardware every now and then in some online stores

I have some XMR and LTC  but they've been sitting on the sidelines for so long, they're part of my hodl stash (along side btc obviously) and i'm not toughing that stash for a very long time (need a really good altcoin season to see some profits), plus, Monero isn't as widely accepted as you'd expect so it's not like i have many places to go to and spend some xmr, same with Zcash, privacy coins are a no go for many stores that accept crypto as a payment method

[Vaskiy]

At present I'm a fiat guy, because there is very few shops that accept cryptocurrency. Most of the time I used to convert bitcoin to fiat and use it. If there exist a way to spend directly without much of transaction fee as fiat then by that time I'll use cryptocurrencies. Today only explored and came to know about the application Krypto which has been developed to pay with cryptocurrency on any shops that has got the upi payment option. Hope this growth will progress in the upcoming years as a big userbase is getting created in my country after the pandemic.

[kanayaTabitha]

I wish i could.
I've user use bitcoin for buying in game cash in one of browser games last year but the fee is crazy expensive. I think if someone want to open bitcoin or crypto payment, they have to make sure the fee is not higher than the sale item itself.
I heard bitcoin lightning network has already solve this problem but haven't try it yet.

[IIrik11]

For local payments I use fiat. For international payments I use Bitcoin but I add the amount I spend almost instantly.

I am investing in BTC like you would do in SIP. So, I am not really looking for ways to spend my coins.

But come to think of it, I could start keeping some stable coins for online payments but I don't know which ones are more widely accepted.

Plus stable coins are not really stable. Their value could be '0' tomorrow.

And they are difficult to spend. Not sure but I think you need Ether for gas fee to spend Tether. Which is another problem.

[kevinovecka]

At present I'm a fiat guy, because there is very few shops that accept cryptocurrency. Most of the time I used to convert bitcoin to fiat and use it. If there exist a way to spend directly without much of transaction fee as fiat then by that time I'll use cryptocurrencies. Today only explored and came to know about the application Krypto which has been developed to pay with cryptocurrency on any shops that has got the upi payment option. Hope this growth will progress in the upcoming years as a big userbase is getting created in my country after the pandemic.

There is a thing binance card
I have it but didn't use that much yet.
But my friends are so excited about it (nice rate to fiat currencies, no fee, and good atm withdrawals)

[suryana]

I also use Litecoin more often for payments, in addition to the cheap fees and very fast service. But in certain situations I also use bitcoin and ETH as other payment options, because I think that's the only safe and I can trust so far. But still enjoy using Litecoin payments.

[blockman]

Yes, I do use bitcoin for payments. There's no need to be afraid of spending it for payments. I'm aware of its value and preciousness but if I have to spend, I'll spend.
That's one use of bitcoin and as long as you're not going to spend all that you've got and the amount you're paying is like pennies then there's nothing to hold back.

[taufik123]

I still use stablecoins as my payment and for other coins only trade for profit. Stablecoins become final coins which I then exchange for my country's FIAT currency and also as payments for goods and services to my friends.
Bitcoin is still very much worth spending. Bitcoin is such a volatile asset that I simply take advantage of every purchase at a low price and then sell it at a high price.

[Imran232]

Though bitcoin is illegal in my country, So there is no shop or any service that will be given via bitcoin payment. In an incident, I gave a treat to my friends at one of my friends' restaurants. My friend asked me if I should pay the bill with bitcoin for him. If I pay, he will give me a 10% extra discount. Though the discount doesn't matter to me, I did a transaction as a payment and it felt good. When I paid him the $135 payment, the bitcoin price was $18k. He is still holding that amount now. Just think how much his $135 now is.

[mk4]

I'm only able to spend BTC because none of the online services I use accept other altcoins, or even Lightning.

Among the list though, the only coins I would consider paying with besides BTC would be stablecoins. ETH transaction fees are crap, and I don't see the need to hold any of the other coins.

[Lordshiva]

In my country still bitcoin is not used in payment services but i use it online in small things. Like I normally do recharge in my mobile with bitcoin only.
Rather than that Still I am not using bitcoin or any other crypto on a regular basis to pay.

[DaveF]

If available I pay lightning. If not the coin I use tends to vary based on the amount of the transaction.
For small purchases, I do use doge a lot, for mid size LTC / other alts or BTC if the fees are low.
Also at times it depends on the conversion rate that the payment gateway is showing.
At lot of times it can be a far amount above or below the average and you bet I am going to take advantage of that. :-)

-Dave

[NeuroticFish]

There are way too few places in my country where crypto payments are accepted and last time I've tried them, they were be highly overpriced (+8..10%).
So unfortunately direct payments with crypto are not much of a choice for me. I use sometime crypto card though, but that doesn't really count as crypto payment..

[dothebeats]

I only ever tried using bitcoin to pay for something in less than 5 occasions. If there is an option for me to use bitcoins on a payment without being gutted by transactions fees and whatnot, I'd do it just for the experience. Sadly though, there aren't many such options, and it's economically and practically better to just hold your bitcoins and convert to pay for fiat on the things that you buy. At this point in time, bitcoin is extremely important to keep, due to the continuous uptrend it has been receiving.

[Kakmakr]

I have a few food merchants that accept Bitcoin as a payment option ....so I buy lunch every day with Bitcoin. Other than Bitcoin, I deposit some ETH and TRX at my favorite casino to gamble and to have some fun.

I am lucky, because my employer gave me the option to pay me in Bitcoin (BTC) .... but I only accept 15% of my salary in Bitcoin... because there are too many of the expenses that I need to pay... that does not accept Crypto currencies. 

[RapTarX]

Most of the times, if there's option for USDT (TRON chain) & Litecoin, I go with any of these as fee is quite cheap. Fee with BTC/ETH is a bit high when you consider paying for something. Well, when BTC fee is low enough, I don’t look for alternative.

[bishopcrypto]

Bitcoin 97% of the time, but that's not my preference. Would prefer a faster, cheaper (but decentralized) alt - ltc, dgb, xvg.

[maju69]

With the potential for crypto fluctuations, I never use it as a payment. What's more, because I really don't have anything to pay for using crypto. Also, you should use Bitcoin to pay for items that won't have a high selling value over time. Until now I still use fiat money for any payment process. Except if there are people who have the same profession and I know maybe if the time is going to make a transaction I will pay for some things with crypto.