so98nn (OP)
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October 30, 2021, 04:33:49 AM |
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This morning, I was reading a book on "Good Economics for Hard Times", written by two MIT professors Abhijit V. Banerjee and Esther Duflo. I am not reading it in-depth however were looking over few chunks out of it. It made me think about my daily routine, how I see things in financial perspective. If you see yourself and analyse by each hour, day, or monthly basis in terms of your expenses then you get know how slow earner we are and how expensive we are. Obviously by now I have understood one thing in my life, you need multiple income sources to have all that you always dream! I know very well you can live a low budget life too. For example someone might just argue, you need only single stable income. True. BUT, as you go on in your life, you start to experience big burden of expenses piling up on your shoulder. Whether it is commute expense, fuel, daily food, dates with your wife, school expenses of kids, their wishes, birthdays, car loans, home EMI, personal world tours and non ending stuff you name it. Things will always be boomerang and they will sometimes go ahead of your income. This will never end up in financial stability, rather it will just keep you up to date with your 9 to 5 job, a small circle, with broken dreams and stuff. So, a thought cam in; you need that Non-Ending Economic Circle. By definition literally means you should be able to tackle the satisfaction by means of scarce sources. How one can have this satisfaction? Well as far as I am thinking you get into the market and create multiple income sources. There should be flow of money your banks all the time. You should be thinking more about your plans rather than bending your plans according to your bank balance. With the digital era, there are just so many ways to earn the money. If spoken about the crypto space then . .1) Crypto staking 2) Mining Farm (Very profitable if done properly) 3) Crypto Trading 4) Crypto Investment by HODL (More or less staking without fixed APY%) 5) Work at Forum Apart from above list:1) Blogging 2) YT influencer 3) Social platform king e.g. Insta page, FB pages, Twitter (Promoters) 4) Digital Marketing The Big BoyBe an entrepreneur or business owner of at least one stream of product that suits you. Moreover there is big platform to work as part time earner on amazon, medical writer, medical coder, flyer influencer and many more opportunities which can be availed with few course or based on your skills.
Has it occurred to you sometime you should have more income sources than just relying on single one? Do you really believe in such economic circle where your income is unlimited and your expenses does not matter. ![Cheesy](https://bitcointalk.org/Smileys/default/cheesy.gif)
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Gozie51
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October 30, 2021, 06:46:55 AM |
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Obviously by now I have understood one thing in my life, you need multiple income sources to have all that you always dream!
This is the obvious because challenges come also in multiple folds For example someone might just argue, you need only single stable income.
I'm yet to see someone arguing that retaining one single source of income is the best for comfortable and better living. I have also not seen wealthy and comfortable people relying on one source of income, we can name them in numbers and even OP won't have just one source of income ![Grin](https://bitcointalk.org/Smileys/default/grin.gif) True. BUT, as you go on in your life, you start to experience big burden of expenses piling up on your shoulder. Whether it is commute expense, fuel, daily food, dates with your wife, school expenses of kids, their wishes, birthdays, car loans, home EMI, personal world tours and non ending stuff you name it. Things will always be boomerang and they will sometimes go ahead of your income.
The list is endless but you didn't mention health issues. Health challenges is far draining finances above every other human challenges IMO because this is involving life and death. For example transplant of a failed kidney can drain a family finance and whatnot
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cabron
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October 30, 2021, 08:36:58 AM |
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Expenses are endless, we will spend our earnings if we only have one job. Such a situation will keep you out of sight from your family and friends since you will tirelessly just keep going. Unfortunately, we only realize this when we get older already and have growing responsibilities.
The lack of planning for the future while I was in my 20s resulted in this kind of life. Unaware of what is going to happen. I have been staking and trading for a while but I'm however not earning huge daily though. I hope to really start mining if the bull market provides me enough to start.
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Coyster
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October 30, 2021, 01:33:57 PM |
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The thing is, prolly everyone wants to have diverse sources of income, but it's more of a case of easier said than done, more often than not to have an extra source of income requires capital and it is that capital that most people do not have as they are struggling to cope with the little they earn from their sole source of income. With the digital era, there are just so many ways to earn the money. If spoken about the crypto space then . . 1) Crypto staking 2) Mining Farm (Very profitable if done properly) 3) Crypto Trading 4) Crypto Investment by HODL (More or less staking without fixed APY%) 5) Work at Forum
All of the above is as well not a guarantee to earn an extra source of income, there are risks involved in them and people should also be aware that in as much as they may try them to make ROI, they could as well accrue losses. Imo, most times the best way to earn extra income is if you have a skill and you're willing to render a service and get paid afterwards.
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Poker Player
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October 30, 2021, 02:01:55 PM |
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The thing is, prolly everyone wants to have diverse sources of income, but it's more of a case of easier said than done, more often than not to have an extra source of income requires capital and it is that capital that most people do not have as they are struggling to cope with the little they earn from their sole source of income.
It requires capital or skills, not just capital. A writer who makes YouTube videos has two skills with which he obtains sources of income, which over time are transformed into passive income. With the digital era, there are just so many ways to earn the money. If spoken about the crypto space then . . 1) Crypto staking 2) Mining Farm (Very profitable if done properly) 3) Crypto Trading 4) Crypto Investment by HODL (More or less staking without fixed APY%) 5) Work at Forum
Apart from above list:
1) Blogging 2) YT influencer 3) Social platform king e.g. Insta page, FB pages, Twitter (Promoters) 4) Digital Marketing
I am surprised that in that list you do not include nor has anyone mentioned so far the signature campaigns, which for all of us who have written in the thread so far is a source of income. Even if it is not a lot of money, it is a source of income after all. As I said before, to get this income you have to have a certain ability to write well if you want to get paid for writing, and it does not require investing money to get paid from a signature campaign. One thing I want to clarify is that the term source of "income" seems to me to be misleading. I would rather speak of sources of wealth: If you had spent $1k buying Bitcoin 5 years ago today you would have $100k. It would have been much more profitable than buying a blue chip that pays dividends. Even if it was one of the best, like JNJ. You would have 1.62 Bitcoin, and you could sell the 0.62 to have cash and still have Bitcoin or borrow against it without selling and refinance as it goes up to get cash flow. So, although Buy and Hold Bitcoin is technically not a source of income, it is the best source of wealth, and I think this should be taken into account.
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kryptqnick
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October 30, 2021, 03:21:50 PM |
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For example someone might just argue, you need only single stable income.
I'm yet to see someone arguing that retaining one single source of income is the best for comfortable and better living. I have also not seen wealthy and comfortable people relying on one source of income, we can name them in numbers and even OP won't have just one source of income ![Grin](https://bitcointalk.org/Smileys/default/grin.gif) I think it depends on the social context and country. I know a couple of people who have very high-paying (for my country) full-time jobs that allow them to pay mortgage payments and afford a higher than average standard of live. They have contracts and are unlikely to be fired, so they feel financially stable. Other friends work various jobs, usually some project work or freelance. This means a more volatile income and there's no sense of stability because you never know if your influx of jobs/tasks will be good or not. I, personally, still prefer the multiple-income scheme because this way the work schedule is way more flexible, and it allows to feel more freedom because you can afford to lose one source of income since it's not the only one. But I don't earn as much as some people I know who do 9-6 good high-paying jobs.
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guydin
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October 30, 2021, 03:44:36 PM |
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Financial freedom is my goal so I am trying to do everything to have passive income. I think that we should diversify our sources of money it means that apart from our job or business we should have passive income such as investment in crypto, or stocks, or real estate. Only this way we are likely to become financial independent and it is important not only to be able to earn money, but to save them as well.
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dothebeats
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October 30, 2021, 04:38:52 PM |
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People, especially the young ones have their eyes set on making it big on social media, hence why there is a sudden boom of influencers on tiktok, instagram, and youtube. It is because they are seeing fame in social media as the easy way out on financial struggles, because said endeavour pays, and it pays a lot. Advertisers are crazy on big numbers and wider reach, and a lot of people aspire to be on the limelight in order to reap such payouts by being big on social media.
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The Cryptovator
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October 30, 2021, 05:03:12 PM |
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Life is too hard when you think about money, especially for those who are from middle-class families. The income from jobs just needs to spend for the families needs. You can't spend a wonderful life with a single income source from the job. I am not talking about a businessman, I am talking about the job. So if you want to spend wonderful life then you must need to find a second source of income. Doesn't matter it's very small, it would be big once a time. If you see the history of rich men, they have multiple income sources and they know how to multiply your capital. I agree with OP, somehow we need to find a way a second source of income.
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Shenzou
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October 30, 2021, 05:15:08 PM |
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I think that thanks to crypto and bitcoin there have been a surge of many young inventors that have became millionaires from the early ages, and i think that they are representing a good model for the young ones who are still out there wanting to be like them and dream about making millions, and this is creating incentives for them to look up things and try out new and different things to reach their goal, i for once i may not be a millionaire but a couple of years ago when i started to get into bitcoin and trading it allowed me to get to do things that otherwise i wouldn't have the money to do them.
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chrisculanag
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October 30, 2021, 05:50:57 PM |
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Earning money in online is very helpful and make our life better,trading and investment is one of the kind that can gives you stable financially but remember there are some risks with this. This time because pandemic and my work stop, ill try to find some free ways of earning online that so very big help for me like airdrop and many more , that's all.
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paxmao
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October 30, 2021, 06:53:50 PM |
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Most of the proposed sources of income are pretty much free markets, with little barrier to the entrance of new business or people, except perhaps working in the forum which done properly, requires a seasoned user. This means that getting to have a profitable youtube channel or earn socially requires an investment of time or to have somehow an unique point of view or perspective that makes people interested in what you publish.
Staking and farming are also free markets, rarely with exceptional profitability. None of these sources are for all and many are nearly impossible to use.
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davis196
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October 31, 2021, 06:43:44 AM |
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Having multiple income sources is easier said than done. Do you realize how hard it is to work hard on several projects and develop them enough to bring you stable income?All the things that you have mentioned in your list require lots of work and consistency. Most of the people just give up,because they aren't consistent,they find another "shiny object" or they simply lose faith.Being successful online also requires lots of patience and time.Developing a big social media profile or a popular blog requires months or even years of hard work and discipline(and you don't get paid from Day 1). There are many ways to earn money online,but all of them are hard.Lots of people still believe that making money online is easy and comfortable.This is so far away from the truth. Making money online is the same as having a 9/5 job.Sometimes it can be even worse,because a positive outcome of your efforts isn't guaranteed.
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Kakmakr
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October 31, 2021, 11:14:17 AM |
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My friend.... welcome to the "Hamster Wheel" of the Poor and Middle class! Government's manipulation of the inflation and the endless printing of money has created a gradual destruction of more and more people in the middle class. People are forced to make debt to survive and the endless cycle of debt starts.. so we are doomed to failure from the start. (Want an education.... well take a loan... want a roof over your head... take a Bond.... want to buy a car... borrow some more money...) If you do not get a break (Win the Lotto or inherit money or take a extra job.. you are doomed to fail. ![Sad](https://bitcointalk.org/Smileys/default/sad.gif)
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Ultegra134
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October 31, 2021, 11:43:50 AM |
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I work a full-time job, 6 days per week, earning a decent, above average income. Even if I was solely depending on it, I wouldn't have much of an issue, however, I'm also participating in signature campaigns and staking crypto on Beefy.Finance. That way, I've got multiple income sources, which have resulted in two (or possibly) three sort of savings accounts. One from my work, a Bitcoin wallet and a Metamask wallet from staking.
While I get your general idea, which is our capability of earning from various sources, that's not always possible, and definitely not for everyone. Most of what of you suggested requires capital to start, and involves a pretty high risk, while becoming a Youtuber of blogger like you mentioned, isn't that simple and straightforward.
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molsewid
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October 31, 2021, 11:47:55 AM |
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Having multiple income sources is easier said than done. Do you realize how hard it is to work hard on several projects and develop them enough to bring you stable income?All the things that you have mentioned in your list require lots of work and consistency. Most of the people just give up,because they aren't consistent,they find another "shiny object" or they simply lose faith.Being successful online also requires lots of patience and time.Developing a big social media profile or a popular blog requires months or even years of hard work and discipline(and you don't get paid from Day 1). There are many ways to earn money online,but all of them are hard.Lots of people still believe that making money online is easy and comfortable.This is so far away from the truth. Making money online is the same as having a 9/5 job.Sometimes it can be even worse,because a positive outcome of your efforts isn't guaranteed.
Earning money is not easy as it seems even if the above mentioned digital platform can be easily access and create account free like youtube influencer and blogging but to monetize your account it require's a hardwork, time, patience and creative mind is a must. When it comes to crypto aspects it is still needed a person to be knowledgeable enough like technical analysis in trading and many more. Financial stability is hard to achieve but it is achievable, but first hand make yourself, your mind full with knowledge first before taking action.
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Findingnemo
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October 31, 2021, 12:38:42 PM |
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I think you need to read the book completely to understand the concept of multiple income sources to attain the financial stability, yes its actually roght but if you are making money from multiple sources but from the same sector you are taking all the risks just as a single source of income.
The sources should be from different sectors with different risk levels so you can survive if one or two sources are completely down for whatever reasons.
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Wexnident
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October 31, 2021, 03:42:13 PM |
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Isn't it natural to have multiple ways to get income? Naturally, it would be better if said other ways came from you enjoying your hobbies or what not, while your main income would be something that could be you enjoy or not enjoy, just that it's where you're naturally skilled at due to studying it for years. Even simple investments could be a way for passive income. As they say, you make your money earn more money, and you're pretty much set for life. I think it depends on the social context and country. I know a couple of people who have very high-paying (for my country) full-time jobs that allow them to pay mortgage payments and afford a higher than average standard of live.
But that would mean being highly skilled on the job no? Even if we do say it's a high-paying job, I'd reckon there'd still be a skill requirement for one to even get them.
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▀▀▀▀▀▀▀██████▄▄ ████████████████ ▀▀▀▀█████▀▀▀█████ ████████▌███▐████ ▄▄▄▄█████▄▄▄█████ ████████████████ ▄▄▄▄▄▄▄██████▀▀ | LLBIT | | | 4,000+ GAMES███████████████████ ██████████▀▄▀▀▀████ ████████▀▄▀██░░░███ ██████▀▄███▄▀█▄▄▄██ ███▀▀▀▀▀▀█▀▀▀▀▀▀███ ██░░░░░░░░█░░░░░░██ ██▄░░░░░░░█░░░░░▄██ ███▄░░░░▄█▄▄▄▄▄████ ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ | █████████ ▀████████ ░░▀██████ ░░░░▀████ ░░░░░░███ ▄░░░░░███ ▀█▄▄▄████ ░░▀▀█████ ▀▀▀▀▀▀▀▀▀ | █████████ ░░░▀▀████ ██▄▄▀░███ █░░█▄░░██ ░████▀▀██ █░░█▀░░██ ██▀▀▄░███ ░░░▄▄████ ▀▀▀▀▀▀▀▀▀ |
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BlackHatCoiner
Legendary
Offline
Activity: 1624
Merit: 7929
Bitcoin is a royal fork
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October 31, 2021, 03:55:06 PM |
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Obviously by now I have understood one thing in my life, you need multiple income sources to have all that you always dream! Actually, to have what you always dreamt sounds kinda childish. What you were dreaming in your 20s is different of what you were dreaming in your 30s and it may even change in the future. You can't have what you always dreamt, because you weren't dreaming it constantly since you were born. Being satisfied from what you have is the key, but if you want more, then having multiple incomes isn't the solution or, at least, it's temporary. I think that, this “something more” that will beautify your life won't come directly from an income, but rather from your financial intelligence. If you develop it, you won't have to work for money; money will work for you. Don't be a slave of this monetary system; learn how to dominate it.
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Alisha-k
Member
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Offline
Activity: 840
Merit: 23
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October 31, 2021, 04:07:47 PM |
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Gone are the days that people will push through hard labour and struggle just to make a living,now the are three ways to make money but even with these,it isn't still easy. * make money by hard labour( daily pay jobs,brick engineers,waste disposers etc. * making money from your cognitive online ; (you tub ,facebook platforms,Instagram,twitter etc. * making more money from your money ;( buying and selling online,gold trading,forex trading,etherium etc. But to crown it all,it isn't that easy the way you have explained but we all know it works out. Making it exemplary, for instance gaining insta followers is not that easy you know, so what ever brings out money as outcome isn't easy
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