JJG’s Outline of Bitcoin Investment Ideas

[ruykeri]

I understand that the DCA strategy feels slow sometimes, but that’s actually the strength of DCA. For me, it’s not about speed, it’s about staying in the game. DCA lets me invest without stressing my finances or neglecting other responsibilities.  At the end of the day, it’s patience , confidence and consistency that hits the target  not rushing.

DCA method is a suitable strategy for investors, if a person can invest in Bitcoin patiently, then he will definitely be successful. If you want to use the right strategy in Bitcoin investment and reduce your losses, then this DCA method will definitely be effective for him, because it forces your money to buy Bitcoin properly on a weekly basis, this forcing of buying Bitcoin will be very useful for you in the future. Because your money is used properly and by buying Bitcoin consistently, you are able to buy Bitcoin every week. So it becomes much easier for a patient person and through prudent income to keep Bitcoin investment for a long time.

It is true that the way follows in Bitcoin investment is a very important issue. In bitcoin investing with discretionary income in the DCA method has proven to be a very good way. Because it helps to reduce the investor's mental stress a lot. Because you think about, that is, if someone invests $40k in Bitcoin at once, and then sees the price decreasing, what will be his mental state? Of course, if he has less experience and does not have a proper idea about the volatility of the Bitcoin price, then he will feel a lot of panic. But if the same person continues to do DCA regularly weekly or monthly with an amount convenient for him, then he will not feel much panic due to price fluctuations. Rather, if there is a long term mindset, when the price decreases, the investor gets the opportunity to buy more Bitcoin at a lower price, which helps to buy Bitcoin at an average price. I think investing in Bitcoin in the DCA method is the best way for all types of people.

[Sticky Bomb]

The slow accumulation is truly. Someone who refuse to buy anything while waiting for the dip that’s not certain. Nobody can actually predict the market price with certainty, and by waiting for a perfect time or entry the price can moves up more and the opportunity is gone. Moreover consistent weekly buying keeps one's portfolio grows regularly over time and also reduces the stress of market timing.

When someone refuses to buy anything, it shows they've not even started and they cannot be called slow, instead they're to be termed traders looking for a speculatory, favorable and low entry point which might not come by and he keeps being a no coiner for longer.
What I would call slow is those that intentionally don't maintain consistency in their DCA buys, like for someone who purchases weekly and intentionally skips some weeks, thereby slowing down the pace at which he should be adding to his portfolio.

[Futurexxx]

Bro...Many people believe that DCA slows down Bitcoin deposits. But I agree with you that it never slows down Bitcoin deposits.

Anyone that thinks that dca accumulating strategy slow down Bitcoin accumulation is just an impatient traders that thinks that a proper  Bitcoin accumulation is something that happens overnight, without looking at the fact that it happens overtime when you are consistent in your dca accumulating strategy.
What makes the dca accumulating strategy unique is that you will have the chance to buy at every price interval, and may even do it aggressively during the dip with your reserve funds, so it's the best Bitcoin accumulating strategy statistically.

[Showlove01]

The slow accumulation is truly. Someone who refuse to buy anything while waiting for the dip that’s not certain. Nobody can actually predict the market price with certainty, and by waiting for a perfect time or entry the price can moves up more and the opportunity is gone. Moreover consistent weekly buying keeps one's portfolio grows regularly over time and also reduces the stress of market timing.

When someone refuses to buy anything, it shows they've not even started and they cannot be called slow, instead they're to be termed traders looking for a speculatory, favorable and low entry point which might not come by and he keeps being a no coiner for longer.
What I would call slow is those that intentionally don't maintain consistency in their DCA buys, like for someone who purchases weekly and intentionally skips some weeks, thereby slowing down the pace at which he should be adding to his portfolio.

You can not possibly call someone who has not bought or purchase Bitcoin a trader because they are neither trader nor investor. The only time you can call someone a trader is, if after purchasing they are planning on selling when the market rise or surge or if they are talking about selling when the market rise prior to their purchase. Being slow doesn't stop from getting to overaccumulation stage because sometimes the reason people becomes slow is the kind of source of income they have which may not be giving them a discrestionary income as expected.

[SmartCharpa]

There is nothing slow about DCA strategy or delay in your investment in bitcoin, you’re only meant to be investing in bitcoin when you don’t have a discretionary money, In a situation that you don’t have a discretionary income would you be using money meant for your expenses to invest in bitcoin because you don’t want to be slow or you don’t want to have a delay, that would be your responsibility for such decisions, DCA techniques gives you the leverage to buy bitcoin more comfortably when you can afford it, it doesn’t mean that DCA makes you slow, or would delaying your progress in bitcoin accumulation.

Personally DCA have been the best techniques for me to be accumulating bitcoin for a long term now and it has never made me slow or delay my progress, it’s been more good and better for me that I can accumulate whenever I have a discretionary income, buying and getting started is more important than not buying and not getting started with buying bitcoin.

DCA techniques makes me comfortable to keep buying bitcoin.

I understand that the DCA strategy feels slow sometimes, but that’s actually the strength of DCA. For me, it’s not about speed, it’s about staying in the game. DCA lets me invest without stressing my finances or neglecting other responsibilities.  At the end of the day, it’s patience , confidence and consistency that hits the target  not rushing.

DCA may look slow sometimes but that’s what you as an investor can afford to invest at that moment. Do you want to invest more than you can afford? Nobody wants to invest more than they can afford to avoid too much pressure and risk. You invest what you have, that does not mean the method is bad. If you are using this strategy and later get an increase from your workplace, you can increase your investment amount. Only do that if the amount will still be comfortable for you and will not affect your other activities.

I agree with you, the most important thing about this strategy is consistency, discipline and patience, not to rush just because you want to own enough bitcoin immediately. Because if you do more than you can afford, you will end up under too much stress.

[SuperBitMan]

Bro...Many people believe that DCA slows down Bitcoin deposits. But I agree with you that it never slows down Bitcoin deposits.

Anyone that thinks that dca accumulating strategy slow down Bitcoin accumulation is just an impatient traders that thinks that a proper  Bitcoin accumulation is something that happens overnight, without looking at the fact that it happens overtime when you are consistent in your dca accumulating strategy.
What makes the dca accumulating strategy unique is that you will have the chance to buy at every price interval, and may even do it aggressively during the dip with your reserve funds, so it's the best Bitcoin accumulating strategy statistically.

Yeah DCA strategy is not a slow form of accumulating bitcoin, in fact it’s the best way to be successful in your bitcoin accumulation journey, it’s not all about fast it’s about succeeding, if you are fast and end up dipping your hands into your bitcoin investment you have failed especially if you end up selling all your bitcoin, people should not be aggressive in accumulating bitcoin because it’s very risk, there are things you should have before being aggressive which are backup funds.
DCA strategy is not slow, however if you have the financial ability to do a lump sum it is also good, I always advise people to go for the strategy that will be comfortable for them.

[GhostOfBitcoin]

Your statement about DCA having small increments is a bit confusing, even though sure, if a guy is buying bitcoin every single week, then the amounts are going to seem small overall relative to the size of the whole bitcoin holdings, even if there might be some weeks in which the income is higher and/or the expenses are lower and larger quantities of funds might come available, DCA will still allow for a customizing of the buy amounts in accordance with the amount of money that comes available each week or whatever other period a person might be making choices to either make regularly scheduled buys and/or sometimes to increase or decrease the buy amounts based on how much money had come available in any period of time.

From personal experience, I have seen that customizing DCA based on market conditions and your own pocketbook is the real wisdom. When there is extra income or less expenses in a week, it makes sense to increase the investment amount. On the other hand, when the market is down, it also provides an opportunity to push a little bigger fund. DCA basically teaches discipline, but that does not mean that it does not provide any flexibility. This far-sighted approach of yours is really effective in keeping your portfolio consistent!

Even a person who might have had been investing $100 per week for years and years and years, he might find himself into a situation in which he suddenly has more money (such as he has an extra $2k), so then maybe he decides to invest $500 per week for the next 5 weeks in order to accommodate his having the extra $2k.

Yes, buddy, it's very realistic. In addition to doing regular DCA (Dollar Cost Averaging), when additional funds come in, it is wisest to invest them in 5-10 weeks (Enhanced DCA) rather than investing them in the market all at once. If you invest a large amount of lumpsum at any high price in a bull market, you will regret it later. Instead, if you maintain a cash cushion in a volatile market according to the strategy you mentioned, the portfolio is much more secure and the average buying price is also under control.

DCA does not need to be considered as small, especially for any guys who might be structuring their bitcoin buys to be as aggressive as they can without overdoing it.. and sure, the tension is ongoingly existing in regards to how not to overdo it.. by making sure that the back up funds are sufficient and that a person is not changing his aggressiveness based on reasons that are causing him to be emotional rather than making sure that he is sticking within the strength of his cashflows and his back up funds.

When I initially placed overly aggressive buy orders on every dip, I often lost my backup fund balance. Later, I realized that buying Bitcoin at the risk of fiat currency cash flow and emergency funds was not a wise move. It is good to be hyper-aggressive, but it should be purely mathematical, not emotional FOMO.Keeping a certain backup fund aside, maintaining the maximum DCA within your limits is essentially the only way to survive in the long term and maintain peace of mind.

[NewRevelation]

Your statement about DCA having small increments is a bit confusing, even though sure, if a guy is buying bitcoin every single week, then the amounts are going to seem small overall relative to the size of the whole bitcoin holdings, even if there might be some weeks in which the income is higher and/or the expenses are lower and larger quantities of funds might come available, DCA will still allow for a customizing of the buy amounts in accordance with the amount of money that comes available each week or whatever other period a person might be making choices to either make regularly scheduled buys and/or sometimes to increase or decrease the buy amounts based on how much money had come available in any period of time.

From personal experience, I have seen that customizing DCA based on market conditions and your own pocketbook is the real wisdom. When there is extra income or less expenses in a week, it makes sense to increase the investment amount. On the other hand, when the market is down, it also provides an opportunity to push a little bigger fund. DCA basically teaches discipline, but that does not mean that it does not provide any flexibility. This far-sighted approach of yours is really effective in keeping your portfolio consistent!

In support, as the flexibility makes it easier for investment to keep moving on either in low income weeks/months, and also in high income weeks/months too.

I think one major problem of investments is the attitude of some investors, sticking to and/or wanting to stick to a particular amount of accumulation week/month in and out despite a change in income or demand and/or expenses. Trying to remain with that particular investment amount even when your Discretionary can't carry it becomes a problem whilc might lead you to neglecting some basic needs just to meet up, and of course, will fall back on you later and affect your investment. Sequencialy too, when we get higher discretionary, we should also increase our buy allotment, but some would still want to stick to the precious amount, thereby reducing there portfolio.

However, leveraging on the flexibility of the DCA is best for us, and helps us to remain more consistent in the market while also building our back up funds for a stronger  investment HODLing plan .

[Cyber_warrior]

[edited out]

Once a over accumulation is reach what follows is maintenance phase. This is when you protect your holdings and try to maintain a stable portfolio so you don't lose what you have already built because you want to live a good life.

For sure, the larger our bitcoin holdings, then the more we have to figure out ways of protecting our bitcoin stash, even if we might start to sell some of our bitcoin in a sustainable way from time to time.. and so far in bitcoin's history, there can be ways to figure out how to sell some bitcoin within boundaries that the value of the bitcoin continue to go up faster than our sell amounts..and it might not be clear exactly when we might feel that we had gone through our accumulation phase, reached our maintenance phase (which as the name suggests may well not involve net sales or buys), and then a point where we might start to sell some of our holdings.   

That’s a very realistic way to see it and I also believe the maintenance phase can be different for everyone. For some people it could mean not selling at all and simply focusing on protecting what they have already accumulated. For others it could mean selling small small gradually to improve their life and still maintaining a strong Bitcoin position.

A lot of people misunderstand the idea of over accumulation and assume that once that stage is reached the next step is to sell everything and start enjoying the profits carelessly. But accumulation of a large Bitcoin stash does not mean that's the end of the investment, the main focus at that stage should still be proper management, preservation rather than selling recklessly. In reality, most people will probably move slowly between accumulation, maintenance and spending phases depending on their financial condition responsibilities and overall life situation.

[Loyang]

Yeah DCA strategy is not a slow form of accumulating bitcoin, in fact it’s the best way to be successful in your bitcoin accumulation journey, it’s not all about fast it’s about succeeding, if you are fast and end up dipping your hands into your bitcoin investment you have failed especially if you end up selling all your bitcoin, people should not be aggressive in accumulating bitcoin because it’s very risk, there are things you should have before being aggressive which are backup funds.
DCA strategy is not slow, however if you have the financial ability to do a lump sum it is also good, I always advise people to go for the strategy that will be comfortable for them.

Buying Bitcoin aggressively is not bad at all, but if a person becomes aggressive without understanding his financial situation and the level of aggressiveness, then it is a wrong decision and he is putting his investment at risk. However, if a person becomes aggressive by understanding the level of risk and financial situation, then he can invest aggressively.

It is not the right decision for a new person and an inexperienced person to be aggressive in the beginning, because although they are able to manage their finances properly, they cannot handle the risk, as a result they may face losses. After continuing to invest consistently and gaining experience, investing aggressively can be the right decision for a new person.

[Sally9256]

You can not possibly call someone who has not bought or purchase Bitcoin a trader because they are neither trader nor investor. The only time you can call someone a trader is, if after purchasing they are planning on selling when the market rise or surge or if they are talking about selling when the market rise prior to their purchase. Being slow doesn't stop from getting to overaccumulation stage because sometimes the reason people becomes slow is the kind of source of income they have which may not be giving them a discrestionary income as expected.

Traders are people who are looking for the most favourable time to buy in order to make profit. They are always looking for ways to make short term gains which why they always hesitate to buy and wait until the price is low before buying. So in my opinion even a person who is yet purchase Bitcoin might have the mindset of a trader by trying to time the market.

Being slow with your accumulation is not only tied to once income, but how much they are willing to put into buying Bitcoin. Some people might earn a huge amount of income and still allocate little percentage of it for buying Bitcoin while another person might earn less and still be able to accumulate more percentage into buying Bitcoin so being aggressive is not by how much income a person earn but the percentage of discretionary income they use to buy Bitcoin.

DCA may look slow sometimes but that’s what you as an investor can afford to invest at that moment.

With DCA what matters most is your consistency and how long you are able to keep it going. It might look slow but it power lies in the time frame.

[Cgrexp]

Yeah DCA strategy is not a slow form of accumulating bitcoin, in fact it’s the best way to be successful in your bitcoin accumulation journey, it’s not all about fast it’s about succeeding, if you are fast and end up dipping your hands into your bitcoin investment you have failed especially if you end up selling all your bitcoin, people should not be aggressive in accumulating bitcoin because it’s very risk, there are things you should have before being aggressive which are backup funds.
DCA strategy is not slow, however if you have the financial ability to do a lump sum it is also good, I always advise people to go for the strategy that will be comfortable for them.

Buying Bitcoin aggressively is not bad at all, but if a person becomes aggressive without understanding his financial situation and the level of aggressiveness, then it is a wrong decision and he is putting his investment at risk. However, if a person becomes aggressive by understanding the level of risk and financial situation, then he can invest aggressively.

It is not the right decision for a new person and an inexperienced person to be aggressive in the beginning, because although they are able to manage their finances properly, they cannot handle the risk, as a result they may face losses. After continuing to invest consistently and gaining experience, investing aggressively can be the right decision for a new person.

As long as they have common sense and extra money, they can start investing in Bitcoin. Some ordinary people may need to control their common sense and discipline themselves. But if they start investing in Bitcoin, they should be motivated not to lose money and learn whatever they feel is necessary to learn. So their common sense serves as the initial foundation that allows them to start buying Bitcoin. As long as they can make sure that they have extra money. If a new investor does not have enough mathematical knowledge to understand whether they have extra money on hand, they may need to get their math and accounting in order. And they may need to spend more time creating a comparative picture of their income and expenses to determine whether they have extra money to invest in Bitcoin.

[ZeroVinsonN]

I know sometimes the DCA strategy might look slow or delay in meeting up your target but then it is also allowing to invest at your pace, it is allowing you attend to other needs. If not the DCA strategy a lot people won’t be able to have a Bitcoin investment today.

In as much as your are buying as possible as you can then their is not delay in your accumulation journey, with consistency you will get to your desire target.

There is nothing slow about DCA strategy or delay in your investment in bitcoin, you’re only meant to be investing in bitcoin when you don’t have a discretionary money, In a situation that you don’t have a discretionary income would you be using money meant for your expenses to invest in bitcoin because you don’t want to be slow or you don’t want to have a delay, that would be your responsibility for such decisions, DCA techniques gives you the leverage to buy bitcoin more comfortably when you can afford it, it doesn’t mean that DCA makes you slow, or would delaying your progress in bitcoin accumulation.

Personally DCA have been the best techniques for me to be accumulating bitcoin for a long term now and it has never made me slow or delay my progress, it’s been more good and better for me that I can accumulate whenever I have a discretionary income, buying and getting started is more important than not buying and not getting started with buying bitcoin.

DCA techniques makes me comfortable to keep buying bitcoin.

I understand that the DCA strategy feels slow sometimes, but that’s actually the strength of DCA. For me, it’s not about speed, it’s about staying in the game. DCA lets me invest without stressing my finances or neglecting other responsibilities.  At the end of the day, it’s patience , confidence and consistency that hits the target  not rushing.

Why go all in at once and wreck yourself when you can go slow and steady and keep everything in check with no pressure hanging over your shoulders on meeting any quota and this is actually what alot of people get wrong about the DCA, they think it's fixed on how much they need to invest at any given time but the reality is that with the DCA you can invest at anything with any amount that you can purchase bitcoin with, ensuring that you will never consider investing outside of your discretionary income.

[B-BossMan]

DCA does not need to be considered as small, especially for any guys who might be structuring their bitcoin buys to be as aggressive as they can without overdoing it.. and sure, the tension is ongoingly existing in regards to how not to overdo it.. by making sure that the back up funds are sufficient and that a person is not changing his aggressiveness based on reasons that are causing him to be emotional rather than making sure that he is sticking within the strength of his cashflows and his back up funds.

Good....DCA does not actually seems small, or small buying. Dollar cost Average DCA is just simply a method of consistently buying bitcoin over time, but the real difference between the aggressive and conservative accumulation comes from how much of a discretionary income a person is willing and able to allocate into bitcoin without affecting his financial stability. Some people usually using DCA strategy very aggressively by either buying weekly or monthly with a higher percentage of available discretionary income, while some people may use their common sense to to apply the same method more conservatively with with smaller allocations. The important thing is just staying within your real financial capacity and capability, if a person buy aggressively but still maintain sufficient emergency funds and strong cashflow management, he can actually accumulating bitcoin quickly without pushing himself into a situation where he is forced to sell during a difficult period.

Furthermore, some people today seeing DCA method as a slower method which is wrong.it does not slow accumulation pace, what really determines the pace is mainly discretionary income, financial discipline and a risk tolerance. I must agree that, as income grows and cashflow management systems improves over time, an investor can gently increases his the strength of his DCA strategy while still remaining financially secure.

[Grease5000]

The slow accumulation is truly. Someone who refuse to buy anything while waiting for the dip that’s not certain. Nobody can actually predict the market price with certainty, and by waiting for a perfect time or entry the price can moves up more and the opportunity is gone. Moreover consistent weekly buying keeps one's portfolio grows regularly over time and also reduces the stress of market timing.

When someone refuses to buy anything, it shows they've not even started and they cannot be called slow, instead they're to be termed traders looking for a speculatory, favorable and low entry point which might not come by and he keeps being a no coiner for longer.
What I would call slow is those that intentionally don't maintain consistency in their DCA buys, like for someone who purchases weekly and intentionally skips some weeks, thereby slowing down the pace at which he should be adding to his portfolio.

Exactly Waiting for the perfect dip usually means missing the move. I’d rather keep buying steadily and stay in position than sit on the sidelines hoping to time it right. Consistency beats guessing every time.

[Brizi5000]

Bro...Many people believe that DCA slows down Bitcoin deposits. But I agree with you that it never slows down Bitcoin deposits.

Anyone that thinks that dca accumulating strategy slow down Bitcoin accumulation is just an impatient traders that thinks that a proper  Bitcoin accumulation is something that happens overnight, without looking at the fact that it happens overtime when you are consistent in your dca accumulating strategy.
What makes the dca accumulating strategy unique is that you will have the chance to buy at every price interval, and may even do it aggressively during the dip with your reserve funds, so it's the best Bitcoin accumulating strategy statistically.

Yeah DCA strategy is not a slow form of accumulating bitcoin, in fact it’s the best way to be successful in your bitcoin accumulation journey, it’s not all about fast it’s about succeeding, if you are fast and end up dipping your hands into your bitcoin investment you have failed especially if you end up selling all your bitcoin, people should not be aggressive in accumulating bitcoin because it’s very risk, there are things you should have before being aggressive which are backup funds.
DCA strategy is not slow, however if you have the financial ability to do a lump sum it is also good, I always advise people to go for the strategy that will be comfortable for them.

i dont seem to agree with this very statement that someone must need to build or have a backup funds before buying bitcoin aggressively because as far as one is not being over aggressive with the buy in such a way that the individual is not using funds meant to solve his basic financial needs to buy aggressively then even without building or having a backup funds first then there is nothing wrong if the person is buying bitcoin aggressively. aggressive buying is done according to someones financial capabilities weather having a backup funds or not, if such person have the financial power to do so then theres nothing wrong with that. what i think an investor should do before buying aggressively is to ensure that he have taken care of his basic needs and not to be overaggressive in it which could be disastrous at the end because of being over aggressive forgetting that he have other pressing basic needs he needs to settle before embarking on aggressive buying.

[Dogedegen]

Yeah DCA strategy is not a slow form of accumulating bitcoin, in fact it’s the best way to be successful in your bitcoin accumulation journey, it’s not all about fast it’s about succeeding, if you are fast and end up dipping your hands into your bitcoin investment you have failed especially if you end up selling all your bitcoin, people should not be aggressive in accumulating bitcoin because it’s very risk, there are things you should have before being aggressive which are backup funds.
DCA strategy is not slow, however if you have the financial ability to do a lump sum it is also good, I always advise people to go for the strategy that will be comfortable for them.

i dont seem to agree with this very statement that someone must need to build or have a backup funds before buying bitcoin aggressively because as far as one is not being over aggressive with the buy in such a way that the individual is not using funds meant to solve his basic financial needs to buy aggressively then even without building or having a backup funds first then there is nothing wrong if the person is buying bitcoin aggressively. aggressive buying is done according to someones financial capabilities weather having a backup funds or not, if such person have the financial power to do so then theres nothing wrong with that. what i think an investor should do before buying aggressively is to ensure that he have taken care of his basic needs and not to be overaggressive in it which could be disastrous at the end because of being over aggressive forgetting that he have other pressing basic needs he needs to settle before embarking on aggressive buying.

Then you are the one who is mistaken and I am sure that @JJG would agree with this. If you start buying Bitcoin aggressively without backup funds which means it is beyond your discretionary income, you are a gambler. That is the difference between gambling and investing. It is even more the case for people who are not familiar with Bitcoin or investing in general that they should never do this. When they buy aggressively they will create positions that are too large for what they are able to happen and then when a bad day comes like we have had that crash a few months ago, this will lead them to panic and liquidate at a loss. There have been thousands and thousands of such stories and cases which proves that people should not be doing this.

Users should accumulate with a DCA strategy within their means. Only advanced users who are familiar with what they are doing should consider adding other things or doing other things. For example they could add well timed lump sum purchases on top of the existing DCA when appropriate.

[Joeboy]

If a new investor does not have enough mathematical knowledge to understand whether they have extra money on hand, they may need to get their math and accounting in order.

The prerequisite for kickstarting your investment is the availability of discretionary income rather than any kind of advanced mathematics knowledge... And figuring out the extent to which folks can invest without overdoing it, largely depends on folks having the instinct/ or common sense to personally assess themselves, which I very well assume that majority of folks can do... And they can effectively do so without needing any kind of mathematical complexity...

[Cyber_warrior]

i dont seem to agree with this very statement that someone must need to build or have a backup funds before buying bitcoin aggressively because as far as one is not being over aggressive with the buy in such a way that the individual is not using funds meant to solve his basic financial needs to buy aggressively then even without building or having a backup funds first then there is nothing wrong if the person is buying bitcoin aggressively. aggressive buying is done according to someones financial capabilities weather having a backup funds or not, if such person have the financial power to do so then theres nothing wrong with that. what i think an investor should do before buying aggressively is to ensure that he have taken care of his basic needs and not to be overaggressive in it which could be disastrous at the end because of being over aggressive forgetting that he have other pressing basic needs he needs to settle before embarking on aggressive buying.

Getting aggressive with your accumulation has nothing to do with having your back up funds ready or not. Yes of course back up funds is also an important part of your investment that cannot be neglected but then it has nothing to do with your aggressiveness when accumulating. To be aggressive what really matters is your discretionary income and how much money you allocate into purchasing Bitcoin which means your level of aggressiveness is determined by the purchasing power and not affected by having back up funds or not.

[Abbatty]

Then you are the one who is mistaken and I am sure that @JJG would agree with this. If you start buying Bitcoin aggressively without backup funds which means it is beyond your discretionary income, you are a gambler. That is the difference between gambling and investing. It is even more the case for people who are not familiar with Bitcoin or investing in general that they should never do this. When they buy aggressively they will create positions that are too large for what they are able to happen and then when a bad day comes like we have had that crash a few months ago, this will lead them to panic and liquidate at a loss. There have been thousands and thousands of such stories and cases which proves that people should not be doing this.

Users should accumulate with a DCA strategy within their means. Only advanced users who are familiar with what they are doing should consider adding other things or doing other things. For example they could add well timed lump sum purchases on top of the existing DCA when appropriate.

I think you also mistaken mate, buying aggressively doesn’t have anything to do with back up funds. When you buying aggressively it either you have a case of Lump sun or having an increase in discretionary income and sometimes some one can even have an increase in discretionary and not be aggressive. Incase where you have an increase in discretionary income some people might choose to allocate more of it to buying aggressive, some might allocate it to emergency funds or even reserve funds or even something outside bitcoin and will end up putting little into bitcoin.

This was discussed a couple of days back and it really surprising that you still getting it wrong, I guess  you not following the thread. I believe @JJG will give you more clarification on this later.