JJG’s Outline of Bitcoin Investment Ideas

[Grease5000]

I think we should be careful not to be treating the four year cycle as if it is a guarantee of more recent market outcomes. The fact that it has happened several times in the past doesn’t mean it must happen again the same way

Of course every market cycle has unfolded under different conditions over the years, but while history can be able to give us a perspective of what might happen in the market, but it shouldn’t be the basis for certainty.

Perhaps investing with the understanding of bitcoin fundamentals and having a long term outlook is a more better approach than trying to rely on historical patterns before making investments decisions. That way even if the market behaves differently one day, you’re gonna be less likely to be caught off guard.

I agree with you. For me, I think the four year cycle is something we should learn from, not something to depend on because no one knows what  the next cycle will be like or if the next cycle will look like the previous ones.

That's why I  will tell investors not to  base their investment on market patterns or sentiment. I prefer  to stick to DCA, by using my discretionary income and focus  mainly on accumulating Bitcoin for the long term. If history repeats itself, that's fine. But if it  doesn't I will still stick to a plan that doesn't depend on predicting the market.

[ruykeri]

I think we should be careful not to be treating the four year cycle as if it is a guarantee of more recent market outcomes. The fact that it has happened several times in the past doesn’t mean it must happen again the same way

Of course every market cycle has unfolded under different conditions over the years, but while history can be able to give us a perspective of what might happen in the market, but it shouldn’t be the basis for certainty.

Perhaps investing with the understanding of bitcoin fundamentals and having a long term outlook is a more better approach than trying to rely on historical patterns before making investments decisions. That way even if the market behaves differently one day, you’re gonna be less likely to be caught off guard.

I agree with you. For me, I think the four year cycle is something we should learn from, not something to depend on because no one knows what  the next cycle will be like or if the next cycle will look like the previous ones.

That's why I  will tell investors not to  base their investment on market patterns or sentiment. I prefer  to stick to DCA, by using my discretionary income and focus  mainly on accumulating Bitcoin for the long term. If history repeats itself, that's fine. But if it  doesn't I will still stick to a plan that doesn't depend on predicting the market.

An investor does not need to worry so much about cycles at the beginning of his investment. It is important to maintain consistency in investment while investing in Bitcoin. A new investor does not need to worry about how many cycles it will go through and what the price of Bitcoin will be after the cycle. These thoughts can create unnecessary mental instability in an investor.

[Yablee0]

You are right, investing with money that you can afford to lose doesn’t mean that people should expect that bitcoin will crash one day or that theyre going to lose all their money. It is just a warning that people shouldn’t invest with money meant for house rent, fees school, bill or food stuff. 

I completely disagree with your explanation about investing with what you can afford to loss. Of course the reason why we frequently suggest that every person should invest with what they can afford to loss is due to the fact that there's no guarantee if the price of Bitcoin will go up in the future. then again we don't know if Bitcoin will crash one day so these are the reasons why it is advised to invest with what  you can afford to loss. Isn't because of house rent, school fees or bla bla bla, But it's due to these reasons I gave here, there's every possiblity that Bitcoin will crash one day you really can't tell because it's a decentralized digital asset.

I think you mixing up things. If you are claiming that wasn't the right explanation of what we can afford to lose then what better way can you explain it for newbies not to be mislead. Because from what I understand is that the discretionary funds is the funds we can afford to lose as it's the remaining funds after every necessary expenses ( feeding, house rentage, children school fees etc) has already been taking care of so that if their is any uncertainty just as you earlier said one won't be totally distabilize. Perhaps, I was just curious if their is any other funds that better describe the funds we can afford to lose like the discretionary funds.

[Soldroplet]

[Edited Out]

An investor does not need to worry so much about cycles at the beginning of his investment. It is important to maintain consistency in investment while investing in Bitcoin. A new investor does not need to worry about how many cycles it will go through and what the price of Bitcoin will be after the cycle. These thoughts can create unnecessary mental instability in an investor.

I think it’s helpful for new investors to have a basic understanding of cycles. But investment decisions should never be based on cycle predictions or future price predictions. None of us can say for sure what the price of Bitcoin will reach in the next cycle or how long it will last. When planning based on such assumptions, many investors use the DCA- method to stop investing in Bitcoin or wait for a better price.
The most important thing about investing in Bitcoin in the long term is to maintain your cash flow, buy Bitcoin regularly from your discretionary income, and consistently grow your savings. Market cycles will come and go over time, but in the end, consistent savings are more important. Also, you should maintain financial discipline so that you don’t have to force yourself to sell Bitcoin during a sudden market decline.

[alankasman]

...

I agree with you. For me, I think the four year cycle is something we should learn from, not something to depend on because no one knows what  the next cycle will be like or if the next cycle will look like the previous ones.

That's why I  will tell investors not to  base their investment on market patterns or sentiment. I prefer  to stick to DCA, by using my discretionary income and focus  mainly on accumulating Bitcoin for the long term. If history repeats itself, that's fine. But if it  doesn't I will still stick to a plan that doesn't depend on predicting the market.

You're right, in a way. It can't be relied on especially since we don't fully understand what will happen over a significant period of time. The goal is simply to avoid things going in a direction that doesn't align with our desires. Moreover current market cycles are always different whether daily or monthly. Moreover there are those who like to predict cycles. This is certainly not something that needs to be done. It's difficult to rely on them without studying the relevant events that will occur over a specified period of time.

Currently, I think it's better to just accumulate to increase the amount we'll have in the future. Long-term accumulation is better than worrying about market sentiment. Market sentiment will always happen differently than we predict. Therefore right now accumulating Bitcoin is the most appropriate way to make a long-term investment. It's more appropriate because we clearly understand the amount we've accumulated against the value that will become our future assets. By doing so I think we're freeing ourselves from our thoughts which aren't always focused on market prices.

[Popkon6]

I agree with you. For me, I think the four year cycle is something we should learn from, not something to depend on because no one knows what  the next cycle will be like or if the next cycle will look like the previous ones.

That's why I  will tell investors not to  base their investment on market patterns or sentiment. I prefer  to stick to DCA, by using my discretionary income and focus  mainly on accumulating Bitcoin for the long term. If history repeats itself, that's fine. But if it  doesn't I will still stick to a plan that doesn't depend on predicting the market.

An investor does not need to worry so much about cycles at the beginning of his investment. It is important to maintain consistency in investment while investing in Bitcoin. A new investor does not need to worry about how many cycles it will go through and what the price of Bitcoin will be after the cycle. These thoughts can create unnecessary mental instability in an investor.

Those who research the price before or after investing in Bitcoin will not be able to survive for a long time, they will have to face problems with Bitcoin investment. Researching the price of Bitcoin will create greed in that investor, as a result, the person whose greed for money will be manifested will never be able to hold Bitcoin investment in the long term. Therefore, before investing in Bitcoin, one must make up one's mind and be patient by investing in Bitcoin in the long term.
Those people who have these things in their heart, will be able to travel the future days with their Bitcoin investment. So we will not research the price of Bitcoin here, we will research, and how to invest in Bitcoin safely in the future days

[Merit.s]

None of us can say for sure what the price of Bitcoin will reach in the next cycle or how long it will last. When planning based on such assumptions, many investors use the DCA- method to stop investing in Bitcoin or wait for a better price.

When using DCA method to accumulate bitcoin, you don't stop because the price of bitcoin is high or low. You keep buying regularly weekly provided that your discretionary income is available. You can only stop or skip your weekly buying when you don't have discretionary income at that particular time.

When you are waiting for a better price to buy bitcoin and stop your buying because you prefer waiting. You are buying at the dip and that's not DCA because when you're using DCA method to accumulate bitcoin, you don't time the market. You ongoingly buy bitcoin regularly, consistent and persistent and if possible aggressively overtime till you reach your bitcoin target.

[ASloveapg]

I think we should be careful not to be treating the four year cycle as if it is a guarantee of more recent market outcomes. The fact that it has happened several times in the past doesn’t mean it must happen again the same way

Of course every market cycle has unfolded under different conditions over the years, but while history can be able to give us a perspective of what might happen in the market, but it shouldn’t be the basis for certainty.

Perhaps investing with the understanding of bitcoin fundamentals and having a long term outlook is a more better approach than trying to rely on historical patterns before making investments decisions. That way even if the market behaves differently one day, you’re gonna be less likely to be caught off guard.

I agree with you. For me, I think the four year cycle is something we should learn from, not something to depend on because no one knows what  the next cycle will be like or if the next cycle will look like the previous ones.

That's why I  will tell investors not to  base their investment on market patterns or sentiment. I prefer  to stick to DCA, by using my discretionary income and focus  mainly on accumulating Bitcoin for the long term. If history repeats itself, that's fine. But if it  doesn't I will still stick to a plan that doesn't depend on predicting the market.

An investor does not need to worry so much about cycles at the beginning of his investment. It is important to maintain consistency in investment while investing in Bitcoin. A new investor does not need to worry about how many cycles it will go through and what the price of Bitcoin will be after the cycle. These thoughts can create unnecessary mental instability in an investor.

There is no need to overthink the cycle but at least an investor should know that if they want to invest for the long term, they have to hold it for at least four years otherwise they will trade. And if they can hold it for four years, they will be able to complete a halving cycle. Otherwise some of them can claim themselves as long-term investors by holding it for two years. Even if they do not have a plan about the cycle, they should at least know something about the cycle. Then they can decide after starting the investment how many cycles they are basically able to hold it.

[Humblevirus]

You are right, investing with money that you can afford to lose doesn’t mean that people should expect that bitcoin will crash one day or that theyre going to lose all their money. It is just a warning that people shouldn’t invest with money meant for house rent, fees school, bill or food stuff.  

I completely disagree with your explanation about investing with what you can afford to loss. Of course the reason why we frequently suggest that every person should invest with what they can afford to loss is due to the fact that there's no guarantee if the price of Bitcoin will go up in the future. then again we don't know if Bitcoin will crash one day so these are the reasons why it is advised to invest with what  you can afford to loss. Isn't because of house rent, school fees or bla bla bla, But it's due to these reasons I gave here, there's every possiblity that Bitcoin will crash one day you really can't tell because it's a decentralized digital asset.

Queen Uloma is right to me by that it explanation, she means that the money invested in Bitcoin should come from a person discretionary funds. We should understand that discretionary funds are the money left over after taking care of our essential needs.Those essential needs are what Queen Uloma mentioned, such as house rent, school fees, food and other necessary expenses. Since Bitcoin is unpredictable, if someone invests money meant for those needs, they may be forced to sell their Bitcoin when they had no intention of doing so especially if the price has dropped below the price at which they bought it. That could result in a loss.

So, there is nothing wrong with the way Queen Uloma explained it because no one can guarantee what will happen to the price of Bitcoin. That is why we are always advised to invest only what we can afford to lose. What we can afford to lose is money that even if it is lost, will not affect our ability to meet our essential needs.

[Charcol]

I agree with you. For me, I think the four year cycle is something we should learn from, not something to depend on because no one knows what  the next cycle will be like or if the next cycle will look like the previous ones.

That's why I  will tell investors not to  base their investment on market patterns or sentiment. I prefer  to stick to DCA, by using my discretionary income and focus  mainly on accumulating Bitcoin for the long term. If history repeats itself, that's fine. But if it  doesn't I will still stick to a plan that doesn't depend on predicting the market.

An investor does not need to worry so much about cycles at the beginning of his investment. It is important to maintain consistency in investment while investing in Bitcoin. A new investor does not need to worry about how many cycles it will go through and what the price of Bitcoin will be after the cycle. These thoughts can create unnecessary mental instability in an investor.

Those who research the price before or after investing in Bitcoin will not be able to survive for a long time, they will have to face problems with Bitcoin investment. Researching the price of Bitcoin will create greed in that investor, as a result, the person whose greed for money will be manifested will never be able to hold Bitcoin investment in the long term. Therefore, before investing in Bitcoin, one must make up one's mind and be patient by investing in Bitcoin in the long term.
Those people who have these things in their heart, will be able to travel the future days with their Bitcoin investment. So we will not research the price of Bitcoin here, we will research, and how to invest in Bitcoin safely in the future days

You are probably wrong. There is nothing wrong with trying to know something about the price or trying to understand the history of the market. The problem is that we assume that price information is certain and change our investment plans based on it. As far as I understand, a long-term investor can try to learn about the four-year cycle, the previous bear market or bull market, which can increase his understanding of market volatility. But if he thinks "this time it will definitely be the same as before" "I will buy now or later" then he is actually ruining his savings plan. Which can lead savers to a weak position.

That is where DCA can give us an advantage in this case. Because we do not know what the fair market price is, buying regularly from our discretionary income may be the easiest and most stress-free method.

[Rockstarguy]

An investor does not need to worry so much about cycles at the beginning of his investment. It is important to maintain consistency in investment while investing in Bitcoin. A new investor does not need to worry about how many cycles it will go through and what the price of Bitcoin will be after the cycle. These thoughts can create unnecessary mental instability in an investor.

By the time you make the circle centre of concentration, you may end up losing focus because it is still the same thing as timing the investing. When an investment is timed and it reaches specific time expectations, if it is not as you expected, it makes many people lose focus or interest in Bitcoin.

The best approach is to focus on consistently accumulating and understanding that Bitcoin is a long-term investment, where you are not expecting anything at any specific time; the sole interest is just to accumulate and hodl for the long term. The price of Bitcoin is unpredictable, and it is beneficial when investors have that long-term mindset because it encourages hodling without trying to time the market and to invest in Bitcoin consistently.

[Odohu]

I agree with you. For me, I think the four year cycle is something we should learn from, not something to depend on because no one knows what  the next cycle will be like or if the next cycle will look like the previous ones.

That's why I  will tell investors not to  base their investment on market patterns or sentiment. I prefer  to stick to DCA, by using my discretionary income and focus  mainly on accumulating Bitcoin for the long term. If history repeats itself, that's fine. But if it  doesn't I will still stick to a plan that doesn't depend on predicting the market.

Having a long term perspective about Bitcoin investment naturally solves most of the problems you explain, like the worry of the 4 years cycle continuation of ending, trying to study the market sentiment, pattern of the market and those boring terminologies that put so much confusion on the head of the investor. Like you said, the DCA method is enough, perfectly fine for all market conditions suitable for long term accumulation. If people will begin to see Bitcoin as something that have to live with, I think some people will better appreciate the importance of never running our of Bitcoin and holding will become an easy task.

[JayJuanGee]

You are right, investing with money that you can afford to lose doesn’t mean that people should expect that bitcoin will crash one day or that theyre going to lose all their money. It is just a warning that people shouldn’t invest with money meant for house rent, fees school, bill or food stuff. 

I completely disagree with your explanation about investing with what you can afford to loss. Of course the reason why we frequently suggest that every person should invest with what they can afford to loss is due to the fact that there's no guarantee if the price of Bitcoin will go up in the future. then again we don't know if Bitcoin will crash one day so these are the reasons why it is advised to invest with what  you can afford to loss. Isn't because of house rent, school fees or bla bla bla, But it's due to these reasons I gave here, there's every possiblity that Bitcoin will crash one day you really can't tell because it's a decentralized digital asset.

I think you mixing up things. If you are claiming that wasn't the right explanation of what we can afford to lose then what better way can you explain it for newbies not to be mislead. Because from what I understand is that the discretionary funds is the funds we can afford to lose as it's the remaining funds after every necessary expenses ( feeding, house rentage, children school fees etc) has already been taking care of so that if their is any uncertainty just as you earlier said one won't be totally distabilize. Perhaps, I was just curious if their is any other funds that better describe the funds we can afford to lose like the discretionary funds.

The funds that you can afford to lose should be a subset of funds within discretionary funds.

Of course, guys could use all of their discretionary funds to buy bitcoin, yet if guys consistently use all of their discretionary funds to buy bitcoin, then they are likely overdoing their investment in bitcoin and investing with money beyond the amount that they can afford to lose (financially and/or psychologically), since guys need to have some of their discretionary funds to be available and used for savings (adding to back up funds) and discretionary consumption. 

Guys should not be completely neglecting or underallocating (such as low amounts or even 0%) to either their savings and/or to their discretionary consumption.

[gracreavix]

In as much as one is regularly doing DCA, there might come a time when you miss a day because of one issue or another. Most people will feel like they have done something wrong by missing a day, neglecting the fact that a missed day doesn't mean they have failed.

They are trying too hard to be perfect instead of focusing on consistency. You might miss a few days or even weeks. It doesn't matter. After your financial issues have been settled, go back to using your discretionary income and continue doing your DCA.

[Agbam]

You are right, investing with money that you can afford to lose doesn’t mean that people should expect that bitcoin will crash one day or that theyre going to lose all their money. It is just a warning that people shouldn’t invest with money meant for house rent, fees school, bill or food stuff. 

I completely disagree with your explanation about investing with what you can afford to loss. Of course the reason why we frequently suggest that every person should invest with what they can afford to loss is due to the fact that there's no guarantee if the price of Bitcoin will go up in the future. then again we don't know if Bitcoin will crash one day so these are the reasons why it is advised to invest with what  you can afford to loss. Isn't because of house rent, school fees or bla bla bla, But it's due to these reasons I gave here, there's every possiblity that Bitcoin will crash one day you really can't tell because it's a decentralized digital asset.

I think you mixing up things. If you are claiming that wasn't the right explanation of what we can afford to lose then what better way can you explain it for newbies not to be mislead. Because from what I understand is that the discretionary funds is the funds we can afford to lose as it's the remaining funds after every necessary expenses ( feeding, house rentage, children school fees etc) has already been taking care of so that if their is any uncertainty just as you earlier said one won't be totally distabilize. Perhaps, I was just curious if their is any other funds that better describe the funds we can afford to lose like the discretionary funds.

The funds that you can afford to lose should be a subset of funds within discretionary funds.

Of course, guys could use all of their discretionary funds to buy bitcoin, yet if guys consistently use all of their discretionary funds to buy bitcoin, then they are likely overdoing their investment in bitcoin and investing with money beyond the amount that they can afford to lose (financially and/or psychologically), since guys need to have some of their discretionary funds to be available and used for savings (adding to back up funds) and discretionary consumption. 

Guys should not be completely neglecting or underallocating (such as low amounts or even 0%) to either their savings and/or to their discretionary consumption.

I don’t know if some guys don’t read or they have failed to understand what it means to use money you can afford to lose. I know you and other members have explained this severally but you’ll still see guys tomorrow who will come up with what they think the phrase is.

An investors who goes over aggressive with all of his discretionary income suffers his backup funds and discretionary consumption. This is not advisable at all, especially if the backup funds have not being built to standard.

[ejikeme24]

In as much as one is regularly doing DCA, there might come a time when you miss a day because of one issue or another. Most people will feel like they have done something wrong by missing a day, neglecting the fact that a missed day doesn't mean they have failed.

They are trying too hard to be perfect instead of focusing on consistency. You might miss a few days or even weeks. It doesn't matter. After your financial issues have been settled, go back to using your discretionary income and continue doing your DCA.

You seem to be going off I mean your statement does not corelate with the context, just as the topic says; outline of Bitcoin investment ideas so I was actually expecting you to come up with some investment ideas that will help and also wilden our knowledge about Bitcoin investment rather than looking for a time when an investor will skip one of Thier week of purchase. These is not what we should be discussing right now. My major concern is how far we have gone in stacking Bitcoin because I'm beginning to see a sign of growth in bitcoin so we shouldn't allow These Golden opportunity to come and go without stacking enough stash of bitcoin in our portfolio because such opportunity is very rare.

[The Founding Titan]

You are right, investing with money that you can afford to lose doesn’t mean that people should expect that bitcoin will crash one day or that theyre going to lose all their money. It is just a warning that people shouldn’t invest with money meant for house rent, fees school, bill or food stuff. 

I completely disagree with your explanation about investing with what you can afford to loss. Of course the reason why we frequently suggest that every person should invest with what they can afford to loss is due to the fact that there's no guarantee if the price of Bitcoin will go up in the future. then again we don't know if Bitcoin will crash one day so these are the reasons why it is advised to invest with what  you can afford to loss. Isn't because of house rent, school fees or bla bla bla, But it's due to these reasons I gave here, there's every possiblity that Bitcoin will crash one day you really can't tell because it's a decentralized digital asset.

I think you mixing up things. If you are claiming that wasn't the right explanation of what we can afford to lose then what better way can you explain it for newbies not to be mislead. Because from what I understand is that the discretionary funds is the funds we can afford to lose as it's the remaining funds after every necessary expenses ( feeding, house rentage, children school fees etc) has already been taking care of so that if their is any uncertainty just as you earlier said one won't be totally distabilize. Perhaps, I was just curious if their is any other funds that better describe the funds we can afford to lose like the discretionary funds.

The funds that you can afford to lose should be a subset of funds within discretionary funds.

Of course, guys could use all of their discretionary funds to buy bitcoin, yet if guys consistently use all of their discretionary funds to buy bitcoin, then they are likely overdoing their investment in bitcoin and investing with money beyond the amount that they can afford to lose (financially and/or psychologically), since guys need to have some of their discretionary funds to be available and used for savings (adding to back up funds) and discretionary consumption. 

Guys should not be completely neglecting or underallocating (such as low amounts or even 0%) to either their savings and/or to their discretionary consumption.

We might be buying bitcoin with our discretionary income but that doesn't mean that that's all our discretionary income is for and this is probably where some people get it wrong, they assume that their discretionary income is meant only for buying bitcoin and maybe also setting up their backup funds if they don't have that in place already, its only later on when they end up realizing that there are other things they can do with their discretionary income, some of them don't even care about their backup funds that much, once their emergency fund is in place they don't care about anything else. These things might not be essential but they still have their values.

[Bigjoe33]

In as much as one is regularly doing DCA, there might come a time when you miss a day because of one issue or another. Most people will feel like they have done something wrong by missing a day, neglecting the fact that a missed day doesn't mean they have failed.

They are trying too hard to be perfect instead of focusing on consistency. You might miss a few days or even weeks. It doesn't matter. After your financial issues have been settled, go back to using your discretionary income and continue doing your DCA.

Skipping a day or week of your investment wouldn't kill you or make you a failed investor, but it's important an investor plans well to ensure consistency. That is why one of the most important things newbie investors should learn is income management and allocation. Proper income management and allocation involves your ability to ensure you don't misuse your Discretionary, and avoiding overallocation or under allocation.

That is why sometimes, for new investors, it's okay if they start out there investment with little amounts for weekly accumulation while they build confidence and also learn and/or understand better ways to adjust there income and/or learn better ways of allocating funds to there investment and back up funds simultaneously to ensure sustainability and consistency. When there is confidence and Peace, the investor can as well adjust or increase his buys to suit his discretionary or willed allocation.