Hope to get help, and the idea of a mutual DAO

[qzl9899]

Gentlemen, I beg you to help me. Due to the epidemic, I lost my job and my mother had a stroke not long ago. To this end, I not only sold almost all my cryptocurrency, but even carried a heavy debt. Maybe for whales, a few eth, or even a BTC, is nothing at all. But what they see as insignificant can save me.

These days, I'm thinking. If cryptocurrency has evolved to Dao, can it help poor people like me? Why can't we create a Dao that provides certain medical relief and life relief to each other?

If there is such a Dao, it allows anyone to join through KYC. He only needs to buy a certain amount of insurance every month to be eligible for relief. Such Dao does not need us to give money to life insurance companies to make huge profits. We just need to help ourselves, help each other, everyone for me, I for everyone.

We can even build strong communities. If we require community residents to participate in collective online activities every month, they can stably obtain the qualification to be relieved. Then, our community activities can even be commercialized, and the funds obtained can be enriched into the vault.

The goal of this Dao is not to make community residents rich, but to protect them, give them relief and give them hope for survival when they are in trouble. How beautiful should it be！

I have no technical ability to implement such DAO code, but when I was in trouble now, I suddenly thought of people who met with disaster under COVID-19. We know that since the COVID-19, rich people are getting richer and richer, and the poor are not only poorer, but also more middle class. Under such circumstances, can't we unite?

I know that there are many senior encryption technology researchers here. You have strong technical strength and even enough money. I hope you can achieve such a Dao, an autonomous, mutual aid, non anonymous and secure insurance organization.

I won't post the proof of my disaster and the address of my wallet here. If you are willing to help me, you can email me and I will prove it to you. If you are willing to be such a Dao, you can continue to say your thoughts here.

Thank you for reading! I always talk at length, but I'm really not calm now. When I think about the debt and my mother's illness, I feel very sad and heavy.

My email address: 593309959@qq.com
My mobile number: + 8615982133479
Yes, I am a Chinese.

[franky1]

the problems is not in the crypto tech.. its actually issues with the real world proof of eligibility.

first of all. those with known pre-existing conditions, or risky lifestyle can just not mention their risks and pay in minimal, but later collect alot.

also those that are claiming support, can forge their illness looking for a free lotto win.

collecting monthly payments into a multisig address is easy. having certain 'federated' (multi-sig) users sign to release funds is easy..

but deciding how much an individual should pay in, and how and who should get pay-outs. thats the issue that is hard to prove unless you have full access to government/medical records.

[qzl9899]

So I added many restrictions: for example, is the activity up to standard? Is KYC strict? Is the single compensation limited? How long is the cooling off period after an application? Can medical records or unemployment certificates be confirmed by DAO? I think these restrictions can effectively avoid fraudulent applications.

[franky1]

So I added many restrictions: for example, is the activity up to standard? Is KYC strict? Is the single compensation limited? How long is the cooling off period after an application? Can medical records or unemployment certificates be confirmed by DAO? I think these restrictions can effectively avoid fraudulent applications.

even in places like america that do medical insurance where the insurance company literally own the hospitals that they recommend customers use, meaning access to medical records direct from medical systems and even controlling expense to not cost as much cash going out.. there is still medical expense fraud and cost/admin wastage of funds.

so having a public community fund which cant control the cost of hospital visits and cant direct access medical systems, means the waste/fraud value is higher meaning premiums are going to be higher.

having a dao that has scanned documents linked is technologically possible. but if that dao cant compare what a customer scans into an application vs what a hospital has on a officially locked medical record.. then the scanned document the customer shows is useless.

many people can even pay a 'homeopath' doctor to sign a prescription for back pain, when there is no actual backpain.
so your issues are still around the fraud risk.

if governments and insurance companies have problems trying to prove fraud and problems recovering loses.. expect a public dao's fraud issues and recovery issues to be multiple of that.

however saying that:
there are some church community medical funds that do their own medical 'credit union' thing.. but thats where the church actually go see the patient, see their scars, medical bills or even meet them in hospital while on their chemo drip and hand the cheque to the hospital, not the patient

[qzl9899]

I understand your concerns and concerns. If so, should it be transformed into a charitable organization? Or is there a real offline team? I think the governance of Dao is inseparable from the real world after all.

[Bitcoldcash]

Gentlemen, I beg you to help me. Due to the epidemic, I lost my job and my mother had a stroke not long ago. To this end, I not only sold almost all my cryptocurrency, but even carried a heavy debt. Maybe for whales, a few eth, or even a BTC, is nothing at all. But what they see as insignificant can save me.

These days, I'm thinking. If cryptocurrency has evolved to Dao, can it help poor people like me? Why can't we create a Dao that provides certain medical relief and life relief to each other?

If there is such a Dao, it allows anyone to join through KYC. He only needs to buy a certain amount of insurance every month to be eligible for relief. Such Dao does not need us to give money to life insurance companies to make huge profits. We just need to help ourselves, help each other, everyone for me, I for everyone.

We can even build strong communities. If we require community residents to participate in collective online activities every month, they can stably obtain the qualification to be relieved. Then, our community activities can even be commercialized, and the funds obtained can be enriched into the vault.

The goal of this Dao is not to make community residents rich, but to protect them, give them relief and give them hope for survival when they are in trouble. How beautiful should it be！

I have no technical ability to implement such DAO code, but when I was in trouble now, I suddenly thought of people who met with disaster under COVID-19. We know that since the COVID-19, rich people are getting richer and richer, and the poor are not only poorer, but also more middle class. Under such circumstances, can't we unite?

I know that there are many senior encryption technology researchers here. You have strong technical strength and even enough money. I hope you can achieve such a Dao, an autonomous, mutual aid, non anonymous and secure insurance organization.

I won't post the proof of my disaster and the address of my wallet here. If you are willing to help me, you can email me and I will prove it to you. If you are willing to be such a Dao, you can continue to say your thoughts here.

Thank you for reading! I always talk at length, but I'm really not calm now. When I think about the debt and my mother's illness, I feel very sad and heavy.

My email address: 593309959@qq.com
My mobile number: + 8615982133479
Yes, I am a Chinese.

How is your jounrey going? How much support have U gotten?

[qzl9899]

NONE
Maybe they think it's a scam
A deep sigh…………