Meanwhile, I'm looking for a Wallet ( please advise if I'm barking up the wrong tree?) that will accept CC payments as well as holding my Crypto. Something that the IRS is not (yet) privy to.
There is no such thing as single non-custodial wallet that is accepting both Bitcoin and credit card payments, so you can either separately accept them or maybe use some third party centralized services with accounts.
Using one of those centralized services probably means that you will have to report everything to IRS, or they will report that instead of you, and you don't really own any coins received on accounts like this.
I don't know what exactly you are using for receiving credit card payments, but there are many crypto payment processor with Btcpayserver being best, open source and without any third-party.