Inflation and investment

[ShowOff]

-snip-

I can say that sometimes expectations do not always match the reality that we face even though we have really managed our finances as well as possible. To achieve stability, we need money while we have no other job that can help us financially better. Many people depend on main income while few of us have other part time jobs but if we have both then one source of income can be saved even to invest so stability will be achieved.

One example: Use the income from your main job to make ends meet and invest most of your income in crypto for the future even if you can only afford a small amount.

[stepwilli]

It is always advised to us to invest especially in cryptocurrency such as bitcoin when there is an inflation because it is said to counter its effects but they didn't realize that when we invest, we will end up with a fewer money on our pockets and this will not be enough for our spending since the price of the goods are now rising. I think the solution is to cut the money that you usually used for investing.

Investing some small amounts is still better than not investing at all. It's hard to become financially stable in times of inflation and it will be more harder if you have unstable sources of income like your only depending on cryptos to live.

[Falconer]

Investing some small amounts is still better than not investing at all. It's hard to become financially stable in times of inflation and it will be more harder if you have unstable sources of income like your only depending on cryptos to live.

No, I don't depend all my needs on crypto because I have other jobs that are also earning. Of course I'm asking not only about me but I'm also asking about you. So I don't expect all of you to suggest only what's best for me, but also what's best for you.

I agree with your point especially about investing small amounts from nothing.

[Japinat]

• Will you continue to invest even if it is only 10%-20% of your total monthly income?
• How do you achieve financial stability during this inflation?

I tried to give an answer about your question, but this is actually based on my perspective.

• Of course if in fact we are completely safe to do so, especially if we really feel that it is financially good and not annoying. 10% of your total monthly income on a regular basis might be a good thing to consider, but getting to 50% is very difficult.
• Having an additional source of income, may be able to help financially. But to achieve financial stability it really depends on each of us. But if you have assets in your current portfolio, then keep them because it will help you in the long run (especially if the assets are potential).

With the high inflation that we are all currently experiencing right now, even 10%-20% from our monthly salary is still hard to save for most of us, but good thing that you are able to do it. Just keep on saving and when you have enough capital, start to invest it to some high potential investments most particularly bitcoin because that is for now, the most profitable investment in the crypto space and may soon to bring you into financial stability if you can handle the risk in managing bitcoin investment well.

[suzanne5223]

Will you continue to invest even if it is only 10%-20% of your total monthly income?

Yes, I will continue to invest even if it is only 10%-20% of my total monthly income is not about how you start or what you start with, it is about how you continue with the plan because a drop of constant water can form an ocean.

How do you achieve financial stability during this inflation?

It's inflation we're talking about. I believe no one achieves financial stability during inflation they just make the best out of every opportunity the market throw at them, hunt for new possible opportunities and I hope for a better future.

[Ultegra134]

• Will you continue to invest even if it is only 10%-20% of your total monthly income?
• How do you achieve financial stability during this inflation?

I tried to give an answer about your question, but this is actually based on my perspective.

• Of course if in fact we are completely safe to do so, especially if we really feel that it is financially good and not annoying. 10% of your total monthly income on a regular basis might be a good thing to consider, but getting to 50% is very difficult.
• Having an additional source of income, may be able to help financially. But to achieve financial stability it really depends on each of us. But if you have assets in your current portfolio, then keep them because it will help you in the long run (especially if the assets are potential).

With the high inflation that we are all currently experiencing right now, even 10%-20% from our monthly salary is still hard to save for most of us, but good thing that you are able to do it. Just keep on saving and when you have enough capital, start to invest it to some high potential investments most particularly bitcoin because that is for now, the most profitable investment in the crypto space and may soon to bring you into financial stability if you can handle the risk in managing bitcoin investment well.

The inflation, the increased fueling and electricity costs and generally the living costs have skyrocketed, rendering saving or investing almost impossible. The past few months have been unbearable, March was the first month in years, that I've spent more than the whole salary. I used to save a decent amount of money in the past, but I guess not anymore.

The government has now imposed an 8% increase in salary, we'll see how that plays out, not big of a deal to be honest.

[Webetcoins]

I don't keep fiat as savings, but I have a reserve fund in fiat that I only use on a daily basis and for urgent needs. Obviously fiat will lose its value during inflation, so fiat is not a good choice to keep at this time.

That's a good choice in my opinion and I think you've done the right thing. Besides of that, I think bitcoin which is famous for its anti-inflation assets is a good alternative for you to consider even though you can actually invest in physical assets such as gold and others.

But I think 10% of total monthly income is a viable option to invest wherever you want. I have physical assets as well as cryptocurrencies and these two assets you can also consider long term.

I wouldn't really trust my money in gold. I know that there are offers from banks in some nations where you could buy gold, and digitally store it, you do not actually physically own the gold but they just give you digital ownership of it which results with you earning money when the gold price goes up. But that would feel like I am not the owner (which is true) and I wouldn't trust the bank to be legit about it.

However, if I physically go out and buy gold then I would be basically losing my mind over if it's stolen or not, I had some euro in my house today (I am not the owner) and I lost my mind about how to store it just for a few hours. It's just simply a worse version of bitcoin.

[19Nov16]

Any efforts made by the state and the economic team will not succeed in fighting inflation, this is because many things can cause inflation to occur, for example, an increase in oil prices, thereby increasing production costs and of course increasing distribution and so on.

[Shakil29]

Inflation is that situation where the price of product is increased and the value of money is decreased. When you want invest your money, you should more concern about the inflation. For investing, 1st you should calculate the future value of your money. If the present value of money is less than the future value of money that's mean you may gain profit. Then you can invest.

[Doan9269]

Any efforts made by the state and the economic team will not succeed in fighting inflation, this is because many things can cause inflation to occur, for example, an increase in oil prices, thereby increasing production costs and of course increasing distribution and so on.

I totally disagree with this, because what you're saying is that there's no way out of the inflation which is not possible else the whole economy will sink into recession and by then things would have gotten worst than expected, you have to understand that we have the role of the "National Economy and Strategic Planing Committee, Federal Ministry of Budget and National Planing, the Central Bank, IMF, World Bank, the Fed Reserve among others just to mention but few,  in which they were all saddled with the responsibility of controlling the economy system as against inflation and it is their duty to study, analyze and plan the budgetary allocations such a way that will ensure sustaining the economy and keep it running.

Inflation is that situation where the price of product is increased and the value of money is decreased.

In other words, the demand is higher than the supply and this will cause increase in commodity prize, but before that set in is where the role of the government should come in by fixing that.

When you want invest your money, you should more concern about the inflation. For investing, 1st you should calculate the future value of your money. If the present value of money is less than the future value of money that's mean you may gain profit. Then you can invest.

No any amount of fiat you can invest currently that will evade you from participating in future inflation except in cryptocurrency (bitcoin) which is a decentralized digital currency that does not operate with the principles of fiat to run its economy system.

[ningrum]

Any efforts made by the state and the economic team will not succeed in fighting inflation, this is because many things can cause inflation to occur, for example, an increase in oil prices, thereby increasing production costs and of course increasing distribution and so on.

It seems that apart from that what is going on in the world as well as the war between Russia and Ukraine also has an influence,
so to re-stabilize it is not something easy and can be done just like that,
what is clear is that it takes time and the government must also be serious in dealing with this if you don't want the condition to get worse

[Myleschetty]

During the time when covid-19 hit the world, cryptocurrency has shown to be a needed hedge fund and if the OP thinks about the benefit he will get in the future through crypto currency I don't see investing 10%-20% of his total monthly income into crypto as something small if he's could discipline himself and never skip a single month.

[Xampeuu]

Any efforts made by the state and the economic team will not succeed in fighting inflation, this is because many things can cause inflation to occur, for example, an increase in oil prices, thereby increasing production costs and of course increasing distribution and so on.

It seems that apart from that what is going on in the world as well as the war between Russia and Ukraine also has an influence,
so to re-stabilize it is not something easy and can be done just like that,
what is clear is that it takes time and the government must also be serious in dealing with this if you don't want the condition to get worse

oil is the basic material for production fuel or distribution fuel, if it is difficult to find, they buy it at a higher price, and this has an impact on the price of the product. for now it's really hard to suppress it because of this kind of situation. and the government can only try to suppress it, except maybe later if new alternative energy is found such as electric cars for example, it will certainly reduce the use of oil

[Lubang Bawah]

Inflation will continue to occur, even countries with the strongest economic power of the world, the current USA and a few years before are also affected by inflation, this certainly makes us have to think smartly by investing, with investment, we can reduce or even prevent the impact of inflation, of course if we get profit.

[investorss]

Hello everybody!
I have also heard about this. Thanks for such valuable information!

[justdimin]

oil is the basic material for production fuel or distribution fuel, if it is difficult to find, they buy it at a higher price, and this has an impact on the price of the product. for now it's really hard to suppress it because of this kind of situation. and the government can only try to suppress it, except maybe later if new alternative energy is found such as electric cars for example, it will certainly reduce the use of oil

Oil/gas will eventually go away as the main thing to spend. From simple small cars to a huge truck, everything will be based on electricity. However, we need to make sure that we create that energy in a clean way as well. If you burn coal and create energy and then use that for your Tesla, that’s not clean at all, this is not helpful to anyone, it is not better than oil/gas. If you do hydro, solar, wind and such then using that for your electric car could be something awesome for sure.

We are talking about something that is better for the distant future, because we could keep on investing renewable energy but electric cars all in itself by default is not a good thing if you produce bad energy from bad sources.

[NewRanger]

Investing some small amounts is still better than not investing at all. It's hard to become financially stable in times of inflation and it will be more harder if you have unstable sources of income like your only depending on cryptos to live.

No, I don't depend all my needs on crypto because I have other jobs that are also earning. Of course I'm asking not only about me but I'm also asking about you. So I don't expect all of you to suggest only what's best for me, but also what's best for you.

I agree with your point especially about investing small amounts from nothing.

by investing we will get huge return that can used for our pension plan, for many years if we hold good portofolio i am believe its enough to fill our need we was old. we step a back for awhile, gold price and metal price was not as high like current rate .imagine if we buy it since few several year ago no matter with small o huge balance , our investment maybe enough used to pension.

[Vaculin]

We all know that almost the entire world is currently experiencing variable inflation, and my country is no exception. Almost all goods prices have gone up, financial stability has been disrupted and most of us have had to incur additional costs to pay our bills due to rising tariffs and taxes.

At the same time I am still thinking about investing even though I am really having a hard time achieving financial stability at the moment. If previously I could save 50% of my total income for investment then for now only 25% seems difficult. If you are also experiencing this condition, then I have a few questions to answer.

• Will you continue to invest even if it is only 10%-20% of your total monthly income?
• How do you achieve financial stability during this inflation?

Share some of your thoughts, I think it would be good to consider especially as long as this kind of condition persists for a long time.

The only way to increase financial stability in this time is by either increasing your income from the source that you are making or increase the number of income sources that you have, apart from that there is no 3rd way, i feel it's unfortunate to see how inflation has panned out in recent times and is clutching savings almost entirely. I feel no matter how much you crib about it eventually there is nothing you can do about it, you'll have to surrender youself against inflation and remain financially stable by increasing sources of income.

If everyone receives the same opportunities, that will be possible. But the sad reality right now is that rich people are given lot of opportunities to invest and increase their sources of income, while the poor people tends to become poorer as inflation hits them the most. But i believe if we want to be stable financially, then we should think like rich people and do extra efforts, even if it means going out from our comfort zone.

[tygeade]

Oil/gas will eventually go away as the main thing to spend. From simple small cars to a huge truck, everything will be based on electricity. However, we need to make sure that we create that energy in a clean way as well. If you burn coal and create energy and then use that for your Tesla, that’s not clean at all, this is not helpful to anyone, it is not better than oil/gas. If you do hydro, solar, wind and such then using that for your electric car could be something awesome for sure.

We are talking about something that is better for the distant future, because we could keep on investing renewable energy but electric cars all in itself by default is not a good thing if you produce bad energy from bad sources.

It's getting there but with a wrong way though. We have been going higher on solar and win for sure, but we are getting higher on hydro and nuclear energy as well, specially the nuclear plants seems to be the riskiest and yet the most profitable one without ever hurting the world until it collapses.

Chernobyl is not a disaster that just happened, it is also a cautionary tale for all the future ones as well, one happened in japan as well if I am not wrong. Long story short, we should be moving to spending electricity instead of fuel, but we should also focus on clean energy that is not dangerous for us as well, since dangerous ones could kill us very quickly.

[ShowOff]

by investing we will get huge return that can used for our pension plan, for many years if we hold good portofolio i am believe its enough to fill our need we was old.

Of course there is no guarantee when you do not have good assets in your portfolio because price volatility will continue to affect the size of the profits you will get in the long term. There are risks you should consider for each of your investment assets even if they are not cryptocurrencies. You should know how to store your assets safely so that you can benefit from them in the future.

we step a back for awhile, gold price and metal price was not as high like current rate .imagine if we buy it since few several year ago no matter with small o huge balance , our investment maybe enough used to pension.

Stop remembering the past because it will not benefit you, especially if it is not used as a good lesson to have an interest in investing. There is definitely an investment interest regardless of what assets you are interested in, but not everyone can do it because they have to fulfill their basic needs first.