Is it wise enough for you to use loan as investments, can you take the risk of using loan funds for investments. Even as much as business entails taking risk.
Should you be postive at this or think otherwise
It depends. If I borrow at 3% and invest at 9% its pretty smart.
In Jan 2022 you could get 3% loans in the USA.
In April 2022 you could buy 9% I bonds in the USA.
Also if your house mortgage was 6% and was for 230000 when you refinanced it Jan 2022
For 3% and 250000. you pay off the first mortgage and have 20k for those i bonds.
It would have been stupid not to do it.
deals like this do turn up.