Uang_kartal
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betfury
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July 27, 2022, 11:18:04 PM |
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The trend of online loans is indeed very vulnerable. in my country, almost many are tempted because of the ease and closure when submitting, including TOS that is not appropriate in the field. Both interest rates, billing and maturity are on one side. if the goal for this investment will be heavy because it must continue in the specified date. If there is compulsion for an action, I think this is neither an excuse nor a solution. loans will continue to make people addicted if they are smooth in installments but sometimes there are times when there is no money for non-principal needs. and they can be brutal beyond banks or conventional offline services
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kawetsriyanto
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Activity: 2212
Merit: 1086
Free Bitcoins Every Hour!
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July 27, 2022, 11:46:50 PM |
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The trend of online loans is indeed very vulnerable. in my country, almost many are tempted because of the ease and closure when submitting, including TOS that is not appropriate in the field. Both interest rates, billing and maturity are on one side. if the goal for this investment will be heavy because it must continue in the specified date.
Online loans or loan apps are quite massive in our countries. People are interested to use them because they offer easiness and effectiveness for modern loans. However, online loans, loan apps, and non-online loans are all the same. They have the same risks and probably make use be addicted to adding more loans. Finally, we don't realize that we are out of the capability to pay the loans, then we must give them our lands, homes, or vehicles. Even worse, if we use the loan money for crypto investment, we may end up losing everything. I don't claim all will experience this, but it has a high chance to experience it. So, it is better to avoid any kind or type of loan (borrow money), both online or non-online.
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TelolettOm
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July 27, 2022, 11:53:06 PM |
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Yes, that is true. I often come across various types of advertisements about loans. They package the advertisement very promising, reliable, and also attractive full of various conveniences. But in fact, it does not match the reality. They seem to provide various conveniences for customers, but in fact they are trying to attract customers and do not want to let them go. This is very risky, especially if we want to do it by using loan funds. So, it's better not to follow it.
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Pujangga
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Activity: 1078
Merit: 12
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July 28, 2022, 03:50:39 AM |
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The easier it is to get a loan but certainly the interest will be higher, in my country online loan cases often make borrowers very disadvantaged, if they don't want to pay then they spread all data to the public even in inappropriate ways, this is a lesson that we should never rely on online loans via applications even in difficult conditions.
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bitgov
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July 30, 2022, 02:53:23 AM |
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The easier it is to get a loan but certainly the interest will be higher, in my country online loan cases often make borrowers very disadvantaged, if they don't want to pay then they spread all data to the public even in inappropriate ways, this is a lesson that we should never rely on online loans via applications even in difficult conditions.
Loan is a cure - most importantly when you take it from a bank. It never ends. We have never taken a bank loan because once my father took it and it took him ages to pay off the loan. So better be very careful with money dealing - better live within your means.
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Rengga Jati
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July 30, 2022, 03:16:01 AM |
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Over the week, a friend and I had a conversation about loans and loan apps and she shared a bitter experience of how she was unable to write a very important exam because the money meant for payment of fees to qualify for that exam was deducted by a certain loan app that she collected money from a while ago. Who will you really blame?
I have read a lot of news about the victims of online loans, moreover the illegal ones. they only ask for small loans, but they must turn back the money with very high interest until they cannot pay for the debts and the interests. then, the provider of the online loans will tell and contact all names or contacts on the phone books automatically. this is so weird because not only the person who gets loans is disturbed but also all contacts in the phonebook. I know that the problem or mistake is not only on the illegal online loan itself, the person who takes the loans also made mistakes. because commonly, they will ask for online loans without even reading or understanding the T&C because mostly they need the money very soon. Well, if we have known about the mechanism, we will not fall into the trap of online loans, moreover illegallly. But if it is another person, well, we may be able only to give them the infomration.
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▀▀▀▀▀▀▀██████▄▄ ████████████████ ▀▀▀▀█████▀▀▀█████ ████████▌███▐████ ▄▄▄▄█████▄▄▄█████ ████████████████ ▄▄▄▄▄▄▄██████▀▀ | LLBIT | | | 4,000+ GAMES███████████████████ ██████████▀▄▀▀▀████ ████████▀▄▀██░░░███ ██████▀▄███▄▀█▄▄▄██ ███▀▀▀▀▀▀█▀▀▀▀▀▀███ ██░░░░░░░░█░░░░░░██ ██▄░░░░░░░█░░░░░▄██ ███▄░░░░▄█▄▄▄▄▄████ ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ | █████████ ▀████████ ░░▀██████ ░░░░▀████ ░░░░░░███ ▄░░░░░███ ▀█▄▄▄████ ░░▀▀█████ ▀▀▀▀▀▀▀▀▀ | █████████ ░░░▀▀████ ██▄▄▀░███ █░░█▄░░██ ░████▀▀██ █░░█▀░░██ ██▀▀▄░███ ░░░▄▄████ ▀▀▀▀▀▀▀▀▀ |
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naira
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July 30, 2022, 03:54:50 AM |
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I can't blame anyone, because when two subjects meet and offer each other a loan out of urgency, it's someone's action when they have no way out of paying when it's due.
Actually, not all charge more than 100% interest. If your friend has an alternative loan with a lower interest rate then he or she will think twice and weigh the risks. The problem here is that we don't know when urgent need will drive someone to take a dangerous risk. Believe me, we have been in a phase where the urge to fulfill our needs requires us to make difficult choices.
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LogitechMouse
Legendary
Offline
Activity: 2422
Merit: 1036
Chancellor on brink of second bailout for banks
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July 30, 2022, 05:31:26 AM |
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Over the week, a friend and I had a conversation about loans and loan apps and she shared a bitter experience of how she was unable to write a very important exam because the money meant for payment of fees to qualify for that exam was deducted by a certain loan app that she collected money from a while ago. Who will you really blame? My friend for not paying up as at when due or the loan app for not notifying her before the deduction.
Your friend is the one to blame if you will ask me. It's his/her responsibility to pay the loan in due date and the company behind the loan app doesn't need to notify the borrower. I've seen numerous advertisements on Facebook and Youtube regarding these loan apps and I don't like it and I don't want to use it. The way they are asking the borrowers to pay is very unprofessional base on the videos I watched on Youtube. In all, I advice that we should try to avoid any business with loan apps as they seem to be very numerous these days and are easily accessible. Most importantly, You should know that you are at the danger of developing a habit of borrowing from them if you patronise loan apps even for the smallest amount.
I'd rather get a loan here in the forum than installing an android app and will get a loan there. I have no experience in using loan apps but I have watched some videos with regards on how brutal these people behind these apps are. There are some who are cursing the borrower if they will not pay in due time, there are some who will say some bad words to the borrower etc. etc. In short, I don't recommend using them or just avoid getting a loan at all if you don't have some money to pay into it in the future.
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minime0105
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July 31, 2022, 09:07:42 AM |
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People that is making use of loan app. Is people that from this countries that's full of scammers. I believe that does loan application is not good to use because the developers of the app have advantages over to the people that is making use of the app by having access of penetrating into their account and the percentage of the account and the loan collected from the app we are higher than the money collected from them and only disadvantages I found that when you are unable to refund then they have access to withdraw any money that comes to your account so in final conclusion that app is not good for someone to use because it will cause a continuous debit alert from your account
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bitgov
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July 31, 2022, 11:49:08 PM Last edit: August 01, 2022, 04:09:49 AM by bitgov |
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People that is making use of loan app. Is people that from this countries that's full of scammers. I believe that does loan application is not good to use because the developers of the app have advantages over to the people that is making use of the app by having access of penetrating into their account and the percentage of the account and the loan collected from the app we are higher than the money collected from them and only disadvantages I found that when you are unable to refund then they have access to withdraw any money that comes to your account so in final conclusion that app is not good for someone to use because it will cause a continuous debit alert from your account
.Loan is a curse whatever form it is .. it is a slow poison and they are going to kill you sooner and later. I made a loan a few years ago and that was my worse mistake I ever did. Do live with in your means and stay happy
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Lubang Bawah
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August 01, 2022, 01:57:35 PM |
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When financial problems occur, the easy and instant thing to do by anyone is to make online loans, they do not care about high interest, when the loan is approved then what they get is not full as proposed for reasons for administrative costs, and other costs, in my opinion this is Mistakes that will make us miserable because we have to pay a bunga that can reach 15% per month.
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mm2543363580
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August 01, 2022, 03:35:24 PM |
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When financial problems occur, the easy and instant thing to do by anyone is to make online loans, they do not care about high interest, when the loan is approved then what they get is not full as proposed for reasons for administrative costs, and other costs, in my opinion this is Mistakes that will make us miserable because we have to pay a bunga that can reach 15% per month.
THere is another solution - where one can take loan and check the terms and conditions and pay a few installment and payoff all the loan in one go. But - one should try to avoid taking loans as much they could and bet on the money they have in their pocket. It easy to lose the money you have rather than losing others money and then paying off the other loans.
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Quidat
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August 05, 2022, 10:35:54 PM |
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When financial problems occur, the easy and instant thing to do by anyone is to make online loans, they do not care about high interest, when the loan is approved then what they get is not full as proposed for reasons for administrative costs, and other costs, in my opinion this is Mistakes that will make us miserable because we have to pay a bunga that can reach 15% per month.
THere is another solution - where one can take loan and check the terms and conditions and pay a few installment and payoff all the loan in one go. But - one should try to avoid taking loans as much they could and bet on the money they have in their pocket. It easy to lose the money you have rather than losing others money and then paying off the other loans. Not really that worth on losing money which isnt yours and on the time you do lose it then you do still need to repay those and that would really be adding up more problem.If you dont like to have that kind of problem then better to avoid to take up some loans and spend on the money which you do only have that money in your pocket.Once you do lost it all then stop and wont tend to go further but if you do really insist then go ahead and take a loan but dont regret when things turns out to be negative later on. Avoid loan as much as you could and you would really be freeing yourself into those possible problems.
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batang_bitcoin
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August 05, 2022, 10:48:03 PM |
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THere is another solution - where one can take loan and check the terms and conditions and pay a few installment and payoff all the loan in one go. But - one should try to avoid taking loans as much they could and bet on the money they have in their pocket. It easy to lose the money you have rather than losing others money and then paying off the other loans.
That's the whole thing, just completely avoid getting loans whether it be from loan apps, banks, a person or anywhere you can take a loan. If you can see yourself that you don't really need that loan, just don't. Don't add another burden to yourself and make yourself a loan-free person as much as you can. There are many reasons why people can't get out of debt for some reasons so to start with, just don't.
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lucates
Member
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Activity: 222
Merit: 10
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August 06, 2022, 08:10:36 PM |
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Getting loan from loan apps or loan customers comes when two things happen. 1. When the need to get the money is absolutely necessary. 2. When you cannot get from trusted friends and relatives.
Some of these loan apps are not regulated and they do not have regards to privacy. They can assassinate character. Even when the borrower have settle the depth they will still go ahead to call or message anyone close to the victim, advertising him as a debtor. If you want a loan, go to the bank and with collateral and get a loan.
I am not personally aware of these loan apps but, a lot of people have newly heard about these issues. There are other legal and genuine loan apps that are available despite the fact that many pop up without any legal backing. They breach our privacy and cause chaos, so be aware of these traps before taking any loan.
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cute nmp
Jr. Member
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August 07, 2022, 08:08:39 PM |
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I never believe in taking loan .It is easy to collect a loan but sometimes very difficult to pay back even if it is from a bank. Loans can easily land one in to serious problem causing them to forcefully lose their assets some time have never use a loan app and will not cause of the dangers associated with it.
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Dr.Osh
Legendary
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Sugars.zone | DatingFi - Earn for Posting
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August 08, 2022, 02:31:53 AM |
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that is indeed a bad thing. borrow money on a loan application. I've also experienced that, when the money I have is deducted without notice. on the other hand, there is someone I know who is late paying the money, and the app sends an automatic message to all the contacts it has that the person I know still has some debt on the app. it's really embarrassing. besides the interest that is too big, it is a loan shark that will suck all the money you have. it's highly not recommended. However, the advice I have is try not to get into debt, or if you really need money, you can still find someone you trust to lend you money, if not, try to find a trusted loan place.
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bitgov
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August 08, 2022, 03:35:18 AM |
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that is indeed a bad thing. borrow money on a loan application. I've also experienced that, when the money I have is deducted without notice. on the other hand, there is someone I know who is late paying the money, and the app sends an automatic message to all the contacts it has that the person I know still has some debt on the app. it's really embarrassing. besides the interest that is too big, it is a loan shark that will suck all the money you have. it's highly not recommended. However, the advice I have is try not to get into debt, or if you really need money, you can still find someone you trust to lend you money, if not, try to find a trusted loan place.
in our religion we are forbidden to take loan which has interest on it. but then again people make the mistake of doing that. sometime people learn it hard way. Better be careful and dont indulge in loan
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Lambe Ndumble
Member
Offline
Activity: 569
Merit: 10
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August 09, 2022, 06:58:34 AM |
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Loan application are a very popular thing today, even according to the data of online loan providers companies provide a large salary for their employees, and I must say that this technique is forbidden because they provide an unreal interest, even the borrower must pay more than more than 10x because it does not pay for 6 months.
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Oilacris
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August 09, 2022, 11:46:51 PM |
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Loan application are a very popular thing today, even according to the data of online loan providers companies provide a large salary for their employees, and I must say that this technique is forbidden because they provide an unreal interest, even the borrower must pay more than more than 10x because it does not pay for 6 months.
Interest out of these online loans are on the roof if you do compared into those physical lending firms or companies that why its a tough choice but if you dont really have any choice for someone who are in badly in need of money then they would really be dealing with these high interest rates and its up to them on taking such loan despite of the high interest but if its for emergency or really that needed then go ahead but be sure that you would really be that responsible on repaying back loans so that you wont really be having any problems ahead.
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