You don't earn money only from others, but also when you avoid spending your own

[lienfaye]

Some people like spending their money in things that are not really needed. But I dont see anything wrong if you're a kind of person who likes to satisfy yourself in things that can make you happy. In the first place we're striving not only to sustain the needs of our family but for our own sake too.

As long as you have control and aware of what is needed to prioritize first and when it is fine to spend for yourself then you can do want you want since its your hard-earned money. Earn, save and invest but dont forget to treat yourself for your hardwork.

[Reid]

I do agree. To add, they also forgot about repairing their things. Because there is so many online shops available now, they would rather buy something brand new and get it over with. Talk about being lazy too.
Instead of saving money by just buying the needed parts for an equipment they buy the whole thing and then go back to rest.  
Same with food wasting. Leftover foods can be repaired to a new kind of meal but they won't do it. Again with the online food delivery.
Sum it up, they made someone else rich.
I am old school type, I like fixing things, I like repairing them, taking my time to do things that won't waste a lot of money. It's not being cheap, it's just my kind of hobby too.

[arimamib]

Life is unpredictable, and the future is unknown, anything can happen. No need to be caught between 'I need to save money' in the end just regretting the opportunities that were never taken, the hard-earned money just to enjoy. Have fun with what you love, eat out, spend money to improve your lifestyle or buy something you have been dreaming of for a long time. You only live once, so do whatever makes you happy.

[Anonylz]

To sum it up, cut unnecessary expenses, and stop spending on things that won't really make any difference even if you don't buy them. I think it is in human nature to spend flamboyantly when they have extra cash. In other for someone to be able to save and increase their funds, one must learn to cut down all unnecessary expenses and be prudent in spending. Know how to economize  

[eaLiTy]

~
People create so many worthless fixed expenses nowadays. It can be monthly subscriptions of services they barely use, eating out too often, purchasing superfluous clothes, accessories and items in general just for vanity towards the society. Sometimes people have all the tools they need on their hands to finish a solid building, however, since they don't know how to use them properly, it will look like they constantly need more and more tools indefinitely.

It all depends upon your purpose of life, if you want to live a life where you want to save money and then spend during your old age and that is how majority of the earlier generation used to do and at the end of the day their health will not help either if you want to explore. I do make these expenses as i am living life and i do spend money if it makes me happy and nothing else  .

[lionheart78]

I always think that saving and enjoying our hard-earned money is essential for our motivation in life so I think we should spend in moderation.  Means, we can still enjoy things that we like to do but do it moderately.  This way we both satisfy ourselves and the need to save money.   Besides doing things frequently diminishes the joy effect of that things.  Aside from that, a person must also learn proper financial management to be able to effectively save and grow his finance.

[dunfida]

I always think that saving and enjoying our hard-earned money is essential for our motivation in life so I think we should spend in moderation.  Means, we can still enjoy things that we like to do but do it moderately.  This way we both satisfy ourselves and the need to save money.   Besides doing things frequently diminishes the joy effect of that things.  Aside from that, a person must also learn proper financial management to be able to effectively save and grow his finance.

Everything should be in moderation and that would really be entirely depending on how much you do earn and this is where you do base up on how much you would gonna spend or in terms of expenses you do have in life.

You cant really just act lavishly even if you do know that your earning wont really be that sufficient on day to day needs which it would really be just dumb that you wouldnt really be having any considerations on looking
this part or key area. If you do love to live a life on where you could buy everything then you would need to work hard and smart but ofcourse it wont really be anytime in resulting to positive because
we know that this life is full of challenges.Therefore, you should be wise or smart to achieve out the plans you do have in mind.

[MCobian]

~
People create so many worthless fixed expenses nowadays. It can be monthly subscriptions of services they barely use, eating out too often, purchasing superfluous clothes, accessories and items in general just for vanity towards the society. Sometimes people have all the tools they need on their hands to finish a solid building, however, since they don't know how to use them properly, it will look like they constantly need more and more tools indefinitely.

It all depends upon your purpose of life, if you want to live a life where you want to save money and then spend during your old age and that is how majority of the earlier generation used to do and at the end of the day their health will not help either if you want to explore. I do make these expenses as i am living life and i do spend money if it makes me happy and nothing else  .

We must have a clear purpose in life first, to be wiser in using the money we have. But unfortunately the younger generation now only thinks about
their current life, they are too focused on people's views and want to be famous on social media. Therefore, it is very rare for young people to be
diligent in saving or even investing to plan their future well. Whereas for us to live a pleasant life in old age, we must prepare for it as early as
possible. So the government really has to provide a lot of education about the importance of planning for the future, so that many young people
do not spend their money on something that is too consumptive. Don't just think about our current happiness. but we also have to think far ahead of
how the life we want when we retire and live our old age.

[Wong Gendheng]

A good economy is increased purchasing power or consumption, smooth circulation of money will make anyone have the opportunity to earn income so that I can improve life, I prefer shopping but I also get income from people who buy my products or services.

[lovesmayfamilis]

I am one of those who spend more than they receive. Today's advertising, the availability of all products, and the opportunity to be at the center of fashion and all kinds of interests influence people too much to tempt them to spend more.

Take my child, for example. I cannot refuse to buy toys for him, although I understand perfectly well that they will turn out to be either uninteresting or broken in two or three days. But this is a child, and he has one childhood. Many things can be denied to yourself, and instead, save and invest in something serious, but while we are young, it isn't easy.

Wisdom comes with age. My parents know how to live economically. I also try in my family, but so far it has been challenging.

[South Park]

I am one of those who spend more than they receive. Today's advertising, the availability of all products, and the opportunity to be at the center of fashion and all kinds of interests influence people too much to tempt them to spend more.

Take my child, for example. I cannot refuse to buy toys for him, although I understand perfectly well that they will turn out to be either uninteresting or broken in two or three days. But this is a child, and he has one childhood. Many things can be denied to yourself, and instead, save and invest in something serious, but while we are young, it isn't easy.

Wisdom comes with age. My parents know how to live economically. I also try in my family, but so far it has been challenging.

I am not going to deny that it is difficult, after all how many ads we have to watch everyday? 100? 200? I have never taken the time to count them but if we were to add them I would not be surprised if I came up way short on my estimate, this makes saving way harder than what it should be, however we need to do it, as not only it is important to get short term satisfaction we also need to think about the long term benefits of having more money in our pockets, like retiring early or working an easier job once we get older.

[Poker Player]

Usually people get anxious and frenetic for new sources of income, to find new jobs, so they can maximize their patrimony as soon as possible, but many of them forget you don't accumulate wealth only when receiving money or being paid by others for a work. We can also decrease our expenses and stop third-partying tasks we can do ourselves, so at the end of a monthly cycle we will have earned more money to invest and make it grow overtime.

You are partly right, and besides, when you withdraw from spending, what you save is net, since it has already paid taxes. If you invest it or have it in an account that gives you interest, you will pay taxes on the interest or yield it gives you, but not on what you have already saved.

If you look for new sources of income, however, you will pay taxes on what you earn, although I prefer this option, without obsessing and stressing. Or even try to increase your current income without looking for new sources. With this you will be able to spend more and also save almost effortlessly.

[Cryptock]

Usually people get anxious and frenetic for new sources of income, to find new jobs, so they can maximize their patrimony as soon as possible, but many of them forget you don't accumulate wealth only when receiving money or being paid by others for a work. We can also decrease our expenses and stop third-partying tasks we can do ourselves, so at the end of a monthly cycle we will have earned more money to invest and make it grow overtime.

You are partly right, and besides, when you withdraw from spending, what you save is net, since it has already paid taxes. If you invest it or have it in an account that gives you interest, you will pay taxes on the interest or yield it gives you, but not on what you have already saved.

If you look for new sources of income, however, you will pay taxes on what you earn, although I prefer this option, without obsessing and stressing. Or even try to increase your current income without looking for new sources. With this you will be able to spend more and also save almost effortlessly.

I can't explain the situation I have read about- there was a person who has been robbed by a crook man.
sometime innocent people are always been misused by clever people - they are robbed, mistreated, threatened by the crooks. Money game is horrible game.

[Oilacris]

I am one of those who spend more than they receive. Today's advertising, the availability of all products, and the opportunity to be at the center of fashion and all kinds of interests influence people too much to tempt them to spend more.

Take my child, for example. I cannot refuse to buy toys for him, although I understand perfectly well that they will turn out to be either uninteresting or broken in two or three days. But this is a child, and he has one childhood. Many things can be denied to yourself, and instead, save and invest in something serious, but while we are young, it isn't easy.

Wisdom comes with age. My parents know how to live economically. I also try in my family, but so far it has been challenging.

As a family guy or person then for sure we would really be doing our best to give out those things that we havent experienced to get in our younger days because most of us doesnt really like that they

would experience the same things that we do experience in the past thats why even your aware that money should be spent wisely but there are indeed times that we cant really resist on not to buy something specially from your childrens request and you know that you do have money on your pocket or funds then it is really indeed challenging.

But of course everything would be having a limit and this would really differ into each parent since not all would really be having on the same handling when it comes to this manner.

[Russlenat]

Usually people get anxious and frenetic for new sources of income, to find new jobs, so they can maximize their patrimony as soon as possible, but many of them forget you don't accumulate wealth only when receiving money or being paid by others for a work. We can also decrease our expenses and stop third-partying tasks we can do ourselves, so at the end of a monthly cycle we will have earned more money to invest and make it grow overtime.

People create so many worthless fixed expenses nowadays. It can be monthly subscriptions of services they barely use, eating out too often, purchasing superfluous clothes, accessories and items in general just for vanity towards the society. Sometimes people have all the tools they need on their hands to finish a solid building, however, since they don't know how to use them properly, it will look like they constantly need more and more tools indefinitely.

Saving is also a good way to earn more, but unfortunately most of the people find it hard to save even those who are big earners in the society. Maybe one reason is that they always spend more than their income, so even if they have other resources of income, earning and saving money is still not possible. Where in the real fact is, you will also earn more if you start to manage your funds and buy only those things that are necessary. But of course, having investments or another sources of income gives you bigger chances to earn and save more money to grow.

[nurilham]

People nowadays lack self-control and self-discipline when it comes to spending simply because they follow what's on trend. This kind of lifestyle isn't healthy because we will not be able to save wisely or even have enough allocation for investing.

Not all people have lack self-control or can't discipline to limit their spendings. It depends on his habits since childhood, it is formed by his parents. Someone who is accustomed to a measured lifestyle, will find it easier to control himself and stay away from the habit of following bad trends. This type of people must prepare to put their money for investment than following wasteful trends. I guess people who can't control themselves from following trends, are only people who never have a commitment and clear goals for their life. So, they don't know what they should do for their future.

[dothebeats]

This is why the milennials cannot afford anything substantial unless they are a trust fund baby, or that they are given a head start by their well-off parents. Living frugally doesn't really degrade you as a person. In fact, it sets you off to a mindset that could possibly elevate your finances in the future. Most well-known billionaires live frugally despite having the means to buy everything that they want and still have a shit ton of spare change to blow on something else. This value is something the milennials never learned to emulate, and they are so driven by consumerism that they think this is the way to live their life. Oh well, to each their own, I guess.

[Gozie51]

Life is short! Hustle hard to be able to afford the things you enjoy.

This seem to me like word on marble, like a wise saying. There is reason in the whole of the things you said before the above line. Truly if you have different means of income and good income, you can well take care of all your needs in life and in fact become a philanthropist, giving to motherless homes and the needy. Having much to spend will is the solution to a miser kind of life as you said life is too short but if you don't have much, then being economical is the option left.

[Wexnident]

I mean it is true for the most part, that additional expenses can sometimes kill the way you budget your finance but finding other ways for income to pay for those "additional expenses" can help. Examples would be some beer money jobs out there that are pretty easy to do (but yet pretty far apart in terms of being able to do one most of the time). I've been trying to find alternative sources of income, mostly related to my hobbies which is drawing and it's been helping me in paying for a LOT of stuff related to it.

[Pamadar]

Usually people get anxious and frenetic for new sources of income, to find new jobs, so they can maximize their patrimony as soon as possible, but many of them forget you don't accumulate wealth only when receiving money or being paid by others for a work. We can also decrease our expenses and stop third-partying tasks we can do ourselves, so at the end of a monthly cycle we will have earned more money to invest and make it grow overtime.

People create so many worthless fixed expenses nowadays. It can be monthly subscriptions of services they barely use, eating out too often, purchasing superfluous clothes, accessories and items in general just for vanity towards the society. Sometimes people have all the tools they need on their hands to finish a solid building, however, since they don't know how to use them properly, it will look like they constantly need more and more tools indefinitely.

Saving is also a good way to earn more, but unfortunately most of the people find it hard to save even those who are big earners in the society. Maybe one reason is that they always spend more than their income, so even if they have other resources of income, earning and saving money is still not possible. Where in the real fact is, you will also earn more if you start to manage your funds and buy only those things that are necessary. But of course, having investments or another sources of income gives you bigger chances to earn and save more money to grow.

Converting your spare to investment can grow your initial capital. I mean, if you will use your money the right way,

the chance of gaining passive income is doable, instead of overspending your income if you find the right way of investing
you can increase your savings.

It's not easy though since there is a different culture that all of us have, it will be depend on how we control our own
self in spending our money and start to be wiser about finding ways to invest.