I don’t know too much about XRP to be honest but it seems to be getting a lot of news lately and I just watched a video of some guy saying it can reach $200 by 2030.
You've been following the wrong guy from that video you've watched. $200 by 2030, is an unrealistic prediction IMO.
$5-$10 is even hard to achieve and $31 is even the most bullish prediction i saw before in the next 5-10 years.
I'm not saying XRP is a bad investment, I can actually recommend it as a good coin to put your money to. But don't expect that much in the next 8 yrs.
$5-$10 is still a very huge profit considering how much you bought your XRPs today.