Do you exchange Fiat for Crypto or Vice Versa?

[BitcoinBarrel]

Whether you work for Fiat or Crypto, most people have to exchange in order to pay bills or survive.

What's your Fiat/Crypto situation?

[BIT-BENDER]

Well right now I am more of into Crypto-currency, due to low employment rate I am self employed and most of my pay comes in Cryptos so I can say I am a Crypto-currency earner, can't remember the last time I earned substantially in Fiat.

Yes we at a point may have pressing needs on we may need to purchase things of utmost importance to us. Crypto-currency is still trying to become a global phenomenon so it's a gradual process so right now in my country many day to day needs are most likely to be gotten in Fiat.
So right now I think I am a person that earn in crypto-currency and only converts to My local Fiat when I necessarily have to do so.

[Doan9269]

Whether you work for Fiat or Crypto, most people have to exchange in order to pay bills or survive.

What's your Fiat/Crypto situation?

If you're having your bitcoin with you, then this is the best time to practice how to hodl and not just holding but very tight, this bear season  will soon pass, the history of bitcoin is a proof to this amd it will surely repeated itself, if having some cash with you, then it's time to avoid inflation by investing on bitcoin now that it is dip, it's a good sign indicating for a new set in, if you hold fiat then you stand a chance to loose but bitcoin has much tendencies to profitability, so hold on bitcoin.

[Adbitco]

Being part of this forum has positioned me and makes me feels very disappointing with monthly payment job within my locality which have made me developed strong passion to work and earn in bitcoin, sometimes i can only sell if the needs arises, to also foot out any bill around or with me. Mostly i don't earn my local fiat rather trade cryptocurrency to fiat for my final consumptions.
The most funniest part is that i can't barely cope with any other hard job without being a computerized job, such as data tabulation, analysis and many more.
It has really shaping my nature of living and working as well.
Bitcoin to the world!

[Hispo]

I exchange crypto for FIAT and Fiat for crypto.
It depends mostly if my personal expenses are lower than the money I make, in that case I can afford to buy some satoshis for the long term.

However, in case my family need some money because an emergency or I need to pay for something important I sell some Crypto for Fiat (hopefully realizing some earnings), lately I have considered to borrow money with Bitcoin as colateral, so I dont need to sellmy positions, not sure if it would be better to do this with the help of reputable members of the forum or on exchanges that offer lending services.

[Fivestar4everMVP]

The option 3 of the pool is my current situation, I work and earn both crypto and fiat, i exchange both, depending on what i need money for, if i want to pay bills or take care of other personal of family expanses which requires fiat, i use the fiat i have on hand but if the amount i have in fiat is not enough, then i exchange some of crypto fiat.
And so also, when i want to buy a crypto, lets just say Bitcoin, and I don't wanna sell or exchange other cryptos i hold for bitcoin, i simply exchange the fiat which i have no need for at that moment, to bitcoin.
So, i earn in both fiat and crypto, and also trade in both.

[romero121]

I prefer not to sell in exchange for fiat, but what we accumulate goes busted in gambling or else it'll be sold when there arises an immediate need. With time things will change. As of now we don't have any stores around accepting bitcoin as payment. In cities we've got cafes and other service providers accepting bitcoin and other cryptocurrencies.

If we explore we can directly spend on our needs, we need time to do it. Right now we're able to do some purchase online with bitcoin.

[2stout]

It will depend on one's goals and desires but both.  If you need fiat or wish to take profits, then selling to an exchange is the typical route.  If you are filing bags and wish to get ahead of inflation, then buy from exchange.

[Asiska02]

Even if I typically have to exchange bitcoin for fiat money before using it, it is still preferable to work and be paid in cryptocurrency rather than fiat money. Payment in bitcoin is always more when compared the equivalent value of fiat currency to cryptocurrency. I'd rather work and be paid in cryptocurrency than fiat. When you have money and exchange it for cryptocurrency, you often incur small loss. Being paid in cryptocurrency, on the other hand, will inspire you to save money rather than spend it all, especially at this point when it is advantageous to hodl now.

[batang_bitcoin]

I just do both.
And when I'm in the convenience of having more fiat, I mostly buy crypto with that and I've got that plan of adding more to my portfolio. You know that it's like the addicting version of wanting to have more in your portfolio and stack more.
That's how it become to me when I've started to gain more optimism through the market and mostly by having bitcoin. Everyone wants to have more bitcoin and hold more and that's what I try to achieve until the next bull runs come.

[uneng]

I earn crypto and have to swap it to fiat in an almost weekly basis in order to use the money to pay for my expenses. Right now I'm relying on my crypto assets for all my needs. It's not too much, because I live a humble and cheap life, while also trying to save for the future, so every bucks I earn in crypto make a lot of difference in the end. Before it was even better, because I live in a third world country where goods were really cheap, however the inflation has been hiting hard recently and I'm seeing my purchasing power decreasing day by day. If crypto helps me to survive or escape the chaos, like it has been helping me since the beginning, I will be very thankful. Of course, with God's permission and guidance in first place.

[Ever-young]

Apart from working on online platforms which pays me with crypto I also have a day Job which I do and they actually pay with with fait, most times when I have enough fiat with me which am not using for anything important at the moment I buy crypto with it. And when ever I have pressing needs I exchange my crypto to fait and solve my problems.
So I actually do the both.

[darkangel11]

There's no poll option that I'd choose. It's lacking "I earn both and don't exchange any" because that's my situation.
I have a lot of BTC compared to fiat. More than 50:1 on the side of bitcoin. I earn both every month and I don't exchange anything. I keep my earned bitcoins and I spend my fiat to pay my bills and buy food. Whatever happens I won't sell my coins for 20k usd. That would be such a waste.

[Bitcoin_Arena]

I earn both crypto and fiat and also exchange both depending on the situation but it's been a while since I last bought crypto for fiat. Most of the crypto I get is mostly generated through trading profits and therefore no need to keep buying more crypto as fiat takes care of my everyday need.
The challenging bit is crypto hasn't been massively adopted so if one wants daily services, then they are forced to exchange crypto for fiat.

[sheenshane]

I earn both but it's rare to happen to exchange my fiat for crypto it's usually I trade my crypto into fiat just like what I've earned here.
For now, I admit I didn't save my Bitcoin, I always use this for my small business outside when I got a stable profit return on it that's might the time I will invest back my money into crypto.

That's normal for us that has expenses but always calculate how much we've spent and how much we've saved.
I learn not to let my money sleep in the bank for how many years, instead, used it as capital to generate profit that can sustain my daily needs.

[TimeTeller]

I earn both but it's rare to happen to exchange my fiat for crypto it's usually I trade my crypto into fiat just like what I've earned here.
For now, I admit I didn't save my Bitcoin, I always use this for my small business outside when I got a stable profit return on it that's might the time I will invest back my money into crypto.

That's normal for us that has expenses but always calculate how much we've spent and how much we've saved.
I learn not to let my money sleep in the bank for how many years, instead, used it as capital to generate profit that can sustain my daily needs.

For most users here who are earning bitcoin or crypto in some ways, mostly we convert our crypto to fiat.
It is understandable not to sit your money in the bank, because the truth is, their interest is very small even you wait for years.
So if you have the chance to grow your money outside the bank, like small business, why not?
Also, as most of us have our daily needs, it is no surprise if the majority can't keep their crypto in their wallets.

[TelolettOm]

Whether you work for Fiat or Crypto, most people have to exchange in order to pay bills or survive.

What's your Fiat/Crypto situation?

So far, honestly, I have never exchanged my fiat into crypto. BUt I always change some of my cryptos to fiat in order to fulfill my daily life necessity and also other needs. Because I am not working in real life or offline job. I only focus on this cryptocurrency industry right now. although this is not very much profits taken from trading (only in sport maret and not daily), but this is really enough to fulfil my current needs. At least, I can exchange some of my crypto to fiat weekly, but this must also be limited to amnage my funds and financial codnition here.

[Duzter]

The real-time adoption of bitcoin and other cryptocurrencies weren't taking place uniformly around. This means some regions of the world we have got increased acceptance on cryptocurrencies and the same opposite happens in some other region. So, it is hard to spend directly and for this reason the choice available is to go cash it out and spend on the needs.

[Detritus]

I sometimes earn both and exchange both based on situation demands. I have a shop were I render service and accept payment in either fiat or crypto, and what I do most times is take out my capital by converting the crypto to fiat and then leave my profit in any crypto of my choice. I take out my capital to buy more goods but the profit left behind is considered my crypto investment.
  Secondly there is this site Bounty0x.io, were I do article writing and receive payment in crypto or fiat, some times if a project decides to pay with fiat, I usually buy the their token with the fiat or invest in another crypto depends if I have no rising need for the fiat at that moment but if I have any pressing needs at hand, I usually exchange a paid crypto to fiat

[Jeger.Kiting]

In life, one does have a need to buy or pay for anything with Fiat, because not all countries allow to buy necessities or pay for necessities using Crypto. But in my life when I get crypto or hold crypto if I don't have something important I stick to my stance to hold it, except when I'm really in an important situation because I have to pay bills and other important things, maybe I should exchanging my crypto with fiat, because in my country crypto is not allowed for any payments.