Agbe (OP)
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September 07, 2022, 12:03:31 PM Last edit: September 11, 2022, 04:11:17 PM by Agbe |
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![](https://ip.bitcointalk.org/?u=https%3A%2F%2Fi.imgur.com%2FtFKp40r.jpeg&t=665&c=rwBRj87JdT22Hg) Fiat banks inscriptions says they have 24/7 services to their customers mostly in E-banking. But I came to realized that Africans' Banks promises became Africans Leaders (Politicians) Blueprints (Manifestos). How I discovered itI was out of cash yesterday in my house and it was night already so I said I would go to a bank ATM Machine this early morning which is today. And I left home early as possible by 6:00pm so I can meet to my working place to attend my customers on time and I have done it before but ironically today when I reached the Bank ATM it was locked and I went to another bank the same things, I paid transport to another communities to check if theirs are dispensing cash all the same. So I wanted for about 2hrs and by 8:00pm which is the official time for Banks to open for day was the time ATM Machines (all) opened and started dispensing cash. When I came my neighbors told me I have loss a number of customers today. There was a crowd of people waiting to collect money that belongs to them but the bank restricted them to take their money on their will. Some people were even saying that they will sue their Banks in court to know why they can't take their bown money on their willing time to spend. ![](https://ip.bitcointalk.org/?u=https%3A%2F%2Fi.imgur.com%2FsEGGjvi.jpeg&t=665&c=GyNkCJKkFQHoFQ) ![](https://ip.bitcointalk.org/?u=https%3A%2F%2Fi.imgur.com%2FiBPTwJG.jpeg&t=665&c=HrRBE4SrsnVTnQ) ![](https://ip.bitcointalk.org/?u=https%3A%2F%2Fi.imgur.com%2FlX7T6k3.jpeg&t=665&c=B36MHEdv6YDamg) My thoughts on the Fiat Banks
All these nonsense happened because banks are centralized service agents whereby it control by the central authorities (either the president or the central bank). Bank managers can not do things on their own but they acted on instructions My thoughts on the Bitcoin
All these nonsense can never happened in bitcoin space. Really I don't think such thing will happen in crypto ecosystem. Since bitcoin uses p2p, I can use my fund at anytime. The only thing that can hinder my transaction is network. ![](https://ip.bitcointalk.org/?u=https%3A%2F%2Fi.imgur.com%2FnJKGudY.jpeg&t=665&c=FXGxUpCbPtpiYg) ![](https://ip.bitcointalk.org/?u=https%3A%2F%2Fi.imgur.com%2Fx3BaHRx.png&t=665&c=biKaYppLYeMnzQ) There is always someone to make transaction on bitcoin. Bitcoin is the best option for transaction of goods and services The images are used to represent the various Banks because the time of the incident I didn't go with my mobile phone. https://www.google.com/search?q=techcabal+access+Bank+image&prmd=niv&sxsrf=ALiCzsZE8MYC2OeHCrv4_renYU7Ri_b97A:1662911286233&source=lnms&tbm=isch&sa=X&ved=2ahUKEwiR1Iiki436AhXASPEDHQZSBUQQ_AUoAnoECAIQAg&biw=320&bih=512&dpr=1.5
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goldkingcoiner
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September 07, 2022, 12:20:03 PM |
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This is exactly the way that people find out that they need to abandon banks and adopt Bitcoin instead. Banks are a dying breed, just like VCRs or floppy disks. There is absolutely no more need for banks with cryptocurrency. Bitcoin can give people everything that Banks can give them. Except it does not charge hidden/any holding fees and nobody can freeze/take over your money with Bitcoin. This is true independence. True freedom.
How long until everyone in the world understands this?
Personally, I will never put more money in the bank than I plan to spend on the same day. And even then it feels disgusting to have to use these "middlemen" because not every shop has adopted cryptocurrency yet.
The day will come. Have patience and spread the word.
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mayfair_coin
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September 07, 2022, 12:35:39 PM |
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Of course, bitcoin is a best option where you are free to send and accept your transaction without any consent of banks and government . This is a decentralized option where you can control your own money. You can transact your money through P2P mode
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Zanab247
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September 07, 2022, 12:46:33 PM |
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That is why many countries want to make Bitcoin legal in their land so that it will reduce the stress people are going through from the hands of the bankers, because the bankers always listen to their bank manager before taking any action for the day. Since many people came to discovered that Bitcoin transaction is the best option for someone to carry out Bitcoin transaction without waiting for anybody to sign or permit or give instructions like the way bankers do in the bank before the transaction can be successful. Bitcoin transaction is fast and secure for the users to carry out their daily transaction without the fear that the transaction will take time like the way banks transaction used to take people time in their daily transaction.
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DeathAngel
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September 07, 2022, 12:51:26 PM |
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Fiat banks are government controlled spyware.
‘You will own nothing & be happy’ Klaus Schwab
You are controlled & stolen from every year via inflation. Sure we need fiat for every day purchases in most countries but that will lessen & lessen. Bitcoin is here to stay, deflationary & decentralised. Take control of your own finance & self custody.
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NeuroticFish
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September 07, 2022, 01:03:30 PM |
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All these nonsense happened because banks are centralized service agents whereby it control by the central authorities (either the president or the central bank). Bank managers can not do things on their own but they acted on instructions
This nonsense happens because they're private businesses with virtually no competition (i.e. they're pretty much a cartel). This means they can optimize (cut) costs by not providing the services they promise without being afraid the competitors will "fill the gap". Even more, they've probably paid up politicians to "not notice" the banks make false claims/false advertising. Depending on the country some of these (dirty) moves may or may not work. So it's a shared guilt between the private businesses (banks) and the politicians. The quick fix is bitcoin. The long term fix that also has to be done is be more careful what you vote for next time.
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Adbitco
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September 07, 2022, 02:06:19 PM |
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Well these banks are not only frustrating the life of individuals but making things difficult for their clients and make fake promises to operate on 24/7 hours a day.. although I guess is the Access Teller Machine (ATM) that operates that way, but I believe bank doesn't operates that same. Working hours are only from 8am to 4pm.
I think for you to easily get a cash from your bank then you have to contact your account manager, if the money is huge and you would get your money ready before getting to the bank.
You can transaction with Bitcoin if there's anyone who needs it at that point to give you physical cash then you have overcome queuing up in the line but for your service you have to include it maybe if anyone wanting to make deposit or withdrawal.
I m seriously failed up with the poor operation of Nigerian local banks.
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Nrcewker
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September 07, 2022, 02:11:44 PM |
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Of course, bitcoin is a best option where you are free to send and accept your transaction without any consent of banks and government . This is a decentralized option where you can control your own money. You can transact your money through P2P mode
These are the best features of Bitcoins, over banks. Due to the decentralised nature of Bitcoins, no government can ever find out, how many Bitcoins you have or kept anywhere. Also Bitcoins provide you complete access and control to your money. Whereas in Fiat in Banks, you are bounded by certain bonds and conditions. So this definitely makes Bitcoins the most suitable option.
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piebeyb
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September 07, 2022, 02:14:11 PM |
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sometimes it sucks when we take cash, especially seeing the queue at the ATM machine it really makes me wait a long time to make a transaction, many things are easy and then it becomes difficult when taking big enough money from the BANK is too long-winded so it makes me not feel comfortable saving money in the bank, actually bitcoin makes it easier for people to do transactions easily that's what I know
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worldofcoins
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September 07, 2022, 02:30:16 PM |
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‘You will own nothing & be happy’ Klaus Schwab
You are controlled & stolen from every year via inflation. Sure we need fiat for every day purchases in most countries but that will lessen & lessen. Bitcoin is here to stay, deflationary & decentralised. Take control of your own finance & self custody.
"You will own nothing and still be happy" that quote is one of the nonsense I hear from rich people. They want to take everything and turn you into a slave, is what it means to own nothing. I don't understand how naive someone can be to fall for that.
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Lucius
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September 07, 2022, 03:22:01 PM |
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~snip~ All these nonsense can never happened in bitcoin space. Really I don't think such thing will happen in crypto ecosystem. Since bitcoin uses p2p, I can use my fund at anytime. The only thing that can hinder my transaction is network.
Everyone who uses CEX (centralized crypto exchange) can find themselves in the same problem as any client who has money in the bank. Any centralized option that provides the option to store/transfer Bitcoin is therefore no better than any bank. Unfortunately, this is something that many do not understand and live in the false belief that they are safe, and at any moment their funds can be hacked, the account blocked or the entire service can be unavailable. What you wrote about Bitcoin is only valid if you use a non-custodial wallet, and if you know how to determine the fee at the time of sending the transaction to avoid paying more than necessary, or so that the transaction does not get stuck because you set a much lower fee and on that way you have a very low priority among miners.
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stompix
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September 07, 2022, 04:31:56 PM |
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~snip~ All these nonsense can never happened in bitcoin space. Really I don't think such thing will happen in crypto ecosystem. Since bitcoin uses p2p, I can use my fund at anytime. The only thing that can hinder my transaction is network.
Everyone who uses CEX (centralized crypto exchange) can find themselves in the same problem as any client who has money in the bank. Any centralized option that provides the option to store/transfer Bitcoin is therefore no better than any bank. Unfortunately, this is something that many do not understand and live in the false belief that they are safe, and at any moment their funds can be hacked, the account blocked or the entire service can be unavailable. Hihihi, and that's what OP's doing. Quit ironic, his previous message just before this one looks like this: My suggestion is that, if your country has banned bitcoin and you are interested to use bitcoin, it is very simple. Just go to Binance, Remitano or any other web or app that vendors are buying and selling BTC.
So forget P2P, his first advice was to trust another bank, just that it's a crypto bank and not a fiat bank! I love when all those people just criticize banks and tell stories about how you can't withdraw your money from them only to stuff their precious coins on some same-level centralized entity.
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Rruchi man
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September 07, 2022, 05:30:44 PM |
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All these nonsense can never happened in bitcoin space. Really I don't think such thing will happen in crypto ecosystem. Since bitcoin uses p2p, I can use my fund at anytime. The only thing that can hinder my transaction is network.
The banks can be really frustrating at times and I can imagine how frustrated you must have felt. Personally as much as possible, I try to avoid anything that will take me to the bank because there is always a queue and you get exhausted easily with their very snail speed service in attending to all the customers. Banks can generally be under instruction from one body because of their centralized nature to not operate and that will have a general effect on all customers, but with bitcoin via your wallets creators, there is no centralized body controlling them, so there is no possibility that one day they all will generally just decide to not operate and frustrate customers like the banks have done to you.
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avikz
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September 07, 2022, 06:12:20 PM |
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A lot of banks don't understand that if they can't improve their customer experience, they will eventually run out of business sooner or later. But since they have got government backing to be a part of the economic inclusion, they don't bother about customer experience.
Personally I receive at least one email every month from my bank which talks about how bad bitcoin is. So banks are trying to spread miscommunication about bitcoin quite actively. But history doesn't play well with useless things. Time will make them extinct.
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The Cryptovator
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September 07, 2022, 06:27:58 PM |
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I realized your pain. But we can't live without fiat, to be honest since Bitcoin hasn't been adapted worldwide till now. Even if you exchange peer to peer but still you need cash to spend it locally. Because everywhere Bitcoin isn't accepted in the world. For example, my government doesn't allow to use of Bitcoin, so we have to sell or trade it on the black market by force. Need more adaption to use Bitcoin directly without cashing out. Otherwise always we have to depend on centralized banks.
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Cryptomultiplier
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September 07, 2022, 06:56:32 PM |
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One funny thing these banks do nowadays is to delay transaction or notice of a transaction for reasons best known to them. Often times i would have to call for confirmation of a transaction that normally need no follow up, all due to the fact that there is no network service at the moment. The 24/7 service bench mark as stated by them is just like you have put it, a political manifesto. All talk no bite. The only thing that makes these fiat banks still relevant is the fact that Bitcoin is still in the process of gaining mass adoption, in that, the populace who transact business on a day to day basis may need to have proper orientation on its use. It is also not a legally recognized means of exchange in the country of which makes these banks, have an edge and as such can follow directive to limit use of the channels for dispensing cash at whatever time they deem fit. Bitcoin exchange, is fast and can be done at any time of the day, as long as the network is available, not on basis of any directive given to by any governor or president in charge.
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Agbe (OP)
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September 07, 2022, 08:11:11 PM |
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I realized your pain. But we can't live without fiat, to be honest since Bitcoin hasn't been adapted worldwide till now. Even if you exchange peer to peer but still you need cash to spend it locally. Because everywhere Bitcoin isn't accepted in the world. For example, my government doesn't allow to use of Bitcoin, so we have to sell or trade it on the black market by force. Need more adaption to use Bitcoin directly without cashing out. Otherwise always we have to depend on centralized banks.
exactly, You really read and know my mind. The pain I feel and the annoyance I came home with was something else. Though it was not only elderly people were more annoyed than even me. But the funniest part is that, really as you said, we can not do without the fiat because bitcoin has not accepted worldwide. Anyhow we do and talk here, we still need fiat currency for survival. If I send BTC to someone for trade or exchange, I will need the fiat to buy what I want to eat and wear. There is another problem I am also seen, the awareness campaign on bitcoin is not enough, most people are not aware of bitcoin mostly the traders of food stuff and market women. I vividly remember a chemist lady asked me what is bitcoin after she saw it on one of my advertisements on my office banner. There is a need for a massive campaign on bitcoin in all the Communities, Towns , villages and cities. When the number of people that aware are more than the unaware and the usages increase then even without government adoption within us, we can enjoy it. If market people (women and men) started using bitcoin then God has butter our bread.
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romero121
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September 07, 2022, 08:22:23 PM |
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This is common around the world. Maybe the grown countries have got out of such problems. This can be overcome by our P2P bitcoin transaction. For this we need to understand how far this is being spread around. For now the usage is good around Nigeria, and I have a question. Maybe the banks were with limited service, but through internet banking anything is possible. Here people are not good about internet banking and supporting bitcoin is something different.
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September 07, 2022, 10:06:45 PM |
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Banks have such cases of failing to keep their promises; why will they write 24/7 service but be unable to render or deliver the service at all times; but the truth is that we cannot live without fiat, especially in underdeveloped countries where electricity supply is insufficient and many of its citizens lack blockchain knowledge; and perhaps some of these countries live Bitcoin unlegalized in the country, making Bitcoin transactions difficult for some of its citizens There is always someone to make transaction on bitcoin. Bitcoin is the best option for transaction of goods and services
There is no doubt that Bitcoin transactions are the best; they are decentralized, fast, and reliable because the blockchain system is transparent enough to track all transactions. Bitcoin transactions are always live and extremely secure.
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Cookdata
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September 07, 2022, 10:51:29 PM |
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This is out of context a little bit but it is still one of the reasons I hate banks today, I remember the day I went to a restaurant to have lunch after work, I checked the available ATM and it wasn't available, there were not too many points of sale around (the business part hasn't boomed like that in the past, unlike now that it is now in every street), I took the risk, order what I wanted to eat and when I was done and I try to do a transfer, that was when my problem began, there wasn't network, I had to call a friend to come to help out. This is where Bitcoin comes as a means of payment, if there is anything like that as bitcoin been a legal tender, they will have no choice than to ignore banks services but you know, when the senate pass that kind of bill, it will affect their corrupt pockets. The quick fix is bitcoin. The long term fix that also has to be done is be more careful what you vote for next time.
Have you forgotten Politicians? They can sweet talk and promise heaven on earth but we all know what comes after, it is there in every country.
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