I need opinions of phone payment services.

[philipma1957]

I have to pay somone with a phone payment.

I have venmo
I have paypal.

but they use cash app or zelle

I never used either one so to those that have used cash app or zelle which one do you like.

I will load it on my android samsung phone.

opinions on them would be welcome.

so Cash App or Zelle which one ? and your use reviews please and thank you.

[OgNasty]

so Cash App or Zelle which one ? and your use reviews please and thank you.

I've never used Cash App, mostly because I assume I'd need to install some sort of app on my phone and sign up for something.  I have used Zelle, because it's included with my bank so using it just meant logging into my bank's portal and sending a payment.  No signups, no app to download.  Just logging in to the account I already use and select Zelle transfer.  I've used it many times actually and have always found it to be a smooth and easy process.  

So I recommend Zelle over Cash App, especially if you already use a bank that supports it.

ApplePay trumps all though.   

[suchmoon]

I never used either one so to those that have used cash app or zelle which one do you like.

I will load it on my android samsung phone.

Many banks support zelle so you should not need to install anything, just log in to your banking app or website and see if zelle is available under "transfer money" or whatever.

However if you send money via zelle to someone new (either a new zelle user or a person you've never sent money to before) it may take up to 3 business days so keep that in mind.