Can anyone loan me $300
I will offer 1 BNB as coleteral
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The collateral you offer does not cover the amount of the loan. If you do not have a credit history, you need to provide collateral that is equal or higher than the amount you are borrowing. Read the sticky topic.
The rule of "No Collateral, No Loan" means that in order to get a loan you must give collateral that is equal, or preferably higher to the amount you are being loaned.
If you completely ignore this sticky and make a loan request with no collateral, without having massive trust on the forum, the chances of you getting negative trusted feedback and therefore having a Trade with Extreme Caution tag is almost 100%.