[PRE-ANNOUNCEMENT] Looking for feedback. Crypto Visa Card

[CoinPayCard.net]

Hello Everyone. My name is Guido, and we are launching CoinPayCard soon, and we are looking for early feedbacks.

In short;
- CoinPayCard is an anonymous Virtual Visa® Card that supports Apple Pay & Google Pay.
- You can buy and fund your card using USDT.
- We will have 3 types of card with a spending limit up to 10K a month.
- Our cards can be used worldwide online and offline. (NO ATM)


We are looking for people who already use such services to find out what they encounter and what can be better.
If you used such a service before, could you please leave some feedback.

Thanks guys.

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[CoinPayCard.net]

Don't mind us reserving this space for future updates.

[AB de Royse777]

We are looking for people who already use such services to find out what they encounter and what can be better.
If you used such a service before, could you please leave some feedback.

What is the difference between coinpayment type gateway and you? Anyway, welcome to the forum. It seems you did not create much interest yet. Before launching your ANN, consider buying a copper membership so that you can post image. And also consider to design a good ANN thread with attractive graphics.

I wish you good luck.

[Pmalek]

I guess like with any other service, most people will want to know how much will this cost me and how big are the fees? Will the card only support USDT or can people load it with Bitcoin and some other coins? People aren't that fond of custodial services, but every product has its buyers.

[CoinPayCard.net]

What is the difference between coinpayment type gateway and you? Anyway, welcome to the forum. It seems you did not create much interest yet. Before launching your ANN, consider buying a copper membership so that you can post image. And also consider to design a good ANN thread with attractive graphics.

I wish you good luck.

Thanks for the tip, we will definitely buy a copper and created a good official announcement when we go live. As for your question, we are not a crypto gateway. We will provide virtual Visa/Mastercard debit cards that can be loaded with USDT.

I guess like with any other service, most people will want to know how much will this cost me and how big are the fees? Will the card only support USDT or can people load it with Bitcoin and some other coins? People aren't that fond of custodial services, but every product has its buyers.

Good question! The first question, we will offer 2 type of cards. The first card has a spending limit of $2K/Monthly and will cost around $99/Yearly and the second card will have a spending limit of $5K/Monthly and will cost around $249/Yearly. Funding your card will cost around 3-4%. At this moment, we only have plans to support USDT/USDC because of the volatile crypto markets.

[dkbit98]

We are looking for people who already use such services to find out what they encounter and what can be better.
If you used such a service before, could you please leave some feedback.

Tell me one good reason why you don't accept Bitcoin for funding your cards, and only USDT token on centralized blockchains that can be frozen?
Only reason I would think about using your card is if it can offer some kind of privacy anonymous cards without the need for passing any kyc verification.
It would be good to see more information about your cards and how they work, so post some website links if you can.

[CoinPayCard.net]

We are looking for people who already use such services to find out what they encounter and what can be better.
If you used such a service before, could you please leave some feedback.

Tell me one good reason why you don't accept Bitcoin for funding your cards, and only USDT token on centralized blockchains that can be frozen?
Only reason I would think about using your card is if it can offer some kind of privacy anonymous cards without the need for passing any kyc verification.
It would be good to see more information about your cards and how they work, so post some website links if you can.

Good question.
So we forgot to mention the most important feature; You don’t need any form of ID to buy/fund a card. Our website will be live within a week.

[NotATether]

Do you offer both virtual cards and physical cards, or only one of those two?

How will people be able to buy your cards? From the website, or via Telegram as some other sellers are doing?

What is markup for your cards? E.g. Ezzocard has about a 50% markup n their cards' price, vcc.is has a 100% markup.

Do they have to be registered with some kind of US address?

[Pmalek]

Good question! The first question, we will offer 2 type of cards. The first card has a spending limit of $2K/Monthly and will cost around $99/Yearly and the second card will have a spending limit of $5K/Monthly and will cost around $249/Yearly.

Since it's supposedly an anonymous card (the clients won't have to undergo KYC), these rates are acceptable.

Funding your card will cost around 3-4%. At this moment, we only have plans to support USDT/USDC because of the volatile crypto markets.

I don't know how much the competition charges for depositing on their cards, but at first sight this seems like a lot.

You don’t need any form of ID to buy/fund a card.

What happens if the card gets rejected when I try to use it? What if the site/service I pay to wants to check my identity or something and it's obviously different compared to the cardholder?

Do you offer both virtual cards and physical cards, or only one of those two?

Based on the first post, it's only virtual cards. OP also said they can't be used for ATM withdrawals, meaning you don't have a physical card you can insert into the machine.

[NotATether]

Do you offer both virtual cards and physical cards, or only one of those two?

Based on the first post, it's only virtual cards. OP also said they can't be used for ATM withdrawals, meaning you don't have a physical card you can insert into the machine.

No problem, considering that it appears to be dead-easy to get a card.

Something I'm more worried about is which networks of USDT are supported. The last thing I want to do is fire up a dusty old Guarda or Trust wallet just to exchange some TRC20 USDT. (I prefer the USDT uses ERC20 as Ezzocard does ^{I only pay Bitcoin there though}.)


OP, make sure none of your cards are from Russia (or Belarus), because all hell is breaking loose in payment platforms for these cards.

[Husires]

Do any of these cards really work with Google Pay or Apple Pay? Meaning that even with these limits, can these cards work legally?
How will I ensure that these cards are not stolen? Or was it obtained illegally?

If Visa knows that you provide such cards, they will stop your service .

If these cards are legal or prove to us that they are not stolen and with good fees (less than 20%), then I think that $99/Yearly is not expensive, and it is better to make the subscription monthly, such as $10/monthly.

[dkbit98]

So we forgot to mention the most important feature; You don’t need any form of ID to buy/fund a card. Our website will be live within a week.

That is good to hear, and I am interested interesting in reviewing and testing this cards when you release them, but please consider adding Bitcoin and other coins.
Maybe you could also explain why your cards will not work with ATM's, and are you planning to release both digital and physical cards with worldwide delivery.
 

Based on the first post, it's only virtual cards. OP also said they can't be used for ATM withdrawals, meaning you don't have a physical card you can insert into the machine.

Probably, but there are some physical debit cards that don't work with ATM's in some regions, and don't ask me why

[Pmalek]

Something I'm more worried about is which networks of USDT are supported. The last thing I want to do is fire up a dusty old Guarda or Trust wallet just to exchange some TRC20 USDT. (I prefer the USDT uses ERC20 as Ezzocard does ^{I only pay Bitcoin there though}.)

Maybe it's best if there was support for both network tokens. In that case you could use the Ethereum variant if you wanted to and someone else who doesn't mind those third-party wallets could use the Tron TRC20 version. The Tron tokens have become popular because they can be sent for free. Actually, if you have enough energy to burn in your Tron address. If not, you need some TRX to cover the transaction fees. The Ethereum variant, on the other hand, always requires gas. The ETH network fees have stabilized in recent times, but anyone who uses this network will remember how crazy they can be and how expensive.

When it comes to 3rd-party control by the issuers, they are the same. Addresses can be blacklisted and tokens can be frozen on either of the two blockchains.

[JeromeTash]

Hello, welcome to the forum.

It's exciting to have yet another virtual credit card provider that accepts crypto for top up. I will commend you for the no KYC policy
However, I noticed that the fees seem to be so high. Probably suitable for only high spenders

I recently signed up and used pyypl virtual Mastercard, but their fees are way low.

Also, you might want to consider other crypto top-up methods like BTC, Doge, ETH etc. if it doesn't hurt your business.

[NotATether]

Well strangely the ANN thread is locked, but I made an agreement with CoinPayCard to post my review of their card, so I will put it here.

I got a hold of the $99 Basic CoinPayCard, which has a $200 monthly spending limit and tried it out for a week. Here was my experience with that.

First of all it is a virtual card so I wasn't expecting to be able to buy physical stuff it, so I was pleasantly surprised when I was able to link it to an eBay and Newegg account - although I did not attempt to buy anything with it on those sites, see below for why.

My first purchase was a WinRAR license key (because I happen to be a huge nerd). I had set it to send me en email of the key, instead of any physical shipment. However, that order was declined. I'm not sure why, but the WinRAR people were manually processing that order. Hence why I decided not to buy anything on ecommerce sites.

Though, I have successfully purchased a number of other stuff with it, using different payment processors:

- Github Pro
- Bootstrap Studio
- a bunch of Udemy courses (this used Stripe)

Note: I tried to top up my Vast.ai account with this card, but it was declined, even thoigh it also uses Stripe. That's probably because computing vendors have an anti-VCC policy, in general.

So this card will work almost everywhere (except for cloud computing sites).

I loaded the card using a P2P transfer of USDT and also using ChangeNOW, and did not encounter any problems. I really got my money's worth out of it and will definitely use it some more.

[dkbit98]

I really got my money's worth out of it and will definitely use it some more.

Can you show us some proof that you actually paid for this card or you received it for free for this promotional review?
Anyone who receives something for free testing should always state this in public, or whole review is basically worthless or not objective.
Since OP said some legendary members gave them suggestions and advices, I have to assume you are one of this members...

[CoinPayCard.net]

I really got my money's worth out of it and will definitely use it some more.

Can you show us some proof that you actually paid for this card or you received it for free for this promotional review?
Anyone who receives something for free testing should always state this in public, or whole review is basically worthless or not objective.
Since OP said some legendary members gave them suggestions and advices, I have to assume you are one of this members...

Didn’t you also ask to review the card? So the only trust worthy person to review is you on this platform? That’s really pathetic. NotATether used his own money when funding and using our cards. He received the basic card for free.

Guys let me lock this topic, and move to the announcement topic.

$200? Not $2000?

It’s a typo, should be $2000

Note: I tried to top up my Vast.ai account with this card, but it was declined, even thoigh it also uses Stripe. That's probably because computing vendors have an anti-VCC policy, in general.

So this card will work almost everywhere (except for cloud computing sites).

Thanks NotAThether for the review.
We will definitely pick this up and see why our card is declined there, technically it shouldn’t be declined because it’s a debit card. But correct some merchants can block virtual cards, but 9 out of 10 they are blocking prepaid cards. So we are definitely fixing that in the coming days.

[NotATether]

I really got my money's worth out of it and will definitely use it some more.

Can you show us some proof that you actually paid for this card or you received it for free for this promotional review?
Anyone who receives something for free testing should always state this in public, or whole review is basically worthless or not objective.
Since OP said some legendary members gave them suggestions and advices, I have to assume you are one of this members...

Yes I received a free card, but since the spending limit is quite low, I plan to augment this with a much larger card (the $299 premium version of the card). That's the one I would've bought if the choice was up to me.

People actually buy WinRAR license?

This is going to sound like an oxymoron from me given that I used to run cracked software, but these guys deserve every penny.

Have you tried different cloud computing or server website such as DigitalOcean or Linode?

I don't want to take the risk. Even with the AlexPCS card (which is a real physical card tied to an actual bank), Linode rejected my card, and AWS closed my account after I didn't give them "verification" (what looks to me like KYC) after linking that card.

[CoinPayCard.net]

Hi, everybody.  I'm closing this topic because we have our main announcement here: https://bitcointalk.org/index.php?topic=5432781.0
Please feel free to continue to comment and give feedback on this thread https://bitcointalk.org/index.php?topic=5432781.0 . Thank you.