Use your money wisely. Invest or Deposit ?

[Pamadar]

Saving money in the bank and investing is risky, nothing is perfect and absolutely safe. Banks are centralized and may face bankruptcy resulting in frozen or even lost funds. Invest the bulk of your funds in Bitcoin and save for an emergency fund. Holding Bitcoin for a long time can look forward to one day earning more profits.

Yeah, nothing is perfect but saving money in the bank is safe IMO. Your money is there being held by there and being kept to their vault, while them, they're going to use it for funding other borrowers need and they'll take more interest than you, the owner of that money.
We know how their business goes but you have zero risk in keeping your money in the bank until something wrong goes on.
Just like what happened in Lebanon and China, their deposits can't even take their money because that's what the government says so. And for you to avoid that, it's better for you to keep it on your own and just as we keep our bitcoin, you're also the one to hold your cash.

Even banks can't guarantee that your money is safe. There's still a situation like filing for bankruptcy that can take place. I also see your point with banks using your saving for lending other users.

They earn a lot of money compared to how much they are giving you on a year's basis,
If you know how crypto works, investing or saving your coins can bring decent profits
only if you understand both risk and profits.

[My ThuiHa]

I will choose to deposit half of the money in the bank. Invest the other half of your money. Because some of the money in the investment cannot be credited to the account quickly, I can use the money in the deposit when I need money for any emergencies. In fact, so do I. Half of my salary is saved and half is invested. I don't have any desire to buy now with inflation. I just wish I had more and more money.

[kapalmabur]

investment and deposit are very different and if you have large capital then my advice is to do both, maybe 50% to Investment and 50% again to Deposit,
because that is the best thing to do and the risk will be very small, you can have a healthy profit if you doing this.
especially in 2023 it is a very good time to invest in the world of cryptocurrencies before the price goes up again, and it is said that AI coin is the next bullish trend.

[Wakate]

It all depends if you're a risk taker or not  , if you deposits it in the bank you're sure of your money to be intact with a bit interest to it but in terms of investing it on bitcoin , it's more of a gamble  , because bitcoin might crash and you may lose your initial money

In everything we are doing we need to have the investors' vibes so that we can at least create a better portfolio for ourselves and live a good life. The is need to invest what we have but in a better manner so that we will not lost our Capital in any investors. He that is after to invest would be limited to stagnation.
Tye rich are wealthy because they are ready to take risk whether it is going to be successful or not, we need to take risk to do business and if it works for us then we are going to be winner and if it do not work then we are meant to try again. There is no arm in trying.

[odunybiz]

I made an investment - and I did a terrible mistake - maybe I won't do it again ever in my life again.

Which mistake do you made during your investment. Can you share your knowledge with us so that we won't made same mistakes as you. All I know about investment is that you should made enough research before investing.

[romero121]

With the mentioned $100k one can make $1000 as revenue out of the bank providing 3% annual interest. With the 6 bitcoins out of $100k it is possible to earn bigger than what is being got through the bank interest. We don't know the peak price bitcoin could reach in the future, based on what it have reached earlier 6BTC will bring much higher profit. Only time can give the proper answer for this.

[Pamadar]

investment and deposit are very different and if you have large capital then my advice is to do both, maybe 50% to Investment and 50% again to Deposit,
because that is the best thing to do and the risk will be very small, you can have a healthy profit if you doing this.
especially in 2023 it is a very good time to invest in the world of cryptocurrencies before the price goes up again, and it is said that AI coin is the next bullish trend.

If you have a large capital, then doing both is better. You can deposit and save while investing and explore with trading. It can be profitable if you put more time into earning knowledge about the business.

Most of the time, those who explore and work with their own success are people who use their money
the right way, using it as an instrument to grow and let that money to work for you and convert more
addition by means of trading or investment, it's all up to how you manage your finances.

[bitgov]

investment and deposit are very different and if you have large capital then my advice is to do both, maybe 50% to Investment and 50% again to Deposit,
because that is the best thing to do and the risk will be very small, you can have a healthy profit if you doing this.
especially in 2023 it is a very good time to invest in the world of cryptocurrencies before the price goes up again, and it is said that AI coin is the next bullish trend.

If you have a large capital, then doing both is better. You can deposit and save while investing and explore with trading. It can be profitable if you put more time into earning knowledge about the business.

Most of the time, those who explore and work with their own success are people who use their money
the right way, using it as an instrument to grow and let that money to work for you and convert more
addition by means of trading or investment, it's all up to how you manage your finances.

Invest only if you think you have good knowledge about the investment plan. Don't take the risk blindly
rather than giving money to a scammer or mugger - try to deposit it and stay contented in what you have

[Marcellin9]

investment and deposit are very different and if you have large capital then my advice is to do both, maybe 50% to Investment and 50% again to Deposit,
because that is the best thing to do and the risk will be very small, you can have a healthy profit if you doing this.
especially in 2023 it is a very good time to invest in the world of cryptocurrencies before the price goes up again, and it is said that AI coin is the next bullish trend.

If you have a large capital, then doing both is better. You can deposit and save while investing and explore with trading. It can be profitable if you put more time into earning knowledge about the business.

Most of the time, those who explore and work with their own success are people who use their money
the right way, using it as an instrument to grow and let that money to work for you and convert more
addition by means of trading or investment, it's all up to how you manage your finances.

Invest only if you think you have good knowledge about the investment plan. Don't take the risk blindly
rather than giving money to a scammer or mugger - try to deposit it and stay contented in what you have

Reasonable. If someone does not have enough knowledge about any sort of investment and only listens to what other people say, high chances are that his or her money will be scammed or mugged. I strongly advise anyone who intends to invest should have plan B or simply afford to lose. Playing safe is better than all-in or all-out under this financial downturn circumstance.

[cloirecrom]

10k into bank, for saving and emergency
50k into crypto, diversify into my portfolio, pice is going down and in can hold it of years waiting next bull  run
20k into stock, at current situation most stok is dropping in price, good time to take them
20k into business, to add more diversification.
basicly i will diversify to a few subject that i already have experience with,
never invest in things you  have 0 experience , it's just gambling than

[Strongkored]

In the long run, what would you do with this money ? And why ?

I would choose investment because a deposit will save you money but the value will go down due to inflation.
Stocks in companies that have good fundamentals are the first choice, second is Bitcoin and less than 1% in Altcoins.
Altcoins are the best place to get big profits and also the biggest risk to lose assets so a small percentage is enough.

[Roggeredek]

Investing in crypto is a good decision easy to earn long-term investment profit there is no number of inflation. This requires market practice risks represent the natural costs of capital gain opportunities that investment activity offers. The best investors can do is arm themselves with adequate knowledge and research to help them make effective decisions and minimize risk the best way to avoid risk.

[Pamadar]

investment and deposit are very different and if you have large capital then my advice is to do both, maybe 50% to Investment and 50% again to Deposit,
because that is the best thing to do and the risk will be very small, you can have a healthy profit if you doing this.
especially in 2023 it is a very good time to invest in the world of cryptocurrencies before the price goes up again, and it is said that AI coin is the next bullish trend.

If you have a large capital, then doing both is better. You can deposit and save while investing and explore with trading. It can be profitable if you put more time into earning knowledge about the business.

Most of the time, those who explore and work with their own success are people who use their money
the right way, using it as an instrument to grow and let that money to work for you and convert more
addition by means of trading or investment, it's all up to how you manage your finances.

Invest only if you think you have good knowledge about the investment plan. Don't take the risk blindly
rather than giving money to a scammer or mugger - try to deposit it and stay contented in what you have

Reasonable. If someone does not have enough knowledge about any sort of investment and only listens to what other people say, high chances are that his or her money will be scammed or mugged. I strongly advise anyone who intends to invest should have plan B or simply afford to lose. Playing safe is better than all-in or all-out under this financial downturn circumstance.

You need to have alternative options if, in case your investment did not materialize, make sure to have Plan B. It will give you a chance to recover or to have an alternative route.

I see both of your points and it's valid in this kind of situation. Savings is good. It will serve as assurance
that you have something in case of emergency while investing is much better to grow your money if you
know how to work with possible risk.

[Fara Chan]

It all depends if you're a risk taker or not  , if you deposits it in the bank you're sure of your money to be intact with a bit interest to it but in terms of investing it on bitcoin , it's more of a gamble  , because bitcoin might crash and you may lose your initial money

However, you prefer to invest instead of keeping everything in the bank or depositing, in fact investing is more interesting to do and that doesn't mean we don't save assets, most of us also save because savings are very necessary for times of emergency (if this happens), but in the point is that investment is more to do, it's true that every investment will have a risk, Bitcoin is also not free from risk, but it's just that Bitcoin can be trusted properly and we remain consistent in our stance with Bitcoin.

If you already have an eye on Investment (Bitcoin) and how Crypto works, and investing in it will have a good impact on your luck, what we feel is that in investing we only need patience and assurance of the risks we will face, the risk in Bitcoin is smaller than Altcoins.

[Davian144]

Invest only if you think you have good knowledge about the investment plan. Don't take the risk blindly
rather than giving money to a scammer or mugger - try to deposit it and stay contented in what you have

Saving money well certainly wouldn't be wrong to do, rather than giving it to the robbers. But everyone should try to make investments with money that can afford to lose after gaining a little knowledge about investing. Because a person will also not be successful if he only studies the theory but does not move to do it as evidence of his own efforts.

Reasonable. If someone does not have enough knowledge about any sort of investment and only listens to what other people say, high chances are that his or her money will be scammed or mugged. I strongly advise anyone who intends to invest should have plan B or simply afford to lose. Playing safe is better than all-in or all-out under this financial downturn circumstance.

Investing has become a very common job now and it's also easier for everyone to find knowledge about how to invest wisely and correctly. Indeed, basically knowledge is the main thing that must exist before doing anything, but everyone also needs to make their own practice by looking at the direction of the knowledge he is studying. So that his learning is not in vain and becomes more optimal because he has carried out experiments on what he has studied diligently.

[Marcellin9]

investment and deposit are very different and if you have large capital then my advice is to do both, maybe 50% to Investment and 50% again to Deposit,
because that is the best thing to do and the risk will be very small, you can have a healthy profit if you doing this.
especially in 2023 it is a very good time to invest in the world of cryptocurrencies before the price goes up again, and it is said that AI coin is the next bullish trend.

If you have a large capital, then doing both is better. You can deposit and save while investing and explore with trading. It can be profitable if you put more time into earning knowledge about the business.

Most of the time, those who explore and work with their own success are people who use their money
the right way, using it as an instrument to grow and let that money to work for you and convert more
addition by means of trading or investment, it's all up to how you manage your finances.

Invest only if you think you have good knowledge about the investment plan. Don't take the risk blindly
rather than giving money to a scammer or mugger - try to deposit it and stay contented in what you have

Reasonable. If someone does not have enough knowledge about any sort of investment and only listens to what other people say, high chances are that his or her money will be scammed or mugged. I strongly advise anyone who intends to invest should have plan B or simply afford to lose. Playing safe is better than all-in or all-out under this financial downturn circumstance.

You need to have alternative options if, in case your investment did not materialize, make sure to have Plan B. It will give you a chance to recover or to have an alternative route.

I see both of your points and it's valid in this kind of situation. Savings is good. It will serve as assurance
that you have something in case of emergency while investing is much better to grow your money if you
know how to work with possible risk.

Thanks for your understanding. Very few people really understand what I am saying and most people just take the situation to the extreme and disregard my points here. Too sad.

[browsiek]

It all depends if you're a risk taker or not  , if you deposits it in the bank you're sure of your money to be intact with a bit interest to it but in terms of investing it on bitcoin , it's more of a gamble  , because bitcoin might crash and you may lose your initial money

However, you prefer to invest instead of keeping everything in the bank or depositing, in fact investing is more interesting to do and that doesn't mean we don't save assets, most of us also save because savings are very necessary for times of emergency (if this happens), but in the point is that investment is more to do, it's true that every investment will have a risk, Bitcoin is also not free from risk, but it's just that Bitcoin can be trusted properly and we remain consistent in our stance with Bitcoin.

If you already have an eye on Investment (Bitcoin) and how Crypto works, and investing in it will have a good impact on your luck, what we feel is that in investing we only need patience and assurance of the risks we will face, the risk in Bitcoin is smaller than Altcoins.

I think for beginners it is better to choose to keep it in a deposit because the interest rate increases are stable and there is no risk of losing all of their assets, while investing is very risky, let alone not being able to manage it properly.  it all has pros and cons, when we want big profits, the risk is even greater, but it's good to start small first so we know which one is more suitable for us.

[Fakhrulenclix]

Investing has become a very common job now and it's also easier for everyone to find knowledge about how to invest wisely and correctly. Indeed, basically knowledge is the main thing that must exist before doing anything, but everyone also needs to make their own practice by looking at the direction of the knowledge he is studying. So that his learning is not in vain and becomes more optimal because he has carried out experiments on what he has studied diligently.

but not everyone dares to invest because there are many risks that will be faced, especially after someone saves hard, of course they don't want to just lose their money with the risks they face.

and for qualified knowledge before plunging into an investment, of course, that is something that is required to do, so therefore the right thing and must be done is to continue to save and while gaining knowledge for the investments that will be made.

In today's increasingly sophisticated world, there are so many investment promotions anywhere and in any way, so we shouldn't choose randomly and must be observant to see to minimize the risks that may occur in the future.

[BRINIRHA]

Investing has become a very common job now and it's also easier for everyone to find knowledge about how to invest wisely and correctly. Indeed, basically knowledge is the main thing that must exist before doing anything, but everyone also needs to make their own practice by looking at the direction of the knowledge he is studying. So that his learning is not in vain and becomes more optimal because he has carried out experiments on what he has studied diligently.

but not everyone dares to invest because there are many risks that will be faced, especially after someone saves hard, of course they don't want to just lose their money with the risks they face.

and for qualified knowledge before plunging into an investment, of course, that is something that is required to do, so therefore the right thing and must be done is to continue to save and while gaining knowledge for the investments that will be made.

In today's increasingly sophisticated world, there are so many investment promotions anywhere and in any way, so we shouldn't choose randomly and must be observant to see to minimize the risks that may occur in the future.

so true. and what to remember is that in addition to learning how to invest well. we also need to know and seek information about where we will invest. Currently there are many scams under the guise of investment. even a scam project looks like real. Maybe for those who like high-risk and high-potential investments then Bitcoin is the answer. but I think for investing in large amounts it would be better to invest in property such as land which continues to increase in price from year to year. Rarely is the price of land declining. except because it is located near a natural disaster or land affected by a natural disaster. then surely the price will fall. and it's true that when we can't decide where we will invest, then continuing to save is a wise step. However, continuing to save in fiat is also too risky due to the fact that currency values ​​continue to decline from year to year due to high inflation rates. I myself prefer to save in gold. and i also invest in bitcoin. but only use money that is ready if you have to suffer a loss. because investing means we are ready with the risk.

[Pamadar]

Investing has become a very common job now and it's also easier for everyone to find knowledge about how to invest wisely and correctly. Indeed, basically knowledge is the main thing that must exist before doing anything, but everyone also needs to make their own practice by looking at the direction of the knowledge he is studying. So that his learning is not in vain and becomes more optimal because he has carried out experiments on what he has studied diligently.

but not everyone dares to invest because there are many risks that will be faced, especially after someone saves hard, of course they don't want to just lose their money with the risks they face.

and for qualified knowledge before plunging into an investment, of course, that is something that is required to do, so therefore the right thing and must be done is to continue to save and while gaining knowledge for the investments that will be made.

In today's increasingly sophisticated world, there are so many investment promotions anywhere and in any way, so we shouldn't choose randomly and must be observant to see to minimize the risks that may occur in the future.

Being observant and also taking time before jumping to any investment is barely needed, like what you said, it is your hard earned money that you saved and you don't want to lose it with a kind of investment with huge possible risk.

Though, with knowledge and good understanding about the market that you choose,
the chance to make something good in return is possible as well. More on your good
anticipation and good research before placing your money in any investment field.