Hey!
Try the FCF Pay prepaid virtual cards. We offer Visa and Mastercard.
https://fcfpay.com/prepaid-crypto-debit-cards/Our fees are 6 USD + 3.5% to issue the cards. The payment is made through our own payment gateway and can be done in ~20 stable coins on different chains + SHIB.
To refill the cards, the fees are 3 USD + 3.5%.
Monthly fee is 1.75 USD taken from the card at the end of the month. If the card falls below 1.75 USD balance at that time, it will be deactivated.
But if you create or refill the cards from your FCF Pay balance, you will get a discount (at the moment it's 0.75%, but we may increase it to 1%).
The cards are virtual USD cards, similar to prepaid gift cards, but they are tokenizable (they can be added to Apple/Google/Samsung Pay) by using a US/Canada number. YOu could get a virtual number on
https://sms4sats.com/ . It may take 10-15 minutes to receive the SMS.