Sa ngayon wala tayong magagawa — kahit angdaming digital payment platforms na existing sa bansa natin, sobrang taas parin ng usage ng paper money dito sa bansa dahil sa karirapan at technological illiteracy ng karamihan.
Kung magiging cashless man ang Pinas, it will definitely take a while.
This is definitely true, especially sa provinces. You can barely see an ATM machine here let alone use your debit/credit card to pay for your groceries. Kung meron man, naku, madalas wala daw "internet" kaya useless din.
Para maging cashless ang Pilipinas, malaking gastos pa gagawin ng gobyerno natin to put up infrastructures to support it, ni power-outage nga dito sa province hindi masolusyonan.
So for now, I think would be best to divide your assets at ilaan ito kung saan ka kumportable. If you got so much money, invest (crypto/stocks/bonds/real estate) or put it in a bank (not all though). Physical assets like gold/silver are also a good store of value pero kinakailangan 'lang talaga maingat ka sa pagtatago nito. Lastly, minimize your swag on social media, 'cause the more na ipinagmamayabang mo mga yaman mo on those hot social media platforms, the more people with bad intentions might come and visit you.