Anonymous Crypto Debit Card | KYC-FREE

[CoinPayCard.net]

Visit today: coinpaycard.net

[CoinPayCard.net]

Reserved for updates.

Visit today: coinpaycard.net

[JollyGood]

This seems an excellent product. Would it be possible for you to explain to the uninitiated how your card differs from another one being offered in the forum: https://bitcointalk.org/index.php?topic=5244746.0

[Pmalek]

This seems an excellent product. Would it be possible for you to explain to the uninitiated how your card differs from another one being offered in the forum: https://bitcointalk.org/index.php?topic=5244746.0

From what I can see, both services offer anonymous debit cards. However, AlexPCS offers physical cards that can be used on ATMs worldwide, while the CoinPayCard.net is only a virtual card that is supposed to be used mostly for online purchases.

There is significant differences in the price of the services and the monthly spending limits:

- CoinPayCard offers monthly spending limits of $2000 and $5000.
- AlexPCS' cards have a €25000 monthly spending limit.
- CoinPayCard's annual fee is $99 or $249, depending on the card's spending limit.
- AlexPCS' cards cost from €800 - €1150 annually.   

CoinPayCard doesn't offer a lot of information in this announcement thread of theirs which I believe should be improved.
Is there any support? What happens if the card stops working, gets blocked, etc?

[notblox1]

Judging by previous forum posts made by member CoinPayCard it's better to think twice before you send any coins to this website.
There is something called black hole that is sucking everything in and something is telling me there is fishy stuff behind this website.
Loycev asked him a normal question, he answered him to check google for answers.  

[JollyGood]

From what I can see, both services offer anonymous debit cards. However, AlexPCS offers physical cards that can be used on ATMs worldwide, while the CoinPayCard.net is only a virtual card that is supposed to be used mostly for online purchases.

There is significant differences in the price of the services and the monthly spending limits:

- CoinPayCard offers monthly spending limits of $2000 and $5000.
- AlexPCS' cards have a €25000 monthly spending limit.
- CoinPayCard's annual fee is $99 or $249, depending on the card's spending limit.
- AlexPCS' cards cost from €800 - €1150 annually.   

CoinPayCard doesn't offer a lot of information in this announcement thread of theirs which I believe should be improved.
Is there any support? What happens if the card stops working, gets blocked, etc?

An excellent analysis, thank you for the comparisons because it makes it easier to understand that way. I had hoped the OP would try to explain advantages (maybe disadvantages) his service might have over any other competitor, hopefully the OP will update here.

Judging by previous forum posts made by member CoinPayCard it's better to think twice before you send any coins to this website.
There is something called black hole that is sucking everything in and something is telling me there is fishy stuff behind this website.
Loycev asked him a normal question, he answered him to check google for answers.  

I was unaware the OP had more than one thread. Do you have a link to any questions the OP was asked?

[notblox1]

I was unaware the OP had more than one thread. Do you have a link to any questions the OP was asked?

You are a bitcointalk forum member since 2017 and you don't know to look at his short post history? 

[JollyGood]

I do know how to look at short post history but providing reference links when making statements saves time. You have been a forum member since 2018 maybe you can consider that next time you quote events or incidents but anyway I found their ANN thread and the post you mentioned after searching their short post history   

I was unaware the OP had more than one thread. Do you have a link to any questions the OP was asked?

You are a bitcointalk forum member since 2017 and you don't know to look at his short post history?  

[bitmover]

When I saw this I thought   "this is too good to be true"

Then I saw the 4% card load, plus the anual fee mentioned by Pmalek ($99-249) ...

Yes  , all these taxes are abusive. Not worth imo.

[Pmalek]

Loycev asked him a normal question, he answered him to check google for answers.  

I noticed the neutral feedback that dkbit98 left on his profile, but no link was provided to a source for more information. However, it's quite easy to find. I also remember some of the discussion with this member in the Service Announcements sub.   

When I saw this I thought   "this is too good to be true"

Then I saw the 4% card load, plus the anual fee mentioned by Pmalek ($99-249) ...

Yes  , all these taxes are abusive. Not worth imo.

I think it's too expensive myself but it's also worth asking how much people would be willing to pay to have a payments card that is anonymous and not connected to their real name and identity? If everything is legit and works as advertised, of course. The other service offered AlexPCS costs even more, but he has still sold several packages, meaning there is a market for that sort of thing. 

[dkbit98]

I noticed the neutral feedback that dkbit98 left on his profile, but no link was provided to a source for more information. However, it's quite easy to find. I also remember some of the discussion with this member in the Service Announcements sub.  

There is no single link I could post because I asked him several questions and he avoided to directly answer on them, he acted similar like a kid playing with words and accused me for going off-topic, when I simply asked if they can seize coins or not.
I even sent him private message asking him about card testing when they add Bitcoin and he didn't reply anything so far, but he was the one who called people to contact him about that.
Do your own research before using this service.

[zakservers]

Honestly I do not think that there can be any KYC-FREE debit card which is powered by VISA or Master, as you do know there is a process for acquirer to become partners of VISA or Master card program, and a strict KYC for each end user is a must for all of their programs, so either some one is abusing their network, which eventually they will caught and your all funds on that card will be gone.

So it seems an scam, it might initially work as they might use some of their real bank to create end user VISA powered virtual cards, but it wont be backed by VISA for the end user, also they can have control over your VISA card and funds, so for me, it dosent seem like a reliable option for any one.

[CoinPayCard.net]

I noticed the neutral feedback that dkbit98 left on his profile, but no link was provided to a source for more information. However, it's quite easy to find. I also remember some of the discussion with this member in the Service Announcements sub.  

There is no single link I could post because I asked him several questions and he avoided to directly answer on them, he acted similar like a kid playing with words and accused me for going off-topic, when I simply asked if they can seize coins or not.
I even sent him private message asking him about card testing when they add Bitcoin and he didn't reply anything so far, but he was the one who called people to contact him about that.
Do your own research before using this service.

Hi dkbit98, again.

I have answered your question multiple times about blacklisted wallets. Here is the conversation; shorturl.at/mxELN

This seems an excellent product. Would it be possible for you to explain to the uninitiated how your card differs from another one being offered in the forum: https://bitcointalk.org/index.php?topic=5244746.0

From what I can see, both services offer anonymous debit cards. However, AlexPCS offers physical cards that can be used on ATMs worldwide, while the CoinPayCard.net is only a virtual card that is supposed to be used mostly for online purchases.
[ ext ]

CoinPayCard doesn't offer a lot of information in this announcement thread of theirs which I believe should be improved.
Is there any support? What happens if the card stops working, gets blocked, etc?

This seems an excellent product. Would it be possible for you to explain to the uninitiated how your card differs from another one being offered in the forum: https://bitcointalk.org/index.php?topic=5244746.0

Hi JollyGood  and Pmalek,

As we issue genuine cards directly via card issuers, we have full control over our card program. Meaning, we issue cards under our own name. Cards cannot be blocked without any specific reason. In a case that would happen (almost impossible) you will receive a full refund.

I don't really know what AlexPCS provides, so I can't compare our services.
We offer real Debit Visa Cards that can be registered on any name. We issue cards instantly via our website. Our cards can be used online anywhere Visa cards are accepted. In Jan, we will upgrade our cards to Apple/Google Pay, so users can also use their cards for offline purchases. At this time, we don't have any plans for plastic cards.

[dkbit98]

I have answered your question multiple times about blacklisted wallets. Here is the conversation; shorturl.at/mxELN

I don't want to get into this endless QA circle with you again, but I never got a clear answer on my questions, and you never answered anything to my question I asked you in private messages.
I am not in a mood to waste time explaining anymore, and other people can judge what really happened in your other topic.
If you think you answered all the questions correctly, that is also ok, you can think anything you want.
All the best with your anonymous project.

[CoinPayCard.net]

I have answered your question multiple times about blacklisted wallets. Here is the conversation; shorturl.at/mxELN

I don't want to get into this endless QA circle with you again, but I never got a clear answer on my questions, and you never answered anything to my question I asked you in private messages.
If you think you answered all the questions correctly, that is also ok, you can think anything you want. <-- This line was posted after our response[/color]
I don't want to waste time explaining anymore, and other people can judge what really happened in your other topic.
All the best with your anonymous project.

You are a bit of delusion, it thinks. I have answered your question more than clear i this topic: shorturl.at/mxELN Your question had also absolute nothing to do with the service we provide.

And this is what your private message state, as you refer to it. Nothing of significant. If you gave us time, we would have responded to your request to test our cards for free.

But unfortunately, you just post random stuff and giving a neutral (negative) feedback because you expect different answers. It's unfortunate, because if I go true your comments on this platform, I see that you do that a lot. 90% of your comments have absolutely no value to bring this forum up, and I believe because of users like you that this forum is going downhill. Because slightest things can trigger you asking the same and same questions 100 times and making your own unfounded opinion that something is not good, untrustworthy or simple not possible without doing any research at first. This is the same reason why companies also don't see this forum fit to advertise, because of your continued negative attacks on anything people post.

It is absolute good to question tings, but when you personally are not satisfied with the answer giving, you keep ranting random things.

I'ts unfortunate because 90% of the users here are great, giving good options or questions and do research before commenting 100 times on a topic.

Your personal message.
"Hi.

Do you know when Bitcoin and Litecoin willl be added onCoinPayCard.net website?
I am interested in testing when this happens.

Cheers."

[Pmalek]

he acted similar like a kid playing with words and accused me for going off-topic, when I simply asked if they can seize coins or not.

I think that is a possibility like it is for any other centralized service. No matter what answer the service provider gives, theoretically it can still happen. It's a different question whether or not that will ever happen, what motives a person has, and if they can be trusted not to do that. That's for everyone to judge themselves.

Honestly I do not think that there can be any KYC-FREE debit card which is powered by VISA or Master...

The cards are anonymous in the sense that you as the end-user don't have to submit your real name and undergo KYC. The provider takes care of that registering the cards under their names. I can't comment on the legality of that because I don't know what is happening in the background. That's something CoinPayCard.net can answer you. 

[CoinPayCard.net]

he acted similar like a kid playing with words and accused me for going off-topic, when I simply asked if they can seize coins or not.

I think that is a possibility like it is for any other centralized service. No matter what answer the service provider gives, theoretically it can still happen. It's a different question whether or not that will ever happen, what motives a person has, and if they can be trusted not to do that. That's for everyone to judge themselves.

You are absolute right 100%, that's what i tried to explain in the clearest way possible.
 

Honestly I do not think that there can be any KYC-FREE debit card which is powered by VISA or Master...

The cards are anonymous in the sense that you as the end-user don't have to submit your real name and undergo KYC. The provider takes care of that registering the cards under their names. I can't comment on the legality of that because I don't know what is happening in the background. That's something CoinPayCard.net can answer you. 

Absolutely right, so we issue cards directly from the bank issuers. No other 3rd parties are involved that would make our program sketchy and a risk to use. There are some providers for example get a Stripe issuing account and issue cards. These cards are first issue in their business name, and then they forward the cards details to the user.

We don't work that way, all our cards are instantly issued to the end user. So in the backend of the bank and the card issuer, they would see the name that the user, not ours. This makes us not liable for any cards we issue because we are not the cardholder, the user is. It also gives control back to the users, because the funds on the card belongs to the end user and not us.

[JollyGood]

Regarding the service offered by AlexPCS, I recall posting in his thread a long time ago and I had serious doubts. Subsequently, some members have vouched for him after using the service and to my knowledge no scam accusations have been made against him therefore his service is considered by some as genuine and trustworthy because packages were purchased and feedback was left.

As far as CoinPayCard is concerned, here are some initial observations which I am happy to revise if I have them wrong:

Cons
* As this is a virtual VISA card money cannot be withdrawn from ATMs
* Card load fees at 4% + $1.50 means $10 load will give $8.10 to spend
* $249 annual fee for $5000 monthly spend limit
* $499 annual fee for $10000 monthly spend limit
* At present only USDT is accepted method of payment
* Website sign-up page uses reCaptcha (from Google) rather than Hcaptcha or simple bot checker that does not harvest data
* Website terms and conditions do not state who is behind the project and who an end user can take to Court in the event there is an attempt at litigation. Ideally it would have been a company or incorporation

Pros
* Customers can register a card in any name
* No KYC required before or after registration
* Only email address is required to register
* Customers are issued a card number instantly via your website
* Customers are issued VISA cards
* Customers can add their card numbers to Apple/Android phones to use to make offline payments
* Card load fees at 4% + $1.50 means $100 load will give $94.50 to spend
* $99 annual fee for $2.000 monthly spend limit (probably just about acceptable for anonymous cards)
* Direct dealing with issuing bank, no third party intermediaries are involved
* Promise to make a full refund if cards are blocked

Suggestions
* Reduce the $99 annual fee to around $49 at least for an introductory period
* Reduce the 4% + $1.50 card load fee to 2.75% + $0.99 for an introductory period

I have always cited not having ownership details and appropriate terms and conditions as a sign of major concern and this as a negative in many ANN threads because it has potential to give scope for exit scams but several members expressed views saying it was alright for project owners to remain anonymous. Many or most signature campaign participants are promoting businesses that have anonymous owners therefore it is something that has become acceptable as the norm.

Keeping all I have mentioned in mind, I am confident enough to want to test the service soon. I will provide more comments, suggestions and ask some questions after further analysis in the coming days and look forward to reading comments from you and other members too.

Hi JollyGood  and Pmalek,

As we issue genuine cards directly via card issuers, we have full control over our card program. Meaning, we issue cards under our own name. Cards cannot be blocked without any specific reason. In a case that would happen (almost impossible) you will receive a full refund.

I don't really know what AlexPCS provides, so I can't compare our services.
We offer real Debit Visa Cards that can be registered on any name. We issue cards instantly via our website. Our cards can be used online anywhere Visa cards are accepted. In Jan, we will upgrade our cards to Apple/Google Pay, so users can also use their cards for offline purchases. At this time, we don't have any plans for plastic cards.

[Pmalek]

We don't work that way, all our cards are instantly issued to the end user. So in the backend of the bank and the card issuer, they would see the name that the user, not ours. This makes us not liable for any cards we issue because we are not the cardholder, the user is.

Since the user can pick any name and not register the card in his own, what happens in a situation where a service provider asks your customer for KYC but the client can't do it because the card is registered under a fake name? I am not sure how likely it is for that to happen, but I am just wondering. Would the person be asked to stop using that particular service or do they receive a replacement card?

Do these cards work worldwide without exceptions or have you noticed some service providers/countries reject them?

[JollyGood]

You raise a valid concern about KYC and I look forward to reading what CoinPayCard say about it as well as my comments here but going by what they have said their customers will not be asked for KYC. I would assume these would work anywhere online and in-person via Apple/Android phones because they are VISA cards but CoinPayCard should address this too.

They also stated if customers had cards blocked they would refund them. As you said, having no KYC requirements means customers can register using any name they pluck out of thin air and if that eventually leads to a blocking of the card by virtue of not providing KYC then it should also cover the refund promise made by CoinPayCard.

@CoinPayCard please let us know what happens if a card is blocked. I am aware you stated it will be highly unlikely cards will be blocked but in that scenario will you refund the same amount in the same crypto (as it was sent as a load) to a customer wallet or will you replace the blocked card with a new VISA number and transfer the balance of the blocked card on to it?

Up to this point after some basic research, I like the project and think it has potential. Not having to give your real world home or business address in order to receive a physical card has always been something many people would be avoiding as well as giving their KYC to companies who could theoretically be hacked and KYC stolen or even sold by unscrupulous businesses if exit scamming. These concerns do not apply to CoinPayCard so these are positives for me. Apart from the higher end pricing structure and just a few unanswered questions and required clarity on some answers given, I like the concept behind the project.

We don't work that way, all our cards are instantly issued to the end user. So in the backend of the bank and the card issuer, they would see the name that the user, not ours. This makes us not liable for any cards we issue because we are not the cardholder, the user is.

Since the user can pick any name and not register the card in his own, what happens in a situation where a service provider asks your customer for KYC but the client can't do it because the card is registered under a fake name? I am not sure how likely it is for that to happen, but I am just wondering. Would the person be asked to stop using that particular service or do they receive a replacement card?

Do these cards work worldwide without exceptions or have you noticed some service providers/countries reject them?