@OP, I can provide this loan to you if you can convince SinBad to hold your winning prize till you decide to repay the loan (on or before 13th jan).
And if you default, we can ask SinBad to transfer the whole prize (5mbtc) to lender's address.
EDIT: Sinbad also needs to post here to confirm that they hold the prize.
I have to decline since it would be an inconvenience them but thanks for the offer though.
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Gonna lock the thread, I no longer need the loan.