Lantind
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June 12, 2023, 04:32:48 PM |
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Saving fiat money and storing bitcoins are completely different especially when storing them for a long time or long term. For myself, it's better to save bitcoin from now on and use it as an asset to guard against global economic chaos rather than keeping fiat. Because the price of Bitcoin may increase significantly so that we get profits, this is very different from keeping fiat money. The analysis is like this, What if the government chooses to block all banks due to war or tension? Inflation is real, fiat money will lose value.
If you save Gold, gold is difficult to carry everywhere. So Bitcoin is the perfect way to save money because we can leave the country or migrate and just know how to access our wealth from our usual cloud/wallet.
Yes, that's right, saving money either in the long term or in the short term is very much different, because fiat has a fixed value while Bitcoin fluctuates causing price charts to always change, saving in Bitcoin is one of them you can invest not just saving, and if they are someone who is engaged in cryptocurrencies, of course they will keep it in Bitcoin, although not all, because they also need fiat in their daily life for the economy and maybe their family.
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Velemir Sava
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June 12, 2023, 04:54:19 PM Merited by fillippone (1) |
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The massive awareness to keep bitcoins for as long as possible promotes people to develop the attitude of saving, just like saving money. Do you agree with this that people who are very good at saving money become very good at keeping bitcoins when they finally start doing cryptocurrency? Or do you feel that there is no similarity between keeping bitcoins and keeping money?
When viewed from a Volatility and Risk perspective, BTC is known for its high volatility. The value of bitcoins can fluctuate significantly in a short period of time, which poses a higher level of risk than holding a stable fiat currency and in terms of Accessibility and Acceptability of bitcoins is still limited when compared to fiat meaning not all businesses or individuals accept bitcoins as a form of payment whereas Cash Fiat is widely accepted, easily accessible through traditional banking systems, and can be used for a variety of purposes. In Saving, For fiat money involves traditional financial institutions For example Banks, while depositing bitcoins requires knowledge of blockchain technology, digital wallets and methods of secure storage which means the skills and strategies for managing traditional finances may not directly translate into the complexities of managing cryptocurrencies.
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romero121
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June 12, 2023, 06:47:24 PM |
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The objective of saving itself differ between people. The main purpose for which savings is preferred is to be financial strong during emergencies, to overcome unexpected job loss or to meet unexpected needs, have debt free life, enjoy retirement. When one saves in terms of fiat and when one save in terms of bitcoin, both way of savings is for the betterment of life. With this in mind it is always good to prioritise savings and further get into investment with fiat/cryptocurrency depending on the user. When we hold bitcoin the volatility will give the added advantage and better profit whereas savings will give mere interest. With bitcoin there is risk, but long term focus will always successful. With savings at times the user gets notified with bankruptcy. ![Angry](https://bitcointalk.org/Smileys/default/angry.gif)
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YinShuiSiYuan
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June 12, 2023, 07:05:59 PM |
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Very different meaning keeping money or keeping bitcoin, value of money remain almost same but bitcoin prices are increasing with each passing day so if you want to keep anything for purpose of savings keep bitcoin.
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Ebede
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June 12, 2023, 08:53:24 PM |
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Keeping money and keeping Bitcoins are not similar because if you keep BTC it might appreciate or diminish in price and this is an investment but keeping money is just like keeping it in your home just like that, the only benefit of keeping money is that you can access it at anytime you want it and it won't go down without you spending it on something or tampering it.
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June 12, 2023, 10:07:06 PM |
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They are similar in the sense that the person is saving money for future use. The only difference is the degree of fluctuation of the savings. We all know that fiat money tends to be stable while depreciating as time pass by while Bitcoin is highly volatile so we don't know whether we are in gain if we decided to convert it in the future. One that assures us of Bitcoin gaining value is its historical record where every 4-year cycle, it tends to break it all-time high which can lead the holders to gain huge profits especially when he bought the Bitcoin during bear market or at its dip.
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kojektea
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June 13, 2023, 03:22:26 AM |
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very different. money can be inflation, not with bitcoin, money is easier to use in life. not with money . both have their advantages and disadvantages. we can only be truly fair to both of them, use bitcoin as the development of our assets as a means of investment and use money for shopping purposes with cash. it would be wise, because the two complement each other, bitcoin exists for people who want financial freedom, but we also need paper money because regulations are clearer.
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Dr.Osh
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June 13, 2023, 03:40:18 AM |
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success in saving in the long term consistently is success in managing the income he gets. when they save the money they get consistently, it means they are successful in managing their expenses and saving some of their income. meaning, if he starts investing in crypto, the chances of them succeeding are also very high. that's because they only need to put in a few more percent of their salary to invest in crypto. for example, if so far he has managed to manage his income, such as 30% for saving, and the rest for personal needs, then 30% of the savings can be used as 20% for savings and 10% for investment, or it could be higher. I think it's pretty much the same as saving, so people who are successful at saving can also be successful at investing in crypto in the long term.
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mamesso
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June 13, 2023, 04:32:14 AM |
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People who are good at saving certainly have targets for the future, they will not touch their savings for unnecessary needs. People who are good at saving money will also be good at saving Bitcoin, both have the same purpose even though they are stored in different forms of assets. Bitcoin is starting to get a lot of attention from investors because it is considered digital gold. Saving using Bitcoin is more profitable than fiat money, Bitcoin which continues to increase makes the value of your money increase more than what you budgeted for when saving. Its limited supply allows its value to increase in the long term, unlike fiat money, which has a fixed value.
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June 13, 2023, 06:29:27 AM |
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Well I think its a big difference for keeping fiat money and then keeping bitcoin. Fiat money is just like having a stable coin like USDT, USDC, or DJED. It is safe to store these stable coins with not having a risk of losing values. But I need to think every day if my bitcoin will lose value. Always on my mind how my portfolio is going to be effected just with some news about crypto. Like the SEC can news shows how a announcement will take away months and years of profits away from hodling.
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Inwestour
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June 13, 2023, 09:54:07 AM |
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People who are good at saving certainly have targets for the future, they will not touch their savings for unnecessary needs. People who are good at saving money will also be good at saving Bitcoin, both have the same purpose even though they are stored in different forms of assets. Bitcoin is starting to get a lot of attention from investors because it is considered digital gold. Saving using Bitcoin is more profitable than fiat money, Bitcoin which continues to increase makes the value of your money increase more than what you budgeted for when saving. Its limited supply allows its value to increase in the long term, unlike fiat money, which has a fixed value.
It depends on what period you are talking about, because in a bull market it is worth accumulating fiat, not bitcoin, and in a bear market, the accumulated fiat funds are worth investing in bitcoin. It will be possible to achieve results only if you have a strategy and an understanding of how the market works. If we just hold fiat, then inflation will eat it up, if we just hold bitcoin without taking profits in a bull market, then we will also miss a good opportunity to increase the number of our bitcoins, but even without this investment in bitcoin shows very good growth in the long run.
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Mario Yamasaki
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June 14, 2023, 04:53:13 AM |
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Money and Bitcoin of course 2 different things, as a comparison, for example we save $ 1 million in money and $ 1 million in the form of bitcoin, then in 24 hours there will be differences, the value of bitcoin is very fluctuating, within 24 hours can go up or down to 10%, and This is certainly a consideration for us for Bitcoin investment.
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Gallar
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June 14, 2023, 05:36:31 AM |
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The massive awareness to keep bitcoins for as long as possible promotes people to develop the attitude of saving, just like saving money. Do you agree with this that people who are very good at saving money become very good at keeping bitcoins when they finally start doing cryptocurrency? Or do you feel that there is no similarity between keeping bitcoins and keeping money?
Saving money and saving bitcoin, in my opinion, have differences, but on the other hand they have similarities too, because both of them also act as a medium of exchange. But what distinguishes it from a system that applies to both of these things. Just like bitcoin is a crypto currency, which can be used as an investment asset and also as a medium of exchange or transaction tool. While money is also an object that can be used as a medium of exchange as well. So in my opinion, if you save money or save bitcoin, in essence, there are similarities, because both are also valuable as a medium of exchange. But if you save bitcoin, it is very likely that in the future the price will get higher and will continue to increase, if bitcoin market conditions continue to increase and money will most likely continue to be consumed by inflation, if the world economy does not improve. Maybe this is the absolute difference. Because if in terms of saving money it is saving, whereas if saving bitcoin is usually referred to as an investment. And both of these terms, all lead to the same use, namely for finance in the future.
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Pierre 2
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June 14, 2023, 06:43:09 AM |
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These are definitely not similar. Pretty sure many people explained with scientific terms but I will go simple: When you save a money you are affected by price increases because money's value is lost every minute you wait. On the other hand Bitcoin is very different. Its power can be increased and decreased. Its always one way - down - with fiat money. But with Bitcoin you have better opportunity save your wealth. If you buy bitcoin at near perfect low prices you will keep making money and you will be able to buy many things you buy VS. saving fiat money will never give you this opportunity.
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Pejoh Asu
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June 15, 2023, 06:22:01 AM |
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Keeping money and bitcoin are 2 different things, although they are different but we should do both, as we know that we need money in life, and almost all transactions in our life need money, while bitcoin is an asset that can function like money and if we hold it long term can get big profit.
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xSkylarx
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June 15, 2023, 06:58:36 AM |
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Saving fiat money and storing bitcoins are completely different especially when storing them for a long time or long term. For myself, it's better to save bitcoin from now on and use it as an asset to guard against global economic chaos rather than keeping fiat. Because the price of Bitcoin may increase significantly so that we get profits, this is very different from keeping fiat money. The analysis is like this, What if the government chooses to block all banks due to war or tension? Inflation is real, fiat money will lose value.
If you save Gold, gold is difficult to carry everywhere. So Bitcoin is the perfect way to save money because we can leave the country or migrate and just know how to access our wealth from our usual cloud/wallet.
Yes, that's right, saving money either in the long term or in the short term is very much different, because fiat has a fixed value while Bitcoin fluctuates causing price charts to always change, saving in Bitcoin is one of them you can invest not just saving, and if they are someone who is engaged in cryptocurrencies, of course they will keep it in Bitcoin, although not all, because they also need fiat in their daily life for the economy and maybe their family. If it is about saving, they are both the same as you keeping it for your purpose, but if we talk about the value, that is different. As fiat depreciates over time, you'll say your $100 is not worth $95 next year due to inflation, but in bitcoin, it fluctuates also, but it doesn't mean that it will go high as it depends on the price, which there are instances that it will go up, then you'll gain profit, and also you'll lose if it goes in the opposite direction.
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kro55
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June 15, 2023, 07:03:32 AM |
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These are definitely not similar. Pretty sure many people explained with scientific terms but I will go simple: When you save a money you are affected by price increases because money's value is lost every minute you wait. On the other hand Bitcoin is very different. Its power can be increased and decreased. Its always one way - down - with fiat money. But with Bitcoin you have better opportunity save your wealth. If you buy bitcoin at near perfect low prices you will keep making money and you will be able to buy many things you buy VS. saving fiat money will never give you this opportunity.
What you say is true when it comes to the benefits of bitcoin, and it does not exist on fiat. But we should also not overlook a few more downsides to holding bitcoin, such as its volatility, which can cost us money without a plan or knowledge of it. Moreover, the future of bitcoin is still uncertain, it can be very profitable but can also make us homeless if we put all our money into bitcoin. Fiat loses value over time, but not faster than bitcoin (if it crashes). Both have risks, and that's what they both have in common.
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June 15, 2023, 02:57:42 PM Last edit: June 15, 2023, 03:17:36 PM by Sayeds56 |
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The massive awareness to keep bitcoins for as long as possible promotes people to develop the attitude of saving, just like saving money. Do you agree with this that people who are very good at saving money become very good at keeping bitcoins when they finally start doing cryptocurrency? Or do you feel that there is no similarity between keeping bitcoins and keeping money?
There are distinct differences between saving money and holding Bitcoins, and they are not similar at all. Such as traditional fiat currency is subject to depreciation overtime, whereas Bitcoin is inherently deflationary due to its limited supply. That's why it is commonly considered as hedge against fiat currencies. However, It is worth mentioning here, that holding Bitcoin requires patience as is very volatile and unpredictable asset. Nonetheless, holding Bitcoin for long term can potentially yield substantial returns.
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ElmedoRator
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June 15, 2023, 05:22:21 PM |
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If you don't really feel secure about this investment, then you should spend a little money to give it a try. While it is true that doing nothing can mean missing out on potential growth opportunities, these risks are not necessarily bad, as greater risks often come with greater returns. So understanding market dynamics and having a clear investment strategy will help us have a more intuitive view. This further reduces the risk ratio. In short, while taking calculated risks can be beneficial, remember that we can still reduce the odds with the plans you already have in place.
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Lorence.xD
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June 15, 2023, 05:29:13 PM |
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If you don't really feel secure about this investment, then you should spend a little money to give it a try. While it is true that doing nothing can mean missing out on potential growth opportunities, these risks are not necessarily bad, as greater risks often come with greater returns. So understanding market dynamics and having a clear investment strategy will help us have a more intuitive view. This further reduces the risk ratio. In short, while taking calculated risks can be beneficial, remember that we can still reduce the odds with the plans you already have in place.
Exactly, you could start by a small amount for the experience so you could understand what people are trying to say. Investing in a volatile nature Bitcoin of course there's a risk involved, but if you could understand that you can take advantage with those volatility then you might earn a lot than saving. Just gather more experience and study some knowledge about it such as strategies and techniques it could lessen the risk as you know what you're doing with your assets. Do it on your own phase since people if they see other people putting such a huge amount they might do it as well which is not a good idea. Invest the money you afford to lose always.
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