5. Our interest rates range from 4% to 9% depending on the requested amount.
You have not studied your competition. While in the forum we have many lenders who are giving loans for lesser interest, you are asking 4 to 9%. You have no track record nothing. This could be a collateral scam attempt too. You will ask for collateral and walk away with it.
Sign a message with today's date and your bitcointalk name showing you have 50btc to loan if you want anyone to take you seriously. Otherwise, this just looks like a silly attempt to steal users kyc info.
Even with the 50 btc signed address I don't think I will be trusting them with a collateral.