How to thrive with low income in a humble area

[Rruchi man]

Get rid of addictions/habits: addictions or habits (in mild cases) are harmful not only for your health, but also for your finances. Cigarettes and alcohol are responsible for consuming a large portion of the income from individuals living on minimum wage. It's not that unsual to find people spending at least 1$ on cigarettes daily, what after 1 month will result in 30$ expenses, which could be going into bitcoin investment, for an example.

Addictions go past cigarettes and alcohol, there are many other habits that can put a hole in your purse and not all are dangerous to Health, there is also gambling, womanizing etc. Keep a strict budget that still has accommodation for the things you like and try to stick to it, to help put it under control.

Shopping on physical stores is more expensive than shopping online.

Are you for real? maybe this is applicable in your locale, but in my location, It is easier and most times cheaper by some amount when you buy most items from a physical store. Some online vendors have charges plus you also have to consider delivery charges that you must include for your order unless there is a free delivery offer.

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[AbuBhakar]

There is no point in beating a dead horse that is how when you feel there isn't enough income in your locality then move to a place where the wages are better not even too far just to the nearer city where you can have better salary but comes with more hard work then only you can bring the real change in your financial status.

There is no need to move if the area have internet access, there are plenty of online jobs now that get give more profit than actual job can give. I knew some friends who stop going office and rely in online work as virtual assistance some become online affiliates and encoder. There is just some need to study how it works but where already in modern generation now that we can do more jobs and not just by sticking in 1job for 8hrs or more. And now that online access is much wider finding job is limitless we just need to acquire some knowledge to do it.

[Aanuoluwatofunmi]

We also need to develop a good management skill to be able to make effective utilization of the little resources we have into something big, this will help us towards avoiding excessive wastage, damage and gives give maximizing potentials to the resources within our capacity, many have failed alot in many areas of life all because they couldn't developed a good management responsibility in life, they miss out alot of opportunities at the cause blaming the situations around the economy and this is not really a location base factors, we can achieve to any lent in life irrespective of where we are only if we are determined to.

[xSkylarx]

There is no point in beating a dead horse that is how when you feel there isn't enough income in your locality then move to a place where the wages are better not even too far just to the nearer city where you can have better salary but comes with more hard work then only you can bring the real change in your financial status.

It would be easy to say but difficult to do because if you move near a city, the expenses are also so high that it is just enough  for you to survive, like paying rent because your home is far away and the food is more expensive than in your area. Though the opportunity in the city is endless, it would be great if you could cut your expenses like you have relatives to stay with or it is just really near your home. Then getting hired by those companies where you will start with a high salary is difficult; you still need more experience or time to render in a company before getting an increase.

[Fesatmas]

Shopping on physical stores is more expensive than shopping online.

Are you for real? maybe this is applicable in your locale, but in my location, It is easier and most times cheaper by some amount when you buy most items from a physical store. Some online vendors have charges plus you also have to consider delivery charges that you must include for your order unless there is a free delivery offer.

It's hard to say whether this is true or not, because some items are cheaper than online stores and some are more expensive. But mostly now (where I live) people shop more at online stores (maybe this is an effect of the times too). But if you look at promos or discounts, now online stores offer more of that.
Now what items are not in the online store? everything is there, even when around where we live it is difficult to find the item we are looking for, then in online stores we can find it easily. This also attracts a lot of interest from consumers to shop more at online stores.

[jossiel]

Those people that are still living just to show off to others are the ones that will really suffer in the end. There's no end for one to have themselves boastful with what they've got and it's still the best to live life being humble and showing humility to the others.

But as the topic all about thriving, don't be dependent on a single income. You need to find ways which you can showcase every single skill that you have. Look for side hustles that will give an additional income, be the working person and enjoy it at the same time. Find your passion through it so you won't get bored and exhausted.

[kryptqnick]

Another set of mesmerizing AI imagery. I love it, but I must say that after some point it feels like AI art has certain vibes that make you recognize that it's probably not made by humans.
As for the recommendations, I generally agree, but whether online shopping is less expensive depends on your country (it's not in mine, plus you usually need to pay for delivery). As for unhealthy habits, it's often hard for people to quit, especially when they feel deprived of other things, living in poverty, so mental impact can be too negative to do that.
I also tend to agree with mk4 that, if possible, it's important to try increasing income rather than relying solely on cutting on spendings. It's not always possible, and it's not always worth it if you're dedicating time to something that you feel like you should do (such as getting a university degree), even though it doesn't bring you money now. But sometimes you need to think what you can do, what you can offer to the job market, and try going for it.

[Jody.Drummer]

Those people that are still living just to show off to others are the ones that will really suffer in the end. There's no end for one to have themselves boastful with what they've got and it's still the best to live life being humble and showing humility to the others.

But as the topic all about thriving, don't be dependent on a single income. You need to find ways which you can showcase every single skill that you have. Look for side hustles that will give an additional income, be the working person and enjoy it at the same time. Find your passion through it so you won't get bored and exhausted.

Yes, people who live by wanting to be looked at by others is a lifestyle that is not good. There is a difference between being someone you look up to and someone you want to look up to. Usually they hold whatever they don't have as long as they get more views from other people. And what they do is excess, and excess is not good.
A side job is an option for everyone who wants to develop. Surely it will take up a lot of time and energy because we have to work extra in addition to the main job. But if we do it sincerely and with joy, it will be easy to do, moreover, a side job is something we like.

[Cryptomultiplier]

One of the biggest difficults in life is to manage growing your patrimony and income, when earning minimum wage and living in poor areas where opportunities are scarce, as is the money circulating in the local economy. Some hints that could be useful:


Get rid of addictions/habits: addictions or habits (in mild cases) are harmful not only for your health, but also for your finances. Cigarettes and alcohol are responsible for consuming a large portion of the income from individuals living on minimum wage. It's not that unsual to find people spending at least 1$ on cigarettes daily, what after 1 month will result in 30$ expenses, which could be going into bitcoin investment, for an example.

Choose carefully where you go shopping: some supermarkets are more expensive than others. Shopping on physical stores is more expensive than shopping online. Don't go for the first price you see on the labels. Search for promotions, try to adequate your demand for products to your currently financial budget in a way you don't spend all your money in the end of the month.

The impression which matters is the one you have about yourself: forget about boasting yourself to friends and suitors around. Live a realistic life and don't pretend to have a superior lifestyle in order to make people's eyes shine in front of you. There is nothing wrong in displaying some style, it's actually pretty good and satisfactory, but only when we can really afford it.

Doesn't matter how depressing is your day, never give up: everyone has their depressing days, but these days can't become a rule in someone's life. Don't feel pitty of yourself, don't blame your life and your currently conditions. Think it's just temporary and that an exit from this situation is reachable with good will, effort, hard work and a positive attitude with people around you. Sometimes opportunities come from where you least expected, so be receptive to the society in general, while being careful with potential abusers of every kinds.


Step by step you are going to improve your financial status, be patient and determined. Good luck!

Images created using Midjourney AI, see more at: Bitcoin AI Generated Images

This post is solid, simple and on point. I love the graphics too. If I had merits to award you right now, I definitely would.
A humble place is not a place where flamboyant lifestyle would thrive. Finding yourself in such a place first reiterates your background or struggles and it would require one to be ambitious enough to be able to upscale this kind of area.
Habits do alot here. It will make one or break one. When you spend more than 10% of your income to accommodate a habit, then know that it is one that should be strictly regulated or replaced to accommodate your finance.
Avoid buying too much luxury or properties you don't really need, because if it doesn't consume energy, it will create distraction for you who has goals to achieve.
Live creatively. Learn to fix things that become faulty and turn scrap to aid efficiency.
Here's my take on how to thrive in a humble area.

[uneng]

Are you for real? maybe this is applicable in your locale, but in my location, It is easier and most times cheaper by some amount when you buy most items from a physical store. Some online vendors have charges plus you also have to consider delivery charges that you must include for your order unless there is a free delivery offer.

As for the recommendations, I generally agree, but whether online shopping is less expensive depends on your country (it's not in mine, plus you usually need to pay for delivery).

Just as a matter of curiosity, how much do you pay for delivery fees in your countries? If it weren't for the fees, would it still be cheaper to purchase at physical stores? Here in my country I also pay for such fees, but adding them to the goods' costs, it's still more convenient shopping online.

This post is solid, simple and on point. I love the graphics too. If I had merits to award you right now, I definitely would.
A humble place is not a place where flamboyant lifestyle would thrive. Finding yourself in such a place first reiterates your background or struggles and it would require one to be ambitious enough to be able to upscale this kind of area.
Habits do alot here. It will make one or break one. When you spend more than 10% of your income to accommodate a habit, then know that it is one that should be strictly regulated or replaced to accommodate your finance.
Avoid buying too much luxury or properties you don't really need, because if it doesn't consume energy, it will create distraction for you who has goals to achieve.
Live creatively. Learn to fix things that become faulty and turn scrap to aid efficiency.
Here's my take on how to thrive in a humble area.

Thanks, glad you liked it! It's the thought that counts! Your input is highly appreciated on this thread!

[Renampun]

One of the biggest difficults in life is to manage growing your patrimony and income, when earning minimum wage and living in poor areas where opportunities are scarce, as is the money circulating in the local economy. Some hints that could be useful:
...

everything you say here is 100% correct, simply put; many people get out of control with money just for reasons that don't make sense like wanting to be seen by people or self-reward, even though without good financial management, someone will only add debt and suffering to their life especially if the person lives in an area with a small turnover of money

* Don't forget to spend only a teeny tiny of money on wants, and only buy wants when you have a budget oversupply. Needs first — always.

* Increase your income. Saving can do so much.

Savings is a very vital thing in life, it's like preparing an umbrella for unexpected weather conditions. I continue to prepare cash in preparation for unforeseen emergencies. I have learned from past experience when my child is sick, I don't have the cash to pay for the hospital, fortunately, I have in-laws who immediately give me money for my child's hospital fees, if I don't get money at that time, I will definitely lose my child.

[slapper]

We much appreciate your helpful advice on how to survive financially on a low pay in these trying times. One of the most important things we can take away from your guidance is the need to be cautious about how much money we spend and look for places to save. The long-term health of our wallets may be greatly improved, for instance, if we forego costly vices like smoking and drinking to excess.

You mentioned several really valid points, including the need to have an optimistic outlook and fight through financial difficulties. Maintaining a goals-oriented perspective while also being receptive to new possibilities is crucial. Making the most of what we have requires good financial management, and we can do this by sticking to a budget and selecting our purchases carefully. In general, your suggestions are a wonderful jumping off place for anybody who wants to improve their current financial status.

[justdimin]

We also need to develop a good management skill to be able to make effective utilization of the little resources we have into something big, this will help us towards avoiding excessive wastage, damage and gives give maximizing potentials to the resources within our capacity, many have failed alot in many areas of life all because they couldn't developed a good management responsibility in life, they miss out alot of opportunities at the cause blaming the situations around the economy and this is not really a location base factors, we can achieve to any lent in life irrespective of where we are only if we are determined to.

Resource management is hard because if you calculate just "things", then it will become easier, but if you are talking about man hours as well then it becomes very hard. I am one of those people who does a job in 8 hours when it can be done in 4, because it takes me too long to make sure I did the right thing.

Like for example, I write something, then go back and read it twice each time, rarely some days I don't and I warn my boss to check it, because, I want to make sure. If I removed that, and just wrote and never looked back, I could finish in 4 hours, and write for another 4 hours and make more. So man hours is a lot harder, it's really tough.

[coolcoinz]

I used to live on low income back in 2015 and 2016 when bitcoin was in a bear market and I didn't know how long it could last. What helped me a lot is that I had a cabin in the woods that had central heating, plenty of firewood all the media connected including the Internet and all it needed was a little cleanup.

It all depends on what the cost of living in your area is and how much you can do on your own. I have friends who live in the city and 1 month of rent costs them almost as much as I pay for the whole year. In the city you get to share all the costs like when you live in building with lifts you share the cost of their maintenance. You also pay for the electricity used in the hallways and in the parking garage.
It adds up over the years.

My advice, if you want to save up, find a piece of land and live as far from the noisy and smelly city as you can.

[RockBell]

When I saw this post, it brought me back to when my father was still working. His salary was decent, but I wonder how he managed to provide for us, feed us, and ensure that we all finished school. It takes a lot of sacrifices, and most of us want to live above our means, however, addictions seriously affect how much money you make, and social pressure from peers and other people causes you to spend more than you earn.

[Fortify]

One of the biggest difficults in life is to manage growing your patrimony and income, when earning minimum wage and living in poor areas where opportunities are scarce, as is the money circulating in the local economy. Some hints that could be useful:


Get rid of addictions/habits: addictions or habits (in mild cases) are harmful not only for your health, but also for your finances. Cigarettes and alcohol are responsible for consuming a large portion of the income from individuals living on minimum wage. It's not that unsual to find people spending at least 1$ on cigarettes daily, what after 1 month will result in 30$ expenses, which could be going into bitcoin investment, for an example.

Choose carefully where you go shopping: some supermarkets are more expensive than others. Shopping on physical stores is more expensive than shopping online. Don't go for the first price you see on the labels. Search for promotions, try to adequate your demand for products to your currently financial budget in a way you don't spend all your money in the end of the month.

The impression which matters is the one you have about yourself: forget about boasting yourself to friends and suitors around. Live a realistic life and don't pretend to have a superior lifestyle in order to make people's eyes shine in front of you. There is nothing wrong in displaying some style, it's actually pretty good and satisfactory, but only when we can really afford it.

Doesn't matter how depressing is your day, never give up: everyone has their depressing days, but these days can't become a rule in someone's life. Don't feel pitty of yourself, don't blame your life and your currently conditions. Think it's just temporary and that an exit from this situation is reachable with good will, effort, hard work and a positive attitude with people around you. Sometimes opportunities come from where you least expected, so be receptive to the society in general, while being careful with potential abusers of every kinds.

It's hard and expensive being poor, so anything that you can do to build up a bit of a financial buffer will greatly help you. If you can buy products in bulk you can save huge amounts over time and you should pay particular attention to special pricing because product prices can vary widely. I've also seen some crazy behavior by people with low amounts of money who try to replicate what they think other people with money are doing - like buying takeaways which cost huge amounts compared with learning to cook your own dishes (ideally in large batches) with cheaper but more quality ingredients - you also cut out a lot of overly processed foods by doing this too. Looking after your health can go such a long way.

[alastantiger]

Live within your means like they always say. Go to mom's and pops to shop for thrift close and do not be bothered about designers. Cook your meal and take it to work instead of eating out. You can do your laundry yourself and not take your dirty clothes to the laundry person. If you can grow your own vegetables, life is easier this way. Buy your things/ foodstuffs in bulk. Instead of hanging out with friends at the local pub to drink alcohol and have unprofitable conversation , buy yourself a bottle or 2 and sit your living room.

[stompix]

Just as a matter of curiosity, how much do you pay for delivery fees in your countries? If it weren't for the fees, would it still be cheaper to purchase at physical stores? Here in my country I also pay for such fees, but adding them to the goods' costs, it's still more convenient shopping online.

I'm curious about how things are on your side because a lot of things don't really make sense and I'm really curious how things work in your country. The first is obviously not a western one since if you say it's not unusual for people to spend 1$ cigarettes, with that you can barely buy 2 or max 4 cigarettes a day, that's well below the average smoker, for your average smoker in that area that would be more like 5-10$ a day.

But at the same time, you claim that online shopping is cheap, so you have the infrastructure in place to order cheaply and with free delivery, and you have as I remember from the other topics really expensive cooking oil and others, so, there is a lot of things that don't really make sense on a whole. I simply can't picture the country with cheap cigars, and chap shipping for online groceries but expensive ones on par with western prices.

Ps.
Those are not advices on how to "thrive", more like to survive.

Last week I watched a youtube clip about homesteading published by someone in a poor area who said it took them 20 years to find a way to become profitable through DIY agriculture in their off grid farming setup.

You never give up, don't you?  

[lalabotax]

Get rid of addictions/habits: addictions or habits (in mild cases) are harmful not only for your health, but also for your finances. Cigarettes and alcohol are responsible for consuming a large portion of the income from individuals living on minimum wage.

Indeed, these two become one of the expenses to spend the most of our wage. I personally don't do both, but I am seeing some of the people around me, who seem like being so happy if they have got their cigarettes and alcohol sometimes, which seems to be more essential than spending to buy rice 
I ever asked them which one to choose between cigarettes and food, and they prefer cigarettes. I can't think their thought but is cigarette addiction that bad? Additionally, to stop spending money on those two may be very difficult for them, moreover, it will depend also on the environment where they live. Sometimes, the environment also influences the habit. But, if we are living in such poor conditions with health habits, we may be able to do it as long as we have the awareness to stop, although it will be very difficult to do.

Choose carefully where you go shopping

When we have a small wage ad we live in a poor environment, we may not need to choose where we want to shop, because we have been aware where the place we can afford. The shop around us with lower prices will be much better. The worst thing is if we have a small wage in a poor environment but our style is like a rich man's and we force to do that, this will cause problems because the style doesn't fit the salary.

Briefly, indeed, I really do agree that managing money is very essential where we live and whatever the amount of the salary. Money management will determine how we live and how we can survive in any condition. This is very important.

[uneng]

I'm curious about how things are on your side because a lot of things don't really make sense and I'm really curious how things work in your country. The first is obviously not a western one since if you say it's not unusual for people to spend 1$ cigarettes, with that you can barely buy 2 or max 4 cigarettes a day, that's well below the average smoker, for your average smoker in that area that would be more like 5-10$ a day.

I'm not a smoker, so I did an average calculation considering a cigarette pack costs about 1$, as I found prices varying from 1$-1,60$ and I know people usually smoke a pack a day (20 cigarettes).

But at the same time, you claim that online shopping is cheap, so you have the infrastructure in place to order cheaply and with free delivery, and you have as I remember from the other topics really expensive cooking oil and others, so, there is a lot of things that don't really make sense on a whole. I simply can't picture the country with cheap cigars, and chap shipping for online groceries but expensive ones on par with western prices.

It depends on the season. Sometimes a price of a determined good is expensive, but after some time its price decreases and the price of another good is raised. I guess there is some market manipulation involved on this process, although another factors are used as excuses, like pandemic, lack of rains, excessive rains, global crisis... The cooking oil (900 milliliters) now is about 1,30$, as I bought it yesterday.

Prices also depend on the brands, of course. There are prices and products for every pocket's sizes.

But I have to say the shipping system is getting better each new year. Delivery is getting faster and costs remain acceptable, as the state's courier/post office's service lost protagonism and private companies and individuals are taking its place (example of delivery fee: a bit less than 1$, just now for a smartphone purchase).

Ps.
Those are not advices on how to "thrive", more like to survive.

Actually, if you are able to save money and invest in a weekly or monthly basis, you are thriving. In slow steps, but thriving anyway...