uneng (OP)
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January 31, 2023, 01:11:37 AM |
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One of the biggest difficults in life is to manage growing your patrimony and income, when earning minimum wage and living in poor areas where opportunities are scarce, as is the money circulating in the local economy. Some hints that could be useful: Get rid of addictions/habits: addictions or habits (in mild cases) are harmful not only for your health, but also for your finances. Cigarettes and alcohol are responsible for consuming a large portion of the income from individuals living on minimum wage. It's not that unsual to find people spending at least 1$ on cigarettes daily, what after 1 month will result in 30$ expenses, which could be going into bitcoin investment, for an example. Choose carefully where you go shopping: some supermarkets are more expensive than others. Shopping on physical stores is more expensive than shopping online. Don't go for the first price you see on the labels. Search for promotions, try to adequate your demand for products to your currently financial budget in a way you don't spend all your money in the end of the month. The impression which matters is the one you have about yourself: forget about boasting yourself to friends and suitors around. Live a realistic life and don't pretend to have a superior lifestyle in order to make people's eyes shine in front of you. There is nothing wrong in displaying some style, it's actually pretty good and satisfactory, but only when we can really afford it. Doesn't matter how depressing is your day, never give up: everyone has their depressing days, but these days can't become a rule in someone's life. Don't feel pitty of yourself, don't blame your life and your currently conditions. Think it's just temporary and that an exit from this situation is reachable with good will, effort, hard work and a positive attitude with people around you. Sometimes opportunities come from where you least expected, so be receptive to the society in general, while being careful with potential abusers of every kinds.
Step by step you are going to improve your financial status, be patient and determined. Good luck!
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Hispo
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Leading Crypto Sports Betting & Casino Platform
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January 31, 2023, 01:38:37 AM |
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Get rid of addictions/habits: addictions or habits (in mild cases) are harmful not only for your health, but also for your finances. Cigarettes and alcohol are responsible for consuming a large portion of the income from individuals living on minimum wage. It's not that unsual to find people spending at least 1$ on cigarettes daily, what after 1 month will result in 30$ expenses, which could be going into bitcoin investment, for an example.
As someone who has seen people living on the line of poverty before, I can tell you that this step is extremely tricky. I am talking about people whose one of the few escapes from reality they had was smoking, drinking or gambling, most of the time as a social activity to relieve their struggles. They do not even bother to count how much money they spend on beer or cigarettes, by the way. I recall certain case of this man who used to smoke so much that if he stopped smoking for a day he started to feel sick, flu-like symptoms.
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kotajikikox
Full Member
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Activity: 2366
Merit: 207
★Bitvest.io★ Play Plinko or Invest!
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January 31, 2023, 02:47:35 AM |
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I just want to add something as my experience told me, and that is to be with those people that also do same way as what you all mentioned , Meaning be with others that knows their finances to keep better and live a reasonable life.
being in Humble area cannot hinder us from having a best life but this will take Time, Effort and dedication because if one of those will not there then for sure you will live forever as how you have now.
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mk4
Legendary
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Activity: 2758
Merit: 3830
Paldo.io 🤖
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January 31, 2023, 02:55:58 AM |
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* Don't forget to spend only a teeny tiny of money on wants, and only buy wants when you have a budget oversupply. Needs first — always.
* Increase your income. Saving can do so much.
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xSkylarx
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January 31, 2023, 04:00:17 AM |
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That was great tips and i am already using it in our daily lives except for occasional beers to celebrate small wins. I've also noticed about the lottery since mostly I've known they are spending like a dollar a day to try their luck. I'm not sure if this is wrong, but I find it costing you big by the end of the week since you'll be spending 1 dollar per day until you win, but what if you don't win? You lose money, right? It just came to me as I checked our budget and found out we spend money on the lottery.
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Poker Player
Legendary
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Activity: 1372
Merit: 2011
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January 31, 2023, 04:17:40 AM |
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* Increase your income. Saving can do so much.
When people start in personal finance or try to increase their wealth, the first thing they think about is saving. Then when they have some savings they think about investing, and the last step I see is to increase their income, which I would say is the one that gives the most results. When you are used to controlling expenses, saving and investing, finding ways to earn more makes you able to save more, invest more and spend more. Even in my case I introduced regular donations, which has not slowed down my progress, on the contrary. The point is to get off your ass. If you live in a poor area with low income try to increase your income or even consider moving to another place where there are more opportunities. But don't forget that nowadays with the internet you can earn a lot of money no matter where you live.
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Sebas.tian
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January 31, 2023, 04:23:34 AM |
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Yes, step by step you can achieve what you want to achieve in life which is very important to humanity to apply the knowledge of start small to know more about the investment before improving the capital. And through saving from your salary or wages, you can achieve such capital to invest in Bitcoin which is among the stable coin that can improve your income in future.I think, many traders has learned a lot from your message which will really help many to be patience in their crypto trading so that they will not experience losses in their trading than to exercise patience for the price of that coin to increase higher before they can sell.
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Reid
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January 31, 2023, 05:08:28 AM |
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Bad habits should be stopped, that's where most people are spending too much but they don't realize it because they don't add it as part of their budget. Cigarette, alcohol, and even little gambling habit.
Don't be a picky eater, if it's healthy take it, even though they are cheap. The other problem with low income employees is how they spend their money with food. They are getting pulled by co-workers to dine at a prestigious restaurant even though it's out of their budget. There are small food places that can offer the same service and taste and yet they are cheap, it's just the ambience which is different. Well, the ambience doesn't make your tummy full.
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noorman0
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January 31, 2023, 06:56:28 AM |
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-snip- Choose carefully where you go shopping: some supermarkets are more expensive than others. Shopping on physical stores is more expensive than shopping online. Don't go for the first price you see on the labels. Search for promotions, try to adequate your demand for products to your currently financial budget in a way you don't spend all your money in the end of the month.
I don't know if even humble area have access and amenities that support a more glamorous life than the average population, say a supermarket is only a few miles in such a neighborhood. I think their goal is to at least survive for a few weeks instead of getting a more luxurious standard of living considering how difficult it is just to earn $1 a day. And generally the crime rate is higher in that area, so don't think anyone to look rich than others.
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This space for rent. Available in mid January 2024 - PM me
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Kakmakr
Legendary
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Activity: 3430
Merit: 1957
Leading Crypto Sports Betting & Casino Platform
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January 31, 2023, 07:08:23 AM |
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Do not forget about the ridiculous amount of money that people are spending or "Air time" or "Data" for their mobile phones. I live in a country with high unemployment and I regularly see poor and middle class people.. owning 2 or more cellphones. The cellphone companies are making a killing with their high cost for data and voice calls.... I would much rather invest in uncapped broadband internet that are grouped between 2 or more houses... effectively sharing the cost and using much cheaper data & voice. (when you are at home) I know of families that are sharing Internet with wifi extenders .... when they live in close proximity of each other.
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mk4
Legendary
Offline
Activity: 2758
Merit: 3830
Paldo.io 🤖
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January 31, 2023, 07:20:06 AM |
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When people start in personal finance or try to increase their wealth, the first thing they think about is saving. Then when they have some savings they think about investing, and the last step I see is to increase their income, which I would say is the one that gives the most results. When you are used to controlling expenses, saving and investing, finding ways to earn more makes you able to save more, invest more and spend more. Even in my case I introduced regular donations, which has not slowed down my progress, on the contrary.
The point is to get off your ass. If you live in a poor area with low income try to increase your income or even consider moving to another place where there are more opportunities.
But don't forget that nowadays with the internet you can earn a lot of money no matter where you live.
I'd say go for finding an alternative way of earning first, before investing. The former you have a lot more control of and has higher potential of earning faster and sooner, while the latter will be mostly be really really slow. Early on, more risks should be taken.
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davis196
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January 31, 2023, 07:22:28 AM |
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If you are poor and you live in a poor area, my number 1 advise would be to leave your area and move into another city or another country. If you environment is economically stagnant and there aren't many opportunities, your best bet is to leave. If you can't improve your environment, the only way to improve your life is to change your environment with a better one. Staying in a poor area means that you will remain poor forever. It doesn't matter how hard you try to save money and to work hard. Poor areas have high levels of crimes, so you might end up getting robbed or killed. I wouldn't waste my time living in a poor neighborhood or a poor city.
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serveria.com
Legendary
Offline
Activity: 2226
Merit: 1172
Privacy Servers. Since 2009.
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January 31, 2023, 09:36:05 AM |
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One of the biggest difficults in life is to manage growing your patrimony and income, when earning minimum wage and living in poor areas where opportunities are scarce, as is the money circulating in the local economy. Some hints that could be useful: Get rid of addictions/habits: addictions or habits (in mild cases) are harmful not only for your health, but also for your finances. Cigarettes and alcohol are responsible for consuming a large portion of the income from individuals living on minimum wage. It's not that unsual to find people spending at least 1$ on cigarettes daily, what after 1 month will result in 30$ expenses, which could be going into bitcoin investment, for an example. Choose carefully where you go shopping: some supermarkets are more expensive than others. Shopping on physical stores is more expensive than shopping online. Don't go for the first price you see on the labels. Search for promotions, try to adequate your demand for products to your currently financial budget in a way you don't spend all your money in the end of the month. The impression which matters is the one you have about yourself: forget about boasting yourself to friends and suitors around. Live a realistic life and don't pretend to have a superior lifestyle in order to make people's eyes shine in front of you. There is nothing wrong in displaying some style, it's actually pretty good and satisfactory, but only when we can really afford it. Doesn't matter how depressing is your day, never give up: everyone has their depressing days, but these days can't become a rule in someone's life. Don't feel pitty of yourself, don't blame your life and your currently conditions. Think it's just temporary and that an exit from this situation is reachable with good will, effort, hard work and a positive attitude with people around you. Sometimes opportunities come from where you least expected, so be receptive to the society in general, while being careful with potential abusers of every kinds.
Step by step you are going to improve your financial status, be patient and determined. Good luck! You forgot to mention the first and main hint to improve your financial situation - buy Bitcoin! The more money you keep in FIAT the poorer you become. Inflation is eating up your FIAT. Buy as much ass you can afford - just a couple of sats now and then. Don't buy that extra pack of cigarettes or extra bottle of beer.
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arwin100
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January 31, 2023, 09:56:11 AM |
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The key for success is don't spend which excess on your income but that doesn't mean that you can spend 80% of your income and save the 20% since that still bad since it can slow down your progress maybe try to find some ways to find another income stream like selling some other goods which is needed on your area since even if your are in low income area for sure you can still earn by those people around you by buying their needs to you. Also try to seek opportunity online since on current era digital space is more convenient for human being to find work so its good for us to seek for good hustle to earn some another extra cash.
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Findingnemo
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January 31, 2023, 10:19:01 AM |
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There is no point in beating a dead horse that is how when you feel there isn't enough income in your locality then move to a place where the wages are better not even too far just to the nearer city where you can have better salary but comes with more hard work then only you can bring the real change in your financial status.
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ethereumhunter
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January 31, 2023, 11:57:33 AM |
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We have to manage our expenses as much as possible in a month and not buy things we don't need so that it will not affect our expenses. And do not forget to save or set aside a small amount of money for our future, whatever the type, so that we can benefit from that savings. It would be better if we use the money to invest in bitcoin to get a lot of returns when the price increases.
Living a simple life by not following the trend can be done because the trend will change and if we don't have an excess budget, we will be left behind. And the tren will disappear because it always changes from time to time. A simple life's purpose is to prepare for a better future.
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bettercrypto
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January 31, 2023, 12:27:53 PM |
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One of the biggest difficults in life is to manage growing your patrimony and income, when earning minimum wage and living in poor areas where opportunities are scarce, as is the money circulating in the local economy. Some hints that could be useful:
Get rid of addictions/habits: addictions or habits (in mild cases) are harmful not only for your health, but also for your finances. Cigarettes and alcohol are responsible for consuming a large portion of the income from individuals living on minimum wage. It's not that unsual to find people spending at least 1$ on cigarettes daily, what after 1 month will result in 30$ expenses, which could be going into bitcoin investment, for an example.
Many people who are addicted to smoking and drinking alcohol don't think about the kind of calculation that they consume in their vices. It's already affecting the budget and damaging their health. Others spend more than $1 on their vices, especially on alcohol. They should change the habit of saving bitcoin that instead of buying cigarettes and alcohol, they save their purchase for a week and buy bitcoin, even better.
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Jawhead999
Legendary
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Activity: 1652
Merit: 1156
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January 31, 2023, 12:50:32 PM |
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1. It's easy to say to get rid of cigarette and alcohol when you was not an addict or never try it, will you try those stuff and become daily user, then quit it completely? I believe you can't. I know it's their fault for choosing to consume that, but the real truth is they're also want to get rid of those stuff, but they just can't.
2. Everyone know about buy cheap and sell high rule.
3. This is the biggest problem we're seeing in social media, but sometime people boasting their luxury lifestyle and achievement in social media to built a value in order to get endorsement.
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Hydrogen
Legendary
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Activity: 2562
Merit: 1441
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January 31, 2023, 01:26:38 PM |
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One of the biggest difficults in life is to manage growing your patrimony and income, when earning minimum wage and living in poor areas where opportunities are scarce, as is the money circulating in the local economy.
Last week I watched a youtube clip about homesteading published by someone in a poor area who said it took them 20 years to find a way to become profitable through DIY agriculture in their off grid farming setup. They started a seed company, did communal gardening, sold their produce at local markets. Tried other approaches. Apparently none of that worked and it took two decades to generate profits, which proves how difficult it can be to generate income as a producer without the benefits of a strong consumer market. That said, I think there are often angles or opportunities, even in poor neighborhoods where people lack access to raw materials, equipment and resources. It is difficult to identify and recognize them when we see them. But they are definitely present. Everyone wants to get ahead and do better. Most of us simply do not know where to start, or how to get there. In that sense I think identifying opportunities is important. Having good information and guidance is also important. Most of the information offered as advice trends towards being generic and diluted. Even in poor neighborhoods with weak consumer markets there are always opportunities. They simply happen to be things that no one wants to do. Or they break with routine in a way which people find uncomfortable. Developing a new skill set can also be a big part of it. Making the most of opportunities often requires learning new skills which one currently lacks.
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Frankolala
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January 31, 2023, 01:56:19 PM |
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One of the biggest difficults in life is to manage growing your patrimony and income, when earning minimum wage and living in poor areas where opportunities are scarce, as is the money circulating in the local economy. Some hints that could be useful:
The impression which matters is the one you have about yourself: forget about boasting yourself to friends and suitors around. Live a realistic life and don't pretend to have a superior lifestyle in order to make people's eyes shine in front of you. There is nothing wrong in displaying some style, it's actually pretty good and satisfactory, but only when we can really afford it.
You don't need to copy anyone's life style especially when the person gets high income than you do. Life is not all about competition so in whatever area,you find yourself manage the little income you get wisely so that you will be able to be patient for a bigger opportunity. Living a fake life is the worst of all,showing off when you don't have enough, this will make you loose some opportunities in life,because if someone wants to help you,he might think that you have more than enough,which might make him help someone else. Be real and spend wisely without love listening to what people are saying about you.
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