Quidat
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February 15, 2023, 09:36:20 PM |
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That's how money is made for, to be used and cater our needs.
If the time comes that we've got no choice, we really have to do it and I've done it before and realized the importance of saving for the rainy days.
We're not just there to save and not touching it but to save and then find the purpose of what we're doing for us to see the betterment of the situation that we might get in in the nearest future.
It was indeed the purpose since from the start on which we are saving for emergency purposes or for investment.If you are on a tight situation or on trouble then you should really be having no doubt on spending on what you do have because this was the sole purpose from the start.You cant just risking up something just because you arent spending on what you had saved.It is really just that bullshit for you to skip out on helping yourself on solving the problem even if you do know that you do have the money to spend to begin with.Sometimes its not really that bad on to break on what you are trying to achieve or simply with your goal because there are really moments in life which cant really be avoided. When too much commitment in savings have gone wrong and then an incident for which you can save with your savings isn't being done. That's why sometimes when you have to realize that the only solution is what you've done for saving. It is the means of why you have been saving up money ever since. And the same goes with investments, when I was younger I don't want to spend my savings because it's lovely to see those digits goes up but yeah, that was me when I was still young. Yes, you do have the savings but on the moment on which its crucial on spending it up for good and then unfortunate things happen.Then what would be next? For sure you would really be regretting for the rest of your life when you do lose someone just because you have sticked into your plan.It isnt always that you would really be ending up on positive way. We know on what these savings are really for but there are really moments which you would really be making use of it on the right time and on the right spot. Savings does do good things but you should know on what are the priorities and responsibilities you do have.
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Alisha-k
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February 15, 2023, 09:53:13 PM |
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In trying to save, they're things we shouldn't deprive ourselves and no.1 is our well-being (food). It's different when there's no money to feed than when there's money and you decide to starve only to save up for unforseen circumstances. For all I know, your decisions might bring about something that the money you have saved up wouldn't even be enough to get rid off. Nothing beats life, cause that's the only thing in this world that can't and shouldn't be traded for any other thing, so now we have it, make sure you're comfortable and satisfied.
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boyptc
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February 15, 2023, 11:15:00 PM |
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When too much commitment in savings have gone wrong and then an incident for which you can save with your savings isn't being done.
That's why sometimes when you have to realize that the only solution is what you've done for saving. It is the means of why you have been saving up money ever since.
And the same goes with investments, when I was younger I don't want to spend my savings because it's lovely to see those digits goes up but yeah, that was me when I was still young.
Yes, you do have the savings but on the moment on which its crucial on spending it up for good and then unfortunate things happen.Then what would be next? For sure you would really be regretting for the rest of your life when you do lose someone just because you have sticked into your plan.It isnt always that you would really be ending up on positive way. We know on what these savings are really for but there are really moments which you would really be making use of it on the right time and on the right spot. Savings does do good things but you should know on what are the priorities and responsibilities you do have. Definitely. It would be put into waste if you didn't used that savings for that important matter that you or your family needs. Yes, it might be your savings that you've been working for hardly. But it is something else when there are some important matters for which your savings will be put into good use. And yet, it's a different story when someone who has been abusing you financially because you've been a great help to them and almost don't decline when someone asks you for help.
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CageMabok
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February 15, 2023, 11:58:18 PM |
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In trying to save, they're things we shouldn't deprive ourselves and no.1 is our well-being (food). It's different when there's no money to feed than when there's money and you decide to starve only to save up for unforseen circumstances. For all I know, your decisions might bring about something that the money you have saved up wouldn't even be enough to get rid off. Nothing beats life, cause that's the only thing in this world that can't and shouldn't be traded for any other thing, so now we have it, make sure you're comfortable and satisfied.
Convenience and satisfaction is when someone can eat and not starve just because he is keeping his savings. Because for me things are a little illogical when someone is willing to starve so they don't want their savings to run out, but imagine if they were sick as a result of holding on to that hunger. Wouldn't that also drain more of his savings than would be used to buy food? So if you can still eat using a little savings, it's better not to hold back hunger because it's really not good for your body's health. That's why it's better to keep eating even if you have to sacrifice a little savings because on another occasion, everyone can still save again to realize their dreams in a healthier condition.
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lepbagong
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February 17, 2023, 02:17:56 AM |
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Sometimes in life we are too anxious about what tomorrow may look, fine and good that it's not a bad thing to prepare ahead for the future but too much of everything is bad, we need to have hope for tomorrow and leave well for today to in other to be alive, this also affect how we plan for our financ lives in general, what will it benefit us when all we could do is to save up money for the future by all means at the expenses of denying ourselves the right to live the present life which will apparently be the determinant for that future we are aiming for, we need to think well about the approach we give to live in general at the expense of our live, while trying to secure it but loosing it instead.
right, life now is clearly going to take us where we are going, because everything is determined when we start to be able to prepare ourselves by saving as best we can, so that when we are no longer working and have no productive activities, we still have savings to make further plans so that doesn't make us miserable. saving from some of the work from an early age, when you start working and produce, of course it is something that must be done because it is a commendable action and of course it does not sacrifice our lives. because this is part of everyday life that we have continued to do so far.
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karmamiu
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February 17, 2023, 06:27:01 AM |
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There is a huge difference between untouched savings and untouchable savings.
Rational people will have, if they can afford it (!), some savings they will not touch unless something big and bad happens. Does this means they'll die before spending all their money? Yes, and it's fine. Having a certain peace of mind has its costs.
Untouchable savings is imho stupidly risky. They have their purpose in case of people with certain addictions, but it's something that has to be treated with extreme attention. It's more advisable to allow other (trusted!) person/entity take care of those savings than lock them and make them untouchable, since if a health issue comes up, one may need that money, but may not be able to touch it.
This totally made sense to me. Indeed, untouchable savings is risky based on my own understanding of things. It is like a throw away treasure, not much different from the money you gambled anyway. I've seen lots of influencers claiming to be financial advisers on social media platforms telling the viewers to save and invest as much as possible, and mostly some of them wouldn't clarify the difference between these two. It is somehow related to the thread I created about a week ago that talks about saving too here. Lots of relevant posts there shared different opinions on saving, although both topics had different direction it also leads to which kind of investment, I should chose depending on my situation. Based on what you've advised on allowing a trusted person to take care of that savings, it could also be considered as inheritance money, if it is intended to be untouched or reserved. But in the end, it's just a matter of how you spread your money, and which is which for your own or your family's benefit.
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Joshapat
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February 17, 2023, 07:03:36 AM |
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Until now I have never had savings that are not touched. My dream is that in 5 years I will have income from the cryptocurrencies that I have, apart from bitcoin, I am currently also investing in some altcoins which I hope can skyrocket to 10x or more in 5 years. and in my opinion the opportunity to get big profits from cryptocurrencies is very large compared to other types of investment
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xSkylarx
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February 17, 2023, 07:31:07 AM |
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In trying to save, they're things we shouldn't deprive ourselves and no.1 is our well-being (food). It's different when there's no money to feed than when there's money and you decide to starve only to save up for unforseen circumstances. For all I know, your decisions might bring about something that the money you have saved up wouldn't even be enough to get rid off. Nothing beats life, cause that's the only thing in this world that can't and shouldn't be traded for any other thing, so now we have it, make sure you're comfortable and satisfied.
There are really moments when we need to sacrifice things like food or other things so that we can buy other things or fulfill our dreams, but it is not good that you are already affected mostly by your health just because you want to save. We save money for good, but if there are other circumstances, we should use it. Though I don't have savings right now as we used it earlier this month for an emergency, which is not really intended for that, I touch it as I need it.
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BRINIRHA
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February 17, 2023, 11:00:23 AM |
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only spending money on things you really need is a basic principle of frugality. do not spend money on a pleasure that we do not really need. except within a certain time. because sometimes we need a pleasure to relieve stress in our lives. this pattern can make us to have more savings. and we will have untouched savings. or we have double savings. for the unexpected and also for future investment. and usually what is always left untouched is the savings in the form of investments planned for our future. and i have it too.
saving does not have to be in large amounts. but little by little much better. because we can still enjoy life properly.
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fadhilz123
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casinosblockchain.io
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February 17, 2023, 12:10:03 PM |
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Until now I have never had savings that are not touched. My dream is that in 5 years I will have income from the cryptocurrencies that I have, apart from bitcoin, I am currently also investing in some altcoins which I hope can skyrocket to 10x or more in 5 years. and in my opinion the opportunity to get big profits from cryptocurrencies is very large compared to other types of investment
Means you are always using the money you turn into more investments. I don't think that kind of thing is wrong for you to do as long as you feel very comfortable doing it, but you also don't need to panic when there are more price drops on the assets you invest because you have very big targets over a long period of time. And actually when someone is making an investment, what really needs to be controlled besides the price is panicking himself when there is a sudden drop in the market.
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gabbie2010
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February 17, 2023, 01:37:34 PM |
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It's everyone desire to have some savings however certain circumstances might deprive some individuals from having a savings, personally I wouldn't allow my myself and family to starve just because I am trying to save or trying to avoid withdrawing from my savings that doesn't make any sense, however after taken care of family basic needs and necessities in term of expenses, the leftover can be saved or I leave my balance from my savings if any opportunity of refilling or depositing more funds arises I will do so, though it's absolutely difficult to save now in my country due to high rate of inflation that lead to high cost of food stuffs and other services.
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jaberwock
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February 17, 2023, 03:25:28 PM |
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Until now I have never had savings that are not touched. My dream is that in 5 years I will have income from the cryptocurrencies that I have, apart from bitcoin, I am currently also investing in some altcoins which I hope can skyrocket to 10x or more in 5 years. and in my opinion the opportunity to get big profits from cryptocurrencies is very large compared to other types of investment
Means you are always using the money you turn into more investments. I don't think that kind of thing is wrong for you to do as long as you feel very comfortable doing it, but you also don't need to panic when there are more price drops on the assets you invest because you have very big targets over a long period of time. And actually when someone is making an investment, what really needs to be controlled besides the price is panicking himself when there is a sudden drop in the market. Did he say that? I think he didn't, and savings is different from investment AFAIK but is there really such thing as untouchable savings? Then for what if we are saving and then we won't touch it? Better it will be called it as a collection, if so. The true purpose of saving is for a person to have something to use when he is lacking or out of money but I think it's wrong if we will use a portion of our savings to buy more cryptos or to invest on any other assets. There must be a money that is set aside for them. Emotions or our own actions can be controlled but price isn't. Why will you control it anyway? Manipulating a coin is a bad practice.
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AbuBhakar
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February 17, 2023, 03:48:12 PM |
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It's everyone desire to have some savings however certain circumstances might deprive some individuals from having a savings, personally I wouldn't allow my myself and family to starve just because I am trying to save or trying to avoid withdrawing from my savings that doesn't make any sense, however after taken care of family basic needs and necessities in term of expenses, the leftover can be saved or I leave my balance from my savings if any opportunity of refilling or depositing more funds arises I will do so, though it's absolutely difficult to save now in my country due to high rate of inflation that lead to high cost of food stuffs and other services.
As much as possible I try to save in banks that offers annual or monthly interest when you save in them but there are instances that I uses it more in trading thinking that somehow the money can get better profit when traded since it seems to be sleeping only in banks when there are ways to make them grow. What I do now is have an insurance for health and save some usdt if emergency occurs. Though it will be better if we will still have savings in bank or in cash just in case no one in the family knows to access the account.
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Davidvictorson
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February 17, 2023, 04:18:05 PM |
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My story is rather uninteresting, but let me know yours. Does this idea also apply to you? You could have the money to buy a new car to replace your old and broken one but you prefer not to touch it. Do you hold yourself from spending what you have to the point of depriving yourself of what you deserve? Do you keep significant savings for occasions that might only happen in your imagination? Or at what point would you allow yourself to be drained of your last penny?
Untouchable savings are very rare. It is almost impossible to have untouchable savings when you take into consideration your circumstances, the environment, the economy, and the society you are in at the moment. Almost everybody would want to have untouchable savings, but it is very difficult to achieve. Spending what is left after saving is one of the good ways to have untouchable savings. Having untouchable savings in a society where there is inflation is very difficult. Untouchable savings, on the other hand, help to reduce extravagant spending by providing a sense of caution about needs and wants.
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rby
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February 17, 2023, 06:04:41 PM |
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It is good to have emergency savings and it is bad to spend from it when there is no emergency. That is why it is called an emergency savings. But it is wrong to have an emergency savings and die of hunger or not able to pay rent or hospital bills. You must first leave fine before you begin to say of untouchable savings.
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[center][table][tr][td][url=https://stake.com][font=Arial black][size=24pt][glow=#0f212e,2][color=transparent][size=8pt].[/size].[size=9pt][sup][size=16pt][color=#fff]Stake.com[/size][/sup][/size].[size=8pt].[/td] [td][/td][td][/td] [td][size=2pt][tt] [color=#2d4454]▄████████████████████████████████████▄ [glow=#fff,2]██ [color=#ccc]▄▄▄▄▄▄▄▄▄▄[/color] [color=#ccc]▄▄▄▄▄▄▄▄▄▄[/color] ██[/glow] [color=#ed5564]▄████▄[/color] [glow=#fff,2]██ [color=#ccc]▀▀▀▀▀▀▀▀▀▀[/color] [color=#0c79ed]██████████[/color] [color=#ccc]▀▀▀▀▀▀▀▀▀▀[/color] ██[/glow] [color=#ed5564]██████[/color] [glow=#fff,2]██ [color=#0c79ed]██████████ ██ ██ ██████████[/color] ██[/glow] [color=#ed5564]▀██▀[/color] [glow=#fff,2]██ [color=#0c79ed]██ ██ ██████ ██ ██ ██[/color] ██[/glow] [color=#ccc]██[/color] [glow=#fff,2]██ [color=#0c79ed]██████ ██ █████ ███ ██████ ██[/color] ██[/glow][color=#ccc]██▄ ██[/color] [glow=#fff,2]██ [color=#0c79ed]█████ ███ ████ ████ █████ ███[/color] ██[/glow][c
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Botnake
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February 17, 2023, 07:59:51 PM |
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Untouchable Saving is a sort of preparation for whatever happens to us like for emergencies and many people are doing this. It is actually we can do this if we wanted to do it and have a plan but in your case OP, I don't think we need to sacrifice our health just to spend less and save some money because it might lead to huge expenses if our health got compromised. We can do savings in the other way, what I did before is to walk from school to our house to save my fair and keep it.
Savings is good but we are also affected by the inflations. It was better to save less but invest more.
We do saving for the future, not only for emergencies but also for investments. But being a student, saving is a tough thing to do especially when our parents don't have enough money to support us and sometimes, we need to sacrifice our wants just to have some savings. If we can manage to save at least 10% of our daily budget that seems big enough. As I do savings before, I don't think about inflation nor do I think about how much it value years from now because what is important in my mind is to make preparations for the incoming days and I have something to use when it is really in need without asking help to others or from my parents. I do save for my family’s future and some funds too that will cover unexpected expenses in the coming days, months or years. When I say for my family’s future, that also includes some funds for potential investments as it can grow my savings if it succeed afterwards. But one thing is certain, all my savings have their own certain goals as i don’t intend to save just to make it untouchable for life.
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samcoin
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February 17, 2023, 08:34:19 PM |
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My story is rather uninteresting, but let me know yours. Does this idea also apply to you? You could have the money to buy a new car to replace your old and broken one but you prefer not to touch it. Do you hold yourself from spending what you have to the point of depriving yourself of what you deserve? Do you keep significant savings for occasions that might only happen in your imagination? Or at what point would you allow yourself to be drained of your last penny?
Actually, the world is experiencing a very bad period with regard to economic and political events. These two domains are highly influenced by each other, so a person should estimate that everything could happen in this changeable world. Untouchable saving is a much needed thing these days, because as we can see, people might lose their jobs, have a bad accident (like the earthquake in Syria and Turkey), get sick because of a new virus (like Corona) and so on. For me, I have a saving balance which I try to increase every month. On the other hand, I strive to reward myself with something I like to eat/drink when I complete an important job, or when I reach a threshold of earned money, so the balancing between the saving and buying what we like to eat/drink is a good skill, in my opinion, we sometimes need to do what we like in order to maintain good mental status.
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Theones
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February 19, 2023, 09:29:22 PM |
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I stumbled upon this interesting tweet days ago. https://twitter.com/SchrodingrsBrat/status/1622320014215856128?cxt=HHwWgIC-9aPd0YMtAAAAMany of the comments are equally interesting. They apply the idea to all kinds of things including the game Resident Evil. And then I thought perhaps this is also true in the economic aspect of life. Perhaps this aptly applies to those whose economic lives are like the desert and whose little money they have they keep tightly for the hardest of days. When I was studying in the university far from family and relatives or even family friends, I had a difficult time. Money is extremely scarce. Early mornings are usually for hot drinks-- coffee, chocolate, milk, tea, or whatever. I realized that what made those drinks important is that they are hot. So I learned to drink only a hot cup of water which I could easily ask for free from the eatery in front of where I stayed. Come meal time, I would also request that the serving be made in half. That's to save money. But I had the money. I always made sure I have some. Emergencies and unforeseen expenses may arise anytime. So I need to have money all the time, but I won't touch it. Ironically, it also gave me hunger, inconvenience, discomfort at times. My story is rather uninteresting, but let me know yours. Does this idea also apply to you? You could have the money to buy a new car to replace your old and broken one but you prefer not to touch it. Do you hold yourself from spending what you have to the point of depriving yourself of what you deserve? Do you keep significant savings for occasions that might only happen in your imagination? Or at what point would you allow yourself to be drained of your last penny? Saving for the later. Interesting I think one should not save more than what is needed. Have some saving but don't be rigid so that you need them and you won't use them and then you die and other people would have party on it.
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Oasisman
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February 20, 2023, 05:57:16 AM |
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My story is rather uninteresting, but let me know yours. Does this idea also apply to you? You could have the money to buy a new car to replace your old and broken one but you prefer not to touch it. Do you hold yourself from spending what you have to the point of depriving yourself of what you deserve? Do you keep significant savings for occasions that might only happen in your imagination? Or at what point would you allow yourself to be drained of your last penny?
Saving money doesn't mean your depriving or starving yourself, because you will never know what will happen tomorrow, the day after tomorrow, and months to come. Saving and spending for leisure (minimal expense) is important for your mental and physical health. There's no contest in savings, there is no time limit and there is no reward when you hit your desired savings ahead of time. Nevertheless, savings are usually for emergency funds.
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Cryptock
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
February 20, 2023, 06:45:14 AM |
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My story is rather uninteresting, but let me know yours. Does this idea also apply to you? You could have the money to buy a new car to replace your old and broken one but you prefer not to touch it. Do you hold yourself from spending what you have to the point of depriving yourself of what you deserve? Do you keep significant savings for occasions that might only happen in your imagination? Or at what point would you allow yourself to be drained of your last penny?
Saving money doesn't mean your depriving or starving yourself, because you will never know what will happen tomorrow, the day after tomorrow, and months to come. Saving and spending for leisure (minimal expense) is important for your mental and physical health. There's no contest in savings, there is no time limit and there is no reward when you hit your desired savings ahead of time. Nevertheless, savings are usually for emergency funds. That is correct - one should have a good present and save a bit for the recent future. Life is so unpredictable. Take for instance the example of all the natural disaster which make people homeless in a jiffy. Save but dont starve yourself. I like what you said!
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