Would You Consider Adding Bitcoin to Your Retirement Savings

[coinerer]

I think, bitcoin is not a good savings for retirement. it's because the price is moving fast. while pension money is used to enjoy the day when we are no longer working. if we choose to save some of the money we have in the form of bitcoin with the aim of retirement, then I think this is a wrong understanding, because if someone has held a large amount of bitcoin, then it is said to be a bitcoin investment, where the investment can have high price in the future, or have a lower price.
If a person's goal is to retire, he or she should think about a constant income, perhaps such as rented real estate, a business with a steady income, or perhaps a large savings account. However, if someone has the feeling that they still want to invest long term, then bitcoin might be one of them.

We should use the different option instead of saying no to the bitcoin.I had other plans,I will keep the bitcoin for the retirement.When the market seems bitcoin will no longer available and it will be closed from the market.I will immediately cash out the money from the bitcoin and deposit the same money to the bank.So I will not get affected even if the bitcoin get into their at my old ages.We will support the bitcoin till it survive in the market.So bitcoin will be the better option for the retirement once you follow my steps.

Your plan is called a trading strategy. this is not called savings. This is called savings only when you don't sell the bitcoins until your retirement starts. and during your retirement sell those bitcoins to cover your daily expenses. Holding only Bitcoin for retirement is risky because its price is not stable. again it can be very profitable as its price is constantly increasing. So, after analyzing all this, one should think about which assets should be used to save for retirement.

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[Odusko]

Absolutely!!!
Bitcoin is one of the best assets one can have in this century. Instead of depending on fiat currency and fixed deposits, why not have Bitcoin, have gold, have a business, and many other assets available.
All these can give high returns in the long run.

Bitcoin is indeed the best among other assets in it class,  and for one significant fact fhat Bitcoin have an edge against inflation makes Bitcoin the best possible asset for long term goal such as retirement,  and also for the fact that having your retirement funds in Bitcoin keep your asset away from over taxation also contribute to the many success that comes with Bitcoin as retirement savings.

Since retirement has to come with long-term goals,  it makes Bitcoin more suitable for that demand since Bitcoin's value and profitability are reflected in the long-term base.

[romero121]

Absolutely!!!
Bitcoin is one of the best assets one can have in this century. Instead of depending on fiat currency and fixed deposits, why not have Bitcoin, have gold, have a business, and many other assets available.
All these can give high returns in the long run.

Bitcoin is indeed the best among other assets in it class,  and for one significant fact fhat Bitcoin have an edge against inflation makes Bitcoin the best possible asset for long term goal such as retirement,  and also for the fact that having your retirement funds in Bitcoin keep your asset away from over taxation also contribute to the many success that comes with Bitcoin as retirement savings.

Since retirement has to come with long-term goals,  it makes Bitcoin more suitable for that demand since Bitcoin's value and profitability are reflected in the long-term base.

This is a proven fact, bitcoin is against inflation. Bitcoin investment needs to be considered long term, not everyone have got the patience and it is the only investment that assure large margin based the time of holding. The inflation around the world have affected the lifestyle of people, particularly the people in retirement. They've got scheduled spending and those are unavailable. Due to inflation this is now a question. In such situation bitcoin on retirement fund will surely help in better living support.

[Pilgrimazra]

Bitcoin a potential crypto and a promising future asset. I wouldn't want to go for Bitcoin because it fluctuates and in most African countries not yet stable. I would rather accept a fixed deposit than the Bitcoin.
Matter of time and Bitcoin would be consider more appropriate for that.

[fauzan Ichsan]

Absolutely!!!
Bitcoin is one of the best assets one can have in this century. Instead of depending on fiat currency and fixed deposits, why not have Bitcoin, have gold, have a business, and many other assets available.
All these can give high returns in the long run.

Bitcoin is indeed the best among other assets in it class,  and for one significant fact fhat Bitcoin have an edge against inflation makes Bitcoin the best possible asset for long term goal such as retirement,  and also for the fact that having your retirement funds in Bitcoin keep your asset away from over taxation also contribute to the many success that comes with Bitcoin as retirement savings.

Since retirement has to come with long-term goals,  it makes Bitcoin more suitable for that demand since Bitcoin's value and profitability are reflected in the long-term base.

This is a proven fact, bitcoin is against inflation. Bitcoin investment needs to be considered long term, not everyone have got the patience and it is the only investment that assure large margin based the time of holding. The inflation around the world have affected the lifestyle of people, particularly the people in retirement. They've got scheduled spending and those are unavailable. Due to inflation this is now a question. In such situation bitcoin on retirement fund will surely help in better living support.

lucky that now we know bitcoin, especially in a bearish season like today, of course it's a good price to invest, so that later when mass adoption grows, of course this will make the value of bitcoin go up, especially like I'm a private employee, where there is no retirement from the company, even whenever you can get out of work, with bitcoin and there is still a lack of bitcoiners in the world, it is a great opportunity to join in

[salad daging]

Absolutely!!!
Bitcoin is one of the best assets one can have in this century. Instead of depending on fiat currency and fixed deposits, why not have Bitcoin, have gold, have a business, and many other assets available.
All these can give high returns in the long run.

Bitcoin is indeed the best among other assets in it class,  and for one significant fact fhat Bitcoin have an edge against inflation makes Bitcoin the best possible asset for long term goal such as retirement,  and also for the fact that having your retirement funds in Bitcoin keep your asset away from over taxation also contribute to the many success that comes with Bitcoin as retirement savings.

Since retirement has to come with long-term goals,  it makes Bitcoin more suitable for that demand since Bitcoin's value and profitability are reflected in the long-term base.

Not everyone will accept bitcoin as their retirement fund, so understanding the volatility, fluctuations and market movements should be fundamental to them.
The current generation will probably choose bitcoin as their retirement asset this can be seen from some interest that is so much, now indeed many people have been literate towards fiat which continues to erode inflation every year, think back to how we started this plan on bitcoin as a pensioner later?

I am planning something similar where I will continue to put a little bit of bitcoin for the old days, this is quite reliable than fiat which continues to decline in value.

[Lorence.xD]

Absolutely!!!
Bitcoin is one of the best assets one can have in this century. Instead of depending on fiat currency and fixed deposits, why not have Bitcoin, have gold, have a business, and many other assets available.
All these can give high returns in the long run.

Bitcoin is indeed the best among other assets in it class,  and for one significant fact fhat Bitcoin have an edge against inflation makes Bitcoin the best possible asset for long term goal such as retirement,  and also for the fact that having your retirement funds in Bitcoin keep your asset away from over taxation also contribute to the many success that comes with Bitcoin as retirement savings.

Since retirement has to come with long-term goals,  it makes Bitcoin more suitable for that demand since Bitcoin's value and profitability are reflected in the long-term base.

Not everyone will accept bitcoin as their retirement fund, so understanding the volatility, fluctuations and market movements should be fundamental to them.
The current generation will probably choose bitcoin as their retirement asset this can be seen from some interest that is so much, now indeed many people have been literate towards fiat which continues to erode inflation every year, think back to how we started this plan on bitcoin as a pensioner later?

I am planning something similar where I will continue to put a little bit of bitcoin for the old days, this is quite reliable than fiat which continues to decline in value.

I think it would only be applicable to those people who's already trading or investing in crypto industry for a long time like the current generation as you said. Because not only that they already have the idea but the fact that they are already familiarize and know what to do with Bitcoin. Unlike to those people who will retire and would need to study Bitcoin because why would you choose Bitcoin as your retirement plan if you don't even have any idea about it right? I think if they might not use it as a retirement plan but as an investment instead. Because mostly on retiring people are already at age 60+ (here in my country) so they might not have the time to study and learn Bitcoin.

[erep]

lucky that now we know bitcoin, especially in a bearish season like today, of course it's a good price to invest, so that later when mass adoption grows, of course this will make the value of bitcoin go up, especially like I'm a private employee, where there is no retirement from the company, even whenever you can get out of work, with bitcoin and there is still a lack of bitcoiners in the world, it is a great opportunity to join in

The price of bitcoin during bearish season is still relatively expensive even though the price is -50% from the previous ATH price, I just remember to be careful investing crypto from pension funds and make sure they know the risks before investing, they should diversify the pension fund to some other investments for gold, property and another investment for long term passive profit, I would allocate 30-40% for crypto investment.

A pension fund is the last salary given by the company in appreciation of your work, usually someone who has retired has no savings other than a pension fund, so you have to be wiser in financial management when making decisions to choose long-term investments.

[Flexystar]

It does sound like a good plan because by the time I am gonna be retired I am sure major changes will be done in the Bitcoin adoption. It’s gonna be around 36 years from now that is huge period of mega adoption of the Bitcoin. On the other hand I am already used to buying and holding my bitcoin since couple of years now and I am doing great as sticky holder. I think by the time I reach a decade or something I would be in good position. This will definitely help me a lot during my retirement. One thing I will have lot of bitcoins and second thing the world would be way more friendlier to Bitcoin than the current timeline. So yeah I am up for this idea.

[WatChe]

Not everyone will accept bitcoin as their retirement fund, so understanding the volatility, fluctuations and market movements should be fundamental to them.
The current generation will probably choose bitcoin as their retirement asset this can be seen from some interest that is so much, now indeed many people have been literate towards fiat which continues to erode inflation every year, think back to how we started this plan on bitcoin as a pensioner later?

I am planning something similar where I will continue to put a little bit of bitcoin for the old days, this is quite reliable than fiat which continues to decline in value.

At the age of retirement everyone needs a return that is free from volatility since we are not young by that age to invest or earn profits. The reason why bitcoin doesn't fit in retirement savings is its volatile nature and your investment may hang up for an indefinite period of time. At the moment it's best not to risk such critical investment into bitcoin. Better put extra cash into bitcoin in DCA manner.

[marcous]

It does sound like a good plan because by the time I am gonna be retired I am sure major changes will be done in the Bitcoin adoption. It’s gonna be around 36 years from now that is huge period of mega adoption of the Bitcoin. On the other hand I am already used to buying and holding my bitcoin since couple of years now and I am doing great as sticky holder. I think by the time I reach a decade or something I would be in good position. This will definitely help me a lot during my retirement. One thing I will have lot of bitcoins and second thing the world would be way more friendlier to Bitcoin than the current timeline. So yeah I am up for this idea.

It is true that in the future every country will be more lenient with their regulations regarding Bitcoin, of course there will be many countries that will use it as a medium of exchange. I wanted the same thing you said, buying it today and keeping it in retirement savings is a great idea.

However, we must continue to control the market to get the latest updates on price developments in real time. It will be interesting in retirement, working leisurely and reaping significant benefits from today's hard work.

[Aanuoluwatofunmi]

If I have the opportunity while not go ahead, retirement is what we should have budget for and plan adequately, we are not only meant to continue spending from our retirement funds without having an additional income over it through an investment and such secured means is what we can achieve with bitcoin, when we invest our retirement fund in bitcoin it turns a profitable asset, the more we don't take from it the more the investment is liable to earn us some income over time since bitcoin is a profitable investment when we hold.

[Hamphser]

It does sound like a good plan because by the time I am gonna be retired I am sure major changes will be done in the Bitcoin adoption. It’s gonna be around 36 years from now that is huge period of mega adoption of the Bitcoin. On the other hand I am already used to buying and holding my bitcoin since couple of years now and I am doing great as sticky holder. I think by the time I reach a decade or something I would be in good position. This will definitely help me a lot during my retirement. One thing I will have lot of bitcoins and second thing the world would be way more friendlier to Bitcoin than the current timeline. So yeah I am up for this idea.

It is true that in the future every country will be more lenient with their regulations regarding Bitcoin, of course there will be many countries that will use it as a medium of exchange. I wanted the same thing you said, buying it today and keeping it in retirement savings is a great idea.

However, we must continue to control the market to get the latest updates on price developments in real time. It will be interesting in retirement, working leisurely and reaping significant benefits from today's hard work.

Better to diversify on which you wont really be that just focusing on holding or having or accumulating Bitcoin but also you should really be still that minding about diversification on other investment on which it would

really be just that normal to have that kind of mindset or goal because establishing several numbers of investment or business would really be giving out that kind of chance on which you could really be able to
have no problems in the future on the time that you would be retiring or having no job or on the time that you do get old. You wont really be experiencing any financial hardship just because youve come prepared for such stuff.Doesnt matter whether you are accumulating Bitcoin, having real estate business, having that stocks or indices or whatever that comes with having that appreciating value.

This is why the more the better so that you wont really be minding much about your future, we are getting old and we cant totally rely with our children and its only you and your wife would be the only one
would really be left and would be living until the end. This is why its better not to make yourself put into a condition where you dont able to establish something.

[Cling18]

I'm too far from retirement age but as early as possible, I'm already saving and investing Bitcoin for the future. We have seen how Bitcoin could be profitable and we all know how it could change lives and give financial freedom in the future so as early as we can, we should grab the chance to invest on it.
It should actually be a part of our retirement plan in the future so if unexpected things happen in the future, we can still survive and we'll still have something to leave for our loved ones.
Aside from other investment, we should prioritize buying Bitcoin and must set it as part of our lifetime goals as we will benefit from it in the long run.

[mirakal]

Bitcoin is indeed highly profitable at the moment so this is also one of my dreams to invest in bitcoin and make it as a retirement investment. But I’m also aware that despite of its high chances to make profits, the rate to easily lose your money is also high knowing bitcoin will always be a high risk asset and whoever invest in it without previous knowledge and experience will find it hard to reap its profits in the future. However, if you do your own diligence to research first before you invest, and understand the risk behind it, surely investing with caution will also create some positive results in the future.

[serjent05]

In an ever-increasing value commodity and cryptocurrency, it is a no-brainer to add Bitcoin to our retirement savings.  Thinking of the plan if set put 10 years prior to our retirement, accumulating Bitcoin within that long years can give us a high return assuming Bitcoin will continue to break its all-time high.  It also saves the purchasing power of the money if put elsewhere.

Bitcoin is indeed highly profitable at the moment so this is also one of my dreams to invest in bitcoin and make it as a retirement investment. But I’m also aware that despite of its high chances to make profits, the rate to easily lose your money is also high knowing bitcoin will always be a high risk asset and whoever invest in it without previous knowledge and experience will find it hard to reap its profits in the future. However, if you do your own diligence to research first before you invest, and understand the risk behind it, surely investing with caution will also create some positive results in the future.

Considering the flow of the Bitcoin market and news about Bitcoin, the increasing popularity and good projection of future adoption, I believe Bitcoin will continue to be profitable as long as the person knows when to sell his holdings.

[Uruhara]

It does sound like a good plan because by the time I am gonna be retired I am sure major changes will be done in the Bitcoin adoption. It’s gonna be around 36 years from now that is huge period of mega adoption of the Bitcoin. On the other hand I am already used to buying and holding my bitcoin since couple of years now and I am doing great as sticky holder. I think by the time I reach a decade or something I would be in good position. This will definitely help me a lot during my retirement. One thing I will have lot of bitcoins and second thing the world would be way more friendlier to Bitcoin than the current timeline. So yeah I am up for this idea.

Correct. If we can see good potential for Bitcoin adoption in the future then of course saving bitcoin / investing bitcoin to be included in a retirement savings fund would be a pretty good idea. Because savings are of course only funds that we set aside, of course it doesn't contain too much risk. But of course, including bitcoin in our retirement savings does not mean we only save in bitcoins. But of course we also prepare in other ways for our retirement.

[xSkylarx]

It does sound like a good plan because by the time I am gonna be retired I am sure major changes will be done in the Bitcoin adoption. It’s gonna be around 36 years from now that is huge period of mega adoption of the Bitcoin. On the other hand I am already used to buying and holding my bitcoin since couple of years now and I am doing great as sticky holder. I think by the time I reach a decade or something I would be in good position. This will definitely help me a lot during my retirement. One thing I will have lot of bitcoins and second thing the world would be way more friendlier to Bitcoin than the current timeline. So yeah I am up for this idea.

Correct. If we can see good potential for Bitcoin adoption in the future then of course saving bitcoin / investing bitcoin to be included in a retirement savings fund would be a pretty good idea. Because savings are of course only funds that we set aside, of course it doesn't contain too much risk. But of course, including bitcoin in our retirement savings does not mean we only save in bitcoins. But of course we also prepare in other ways for our retirement.

It has really good potential because, as you can see right now, a lot of people are investing in bitcoin and also keeping it for a long period of time, but that is called investing, not saving, because in saving there is no risk, meaning your money will not increase or decrease because that money is intended for something and you can't afford a risk. That is why others will invest using their savings because they can get a profit and it will not take them long before they achieve the certain value they want.

[ancafe]

Correct. If we can see good potential for Bitcoin adoption in the future then of course saving bitcoin / investing bitcoin to be included in a retirement savings fund would be a pretty good idea. Because savings are of course only funds that we set aside, of course it doesn't contain too much risk. But of course, including bitcoin in our retirement savings does not mean we only save in bitcoins. But of course we also prepare in other ways for our retirement.

The comparison between retirement funds that are used to save bitcoins or invest them will be much better than these funds used or stored in unproductive savings. Better yet, the pension fund is made a percentage to be placed in several places. For example, like investing in gold, bitcoin or other stocks that have potential in the future, at least if the more place (niches) we use, the greater the profit we will get.

And conversely I also suggest to anyone who uses a pension fund for several investment methods and the most important thing is that the pension fund should also be enjoyed by every individual. Don't get busy thinking about investing but in the end they can't enjoy it because they have to leave the world (die). Make a balance between investment and cost of needs and don't hold back on needs but force yourself to invest because if it is done in my opinion it is also not quite right.

[bayu7adi]

It does sound like a good plan because by the time I am gonna be retired I am sure major changes will be done in the Bitcoin adoption. It’s gonna be around 36 years from now that is huge period of mega adoption of the Bitcoin. On the other hand I am already used to buying and holding my bitcoin since couple of years now and I am doing great as sticky holder. I think by the time I reach a decade or something I would be in good position. This will definitely help me a lot during my retirement. One thing I will have lot of bitcoins and second thing the world would be way more friendlier to Bitcoin than the current timeline. So yeah I am up for this idea.

I'm genuinely enamored by the optimistic perspective that Bitcoin is poised to become a ubiquitous presence in the future. While my confidence might not be skyscraper-high at this moment, it's undeniable that Bitcoin is still in its youthful stages. The potential for its widespread acceptance is a ticking time bomb of possibilities, primed to explode at any moment.

Yet, in my humble view, the allure of investing in Bitcoin truly shines when it's amid a seismic shift toward mass adoption – a grand event that I believe is destined to unfold in less than three decades.

I hold onto my stash of Bitcoin, preferring to revel in the element of surprise that it might unveil, rather than fixating solely on the magnitude of gains that might accrue.