tabas
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March 10, 2023, 07:39:13 PM |
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Well, the inflation in my country now is not extremely high but has already damaged the economy. The cost of living is increasing and does not seem to stop. Last week one of my friends lost his job after working in the same company for a decade. His life abruptly changed, putting him in a place where he could not support his family. If you were him, how would you survive this tough time ? As a friend, I am trying to help him as much as I can and meanwhile, I am planning to save more money to prepare for the unexpected challenges in my life. What about you ?
I'll take a rest, mentally, he needs to take that moment for him to at least charge before he proceeds in finding in a new job. Yeah, it's tough at these times and things have became more expensive and harder. It's sad to see that these lay offs happen and there's nothing a normal employee can do. And by the time that he gets employed, that should be the time that he start saving and if he can make a side hustle which he can pursue whenever he gets laid off again then it won't be painful to him because he knows that he's got a backup, not just a savings but also investments and businesses as much as possible.
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Issa56
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March 10, 2023, 07:44:08 PM |
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Immediately you secure a job, I believe we should start saving money immediately, I don't really know for other countries, but in my country company job is not really a reliable job, anything can happen at any time so you should be ready for anything at any moment, you might get a job and after one month you might be sacked. You should start saving after you have been employed then start up a business later, incase if anything happens, then you will have back up.
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teosanru
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March 10, 2023, 07:46:40 PM |
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Well, the inflation in my country now is not extremely high but has already damaged the economy. The cost of living is increasing and does not seem to stop. Last week one of my friends lost his job after working in the same company for a decade. His life abruptly changed, putting him in a place where he could not support his family. If you were him, how would you survive this tough time ? As a friend, I am trying to help him as much as I can and meanwhile, I am planning to save more money to prepare for the unexpected challenges in my life. What about you ?
I think it's really sad. We all have our commitments each month in form of some or the other EMIs and other expenses so losing a job is obviously a life altering event. It obviously is difficult to find another job and on top of that extremely difficult to find one with almost similar payscale. This always reminds me of the fact that how one should always keep more than one sources of income for them and shouldn't rely merely on their jobs for providing finances.
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ancafe
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March 10, 2023, 08:06:24 PM |
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As a friend, I am trying to help him as much as I can and meanwhile, I am planning to save more money to prepare for the unexpected challenges in my life. What about you ?
As a friend, encouraging him is an obligation, but there is no other way for your friend than to work hard elsewhere even though the job is not permanent. It is necessary to maintain cash flow when our financial condition is not too bad, investing and saving are not only done during normal conditions, but as much as possible these two things are done regularly even in small amounts. Imagine that this condition happened to us, without even preparing any savings when we lose our job, then something difficult will put us in a worse condition. Preparing savings when we have a job is an obligation, while investing is an ability if someone is able to balance between income and expenses, normal life needs to be prepared because it will not come by itself and no one can predict how our future will be
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erep
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March 10, 2023, 09:30:19 PM |
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Immediately you secure a job, I believe we should start saving money immediately, I don't really know for other countries, but in my country company job is not really a reliable job, anything can happen at any time so you should be ready for anything at any moment, you might get a job and after one month you might be sacked. You should start saving after you have been employed then start up a business later, incase if anything happens, then you will have back up.
You have to save since you get income from your job even though your salary is low, you don't have to wait until you have a business so you just save but there's no guarantee we can become a successful businessman, so take advantage of the time you have to work extra to get other income to be able to save for future needs.
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livingfree
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March 10, 2023, 09:43:11 PM |
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You have to save since you get income from your job even though your salary is low, you don't have to wait until you have a business so you just save but there's no guarantee we can become a successful businessman, so take advantage of the time you have to work extra to get other income to be able to save for future needs.
There are folks for business and there are those that are for employment and there goes the folks that are both of them. I agree to you that even if the salary is low, it's not about the amount that you can save but it's the practice that you're building up and discipline of saving. Because while your salary is low and you're not saving, how much more if you're earning well already and that will boost your spending habits because you've got more money then? While you're employed or while your business is thriving, always save for the rainy days as they say.
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stomachgrowls
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March 10, 2023, 10:13:12 PM |
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Well, the inflation in my country now is not extremely high but has already damaged the economy. The cost of living is increasing and does not seem to stop. Last week one of my friends lost his job after working in the same company for a decade. His life abruptly changed, putting him in a place where he could not support his family. If you were him, how would you survive this tough time ? As a friend, I am trying to help him as much as I can and meanwhile, I am planning to save more money to prepare for the unexpected challenges in my life. What about you ?
This is one of the risks when you are really that having that dayjob on which you do really believe that it would really last out for a lifetime which its never been a guarantee to be on that way.This is why its really always been that recommended that you should really be minding on having a savings or making out some investment as much as you could because you dont know on what the things that would happen on tommorow. Whether you would be still having the job or not.Just like on what happened into your friend into other people as well on similar conditions then you would be finding yourself that get fucked up on the time that the work you are depending on would be gone. This is why savings is really a crucial thing to be have and just dont make yourself spending all of those money on monthly basis without having those emergency allocations.
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BRINIRHA
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March 10, 2023, 10:13:27 PM |
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It is very important for us to understand and apply proper financial management. and this must be done with careful planning. adjusting the income and expenses that we have so that we can keep saving and investing and also prepare a reserve fund for unexpected things.
while we still have income then we are obliged to always set aside money for future plans. don't make every salary you receive always run out every month. because the current uncertain economic situation is indeed very dire. so we must always be ready with all possibilities.
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serjent05
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March 10, 2023, 10:49:37 PM |
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Well, the inflation in my country now is not extremely high but has already damaged the economy. The cost of living is increasing and does not seem to stop. Last week one of my friends lost his job after working in the same company for a decade. His life abruptly changed, putting him in a place where he could not support his family. If you were him, how would you survive this tough time ? As a friend, I am trying to help him as much as I can and meanwhile, I am planning to save more money to prepare for the unexpected challenges in my life. What about you ?
In a high-inflation environment, I think it isn't wise to save in form of money since the value of money will depreciate as time goes by. I think if you have money it is better be stored in a stable asset that does not depreciate as fast as money. I wouldn't advise keeping it in cryptocurrency because of the possibility of the time when you need the fund, your crypto is in a bear market and is 99% less in value. Bitcoin can be an option but still, it is highly volatile unless you start saving during the Bitcoin bear market.
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trendcoin
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March 10, 2023, 10:56:58 PM |
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Unfortunately, since the world is moving towards a multipolar axis, the balances on the global scale are changing and this situation is reflected to us as an economic difficulty. I don't think anything will be better. That's why I've been trying to save money for a long time. So, I've been in this mode for a long time...
However, saving money is actually a very good thing, because the formation of capital is not possible otherwise. We can use the money we save as capital in a new business, or it can provide us with a quality retirement life. Saving money and protecting it from inflation is an absolute benefit to us...
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Fatunad
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March 10, 2023, 10:59:25 PM Last edit: March 10, 2023, 11:42:20 PM by Fatunad |
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Well, the inflation in my country now is not extremely high but has already damaged the economy. The cost of living is increasing and does not seem to stop. Last week one of my friends lost his job after working in the same company for a decade. His life abruptly changed, putting him in a place where he could not support his family. If you were him, how would you survive this tough time ? As a friend, I am trying to help him as much as I can and meanwhile, I am planning to save more money to prepare for the unexpected challenges in my life. What about you ?
In a high-inflation environment, I think it isn't wise to save in form of money since the value of money will depreciate as time goes by. I think if you have money it is better be stored in a stable asset that does not depreciate as fast as money. I wouldn't advise keeping it in cryptocurrency because of the possibility of the time when you need the fund, your crypto is in a bear market and is 99% less in value. Bitcoin can be an option but still, it is highly volatile unless you start saving during the Bitcoin bear market. Save 50% in cash form and Invest 50% on multiple investment which you should really that diversify as much as you can.Its true that inflation is inevitable and this is why you should really be wise on where you should be putting up your focus on making out investment which isnt really that much be touched up with inflation which is through investment which could give out multiple source of income. On the time where shit happens then you would be able to make yourself sustain and survive even if you dont have the work and this is why its really that relevant that you should really save up yourself for those unexpected events.
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Fivestar4everMVP
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March 10, 2023, 11:05:55 PM |
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There is a wise saying that we save money, so that money can save us later. First, it's a shameful thing to work in a company for decades without brig able to save a dime, it's really not a good way to live our lives, even a bachelor needs to have savings, before we begin talking of family men and women.
It is important to save, no matter how small our earning is, is better to save small, than not having a saving at all.
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andriarto
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March 10, 2023, 11:07:49 PM |
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Well, the inflation in my country now is not extremely high but has already damaged the economy. The cost of living is increasing and does not seem to stop. Last week one of my friends lost his job after working in the same company for a decade. His life abruptly changed, putting him in a place where he could not support his family. If you were him, how would you survive this tough time ? As a friend, I am trying to help him as much as I can and meanwhile, I am planning to save more money to prepare for the unexpected challenges in my life. What about you ?
In a high-inflation environment, I think it isn't wise to save in form of money since the value of money will depreciate as time goes by. I think if you have money it is better be stored in a stable asset that does not depreciate as fast as money. I wouldn't advise keeping it in cryptocurrency because of the possibility of the time when you need the fund, your crypto is in a bear market and is 99% less in value. Bitcoin can be an option but still, it is highly volatile unless you start saving during the Bitcoin bear market. when it's difficult like that to save in cryptocurrency the main thing is you have to have good knowledge, considering the high fluctuations. I think saving in gold can be an option at least the value is not eroded in inflation. Indeed, to anticipate unexpected things like yours, we must have a reserve fund, and that can be used when we are in trouble. therefore money management in the economy is important, instead of spending one month's salary in one month
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shinratensei_
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March 10, 2023, 11:20:50 PM |
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it's always good to have some money saved up when you are facing difficulties, at least it helps that's why I think it's always essential that someone when got money, not spending all of these even for something they considers important mainly because in the future it's almost certain that we gonna face difficulties related with money unless you're descendant of some billionaire, i'd say if you want to be sure about your life and don't want to face some kind of crisis then save up some money alongside growing your current income. I think it should be common knowledge that if the inflation outweigh your salary you should be worried. because it means your purchasing power gonna get plummeting and eventually you're gonna be broke since lesser purchasing power means you gonna use up all your salary.
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Ryker1
Sr. Member
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Eloncoin.org - Mars, here we come!
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March 10, 2023, 11:27:22 PM |
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Well, the inflation in my country now is not extremely high but has already damaged the economy. The cost of living is increasing and does not seem to stop. Last week one of my friends lost his job after working in the same company for a decade. His life abruptly changed, putting him in a place where he could not support his family. If you were him, how would you survive this tough time ? As a friend, I am trying to help him as much as I can and meanwhile, I am planning to save more money to prepare for the unexpected challenges in my life. What about you ?
That is wise to follow your example and start saving more money to prepare for unexpected challenges. Building up an emergency fund can provide a valuable safety net during tough times and help alleviate some of the stress and uncertainty that comes with financial instability. In terms of survival, there are several steps your friend could take to help ease the financial burden. Firstly, he could look for new job opportunities or consider retraining in a new field if necessary. It may also be worth exploring options for government support or financial assistance programs that could provide some temporary relief.
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Fredomago
Legendary
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March 10, 2023, 11:37:08 PM |
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You have to save since you get income from your job even though your salary is low, you don't have to wait until you have a business so you just save but there's no guarantee we can become a successful businessman, so take advantage of the time you have to work extra to get other income to be able to save for future needs.
There are folks for business and there are those that are for employment and there goes the folks that are both of them. I agree to you that even if the salary is low, it's not about the amount that you can save but it's the practice that you're building up and discipline of saving. Because while your salary is low and you're not saving, how much more if you're earning well already and that will boost your spending habits because you've got more money then? While you're employed or while your business is thriving, always save for the rainy days as they say. Yes indeed, if you can established a business while you have a day job you can save good amount, but in times like this where hardship due to inflations are really bringing tough days to our life, best to help by bringing ideas if he's no longer capable to go back to the same field then he needed to explore to other options and alternatives, it's a surviving era so better to find alternative options to continue and to support your family.
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Jody.Drummer
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March 11, 2023, 03:49:43 AM |
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There is a wise saying that we save money, so that money can save us later. First, it's a shameful thing to work in a company for decades without brig able to save a dime, it's really not a good way to live our lives, even a bachelor needs to have savings, before we begin talking of family men and women.
It is important to save, no matter how small our earning is, is better to save small, than not having a saving at all.
Yes, you are right, if you look at the past I also feel ashamed where when I worked a few years ago I didn't have a penny saved, and when I quit the company I really didn't have anything. But I don't regret it, because I got a very valuable lesson from that experience. Yes now I live a better life again, I save, I invest too. It's true what many people say, that experience will make us even better and I really feel it myself. Maybe it depends on the person too, because there are people who don't learn from experience, and I think that's really stupid.
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Uruhara
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March 11, 2023, 04:39:22 AM |
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Immediately you secure a job, I believe we should start saving money immediately, I don't really know for other countries, but in my country company job is not really a reliable job, anything can happen at any time so you should be ready for anything at any moment, you might get a job and after one month you might be sacked. You should start saving after you have been employed then start up a business later, incase if anything happens, then you will have back up.
if the situation is like that then I think we should always be prepared for things that may come unexpectedly. Apart from work, we also have to prepare money for our health. because even though we have a job in a company, if we are sick and don't come to work, of course the salary we receive will be less because it is deducted by sick leave. and even when we are sick we have to pay for medical treatment to the doctor. things like this should be thought about so that we can put more effort into managing our expenses. like only spending money on things we really need.
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Ngewex Yuk
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March 11, 2023, 05:03:52 AM |
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There is a wise saying that we save money, so that money can save us later. First, it's a shameful thing to work in a company for decades without brig able to save a dime, it's really not a good way to live our lives, even a bachelor needs to have savings, before we begin talking of family men and women.
It is important to save, no matter how small our earning is, is better to save small, than not having a saving at all.
Yes, you are right, if you look at the past I also feel ashamed where when I worked a few years ago I didn't have a penny saved, and when I quit the company I really didn't have anything. But I don't regret it, because I got a very valuable lesson from that experience. Yes now I live a better life again, I save, I invest too. It's true what many people say, that experience will make us even better and I really feel it myself. Maybe it depends on the person too, because there are people who don't learn from experience, and I think that's really stupid. Sometimes we have to experience the bad things ourselves, of course we often hear about many things but as long as we have never experienced them, we will not learn or take lessons, the life experiences we have gone through become teachers for us to face the future, never be pessimistic about circumstances whatever, I also feel like quitting my job but I'll wait for the right time, right now I'm investing in bitcoin and altcoins which I hope can change my life for the better.
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TIME TO SLEEP
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FireDAOJackie_Z (OP)
Jr. Member
Offline
Activity: 98
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March 11, 2023, 05:49:55 AM |
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There is a wise saying that we save money, so that money can save us later. First, it's a shameful thing to work in a company for decades without brig able to save a dime, it's really not a good way to live our lives, even a bachelor needs to have savings, before we begin talking of family men and women.
It is important to save, no matter how small our earning is, is better to save small, than not having a saving at all.
Yes, you are right, if you look at the past I also feel ashamed where when I worked a few years ago I didn't have a penny saved, and when I quit the company I really didn't have anything. But I don't regret it, because I got a very valuable lesson from that experience. Yes now I live a better life again, I save, I invest too. It's true what many people say, that experience will make us even better and I really feel it myself. Maybe it depends on the person too, because there are people who don't learn from experience, and I think that's really stupid. Sometimes we have to experience the bad things ourselves, of course we often hear about many things but as long as we have never experienced them, we will not learn or take lessons, the life experiences we have gone through become teachers for us to face the future, never be pessimistic about circumstances whatever, I also feel like quitting my job but I'll wait for the right time, right now I'm investing in bitcoin and altcoins which I hope can change my life for the better. Life experiences are truly shaping who we are. I totally understand your feelings now as I have been there before. The only difference was that I quit my job at that time with no backup and I struggled for a long time to recover. You are wise to think about it twice and plan your future if you quit your current job. Bitcoin is a good option and will be more likely to profit in the long run. However, please don't get distracted by solely investing in Bitcoin because it will only act as a plus, not a focus. Focus on your main job and maximize the side hustle/source of income as much as you can.
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