Try to save money while you still can, will you ?

[judaspriest]

~

Agreed. To find a life-work balance is hard but worth all efforts. The more important thing is that in the pursuit of balance, we have set a great role model to our kids. Parents are always children’s “heroes” and if we do nothing positive in life, they will be more likely to be less disciplined and live a miserable life. Nowadays kids are way easy to be spoiled and we, as parents, should both provide a good financial support, more time with kids, and draw a line not to spoil them for the sake of their healthy growth. It’s a difficult task as well but we should do it. No matter what.

We should try, I would say. No one knows how to raise children properly. What we do know is that having enough money is not enough. Kids of rich parents would be perfect, if if it depended on money only. But we all know that in mane cases they are far from being perfect. So, we should focus not only on saving money for our kids' future, but also on their early education, because you can't compensate the lack of it with money.

You're right, but saving money is also an important point if one of our goals is educating children. even today if you want your child to acquire good knowledge you also need money for that. So, raising money is very important for the future. we can teach our children good knowledge while we save. however, the positive effects of saving are numerous. In fact, besides education, you can increase your business or investment by saving consistently.

there are so many advantages of saving for the future but all of that should not disturb the current balance of life, prioritizing the interests or needs of current life and then leaving it for saving.
the matter of educating children and also health is included in the important needs, whether saving or not education and health must be prioritized.
therefore don't save too much so that you put aside current needs.

It's true what you said saving is important but again we have to be able to manage it first,
after managing these needs have been met then we can start saving,
The most important thing is to meet your needs first, then save.

[Ricardo11]

If you have decided to save for the future, it is always the best decision. No one can tell what the future holds for you. At any moment your situation can turn bad. Then this savings will help you out of this situation. You calculate your income and expenses and start saving by creating a savings list of specific amounts. And you stick to it in any situation. Then you can always be prepared to face your worst situation. We should all save more or less. Think about what you need in the future and start saving for it. We should all try to save a little more. So that you don't have to worry about any bad situation in the future.

[xSkylarx]

~

Agreed. To find a life-work balance is hard but worth all efforts. The more important thing is that in the pursuit of balance, we have set a great role model to our kids. Parents are always children’s “heroes” and if we do nothing positive in life, they will be more likely to be less disciplined and live a miserable life. Nowadays kids are way easy to be spoiled and we, as parents, should both provide a good financial support, more time with kids, and draw a line not to spoil them for the sake of their healthy growth. It’s a difficult task as well but we should do it. No matter what.

We should try, I would say. No one knows how to raise children properly. What we do know is that having enough money is not enough. Kids of rich parents would be perfect, if if it depended on money only. But we all know that in mane cases they are far from being perfect. So, we should focus not only on saving money for our kids' future, but also on their early education, because you can't compensate the lack of it with money.

You're right, but saving money is also an important point if one of our goals is educating children. even today if you want your child to acquire good knowledge you also need money for that. So, raising money is very important for the future. we can teach our children good knowledge while we save. however, the positive effects of saving are numerous. In fact, besides education, you can increase your business or investment by saving consistently.

there are so many advantages of saving for the future but all of that should not disturb the current balance of life, prioritizing the interests or needs of current life and then leaving it for saving.
the matter of educating children and also health is included in the important needs, whether saving or not education and health must be prioritized.
therefore don't save too much so that you put aside current needs.

It's true what you said saving is important but again we have to be able to manage it first,
after managing these needs have been met then we can start saving,
The most important thing is to meet your needs first, then save.

but for others (depending on the person and the salary), they do the saving first before having their needs, and I hope I will experience this too, because they say that you can't save if you spend on your needs first because the wants will follow at that time, but again, this depends on your income. As for me, I need to budget my needs first, and if there are extras, then you can save.

[Maidak]

If you have decided to save for the future, it is always the best decision. No one can tell what the future holds for you. At any moment your situation can turn bad. Then this savings will help you out of this situation. You calculate your income and expenses and start saving by creating a savings list of specific amounts. And you stick to it in any situation. Then you can always be prepared to face your worst situation. We should all save more or less. Think about what you need in the future and start saving for it. We should all try to save a little more. So that you don't have to worry about any bad situation in the future.

Saving is never wrong, even for high earners or rich people, because the future is unpredictable. But save with a plan, I mean save in moderation, don't force yourself to work hard to save or fast to save. Along with that, we should not be too subjective because we have a high income and a lot of money, so saving is not paid much attention.
Saving is more important than investing, but many people still mistakenly believe that investing is more important than saving and think that the rich do not save but only invest.

[Z390]

It's all about having an easy life, the reason why I work so hard and always try to save money is because of myself and my family, there is nothing else that money is good for than to have a good life with your family, when health issue comes at least money won't be the reason why you lost your loved ones, money is a great tool to have easier life that's why we must work very hard at whatever we do to make money, in some years time we won't be able to work hard anymore due to old age, there is no better time than now.

Though saving must not be the main thing to achieve a better life, I believe that investment is the best way to having a fulfilling life because with investments you will increase your chances of accomplishing the money goal., those rich men out there got to where they are today by investing their money effectively.

[Theones]

It's all about having an easy life, the reason why I work so hard and always try to save money is because of myself and my family, there is nothing else that money is good for than to have a good life with your family, when health issue comes at least money won't be the reason why you lost your loved ones, money is a great tool to have easier life that's why we must work very hard at whatever we do to make money, in some years time we won't be able to work hard anymore due to old age, there is no better time than now.

Though saving must not be the main thing to achieve a better life, I believe that investment is the best way to having a fulfilling life because with investments you will increase your chances of accomplishing the money goal., those rich men out there got to where they are today by investing their money effectively.

but investment is not always a good choice. Sometime
you loose your hard earn money. I thought of investing once in my life and it was a disaster.

[umbara ardian]

Yeah, of course, even if it's not in the boom period, saving is also something that we should do because it can help you a lot if, unfortunately, you have something urgent. At the beginning of the outbreak of the COVID epidemic in my country, at first it could be said that the situation was still very good, but when the situation became tense, people could not go to work and were forced to stay at home. At that time, the money problems really started. There are many people who do not have any savings to cover their lives; they only live on their monthly salary. So the lack of work leads to no money; the deprivation makes them hot and start riots. So the result of not having a plan to save money for ourselves is really a matter of concern, so no matter how much or how little, every month we should put a small amount of money in the savings book.

[Dr.Osh]

It's all about having an easy life, the reason why I work so hard and always try to save money is because of myself and my family, there is nothing else that money is good for than to have a good life with your family, when health issue comes at least money won't be the reason why you lost your loved ones, money is a great tool to have easier life that's why we must work very hard at whatever we do to make money, in some years time we won't be able to work hard anymore due to old age, there is no better time than now.

Though saving must not be the main thing to achieve a better life, I believe that investment is the best way to having a fulfilling life because with investments you will increase your chances of accomplishing the money goal., those rich men out there got to where they are today by investing their money effectively.

investment really affects our economy in the future if the investment we make is really successful. however, we also know that saving is the thing to do. because all of these things are important, so many people suggest saving some or maybe 30% of the income they have, and 20% or more is used for investing and the rest is for living expenses and emergency funds. those are all very important aspects. many people have worked hard up until now and are using their money to save and invest with a view to the future.

[raidarksword]

We are experiencing inflations and in fact our country as well suffers from it that's why being thrift and having savings will have a huge factor to survive this inflations. As always, don't buy unnecessary things instead buy only what's necessary for now. When turns ugly, always have a backed up plan because we cannot predict the future instead bitcoin will be a huge factor to fight inflations as many believed it is the future of financial freedom.

[Uruhara]

Saving money is an important thing that we must make a top priority in life, if we don't save it will get a lot of difficulties, saving is of course according to ability, but if we have a small income then the first thing to do is take it for saving and the rest is for needs, if we don't do that then until we are old we won't be able to save.

I'll put the main needs first, then we can save the rest. Agree with you that saving should be according to our ability, so that we don't neglect our main needs so that we can save. The amount is not the problem here, the most important thing is that we can set aside money from our income for us to save, it doesn't matter whether it's a small or large amount, the important thing is that we can do it consistently. Many people who have a large income but they can't do anything for the future due to their luxurious lifestyle, which makes them unable to save their money.

Now this luxurious living habit usually makes it difficult for people to set aside money for savings. So to be able to save, of course, we have to start from improving our life habits to become simpler. Buying only the things we really need. and avoid unnecessary purchases. Prioritize primary needs and try to set aside our money even if only a little. and as you said the key is that we have to be consistent in doing it.

[xSkylarx]

Saving money is an important thing that we must make a top priority in life, if we don't save it will get a lot of difficulties, saving is of course according to ability, but if we have a small income then the first thing to do is take it for saving and the rest is for needs, if we don't do that then until we are old we won't be able to save.

I'll put the main needs first, then we can save the rest. Agree with you that saving should be according to our ability, so that we don't neglect our main needs so that we can save. The amount is not the problem here, the most important thing is that we can set aside money from our income for us to save, it doesn't matter whether it's a small or large amount, the important thing is that we can do it consistently. Many people who have a large income but they can't do anything for the future due to their luxurious lifestyle, which makes them unable to save their money.

Now this luxurious living habit usually makes it difficult for people to set aside money for savings. So to be able to save, of course, we have to start from improving our life habits to become simpler. Buying only the things we really need. and avoid unnecessary purchases. Prioritize primary needs and try to set aside our money even if only a little. and as you said the key is that we have to be consistent in doing it.

They got affected mostly by social media, which is why they will spend more on their wants, like if they just see a newly opened restaurant with a lot of people going there, even if it is not necessary, they will go to it, or buy a new phone even if their old one is still working. If people can't control this kind of urge, then for sure they can save for the future, as they are prioritizing their short-term comfort or happiness.

[Razmirraz]

Well, the inflation in my country now is not extremely high but has already damaged the economy. The cost of living is increasing and does not seem to stop. Last week one of my friends lost his job after working in the same company for a decade. His life abruptly changed, putting him in a place where he could not support his family. If you were him, how would you survive this tough time ? As a friend, I am trying to help him as much as I can and meanwhile, I am planning to save more money to prepare for the unexpected challenges in my life. What about you ?

There are many ways you can do to survive in economic conditions like this, you can start pioneering the economy starting from a small job opening an online business or local business from door to door. This is the consequence if you don't prepare your savings to face bad possibilities that we never know when they will happen. Throw away your prestige and don't care about what other people say, you must be ready to do anything to survive in a difficult economy to support your family.

[Fredomago]

Well, the inflation in my country now is not extremely high but has already damaged the economy. The cost of living is increasing and does not seem to stop. Last week one of my friends lost his job after working in the same company for a decade. His life abruptly changed, putting him in a place where he could not support his family. If you were him, how would you survive this tough time ? As a friend, I am trying to help him as much as I can and meanwhile, I am planning to save more money to prepare for the unexpected challenges in my life. What about you ?

There are many ways you can do to survive in economic conditions like this, you can start pioneering the economy starting from a small job opening an online business or local business from door to door. This is the consequence if you don't prepare your savings to face bad possibilities that we never know when they will happen. Throw away your prestige and don't care about what other people say, you must be ready to do anything to survive in a difficult economy to support your family.

Being practical is what you need during this time. Pride and ego should be taken away as you need to survive and you need to do everything to continue feeding yourself and your family. Surviving is something that you are willing to put everything aside and to make things possible even the chance is slim, like with your example you can go and do a door to door selling activities even if before you are a high paying employee, things that needed to adjust and adopt in order to make sure that you will have a daily income that can feed your family.

Nothing can' be done in terms of surviving unless you are lazy and you are not willing to embrace changes that needed to take place in order to continue living your life.

[someone703]

Saving a portion of your income each month can provide a financial safety net and help in times of need, especially when preparing for the unexpected. You should allocate a certain percentage of your salary to savings. By continuously saving a part of your income, you will build a reserve that can be used for emergencies, unexpected expenses, or periods of unemployment. It also provides peace of mind during difficult times and the means to sustain yourself and your family. This serves as a buffer to cover basic needs such as food, housing, and healthcare while you look for new jobs or explore alternative sources of income.

[Mahanton]

Well, the inflation in my country now is not extremely high but has already damaged the economy. The cost of living is increasing and does not seem to stop. Last week one of my friends lost his job after working in the same company for a decade. His life abruptly changed, putting him in a place where he could not support his family. If you were him, how would you survive this tough time ? As a friend, I am trying to help him as much as I can and meanwhile, I am planning to save more money to prepare for the unexpected challenges in my life. What about you ?

There are many ways you can do to survive in economic conditions like this, you can start pioneering the economy starting from a small job opening an online business or local business from door to door. This is the consequence if you don't prepare your savings to face bad possibilities that we never know when they will happen. Throw away your prestige and don't care about what other people say, you must be ready to do anything to survive in a difficult economy to support your family.

Being practical is what you need during this time. Pride and ego should be taken away as you need to survive and you need to do everything to continue feeding yourself and your family. Surviving is something that you are willing to put everything aside and to make things possible even the chance is slim, like with your example you can go and do a door to door selling activities even if before you are a high paying employee, things that needed to adjust and adopt in order to make sure that you will have a daily income that can feed your family.

Nothing can' be done in terms of surviving unless you are lazy and you are not willing to embrace changes that needed to take place in order to continue living your life.

Pride and ego isnt that important because the most important thing of this world is on how you would really be putting up a food on your table or something that wouldnt really make your stomach crumble.
Dont mind others views and opinions about you, because there's no need or not really that important on how people would be having that kind of good impression towards you. Spending up without any plans
ahead would really be leading you in nowhere or on the time that emergency exists then there's no much you can do since you dont have money to spend up and ending up for you to taking up some a loan.
Dont let yourself fall into such situation on where you are really that being wrecked up just because you dont have money to spent up on time like this. Saving up money is considerable but at the same
time you should really be wise on having that investment and business on where you could really be having that other income sources on which it would really be spreading up that kind of opportunity
to earn more.

[Uruhara]

Saving money is an important thing that we must make a top priority in life, if we don't save it will get a lot of difficulties, saving is of course according to ability, but if we have a small income then the first thing to do is take it for saving and the rest is for needs, if we don't do that then until we are old we won't be able to save.

I'll put the main needs first, then we can save the rest. Agree with you that saving should be according to our ability, so that we don't neglect our main needs so that we can save. The amount is not the problem here, the most important thing is that we can set aside money from our income for us to save, it doesn't matter whether it's a small or large amount, the important thing is that we can do it consistently. Many people who have a large income but they can't do anything for the future due to their luxurious lifestyle, which makes them unable to save their money.

Now this luxurious living habit usually makes it difficult for people to set aside money for savings. So to be able to save, of course, we have to start from improving our life habits to become simpler. Buying only the things we really need. and avoid unnecessary purchases. Prioritize primary needs and try to set aside our money even if only a little. and as you said the key is that we have to be consistent in doing it.

They got affected mostly by social media, which is why they will spend more on their wants, like if they just see a newly opened restaurant with a lot of people going there, even if it is not necessary, they will go to it, or buy a new phone even if their old one is still working. If people can't control this kind of urge, then for sure they can save for the future, as they are prioritizing their short-term comfort or happiness.

I also cannot deny the temptations that always pass by on social media and on some of the application platforms that we use. I can't even set an example for others. But I personally experienced it. but I'm not tempted because of an advertisement on social media. but because I installed a shopping application that offers quite tempting offers. starting with free shipping and 50% off for new users. this has made me tempted and buy one of the things that I really don't really need at this time. but I was tempted and bought it anyway because I thought a lot about not wasting the new user voucher I got. And it looks like the item will come in handy one day. But still, the steps I took have made my financial planning a little off the mark from what I had planned before. and I'm a little bit sorry now. and maybe I get a lesson from this not to be tempted anymore by a promotion or anything from every new application that I install. but I think I'm not the only one who's been tempted by some sort of new user voucher promotion from a shopping app 

[BitcoinTurk]

Well, the inflation in my country now is not extremely high but has already damaged the economy. The cost of living is increasing and does not seem to stop. Last week one of my friends lost his job after working in the same company for a decade. His life abruptly changed, putting him in a place where he could not support his family. If you were him, how would you survive this tough time ? As a friend, I am trying to help him as much as I can and meanwhile, I am planning to save more money to prepare for the unexpected challenges in my life. What about you ?

Unfortunately, there is no guarantee that we will have a permanent job in any institution or workplace, including government jobs. Although the probability of reducing the number of personnel of some companies or institutions is low, it should not be forgotten that there is always the possibility of this situation.
As someone who is aware of this, I take care to save a little money and invest a little every month without thinking more or less. In this way, I both have a stable liquidation and chase opportunities as a result of the movements in the markets. Especially nowadays it has become very difficult to save money and find a job. For this reason, I think that we need to save money as much as we have the opportunity and we need to be an efficient employee in order not to lose our job.

[ningrum]

Well, the inflation in my country now is not extremely high but has already damaged the economy. The cost of living is increasing and does not seem to stop. Last week one of my friends lost his job after working in the same company for a decade. His life abruptly changed, putting him in a place where he could not support his family. If you were him, how would you survive this tough time ? As a friend, I am trying to help him as much as I can and meanwhile, I am planning to save more money to prepare for the unexpected challenges in my life. What about you ?

There are many ways you can do to survive in economic conditions like this, you can start pioneering the economy starting from a small job opening an online business or local business from door to door. This is the consequence if you don't prepare your savings to face bad possibilities that we never know when they will happen. Throw away your prestige and don't care about what other people say, you must be ready to do anything to survive in a difficult economy to support your family.

That is the consequence that when we don't have savings, we inevitably have to do anything,
as long as there is a desire and keep trying I think it will have results later,
besides that it is also necessary to learn to be innovative and creative in opening a business.

[G_Besar]

That is the consequence that when we don't have savings, we inevitably have to do anything,
as long as there is a desire and keep trying I think it will have results later,
besides that it is also necessary to learn to be innovative and creative in opening a business.

Apart from having to be innovative and creative in opening a business, another thing that the business owner still needs to see is the opportunity through a strategic environment so that sales in the business can increase sharply. Because the business owner needs to see what sells best in the environment so he can provide it when a customer orders from him.

This means that business owners need to make their place of business as comfortable as possible with the appearance that is as innovative as possible and also the best possible service to all customers so that they are always interested in coming to our place. This is a very wise strategy in developing a business because in addition to being creative in attracting customers, business owners must also be able to provide more attractive and satisfying services to their customers.

[Jody.Drummer]

I also cannot deny the temptations that always pass by on social media and on some of the application platforms that we use. I can't even set an example for others. But I personally experienced it. but I'm not tempted because of an advertisement on social media. but because I installed a shopping application that offers quite tempting offers. starting with free shipping and 50% off for new users. this has made me tempted and buy one of the things that I really don't really need at this time. but I was tempted and bought it anyway because I thought a lot about not wasting the new user voucher I got. And it looks like the item will come in handy one day. But still, the steps I took have made my financial planning a little off the mark from what I had planned before. and I'm a little bit sorry now. and maybe I get a lesson from this not to be tempted anymore by a promotion or anything from every new application that I install. but I think I'm not the only one who's been tempted by some sort of new user voucher promotion from a shopping app 

Now this is like my friend's experience, indeed when in real life it seems like he doesn't spend too much and going out of the house for vacation is also very rare. But I was surprised by what he told me about his experience of having to spend a lot of money, even more than what I spent every month, even though, in real life, I had more than what he did. And it turns out that after I found out, he always shopped online and even had at least 5 items a week that he bought.
And even some time ago he had a little financial trouble because he had to pay the installments he used in an online shopping application that provides a paylater feature.