Texac
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June 07, 2023, 03:21:42 PM |
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Well, the inflation in my country now is not extremely high but has already damaged the economy. The cost of living is increasing and does not seem to stop. Last week one of my friends lost his job after working in the same company for a decade. His life abruptly changed, putting him in a place where he could not support his family. If you were him, how would you survive this tough time ? As a friend, I am trying to help him as much as I can and meanwhile, I am planning to save more money to prepare for the unexpected challenges in my life. What about you ?
If me i will focus on saving money because inflation is something that can affect on a lot of people include us. And we can't rely on other people beside ourself. And i know you are a good friend, but just make sure you create border until where you want to help your friend with his life. that's right, we don't know what will happen in the future and to avoid things we don't want, therefore we must have savings. I don't have a lot of income, but no matter how small, I always make time to save because I believe it will be of use to me in the future. in terms of helping others and even fulfilling one's own desires in my opinion there must be a limit, we must be able to manage between what is very important and also important in managing finances and we also have to place saving in the most important thing so regardless of the amount we will make savings. Many people say that we should not save and should only invest because the current inflation will eat away at our savings. but I still think it's a good idea to have some savings before thinking about investing. Because an investment has no guarantee that it will always be profitable and risk-free. What happens when our investment fails, and we need money urgently without any savings? for me, I will accumulate a savings first and only invest after my savings are complete.
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Jody.Drummer
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June 07, 2023, 04:05:12 PM |
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Well, the inflation in my country now is not extremely high but has already damaged the economy. The cost of living is increasing and does not seem to stop. Last week one of my friends lost his job after working in the same company for a decade. His life abruptly changed, putting him in a place where he could not support his family. If you were him, how would you survive this tough time ? As a friend, I am trying to help him as much as I can and meanwhile, I am planning to save more money to prepare for the unexpected challenges in my life. What about you ?
If me i will focus on saving money because inflation is something that can affect on a lot of people include us. And we can't rely on other people beside ourself. And i know you are a good friend, but just make sure you create border until where you want to help your friend with his life. that's right, we don't know what will happen in the future and to avoid things we don't want, therefore we must have savings. I don't have a lot of income, but no matter how small, I always make time to save because I believe it will be of use to me in the future. in terms of helping others and even fulfilling one's own desires in my opinion there must be a limit, we must be able to manage between what is very important and also important in managing finances and we also have to place saving in the most important thing so regardless of the amount we will make savings. Not many people can think about the future and prepare for it, I mean they think about it but in their actions they don't take any action, like saving or investing for example. If we follow our ambitions, then we will never be able to save or invest, because we will always be tempted to buy something that is not important, or in other words, we will become wasteful people. Saving or investing requires enormous sacrifices, because it will reduce the level of our purchases of whatever it is. Never think only for today, but we must also prepare for the future. and the future itself is not only for us, but for our descendants as well.
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bayudndy
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June 07, 2023, 04:13:47 PM |
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Inflation is not only a problem in each country; it is also a problem for the whole world. So reducing everyday expenses and adopting a savings mindset can really help save money and lay the foundation for future investments. Teaching your friend about financial management, budgeting, and cost-cutting strategies is a great step. As your friends get used to these habits, they can explore a variety of investment opportunities by starting to save a significant portion of their income in advance. It's important to prioritize needs over wants and make conscious spending decisions. And encourage your friend to stay motivated, patient, and focused on their long-term financial goals.
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BRINIRHA
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June 07, 2023, 07:49:17 PM |
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Pandemics, wars, excessive currency printing and many other things can make the economic crisis worse and continue to occur in a sustainable manner. Surges in the prices of basic necessities, scarcity of gas and oil or other energy resources are also other triggers that usually occur as a result of the impact of a conflict or war between countries. as happened in Russia vs Ukraine. And maybe people also forget that the scarcity of fuel oil and so on is not only caused by war but because there is a policy by a country that imposes economic sanctions on a country. or also because of the failure to establish cooperation between one country and another or something like that.
When all that happened, it was not easy for anyone to avoid the economic crisis. but regarding inflation actually all of that is more about the post-pandemic impact. like because a country prints currency to avoid a recession that occurs during a pandemic due to people being restricted in their activities due to quarantine to avoid spreading the virus. So people started to lose their livelihood which made it difficult for them to make money. so that the government distributes financial assistance to the public to spend. this is done so that the economic cycle continues and does not experience a stalemate that can lead to a recession.
However, after the pandemic was over, it turned out that there was too much money circulating in the community and caused the value of the currency itself to decline and inflation occurred because prices were also driven up due to various reasons. either because of higher demand from consumers and limited production stocks that can be sold by producers. because we know when a pandemic occurred many factories stopped operating. so do not be surprised if when the pandemic is over, the needs of people who have returned to increase are difficult to fulfill because not all of the factories that were closed have reopened.
Well, you've struck a chord! Inflation's become an uninvited squatter in our global financial backyard, with price tags doing the cha-cha and wages doing the limbo. This suffocating squeeze is being jazzed up by geopolitical tiffs and the 'musical chairs' situation of our supply chains - especially for VIPs like oil and gas. As a tech junkie with a knack for number-crunching, Bitcoin and its crypto-buddies seem like a light at the end of this tunnel. Ponder this - these digital darlings aren't puppeteered by Uncle Sam or any of his global counterparts, making them potentially immune to the flu of inflation. Caveat - crypto is a wild roller-coaster ride with plenty of loops, so buckle up! But remember, a rainbow of investments may be the way forward, and crypto is one color in that spectrum. Covid-crashed economies, money printers on overdrive, more moolah chasing fewer goodies - welcome to the Inflation Olympics! As we nurse economies back to health, brainstorming savvy strategies to kick this inflation menace in the pants is key, perhaps with a pinch of tight-fisted monetary policies and a dollop of tech wizardry. And in the improvements that are being made by each country and the central bank, such as by raising interest rates and hoping to withdraw little by little the excess that has already spread to the public. So. In fact, this step has now proven to be quite effective. although it turns out that this has also triggered another enemy in a country's economy that is just as important to avoid, namely a recession. and the solution that the Central Bank and countries experiencing a recession have, of course, is to reduce the interest rate that they originally raised again. And hope to get people to withdraw their money again and start spending quite actively. But right now what I've noticed is that people's awareness of saving money and making preparations for the long term and for reserve funds has increased tremendously. So that saving and investing now seems to have become a common and important conversation that is currently becoming a hot conversation in the community. Public awareness in investing has also grown quite rapidly. I'm afraid they have a high interest in investing but they lack knowledge of where to invest safely for them. Crypto, especially bitcoin, is actually quite safe, even though it also carries a high risk due to its high volatility. It's just that if it's for the long term then at least inflation can't do much to touch Bitcoin. It's just that to invest in bitcoin, beginners also have to know and study it first before finally deciding.
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kojektea
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June 07, 2023, 07:57:41 PM |
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learn to buy anything as needed not from what we want just to fulfill prestige. the money we use to fulfill our prestige is usually only to buy goods that in the future will have a low value to re-sell. learn to live much simpler even when we become rich people, there are many people we can help compared to having to buy something just to satisfy our prestige. saving if we are already rich is also not good, because the money we save will continue to inflate, if the problem is saving, it's better to invest in gold only.
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synchronym
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June 07, 2023, 08:58:22 PM Last edit: June 07, 2023, 09:12:46 PM by synchronym |
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The world is suffering from an unprecedented economic crisis due to the war between Ukraine and Russia. The price of every essential item has gone up manifold. We need to reduce unnecessary spending and increase savings. As we can learn that brother said his friend suddenly lost his job. He never thought such a time would come in his life. So we always have to save something for any change in our life. So that those savings are useful for us in the day of our danger. So we all should do some saving while we have time.
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Uruhara
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June 07, 2023, 09:07:19 PM |
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The world is suffering from an unprecedented economic crisis due to the war between Ukraine and Russia. Every dance necessity, including oil gas, has increased in price. We need to reduce unnecessary spending and increase savings. As we can learn that brother said his friend suddenly lost his job. He never thought such a time would come in his life. So we always have to save something for any change in our life. So that those savings are useful for us in the day of our danger. So we all should do some saving while we have time.
Indeed, we should be able to get used to living simply and start saving so that we can save our finances and set them aside for saving and investing in part. We must have long-term planning and make the most of everything we can do right now. Have a reserve fund, future savings and long term investment. all of that is needed to build preparations so that we can face the economic crisis that might come again. Currently the economic crisis has actually begun to subside in several countries. even the rate of inflation has decreased quite nicely. It's just that we can't be careless with this situation and instead we have to take advantage of it to make preparations for the next storm.
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bettercrypto
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June 07, 2023, 11:26:49 PM |
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It's still very important to have what are called emergency funds, that's why others even though they know this method is good, they still can't do it. Maybe because they don't know how to do the so-called financial management, or others can't make a decision right away because of the expenses they face in life.
They were too busy to make a move on something like this. Even I can't do it right away with the amount of expenses and bills in life, even if I can do it little by little, not all of a sudden, I can save a lot instead of just a small amount.
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Fredomago
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June 08, 2023, 07:28:18 PM |
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The world is suffering from an unprecedented economic crisis due to the war between Ukraine and Russia. Every dance necessity, including oil gas, has increased in price. We need to reduce unnecessary spending and increase savings. As we can learn that brother said his friend suddenly lost his job. He never thought such a time would come in his life. So we always have to save something for any change in our life. So that those savings are useful for us in the day of our danger. So we all should do some saving while we have time.
Indeed, we should be able to get used to living simply and start saving so that we can save our finances and set them aside for saving and investing in part. We must have long-term planning and make the most of everything we can do right now. Have a reserve fund, future savings and long term investment. all of that is needed to build preparations so that we can face the economic crisis that might come again. Currently the economic crisis has actually begun to subside in several countries. even the rate of inflation has decreased quite nicely. It's just that we can't be careless with this situation and instead we have to take advantage of it to make preparations for the next storm. We need to move as quick as possible in terms of minimizing our expenses and move those save money into something that can prosper us in a passive way, not just to save but also a good mindset in finding what kind of investment or business that we can start to use those save money for a better potential benefits. Though focusing on how you can save and how you can continually work with saving your weekly or monthly expenses will help you to achieve your goals in terms of financial stability.
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Uruhara
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June 08, 2023, 07:34:44 PM |
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The world is suffering from an unprecedented economic crisis due to the war between Ukraine and Russia. Every dance necessity, including oil gas, has increased in price. We need to reduce unnecessary spending and increase savings. As we can learn that brother said his friend suddenly lost his job. He never thought such a time would come in his life. So we always have to save something for any change in our life. So that those savings are useful for us in the day of our danger. So we all should do some saving while we have time.
Indeed, we should be able to get used to living simply and start saving so that we can save our finances and set them aside for saving and investing in part. We must have long-term planning and make the most of everything we can do right now. Have a reserve fund, future savings and long term investment. all of that is needed to build preparations so that we can face the economic crisis that might come again. Currently the economic crisis has actually begun to subside in several countries. even the rate of inflation has decreased quite nicely. It's just that we can't be careless with this situation and instead we have to take advantage of it to make preparations for the next storm. We need to move as quick as possible in terms of minimizing our expenses and move those save money into something that can prosper us in a passive way, not just to save but also a good mindset in finding what kind of investment or business that we can start to use those save money for a better potential benefits. Though focusing on how you can save and how you can continually work with saving your weekly or monthly expenses will help you to achieve your goals in terms of financial stability. Correct. Saving money in certain investments can indeed be expected to be much more effective in building a better future. Even if we find an investment target that can make us earn passive income, of course it will be even better. It's just not easy to build an investment that can bring in passive income in the future. but we really have to start from now and should not delay it for a later time. Especially if we currently have sufficient sources of income, we must make good use of them.
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odunybiz
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June 08, 2023, 11:59:34 PM |
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It's still very important to have what are called emergency funds, that's why others even though they know this method is good, they still can't do it. Maybe because they don't know how to do the so-called financial management, or others can't make a decision right away because of the expenses they face in life.
They were too busy to make a move on something like this. Even I can't do it right away with the amount of expenses and bills in life, even if I can do it little by little, not all of a sudden, I can save a lot instead of just a small amount.
Just like you have said , majority knows the importance of emergency fund but find it difficult to go with it because of their little month earnings. How can someone who has already borrowed money up to half of his salary think of emergency fund when he has such debt to pay.
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mich
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June 09, 2023, 07:20:12 AM |
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Yes I am saving my money and I am not buying a lot of things. If I am going to buy something it is for survival like my food and only things I need. For me, personal luxuries are not so important. I enjoy nice things but not as much as being part of such a huge technological revolution like Bitcoin. If I spend any extra money I have it is on Bitcoin. It is nice of you to be helping your friend when he lost his job. And to prepare for the next challenges in your life is a difficult thing to also do.
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smile1218
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June 09, 2023, 07:21:07 AM |
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Well, the inflation in my country now is not extremely high but has already damaged the economy. The cost of living is increasing and does not seem to stop. Last week one of my friends lost his job after working in the same company for a decade. His life abruptly changed, putting him in a place where he could not support his family. If you were him, how would you survive this tough time ? As a friend, I am trying to help him as much as I can and meanwhile, I am planning to save more money to prepare for the unexpected challenges in my life. What about you ?
Sorry to hear about what happened to your friend. A lot of people experiencing now the impact of inflation all over the world. There are people who had been retrenched to their jobs and could not even support their financial needs. That is good to know that you are helping your friend when it comes to his finances. If i were in your shoes i will help also if i have a lot of excess funds. I will encourage him to find other job so that they can survive from the time being. That is right thing to do to save more money in preparation for unexpected challenges in life because we never know when will be that challenges will occur. It is better to save for the future for us not to suffer or experience unexpected challenges.
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@forxample
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June 09, 2023, 05:41:54 PM |
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Inflation have hit hard around the world. Everything have increased in the price, but the income haven't got raised. The ongoing war have caused severe need of oil and gas. When the demand for oil and gas increases, it directly reflects on the daily needs price increase. We don't know what happens next minute. We need to have a mindset to prepare for the worst, only then we can stay effective with our plans and increase savings lowering the unwanted expenses.
In addition to increasing savings, we need to find other incomes by working overtime, investing...Because if we focus only on saving, it will not solve problems like daily rising commodity prices and worsening inflation. Saving is a good thing to do, but it does not mean that excessive saving affects health. As we all know, health is the primary basis for creating money, so don't be too frugal but think about your health. Be saving with life's useless things, and don't be frugal with your health. I agree with the opinion "that if you save excessively it will affect your health. Saving by excessively saving will affect your health. For example; you reduce your portion of food which should be 3 times a day to 2 times a day and which is usually in each time If you eat complete nutrition, you have to reduce it for the reason of saving and plus you have to work overtime to add to your savings. So what happens is your health decreases due to lack of nutrition while you have to work extra so what happens is you get sick and your savings those of you whose initial intention was to save to deal with inflation now have to be used to pay for the hospital for your health so that you can recover to work again. and it's true to increase your savings so save money by refraining from buying something you want but buying something you need. Save money without risking your health. Doing business and investing is one way to increase your income.
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israt1@
Member
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https://imgur.com/yw8HFn9
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June 09, 2023, 06:33:54 PM |
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Although I can't save money. I can't save money. It happens that my expenses are more than my income. But I think every person should save money. Because what do you do when you are old and can't do anything? Then you have to ask someone. It is very important to save money for treatment. Nowadays, people have the most difficult diseases, which require a lot of money. Therefore, it is very important to save money.
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Uruhara
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June 09, 2023, 08:08:38 PM |
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Although I can't save money. I can't save money. It happens that my expenses are more than my income. But I think every person should save money. Because what do you do when you are old and can't do anything? Then you have to ask someone. It is very important to save money for treatment. Nowadays, people have the most difficult diseases, which require a lot of money. Therefore, it is very important to save money.
If it's about taking care of health then I think it's definitely more important. because health is the most important factor that a person must have and must be prioritized over financial. Because even though we can save money and have a lot of money for the future, if we are not good at maintaining our health, we cannot enjoy the money we collect in peace and joy. because maybe we will only fight to get healed. So the thing that should be prioritized is health. because health is the biggest investment and what we need most in our lives far beyond money and only then manage finances such as savings so that we can save and invest for the future. it would be better if we can still save money while keeping our health maintained. so that in old age you can still have a healthy body and strong finances.
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ElmedoRator
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June 09, 2023, 08:10:20 PM |
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Prioritizing our necessities and living within our means is crucial when it comes to saving money effectively. The issue is not the size of the income, but the ability to spend a portion of it consistently. Building the habit of saving, no matter the amount, is the most important thing. People with higher incomes can sometimes fall into the lifestyle inflation trap, where their expenses increase proportionally to their income, leaving little room for savings. This can hinder their ability to secure their financial future. On the other hand, low-income individuals who prioritize saving and living within their means can still make significant progress toward their financial goals. By making conscious spending choices and consistently saving a portion of our income, we can ensure financial stability and work towards our long-term goals.
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bestcoins1
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June 09, 2023, 09:13:08 PM |
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Although I can't save money. I can't save money. It happens that my expenses are more than my income. But I think every person should save money. Because what do you do when you are old and can't do anything? Then you have to ask someone. It is very important to save money for treatment. Nowadays, people have the most difficult diseases, which require a lot of money. Therefore, it is very important to save money.
If it's important, then save from now even though your income is small. Because that's not the only reason for anyone not to save money in their life, especially if it is to maintain their health and to balance their life in old age if someone doesn't get a pension from the government. Apart from saving money from now on, everyone can also invest in real estate and also in currencies like Bitcoin because these two things can also help someone manage their old age better.
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Theones
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June 09, 2023, 09:51:42 PM |
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Supporting your friend during this difficult time is very important, both emotionally and by providing information and assistance. It's important to save money while you still can, especially given the rising cost of living and the potential for unexpected challenges in life. I understand that your friend recently lost his job, and it can be tough. In such situations, it is important to prioritize immediate financial needs, reduce unnecessary expenses, and seek other alternative sources of income if deemed necessary.
That is correct - if it is not easy to earn more money then the best approach of life is to reduce your expenses as much as you could and try to save as much as you could. But in my opinion its not a good option to help others especially those who are habitual in borrowing money.
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Cryptock
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
June 09, 2023, 10:01:42 PM |
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Although I can't save money. I can't save money. It happens that my expenses are more than my income. But I think every person should save money. Because what do you do when you are old and can't do anything? Then you have to ask someone. It is very important to save money for treatment. Nowadays, people have the most difficult diseases, which require a lot of money. Therefore, it is very important to save money.
If it's important, then save from now even though your income is small. Because that's not the only reason for anyone not to save money in their life, especially if it is to maintain their health and to balance their life in old age if someone doesn't get a pension from the government. Apart from saving money from now on, everyone can also invest in real estate and also in currencies like Bitcoin because these two things can also help someone manage their old age better. Saving is a good thing - but no at the cost of other people's expense some people would save as much money but they would be ruining the finances of other people for their own pleasure.
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