slapper
Legendary
Offline
Activity: 2016
Merit: 1101
Leading Crypto Sports Betting & Casino Platform
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June 13, 2023, 07:36:58 AM |
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Well, the inflation in my country now is not extremely high but has already damaged the economy. The cost of living is increasing and does not seem to stop. Last week one of my friends lost his job after working in the same company for a decade. His life abruptly changed, putting him in a place where he could not support his family. If you were him, how would you survive this tough time ? As a friend, I am trying to help him as much as I can and meanwhile, I am planning to save more money to prepare for the unexpected challenges in my life. What about you ?
If there is inflation in your region, it means that the value of the money has been lost. It is not enough to save your salary or earnings to maintain the value of money. For example, if the dollar is rising in your country, you should buy dollars as soon as you receive your salary so that the value of the money does not decrease. This was the simplest example. You can apply this example according to your region. We should always have savings for bad situations. Something like this happened to someone from your close circle and you should learn from it. A small investment must be made. Small and regular investments can be the insurance of our lives. Your pal's in a pickle, and you helping him deserves a round of applause. Now, about inflation - spreading your investments beyond your local bucks is a smart move. It's like not betting on a single horse. Crypto, gold, and stocks could be your shield against inflation. But, here's a brain tickler - it isn't as simple as just snagging dollars or assets. Market swings are as predictable as a cat on a hot tin roof, and without savvy, you could face big losses. About your savings? Go for the "stash for a stormy day" method. A slice of your income should be saved regularly for unexpected hurdles. Look into earning while you snooze, side jobs, or skill upgrades. An extra income stream or a hotter skill set can be a game-changer.
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Fredomago
Legendary
Offline
Activity: 3066
Merit: 1054
Leading Crypto Sports Betting & Casino Platform
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
June 13, 2023, 08:53:56 AM |
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Well, the inflation in my country now is not extremely high but has already damaged the economy. The cost of living is increasing and does not seem to stop. Last week one of my friends lost his job after working in the same company for a decade. His life abruptly changed, putting him in a place where he could not support his family. If you were him, how would you survive this tough time ? As a friend, I am trying to help him as much as I can and meanwhile, I am planning to save more money to prepare for the unexpected challenges in my life. What about you ?
If there is inflation in your region, it means that the value of the money has been lost. It is not enough to save your salary or earnings to maintain the value of money. For example, if the dollar is rising in your country, you should buy dollars as soon as you receive your salary so that the value of the money does not decrease. This was the simplest example. You can apply this example according to your region. We should always have savings for bad situations. Something like this happened to someone from your close circle and you should learn from it. A small investment must be made. Small and regular investments can be the insurance of our lives. Your pal's in a pickle, and you helping him deserves a round of applause. Now, about inflation - spreading your investments beyond your local bucks is a smart move. It's like not betting on a single horse. Crypto, gold, and stocks could be your shield against inflation. But, here's a brain tickler - it isn't as simple as just snagging dollars or assets. Market swings are as predictable as a cat on a hot tin roof, and without savvy, you could face big losses. About your savings? Go for the "stash for a stormy day" method. A slice of your income should be saved regularly for unexpected hurdles. Look into earning while you snooze, side jobs, or skill upgrades. An extra income stream or a hotter skill set can be a game-changer. Without proper knowledge you will lose your investment, not a simple buy low and sell high market, there's always a right timing and you need to learn more about it to enhance your chance of making decent profits. In terms of savings, yes, portions of your monthly salary would work especially for some cases that you needed emergency fund to cover your expenses.
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Adams0001
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June 13, 2023, 10:14:36 AM |
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Some people cannot rely solely on their wage; they must plan ahead of time because anything can happen. They cannot stay in a permanent position in the government and must save money. Saving money is analogous to losing weight. We all understand the concept of eating less and exercising more. We understand that in order to conserve money, we must spend less and earn more. Basically, I believe we simply do not want to do it. It's more enjoyable to eat a cookie or spend $100 than to eat vegetables or put money in savings.
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BenCodie
Legendary
Offline
Activity: 1652
Merit: 1037
6.25 ---> 3.125
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June 13, 2023, 11:33:49 AM |
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During these times, there must always be a backup plan. A plan that includes utilizing skills, diversifying, taking advantage of unique opportunities, networking and collaborating with others, and other entrepreneurial skills that with dedication, are easy for anyone to achieve.
Your friend needs to do exactly this. Focus on these attributes, create a plan, make changes and execute. It will be hard in the interim, however the longer that is left without trying, the more time he will suffer for. Or, the more likely he will resign to a much lower paying job and damage the quality of life for not just himself but his family too.
I wish him (and everyone going through a similar scenario) the best of luck in turning things around.
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Litzki1990
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June 13, 2023, 11:37:25 AM |
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Some people cannot rely solely on their wage; they must plan ahead of time because anything can happen. They cannot stay in a permanent position in the government and must save money. Saving money is analogous to losing weight. We all understand the concept of eating less and exercising more. We understand that in order to conserve money, we must spend less and earn more. Basically, I believe we simply do not want to do it. It's more enjoyable to eat a cookie or spend $100 than to eat vegetables or put money in savings.
Humans are born to earn money and spend that money more easily than it costs to earn. And there are some people who earn a huge amount of money but behave like a poor family. Basically they keep their money for future plans. And there are more people who need to borrow their monthly income before the end of the month. We should learn to save money even if we think about the future. Usually eating in restaurants is very expensive so we should refrain from eating in restaurants. Then we have to set some standards on our own clothes, such as not buying clothes at a higher price, but buying clothes at a normal price and wearing them. In this way, if we can move around, then we can save some money from our earned money and save that money for the future.
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rojan
Sr. Member
![*](https://bitcointalk.org/Themes/custom1/images/star.gif) ![*](https://bitcointalk.org/Themes/custom1/images/star.gif) ![*](https://bitcointalk.org/Themes/custom1/images/star.gif)
Offline
Activity: 1540
Merit: 374
Vave.com - Crypto Casino
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June 13, 2023, 01:22:42 PM |
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Some people cannot rely solely on their wage; they must plan ahead of time because anything can happen. They cannot stay in a permanent position in the government and must save money. Saving money is analogous to losing weight. We all understand the concept of eating less and exercising more. We understand that in order to conserve money, we must spend less and earn more. Basically, I believe we simply do not want to do it. It's more enjoyable to eat a cookie or spend $100 than to eat vegetables or put money in savings.
Humans are born to earn money and spend that money more easily than it costs to earn. And there are some people who earn a huge amount of money but behave like a poor family. Basically they keep their money for future plans. And there are more people who need to borrow their monthly income before the end of the month. We should learn to save money even if we think about the future. Usually eating in restaurants is very expensive so we should refrain from eating in restaurants. Then we have to set some standards on our own clothes, such as not buying clothes at a higher price, but buying clothes at a normal price and wearing them. In this way, if we can move around, then we can save some money from our earned money and save that money for the future. I agree with you. I think we have to spend as much as we need. Again we have to see that the expenditure does not exceed the income.If we have any bad addictions we need to get rid of them now. And we have to stay away from luxury. If we can live a simple life we can save a lot of money and live well. So we have to stay away from luxurious life thinking about the future and live honestly.
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CageMabok
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June 13, 2023, 02:33:25 PM |
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It is a good idea to save as much money as you could. But most of the time people do that when they go through some trouble
Actually, to make savings in terms of using money it would be better to do it when a person has not been hit by any problems in his life, because when a person has been hit by a problem in his life, he definitely won't be so focused and consistent in saving his money. So it will be difficult for him to save money because he did it at the wrong moment, not at the right moment in his life. So make savings at the right moment before problems approach us so that we can be more consistent in saving by not using more time to solve existing problems or what we are facing.
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Betwrong
Legendary
Offline
Activity: 3374
Merit: 2198
I stand with Ukraine.
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June 17, 2023, 11:29:34 AM |
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Some people cannot rely solely on their wage; they must plan ahead of time because anything can happen. They cannot stay in a permanent position in the government and must save money. Saving money is analogous to losing weight. We all understand the concept of eating less and exercising more. We understand that in order to conserve money, we must spend less and earn more. Basically, I believe we simply do not want to do it. It's more enjoyable to eat a cookie or spend $100 than to eat vegetables or put money in savings.
That's a good analogy, actually. Indeed, both things are hard to do although we know it's better to do it. There's only one difference and I think it's important to keep that in mind that losing weight when overweight is always good for your health, while saving on quality food can be bad for your health, so we have to be careful with that.
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Uruhara
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
June 17, 2023, 02:43:59 PM |
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Some people cannot rely solely on their wage; they must plan ahead of time because anything can happen. They cannot stay in a permanent position in the government and must save money. Saving money is analogous to losing weight. We all understand the concept of eating less and exercising more. We understand that in order to conserve money, we must spend less and earn more. Basically, I believe we simply do not want to do it. It's more enjoyable to eat a cookie or spend $100 than to eat vegetables or put money in savings.
Yes, thrifty is not a fun thing. especially if we are used to living extravagant and luxurious. It's just that the awareness to have good preparation for the future will encourage us to be frugal and save more. Because when we have plans and goals, motivation will appear within us and sometimes there is satisfaction in itself when we almost reach our goals. and in the end we will get used to living simply and saving.
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Fredomago
Legendary
Offline
Activity: 3066
Merit: 1054
Leading Crypto Sports Betting & Casino Platform
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June 18, 2023, 06:00:41 PM |
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Some people cannot rely solely on their wage; they must plan ahead of time because anything can happen. They cannot stay in a permanent position in the government and must save money. Saving money is analogous to losing weight. We all understand the concept of eating less and exercising more. We understand that in order to conserve money, we must spend less and earn more. Basically, I believe we simply do not want to do it. It's more enjoyable to eat a cookie or spend $100 than to eat vegetables or put money in savings.
Yes, thrifty is not a fun thing. especially if we are used to living extravagant and luxurious. It's just that the awareness to have good preparation for the future will encourage us to be frugal and save more. Because when we have plans and goals, motivation will appear within us and sometimes there is satisfaction in itself when we almost reach our goals. and in the end we will get used to living simply and saving. Your goal will be a perfect motivation to continue making things to happen, there are people who forget about what can be possibly happen in the future, they are just simply enjoying their present life and forget about saving their fortunes, while there are practical types of people who more on thinking about how life will be when they already old and can no longer do things the same way as they can in the present time. It's like more on trying to balance and be prepared to how you want to see yourself when time comes and you are already on your retirement age, your set goal will help you saving decently to achieved anything.
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leonair
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June 18, 2023, 07:25:42 PM |
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Well, the inflation in my country now is not extremely high but has already damaged the economy. The cost of living is increasing and does not seem to stop. Last week one of my friends lost his job after working in the same company for a decade. His life abruptly changed, putting him in a place where he could not support his family. If you were him, how would you survive this tough time ? As a friend, I am trying to help him as much as I can and meanwhile, I am planning to save more money to prepare for the unexpected challenges in my life. What about you ?
Savings will also not do well at a time when the value of money starts to decrease. But it will work when one is deprived of income in all respects. Investment is the only solution to deal with all situations. But if you invest in the right place and make at least 20% annual profit, you can face all the situations. otherwise you will not be able to cope with the situation by savings only. It can give you temporary backup but not long term backup. that is the only truth
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mirakal
Legendary
Offline
Activity: 3220
Merit: 1291
Leading Crypto Sports Betting & Casino Platform
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June 18, 2023, 07:56:09 PM |
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Yes is good to save money because it helps when you are in need, it is very important for people to learn the habit of saving because saving is very important you don't have to spend everything you earn save more than you spend, no person prays for anything bad to happen but a life without savings is risky and dangerous.
Very well said, apart from saving, we should also learn how to diversify our investments so that we can invest more rather than sticking with a single investment because what we have right now is just a temporary and not a permanent thing where we can enjoy and depend on for the rest of our lives. And just like what is mentioned/quoted above, nobody prays for a tough situation but having some investments as well as savings will literally make your life more ease even in tough times.
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Hamphser
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June 18, 2023, 09:32:28 PM |
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Yes is good to save money because it helps when you are in need, it is very important for people to learn the habit of saving because saving is very important you don't have to spend everything you earn save more than you spend, no person prays for anything bad to happen but a life without savings is risky and dangerous.
Very well said, apart from saving, we should also learn how to diversify our investments so that we can invest more rather than sticking with a single investment because what we have right now is just a temporary and not a permanent thing where we can enjoy and depend on for the rest of our lives. And just like what is mentioned/quoted above, nobody prays for a tough situation but having some investments as well as savings will literally make your life more ease even in tough times. Diversify as much as you can and find other sources as much as you can on which it would really be no problem when it comes on saving up money if you do really have various income sources but still its really that suggestable that you should really be mindful when it comes to this because there are really moments in life on which we do really be able to have that depleted wallet or bank account on which there's no other way that we could be able to get some funds on which this is where savings would kicked in.Its not really just for the sake of having that extra money but also having that main purpose on which these amounts would really be used for emergencies and other correlated things. You would really be able to realize and know its importance when you are already on such condition.
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xSkylarx
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June 19, 2023, 04:30:33 AM |
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Yes is good to save money because it helps when you are in need, it is very important for people to learn the habit of saving because saving is very important you don't have to spend everything you earn save more than you spend, no person prays for anything bad to happen but a life without savings is risky and dangerous.
Very well said, apart from saving, we should also learn how to diversify our investments so that we can invest more rather than sticking with a single investment because what we have right now is just a temporary and not a permanent thing where we can enjoy and depend on for the rest of our lives. And just like what is mentioned/quoted above, nobody prays for a tough situation but having some investments as well as savings will literally make your life more ease even in tough times. It is another form of source of income that can really change your life. As others have said, no one gets rich working in offices unless you have a high salary there, but to us, we won't get rich because we need to invest in something. No matter how hard and rough you are going through, at the end of the road it will be fruitful. That is why right now people are really saving because they want to invest and take a risk on something as that is their chance to get rich.
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crypticj
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June 19, 2023, 04:33:27 AM |
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I'm sorry to hear that. it's very sad to see things like this happen. That's why I always save money just incase something bad will happen to me or to my family, it's always good to be prepared for anything. I'm sure you and your friend will get out of this situation so good luck to both of you! And about savings, I live by the 30-70 rule, I spend 30% and save 70% every time I can.
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Uruhara
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June 19, 2023, 11:57:46 AM |
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Some people cannot rely solely on their wage; they must plan ahead of time because anything can happen. They cannot stay in a permanent position in the government and must save money. Saving money is analogous to losing weight. We all understand the concept of eating less and exercising more. We understand that in order to conserve money, we must spend less and earn more. Basically, I believe we simply do not want to do it. It's more enjoyable to eat a cookie or spend $100 than to eat vegetables or put money in savings.
Yes, thrifty is not a fun thing. especially if we are used to living extravagant and luxurious. It's just that the awareness to have good preparation for the future will encourage us to be frugal and save more. Because when we have plans and goals, motivation will appear within us and sometimes there is satisfaction in itself when we almost reach our goals. and in the end we will get used to living simply and saving. Your goal will be a perfect motivation to continue making things to happen, there are people who forget about what can be possibly happen in the future, they are just simply enjoying their present life and forget about saving their fortunes, while there are practical types of people who more on thinking about how life will be when they already old and can no longer do things the same way as they can in the present time. It's like more on trying to balance and be prepared to how you want to see yourself when time comes and you are already on your retirement age, your set goal will help you saving decently to achieved anything. Well, that's exactly what I meant. Because if someone thinks about the future then of course he will try more to have mature preparations since he was young. Even in this forum we talk a lot about the goal of getting financial freedom at a young age so that we can retire early from work and can enjoy life more relaxed in old age. although it is not easy but as long as we try and are consistent in carrying out every plan to get financial freedom, sooner or later we will arrive at our goal.
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Inwestour
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June 19, 2023, 01:19:34 PM |
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It is another form of source of income that can really change your life. As others have said, no one gets rich working in offices unless you have a high salary there, but to us, we won't get rich because we need to invest in something. No matter how hard and rough you are going through, at the end of the road it will be fruitful. That is why right now people are really saving because they want to invest and take a risk on something as that is their chance to get rich.
The money that we can save must be invested so that it generates income, this is the basic rule of rich people. You can earn a lot, but you can't become free if your money doesn't work for you. The bottom line seems very simple, but most people stop at the stage of saving, when at the end of the month we save some money and that's it. Sometimes people decide to invest their money in a bank at low interest rates and believe that this can bring them income, but in fact this is not even enough to cover the inflation rate. And so it never comes to real investment, because it looks very complicated for ordinary people.
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Gallar
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June 20, 2023, 01:56:58 PM |
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Last week one of my friends lost his job after working in the same company for a decade. His life abruptly changed, putting him in a place where he could not support his family. ware and always procrastinate about saving, maybe that's what happened to your friend too. But on the other hand, maybe your friend only has a mediocre salary, which is enough for his daily life with his family, and makes it difficult to save. But if for example the salary is quite large and exceeds the needs of the family, maybe it's because you feel complacent with having a job, which your friend might think, you don't need to save anymore, because the job already exists and maybe your friend thinks that the job will be very long term. That's what is called being too calm to forget about the worst possibility. If you were him, how would you survive this tough time ? If that's the case, the best thing to do is find another job. The most important thing is to be able to cover all the needs of the family first. Because when the situation changes drastically like that, capital definitely won't exist. Having skills also won't be enough if it's not accompanied by capital, so even if you want to try to open a business, you definitely won't be able to. So the only way is definitely to find a new job as soon as possible. As a friend, I am trying to help him as much as I can and meanwhile, I am planning to save more money to prepare for the unexpected challenges in my life. What about you ?
Saving is also a good step, but maybe the risk will be eaten up by inflation. So I advise you to save as well as invest. Whether it's in crypto assets like bitcoin, or into other assets.
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Uruhara
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June 20, 2023, 04:16:49 PM |
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Yes is good to save money because it helps when you are in need, it is very important for people to learn the habit of saving because saving is very important you don't have to spend everything you earn save more than you spend, no person prays for anything bad to happen but a life without savings is risky and dangerous.
Very well said, apart from saving, we should also learn how to diversify our investments so that we can invest more rather than sticking with a single investment because what we have right now is just a temporary and not a permanent thing where we can enjoy and depend on for the rest of our lives. And just like what is mentioned/quoted above, nobody prays for a tough situation but having some investments as well as savings will literally make your life more ease even in tough times. So true. So the conclusion is that we should be able to save and invest when we are able to do so. sometimes laziness is the main enemy in saving. Because we prefer to spend everything especially buying trending things. But if we are aware of the importance of preparing for the future, then saving will definitely become a habit. And regarding investment, we can actually invest in two things, namely digital investment and physical investment. both are just as good. but we also have to have an investment that can later make us generate income without having to work which is usually called Passive Income.
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puloweh555
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June 20, 2023, 04:34:24 PM |
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I agree with you. I think we have to spend as much as we need. Again we have to see that the expenditure does not exceed the income.If we have any bad addictions we need to get rid of them now. And we have to stay away from luxury. If we can live a simple life we can save a lot of money and live well. So we have to stay away from luxurious life thinking about the future and live honestly.
Saving even a little must be done consistently so that it becomes a habit for yourself, at least for an emergency fund. don't later when we need money instead we owe it here and there. Everything is an important element of balance between saving and lifestyle because the two are closely related where when we really need it and it's important it's okay to use our money, we have to get used to not buying things that are not too important. Basically Everything Going back to our own mindset, if you can save money, take care of your physical and mental health and be able to manage stress that's good. there's nothing wrong with saving, even if it's as small as it is, it's sure to be useful for ourselves, even though our monthly income is small. Live a lifestyle according to your ability, keep saving even if it's small it will be useful for you, learn to be concerned about yourself. It's just as smart as it is to manage finances, because in life it's certain that everything won't always go smoothly, if you save money there must be an emergency fund that we can't predict and we can use it if we need it suddenly.
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█▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ ████████▄▄████▄▄░▄ █████▄████▀▀▀▀█░███▄ ███▄███▀████████▀████▄ █░▄███████████████████▄ █░█████████████████████ █░█████████████████████ █░█████████████████████ █░▀███████████████▄▄▀▀ ███▀███▄████████▄███▀ █████▀████▄▄▄▄████▀ ████████▀▀████▀▀ █▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄ | ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀BitList▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄ | ▀▀▀▀█ █ █ █ █ █ █ █ █ █ █ █ ▄▄▄▄█ | | █▀▀▀▀ █ █ █ █ █ █ █ █ █ █ █ █▄▄▄▄ | ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ . REAL-TIME DATA TRACKING CURATED BY THE COMMUNITY . ▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄ | ▀▀▀▀█ █ █ █ █ █ █ █ █ █ █ █ ▄▄▄▄█ | | █▀▀▀▀ █ █ █ █ █ █ █ █ █ █ █ █▄▄▄▄ | ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀List #kycfree Websites▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄ | ▀▀▀▀█ █ █ █ █ █ █ █ █ █ █ █ ▄▄▄▄█ |
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