Mrbluntzy (OP)
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March 14, 2023, 09:46:20 PM |
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Some will call this a stupid question 😅 but yea, it's just something that came to my mind today after giving a lot of thoughts about Bitcoin.
Is possible to open a personal savings account in the bank and always send money to that account and when you are ready to collect the money, bank will give it to you, my question is, is it possible to also creat a Bitcoin wallet and always send Bitcoin to it as a savings? if you do that for some year without going back to the wallet, will anything happen to your Bitcoin or the wallet?
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stomachgrowls
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March 14, 2023, 09:49:01 PM |
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Some will call this a stupid question 😅 but yea, it's just something that came to my mind today after giving a lot of thoughts about Bitcoin.
Is possible to open a personal savings account in the bank and always send money to that account and when you are ready to collect the money, bank will give it to you, my question is, is it possible to also creat a Bitcoin wallet and always send Bitcoin to it as a savings? if you do that for some year without going back to the wallet, will anything happen to your Bitcoin or the wallet?
Doesnt need it out because this is the whole purpose of Bitcoins existence on which you could really be your own bank on where you could put up those Bitcoin savings into your own wallet which no other can control or own but only you and this is the beauty of it. You could make use of non-custodial wallets which you do possess its keys.When you are planning to save and accumulate for long term then you could do on what you do like.Just make sure those PK or seeds wont be exposed to someone because if so, then you are giving them access into your wallet. Having a Bank is totally contrary on what use case does Bitcoin have. ![Wink](https://bitcointalk.org/Smileys/default/wink.gif)
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hatshepsut93
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March 14, 2023, 09:55:12 PM |
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The point of saving with banks or funds is that you earn interest. Basically they will lend your money to other people and those people will return back more than they borrowed from you.
Bitcoin is a decentralized currency, and if you want to lend it to someone, the burden of negotiating the terms and collecting the debt will fall on you too. There are no decentralized wallets that let you to own Bitcoin and earn interest.
There are centralized platforms that let you do that, like certain exchanges, but this means that it's essentially just like a bank. Except it's not fully regulated and insured, so there's way more room for failure. So why be greedy and earn some extra 2-3% per year and risk losing all the invested coins, if you can just hold Bitcoin and see its value double or triple in a few years?
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blockman
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March 14, 2023, 10:24:28 PM |
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my question is, is it possible to also creat a Bitcoin wallet and always send Bitcoin to it as a savings? if you do that for some year without going back to the wallet, will anything happen to your Bitcoin or the wallet?
Nothing will happen and you can access your wallet anytime you want as long as you're holding the private keys/seeds that the wallet has provided to you. It's worse than if you've got this plan and you do it on an online wallet or an exchange. You may earn some interest if you deposit it to their interest accounts but since your plan is to go back on it for some time in the future and you're uncertain about how long you'll just keep it there. It's much better to keep it in a wallet where you hold the keys as you also hold the funds by having that. There's no headache by just holding it to the wallet that I've said where you hold funds and keys rather than aiming to have those interest piles up and earn little from it but the risk is too high that the platform might go away and may suddenly file for bankruptcy.
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Scripture
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March 14, 2023, 10:32:02 PM |
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In crypto its not called savings, its called DCA especially if you will do this regularly. You can just buy your hardwallet and treat that as your personal account where you can send Bitcoin from time to time. You can consider it safe as long as you know how to protect your private keys and never exposed it to anyone, leaving it for years can still be good just store it on a secured place.
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Sarah Azhari
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March 15, 2023, 02:31:24 AM |
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Some will call this a stupid question 😅 but yea, it's just something that came to my mind today after giving a lot of thoughts about Bitcoin.
Is possible to open a personal savings account in the bank and always send money to that account and when you are ready to collect the money, bank will give it to you, my question is, is it possible to also creat a Bitcoin wallet and always send Bitcoin to it as a savings? if you do that for some year without going back to the wallet, will anything happen to your Bitcoin or the wallet?
Yes it's possible, i did on almost 3 years and my bitcoin still save even don't have many. But if you bitcoin holder, make sure you have to good patience because the price will make holder crazy and want to sell it if price going to dump. Because of that i never save it on exchange, i save bitcoin on place where have difficulty to send it.
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laurenB7742
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March 15, 2023, 02:52:38 AM |
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When your asset is bitcoin, and you store it on a non-custodial wallet, it means you are your own bank. Whether your property is safe or not depends on how you manage and protect it without 3rd party interference. In other words, your assets will be safer when you deposit money in traditional banks.
It sounds like you are new here, you need to spend more time learning about bitcoin before deciding to invest in it. Bitcoin is highly volatile, so it cannot be called savings, but we call it an investment and investment is both profitable and risky.
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dansus021
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March 15, 2023, 03:30:31 AM Last edit: March 15, 2023, 07:08:08 AM by dansus021 |
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You mean like automatically yes they do exist binance couple of months ago introduced a feature called https://www.binance.com/en/auto-invest/ basically they do buy and DCA and your bitcoin is locked for the amount of time. But DYOR because it happens on Centralized Exchange. Im not recommending it maybe you can figure it how the system works and you can buy your own btc The safest way is to do DCA manually and send to your cold wallet. and I do recommend this
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Sebas.tian
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March 15, 2023, 03:50:05 AM |
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Some will call this a stupid question 😅 but yea, it's just something that came to my mind today after giving a lot of thoughts about Bitcoin.
Is possible to open a personal savings account in the bank and always send money to that account and when you are ready to collect the money, bank will give it to you, my question is, is it possible to also creat a Bitcoin wallet and always send Bitcoin to it as a savings? if you do that for some year without going back to the wallet, will anything happen to your Bitcoin or the wallet?
Yes, is possible to have your own personal wallet were you can save your money for future purpose which is the best idea that will bring light into your investment when the price of Bitcoin increase higher like never before in the market. There are some positive things you will start experiencing when you start saving your money into your wallet, because wallet is more secure and safe than bank when your personal details are safe in your hands. I think, Bitcoin investment is the best investment compare to other fiat investment that will take a long time before the income will manage to increase small.
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Despairo
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March 15, 2023, 03:54:43 AM |
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Bitcoin saving account is only exist in a centralized exchange, it's not a wallet because you don't own the private key and you will lose all of your coins whenever the exchange turn become scam or get hacked. Bitcoin isn't a Proof Of Stake token where you can get interest by staking on a centralized smart contract, you can't make more Bitcoin except to mine it.
You don't need to have Bitcoin saving account in order to invest Bitcoin, just buy through P2P or exchange and send it to your non custodial wallet.
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ethereumhunter
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March 15, 2023, 04:45:30 AM |
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What you are asking about has been around for a long time and many people have been doing it until recently.
And you can also do the same with Bitcoin. You can set up another personal wallet to store your Bitcoins in one place and send some Bitcoins to that wallet regularly.
As long as you can keep it safe, you don't have to worry about hacking or someone wanting to steal your wallet because only you know where the wallet is. And you only need to send the number of Bitcoins you want to the wallet to collect them while waiting for market conditions to reverse.
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Faisal2202
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March 15, 2023, 05:25:18 AM |
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it possible to also creat a Bitcoin wallet and always send Bitcoin to it as a savings? if you do that for some year without going back to the wallet, will anything happen to your Bitcoin or the wallet?
Yeah, the question might seem stupid but taking your rank into account and the number of posts i can say that you just entered the crypto-verse. So i must say knowledge of Hot and Cold wallets along with the pros and cons will give you an idea and will also tell you the effects that Banking savings include while crypto wallets don't. 1. You do not have to open accounts of wallets as you open for savings accounts of banks by filling in your all information. 2. You do not have to give custody of your assets and digital securities to the banks instead by using crypto digital wallets you are the one who will control your assets. If you own the money then why give custody to banks? 3. Yes it is possible to create a wallet address for BTC and to store any other currency (crypto) you want to store. 4. Nothing will happen to your account because crypto wallets provide you the full custody of your wallets you can store as much as you can and for as much time as you can. 5. If you have fear of losing money then i must recommend you to read the following compilations Here are some compilations from where you can start.
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Don Pedro Dinero
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March 15, 2023, 05:30:37 AM |
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Is possible to open a personal savings account in the bank and always send money to that account and when you are ready to collect the money, bank will give it to you, my question is, is it possible to also creat a Bitcoin wallet and always send Bitcoin to it as a savings?
As some answers point out, it is clear that you know little about the essence of bitcoin and why it was created. If you were to study bitcoin, you would realise that it has been the most profitable investment since 2009. And although in the future it will most likely not be as profitable, you don't have to jeopardise your bitcoin by depositing it in a bank to get a little extra interest. So why be greedy and earn some extra 2-3% per year and risk losing all the invested coins, if you can just hold Bitcoin and see its value double or triple in a few years?
This. You don't need to have Bitcoin saving account in order to invest Bitcoin, just buy through P2P or exchange and send it to your non custodial wallet.
Yes, the best thing is this. Buy regularly to the best of your ability, and withdraw to your wallet, to a wallet where you manage your private keys. You have to change the mentality, OP. Bitcoin if used correctly is completely different from the banking system. With it you are your own bank.
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bittraffic
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March 15, 2023, 05:44:57 AM |
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When you send money to a bank, then that money is theirs already not yours. It's the same as sending BTC to a centralized exchange. If you haven't heard already, banks are already started running and FDIC is out of money. Once the depositors will together want thier money out of the banks, they would have no cash to give.
But maybe they will give you digital cash which is already the CBDC.
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xSkylarx
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March 15, 2023, 06:01:56 AM |
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It is as long as you've secured your main wallet like banks secure money. You can be your own bank with your own money. You can send frequently bitcoin to your wallet as part of your savings, and most people do this, but some people just store or hold bitcoin one time and almost forget about it for a few years, and they will just open it if there is an emergency or it is time to sell. There's nothing that will happen to your bitcoin as long as it is secured.
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Smartprofit
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March 15, 2023, 06:05:58 AM |
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Some will call this a stupid question 😅 but yea, it's just something that came to my mind today after giving a lot of thoughts about Bitcoin.
Is possible to open a personal savings account in the bank and always send money to that account and when you are ready to collect the money, bank will give it to you, my question is, is it possible to also creat a Bitcoin wallet and always send Bitcoin to it as a savings? if you do that for some year without going back to the wallet, will anything happen to your Bitcoin or the wallet?
Yes it is possible. This is a fairly accurate analogy.... This is not very similar to a regular bank deposit, because a bank deposit carries interest, while bitcoin does not. Rather, it looks like an impersonal metal account - this is a special type of bank deposit, which is denominated in grams of precious metals (gold, silver, platinum, palladium). An impersonal metal account does not imply interest on the deposit. An impersonal metal account, just like Bitcoin, allows you to grow rich over time.
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Kakmakr
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March 15, 2023, 06:19:00 AM |
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Ok, now you have to understand.... The goal with a savings account are to gain interest, so some Banks will offer fixed savings accounts where you constantly deposit or transfer funds into a fixed saving account to get more interest. Bitcoin wallets are different, because you do not get interest on those bitcoins that are deposited there. Yes, the Bitcoin price might increase and you might get much more value from those coins, because it is valued more... but that is not interest. The benefit of having bitcoins in a wallet are the accessibility of that money. (You can lock those funds with smart contracts, but it's a more complex process and I think it should only be applied to people that do not have the discipline to save those funds) ![Wink](https://bitcointalk.org/Smileys/default/wink.gif)
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bitterguy28
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March 15, 2023, 06:37:36 AM |
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Some will call this a stupid question 😅 but yea, it's just something that came to my mind today after giving a lot of thoughts about Bitcoin.
Is possible to open a personal savings account in the bank and always send money to that account and when you are ready to collect the money, bank will give it to you, my question is, is it possible to also creat a Bitcoin wallet and always send Bitcoin to it as a savings? if you do that for some year without going back to the wallet, will anything happen to your Bitcoin or the wallet?
Bitcoin is created for our own privacy to invest . meaning we can keep sending our money inside and let it there as long as we wanted and then we can withdraw in time that we needed , in this we are free from hassle of banks and government , but this happens only if Bitcoin is not banned or prohibited in your country because things will change if your country has banning for crypto.
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CageMabok
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March 15, 2023, 06:42:59 AM Merited by puloweh555 (1) |
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Some will call this a stupid question 😅 but yea, it's just something that came to my mind today after giving a lot of thoughts about Bitcoin.
Is possible to open a personal savings account in the bank and always send money to that account and when you are ready to collect the money, bank will give it to you, my question is, is it possible to also creat a Bitcoin wallet and always send Bitcoin to it as a savings? if you do that for some year without going back to the wallet, will anything happen to your Bitcoin or the wallet?
Nothing will happen to Bitcoin (except just increasing and decreasing in price) and your wallet as long as you take very good care of it and keep it in a really safe place. It is a very possible thing to do and as long as you can take good care of it, nothing will happen to the wallet even if you don't open it every day to see the amount of the balance. So what do you think is impossible in this case now ? Because bank accounts are now also digital in nature because you can see and control them via a smartphone device in your own hands, as well as a Bitcoin wallet, if you use a hardware wallet, then you can of course take very good care of it and don't just store it carelessly if you use it. You use the wallet for Bitcoin savings in the long term.
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Charles-Tim
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March 15, 2023, 07:04:48 AM |
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is it possible to also creat a Bitcoin wallet and always send Bitcoin to it as a savings? if you do that for some year without going back to the wallet, will anything happen to your Bitcoin or the wallet?
Funny question though. With bitcoin, you are your own bank, which means you can do what ever you like with you own money. You can decide to have a bitcoin wallet that is generated offline on an airgapped device, copy some addresses for backup, and also backup the most important thing which is the seed phrase, having the backup in two or three different locations. You can be sending bitcoin to the wallet anytime you want without spending it. But you always need the seed phrase backup for you to spend the coins, if lost, your coins are gone/lost forever. You mean like automatically yes they do exist binance couple of months ago introduced a feature called https://www.binance.com/en/auto-invest/ basically they do buy and DCA and your bitcoin is locked for the amount of time. But DYOR because it happens on Centralized Exchange. There is no good point of mentioning a centralized exchange for anything related to holding, it is not your coin on blockchain and which means you have no full control over your own coins.
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