how much money is considered as "invest only what you can afford to lose"

[uneng]

I think it is impossible to specify the amount that is considered as "afford to lose", as each person is an individuality, everyone have different needs, income and lifestyle. "Afford to lose" amount is the amount of money a person can earn easily and quickly from my mind. Imho, that amount should not be large, because loosing large amount often born such ideas as "for that money I would have bought ...", and a person start to bother a lot or start to feel pity.

Yes, this is a personal question that will have different answers in each case. However, I think there is no mistery or difficult on finding the correct result in each case. It's just the amount you can afford to lose: money amount you won't need later for your basic needs. Maybe the amount of money the person uses for eating out sometimes, buying superfluous goods, or just the spare money left after all monthly expenses are paid.

For some people it will be 5$, 10$, 50$, 100$, 500$, 1000$... And even more. The important is to put this money into good use.

[CryptoHeadlineNews]

money i can afford to lose is so small for me that if it will be 100xed then also I will make profit very small
what is the meaning of this  "invest only what you can afford to lose" ?

Bitcoin is a very volatile decentralized digital currency, and as such that's why we advocate people invest an amount they can always afford to lose, so that if price movement doesn't go as plan within the expected period you don't get disappointed, in as much as Bitcoin is more profitable in long term investment.

Secondly, their is no specific amount of money that can be described as an amount of money you can always afford to lose. You know your financial capacity and it's best left for you to decide how much to risk. But, moreover, I don't see crypto investment as risk, in as much as it's Bitcoin you invested in, and not altcoins.

I don't think many of you invested money that can not impact your life if all gone.
and also please share some very rock solid points that investing in bitcoin is profitable, and non losable in long term,

Just like I earlier said, it's left for you to ascertain how much you can afford to risk in your Bitcoin investment, knowing fully well it's a volatile whose price fluctuates.

Secondly, Bitcoin is a profitable investment in long term, because it was ones $1000/BTC, and value went up to $10,000/BTC and today it's $28,105/BTC. So that's enough reason to prove that Bitcoin is profitable long term.

[topman21]

money i can afford to lose is so small for me that if it will be 100xed then also I will make profit very small
what is the meaning of this  "invest only what you can afford to lose" ?
you also invested this small part of your savings(not talking about wealth) in bitcoin, I don't think many of you invested money that can not impact your life if all gone.
and also please share some very rock solid points that investing in bitcoin is profitable, and non losable in long term, we don't know if other satoshi came out in 1-2-3 years later(just an less probability thought)

also tell about my english(feedback kind of) when i read my sentences, i feel this is very bad english.

Investments are high risk. But investing does not necessarily mean that you will lose money. If you invest in Bitcoin, you may lose your investment if the market takes a bad position, but it will never be lost. Your investment will recover only when the market recovers. And it is very well understood that if the Bitcoin market is dumping, it will recover. So it is better to invest as much as you can. But don't worry about investing it is going away at once maybe it will decrease for a temporary period.

[_BlackStar]

You will not lose anything on your investment in bitcoin because bitcoin will not move ^{[except their value].} The volatility of the bitcoin price does not loss your bitcoin, unless something happens to your wallet such as hack or loss of access to the wallet.

Anyone might be able to consider price volatility, but they likely can't afford to lose lots of bitcoin forever. I would probably be thinking the same thing, but if you really invest your budget within reasonable limits then of course the psychological impact when you lose it all.

you are something wrong, you are talking about number of coins, if there is not value then what is that you losed you money , but not your coins, what will you do with your left penny value coins,
we invest to get profit out of it , not for owning non valuable coins (no talking about bitcoin so far just an example)

You may have forgotten to read the last point in my post, but I really find it strange to understand what you really mean.

The main point is bitcoin, while investment is the second point. You invest for profit, but in fact you should know that there is a risk of loss for various reasons. You must be prepared to lose financially, and you must be prepared to lose your assets forever if you don't know how to secure them. Therefore you should set yourself a reasonable investment budget limit so that if something happens to the price ^[volatility] or your wallet, then you are ready to accept the consequences. That's why "invest only what you can afford to lose".

[Faisal2202]

"invest only what you can afford to lose" ?

It means, Let's assume, you have 100$ and if you lost them, then your life will be disturbed and you have to borrow money to face your expenses. then that money is what you can not afford to lose. So you should not invest it in Bitcoin. But, if you are a risk lover, or have great experience in risk management then it's up to you to either take it or not.

So invest only that money that if you invest in BTC and your prediction will not go as you planned then you could bear the loss and not fall prey to market sentiments until you got you to hit your exit target.

No one can assure you that investing in BTC will be profitable or not because the crypto market is so unpredictable even if you are an expert in analysis (all types). As you asked, there is no money that if you lose and your life will not be affected, No that's not true, last time one of my friends lost more than 100$ and he was chill because it was that money he can afford to lose, (note* at the start he was really in panic and worried, he did not sleep until he found a way to digest it) at the end he was chill and said better luck next time. Let's assume if he has no money other than that then he will be doomed and will be in hypertension. Like some people create this situation for themselves. Like the mentioned topics below:

• Taking loan for investment can be life threatening
• Invest in Bitcoin by selling wife's jewelry--> well i think it a bad decision for him that's why i mention the topic here.

You asked if another satoshi Nakamoto might come up in the future if that happens then I will be happy to join him in new BTC but that is so unlikely to happen because it takes 10 to make 69k dollars for BTC and if new technologies will come it has to dominate the previous one but that seems so unlikely. Trust is the main key that drives BTC and if a new BTC/SN came into the market then people will differently not trust him/her. (note*that's my thoughts)

Your English is good to some extent and i can understand what you are trying to say so it's good. use some grammar tools maybe that will improvise your writing skills to some extent that you will not need them at a point.

[borovichok]

"invest only what you can afford to lose" ?

Trading what we can afford to lose is an important mindset that should be placed in our hearts because this is crypto, it's filled with volatility. Losing money is neutral in the market and there's no single trader that haven't record a loss in a trade. But to be on the safer side, I always make sure my profits covers all my losses. Bitcoin is not a do or die affair, there's new opportunities every single day of our lives. For the fact that we missed a good entry on bitcoin doesn't mean that another entry is not going to be triggered. Bitcoin is a volatility project with steadily pump and dump in the market.

[jaberwock]

and also please share some very rock solid points that investing in bitcoin is profitable, and non losable in long term, we don't know if other satoshi came out in 1-2-3 years later(just an less probability thought)

also tell about my english(feedback kind of) when i read imy sentences, i feel this is very bad english.

Even though you really want clarity in this matter to be sure, but I think in this condition nothing can really be convincing as long as you are not sure about it.
The condition remains the same bitcoin is something full of risk and no one will know about the future even though in this case it will still be worth it for the next few years but this condition will come back to yourself as long as you are sure then it will be good but even though many people are convinced but you are still not sure I think it will not go well.

I wouldn't say that Bitcoin is full of risk because it also have some benefits and we can still earn a profit with it as long as we know how to HODL. Yeah, no one knows the future of BTC but despite of it, many of us here are only positive and said that Bitcoin will pull more all-time highs. There are dumps a long the way and sometimes it can be severe but Bitcoin will always find its way to recovery.

If what you mean earlier is to be sure about our investment, well yeah we need it because if we don't then there is a chance that we will only sell it too early or sell it at a loss.

[OgNasty]

I agree that money "you can afford to lose" is different for everyone.  As a teenager, I couldn't afford to lose $10K.  It would have bankrupted me and left me homeless.  Even half that much would have been life altering.  I don't think there's any exact answer, but for me personally I think money I can't afford to lose would be any amount that brings me unhappiness or costs me my time feeling bad over.  If I'm losing time thinking about a dumb decision that cost me money, I lost too much.  It helps me to think about what I could have done with the money.  If I can afford to buy a girl a drink, then I can afford to lose $20.  It also matters how you "lost" it.  I've "lost" money where it was worth the entertainment value.

[Captain Corporate]

I think having two incomes makes this a better deal. I have my regular job and life, that salary goes into living, but I also make money from signature campaigns here, and maybe that isn't too much money for many people in the west, but for me saving this much money per month isn't that bad. I make about 80+ per week, and there are 52 weeks a year, that means around over 4 thousand dollars a year, that is serious amount of money in Turkey for savings. Obviously, I end up spending them whenever they are big enough and I make good enough profit, but having that extra income means you could invest that into bitcoin (or in my case keep it in bitcoin) and that way you could spend your salary without worry.

[Adbitco]

For instance, if your salary is $500 per month and after your expenditures is being taken out from it, you are still left with about $200 or $150 for the month at this point you aren't expected to invest a whole lot of $200 or $150 inside of it rather what you would do is, to remove your savings and after which $50 or lesser is being left for you. You may now endanger the $50 every month to invest because you already created a savings for yourself and as well can be risking $40 or $50 every month to buy any fractions of bitcoin every month.

This whole idea of savings is even unnecessarily over hyped. I wouldn't keep something like the $50 you used in your instance out of the $200 or $150 for an investment. I rather invest the whole $200 once I'm sure it's cash I can keep after my monthly expenses. Look at it this way, inflation is on the rise. Any cash kept aside as savings won't appreciate. Rather it goes down in value. Banks don't pay much interest any more. So, why keep that aside then, whether in the bank or at home? Those who do that do it because they're scared of taking risk. Nobody grows rich by saving their money. People grow rich by investing their money, and by investing big!

Well is not arguable but it all depends on the individual, you talks according to your capacity of bearing a risk lost, I commented according to his post because as a newbie who don't have deep revelation on bitcoin can go by that way, but as a legend you are who gets all knowledge concerning bitcoin can endangers in himself with such decision. Mr A can afford to lose $200 while Mr B can only afford to lose $40 in this scenario you don't expect Me B to risk a whole lot of $200 just as Mr A did.
But to me with latest happening within the banking sector today I won't keep any of my salary in bank since they are not trusted and can't serve as a store of value rather they keeps charging unnecessarily from your savings all in the name of account maintenance and service fees.

[Furious 7]

and also please share some very rock solid points that investing in bitcoin is profitable, and non losable in long term, we don't know if other satoshi came out in 1-2-3 years later(just an less probability thought)

also tell about my english(feedback kind of) when i read imy sentences, i feel this is very bad english.

Even though you really want clarity in this matter to be sure, but I think in this condition nothing can really be convincing as long as you are not sure about it.
The condition remains the same bitcoin is something full of risk and no one will know about the future even though in this case it will still be worth it for the next few years but this condition will come back to yourself as long as you are sure then it will be good but even though many people are convinced but you are still not sure I think it will not go well.

I wouldn't say that Bitcoin is full of risk because it also have some benefits and we can still earn a profit with it as long as we know how to HODL. Yeah, no one knows the future of BTC but despite of it, many of us here are only positive and said that Bitcoin will pull more all-time highs. There are dumps a long the way and sometimes it can be severe but Bitcoin will always find its way to recovery.

If what you mean earlier is to be sure about our investment, well yeah we need it because if we don't then there is a chance that we will only sell it too early or sell it at a loss.

Things like this will be understood if indeed we are aware of the risks that are definitely experienced but when I see the narrative from the OP I don't think that's the goal because seeing from the question the OP only wants to invest safely and comfortably but of course bitcoin is not a comfortable place as expected . It takes several processes that must be followed such as patience and of course in this case controlling the panic when bitcoin crashes.

[Mpamaegbu]

~snipped~

Well is not arguable but it all depends on the individual, you talks according to your capacity of bearing a risk lost, I commented according to his post because as a newbie who don't have deep revelation on bitcoin can go by that way, but as a legend you are who gets all knowledge concerning bitcoin can endangers in himself with such decision.

Please, don't get me wrong. My comment wasn't to disparage your view in anyway. Nope, not at all. I raised two salient issues in that post – savings and 2) investment– but let me address the one of savings where both of us seem to be on the same wavelength. The idea of saving money in the bank while one can invest it is utterly not a wise decision.

For me, I keep a greater part of my money in cryptos (Bitcoin and alts), not in fiat. By storing it in cryptos, it serves as an investment still. Even when I'm not actively investing it, I store it in stablecoin. That way, it retains its value and not be taken up by the effects of inflation.

[carlfebz2]

and also please share some very rock solid points that investing in bitcoin is profitable, and non losable in long term, we don't know if other satoshi came out in 1-2-3 years later(just an less probability thought)

also tell about my english(feedback kind of) when i read imy sentences, i feel this is very bad english.

Even though you really want clarity in this matter to be sure, but I think in this condition nothing can really be convincing as long as you are not sure about it.
The condition remains the same bitcoin is something full of risk and no one will know about the future even though in this case it will still be worth it for the next few years but this condition will come back to yourself as long as you are sure then it will be good but even though many people are convinced but you are still not sure I think it will not go well.

I wouldn't say that Bitcoin is full of risk because it also have some benefits and we can still earn a profit with it as long as we know how to HODL. Yeah, no one knows the future of BTC but despite of it, many of us here are only positive and said that Bitcoin will pull more all-time highs. There are dumps a long the way and sometimes it can be severe but Bitcoin will always find its way to recovery.

If what you mean earlier is to be sure about our investment, well yeah we need it because if we don't then there is a chance that we will only sell it too early or sell it at a loss.

Things like this will be understood if indeed we are aware of the risks that are definitely experienced but when I see the narrative from the OP I don't think that's the goal because seeing from the question the OP only wants to invest safely and comfortably but of course bitcoin is not a comfortable place as expected . It takes several processes that must be followed such as patience and of course in this case controlling the panic when bitcoin crashes.

Not only with Bitcoin but also in general when you do step your foot into crypto space on which you should really be preparing yourself on handling out the risks because when it comes to price movement or simply with volatility then it is really just that in default.On the time that you would really be making out some decisions about engagement or getting involved with investment with it then just make use that you wouldnt really be that anticipating too much positive because thats not how market does simply works.

Invest on what you can afford to lose as always on which it would really be just right that you should really be that aware about probabilities and chances for you to lose money
which is really that a normal part.

[Adbitco]

~snipped~

Well is not arguable but it all depends on the individual, you talks according to your capacity of bearing a risk lost, I commented according to his post because as a newbie who don't have deep revelation on bitcoin can go by that way, but as a legend you are who gets all knowledge concerning bitcoin can endangers in himself with such decision.

Please, don't get me wrong. My comment wasn't to disparage your view in anyway. Nope, not at all. I raised two salient issues in that post – savings and 2) investment– but let me address the one of savings where both of us seem to be on the same wavelength. The idea of saving money in the bank while one can invest it is utterly not a wise decision.

For me, I keep a greater part of my money in cryptos (Bitcoin and alts), not in fiat. By storing it in cryptos, it serves as an investment still. Even when I'm not actively investing it, I store it in stablecoin. That way, it retains its value and not be taken up by the effects of inflation.

Yes I understand your sentences I don't have to argue anything with you sir.
We all know the situation presently involved with bank and inflation, even me don't leave my money in bank or fiat.
Op can only sights on my examples but doesn't mean he should follow what I said since everyone knows their capacity and their income ratios.

[GeorgeJohn]

money i can afford to lose is so small for me that if it will be 100xed then also I will make profit very small
what is the meaning of this  "invest only what you can afford to lose" ?
you also invested this small part of your savings(not talking about wealth) in bitcoin, I don't think many of you invested money that can not impact your life if all gone.
and also please share some very rock solid points that investing in bitcoin is profitable, and non losable in long term, we don't know if other satoshi came out in 1-2-3 years later(just an less probability thought)

also tell about my english(feedback kind of) when i read my sentences, i feel this is very bad english.

Let me break it down in case you don't comprehend the concept of invest what you can afford to lose, its encouraging for a beginner in cryptocurrency industry to examine the main factor that hinders the existence of cryptocurrency investment, because the investment can result out positive or neither negative during the process of investment,  so it's the reason while experience investors have to encourage the new investors to be wise enough to use their spare money investment, should incase the investment moves for negative side and it will not caused a depression for the beginner. So it's good to use the funds you can afford to lose.

[Zorigi]

actually everyone doesn't want to lose their money even though it's very little money, and so do I, I also don't want my money to disappear, because finding money is very difficult even though it's only a little money.

so in my opinion, love our money, and what I mean is love money, that is, try to be a smart investor, namely by not selling our bitcoins at a loss.
and usually people who lose ( lose their money.) Because they are not smart in investing in bitcoin.

[Pierre 2]

It totally depends on your lifestyle and needs. For example I have a family that can financially support me, in other words, I don't need to pay for grocery/food, even electricity bills or rent. So I can directly invest at least my %80-90 of whole money. This completely changes if you need to pay for bills, if you a wife or kid (I am single) and if you own house or not. I feel like safest bet would be %25-30 if you are married, %40 if you are single and around %50-55 if you own house.

[ethereumhunter]

Only investing what you can afford means that if you can only invest $50-$100, that is an amount you are allowed to use. More than that, you will feel worried, especially if the market conditions are as uncertain as they are now. This applies to all investments we are familiar with so that we do not cross the boundaries of using money.

Investing in bitcoin for the long term is very profitable, especially since we have seen the journey of bitcoin so far that if we can use the amount of money we can afford, we can have some bitcoins. We can also expect to make huge profits, especially when the bitcoin price goes up high. At the moment, the bitcoin price is recovering because the price has been able to go higher than before and will continue to increase day by day. However, we also have to be aware that a correction will come after reaching temporary highs.

[Alpha Marine]

but, i am a excellent saver(when no money in pocket then need to be a excellent saver), not waste money on entertainment, fast food, not have home to invest in for maintenance, not gone on any trips from my childhood,

I think it helps you more as an excellent saver. Since you are an excellent saver you can easily take a part of that savings even if it's very little and use it to invest. Don't get me wrong, there's nothing easy about investing, especially for those that don't make much money. The term "invest what you can afford to lose" doesn't mean you invest only money that means nothing to you. You can take a percentage of your savings and invest, if you lose it you'll feel bad but you'll be alright. That's all it means. Invest money that won't put you in a very bad place when you lose it even if you will be affected a little. That's the risk involved with investment, but it should be a low risk. 

[davis196]

money i can afford to lose is so small for me that if it will be 100xed then also I will make profit very small
what is the meaning of this  "invest only what you can afford to lose" ?
you also invested this small part of your savings(not talking about wealth) in bitcoin, I don't think many of you invested money that can not impact your life if all gone.
and also please share some very rock solid points that investing in bitcoin is profitable, and non losable in long term, we don't know if other satoshi came out in 1-2-3 years later(just an less probability thought)

also tell about my english(feedback kind of) when i read my sentences, i feel this is very bad english.

If you can afford to lose really small amounts of money, then you have a problem with your income.
Don't focus on your small savings and investments. Focus on growing your income. This will allow you to save more money, so that you'll have some capital that could be invested in assets that have higher risk/higher profit and you could afford to lose.
Bitcoin isn't some sort of easy investment, that will magically 100x your investment. It's your responsibility to buy and sell at the right time and to not panic, when bad news hit the markets. Nobody can guarantee you big profits in the world of finance. If somebody is promising big profits  with low effort, he is most likely a scam.
Your English is OK, I just don't understand what do you mean by "satoshi came out in 1-2-3 years later". The appearance of Satoshi Nakamoto most likely won't change anything at this point.