Bitcoin loan for students in higher institution.

[Yawa2020]

This is wild idea, especially when the student borrow Bitcoin rather than fiat. I doubt there are any lender on this forum willing to offer long term loan, where student need to take 4 years (in average) to complete Bachelor degree and few extra years to pay the loan gradually while working. IMO if a student looking for a loan, he/she should look for loan either from government, organization or education institution instead.

I am not sure if the OP is referring to long time but within a short period of time. Students loan normally shouldn't be up to a year to pay back not to even talk of 3 years or more to pay back. Which government? Cux government here won't grant you loans if you have no means of income that they'll be deducting their money from directly.

[sulendra12]

Good day guys; I said  let me know if the forum have a board where students are being support in education by giving them student loan To help them in education, so many members here I believe are students in various higher institutions so many of them fine it difficult to pay school fee's or pay rented apartment,buy textbooks and hand outs or even feed very well or access to student loan boad,please I want to know if there is any room for students in this forum in universities to access student Ioan, i said let me drop it here because I have not seeing education board.

Not trying to be rude but if you want to ask money in here with loan then the chance of you getting one is incredibly low, because you need collaterals to do it and most of the people here are really skeptical with newbies trying to get loan as their first post in this forum. Have you actually asked for loan in your local bank or something? Pretty sure they have some sort of plan for students loan especially with your problem.

[coinerer]

Good day guys; I said  let me know if the forum have a board where students are being support in education by giving them student loan To help them in education, so many members here I believe are students in various higher institutions so many of them fine it difficult to pay school fee's or pay rented apartment,buy textbooks and hand outs or even feed very well or access to student loan boad,please I want to know if there is any room for students in this forum in universities to access student Ioan, i said let me drop it here because I have not seeing education board.

This forum offers bitcoin loans through Lending board.  And they are provided by another forum user like you.  Meanwhile, your rank is only Jr, so it is a matter of concern whether those members will agree to give you a loan. I don't know that any member is given loan without the minimum rank of Full Member.  So in this case I am not sure that you can get loan from there. But you can apply and try if someone agrees to give you a loan then I think you will have good luck 

[adzino]

Good day guys; I said  let me know if the forum have a board where students are being support in education by giving them student loan To help them in education, so many members here I believe are students in various higher institutions so many of them fine it difficult to pay school fee's or pay rented apartment,buy textbooks and hand outs or even feed very well or access to student loan boad,please I want to know if there is any room for students in this forum in universities to access student Ioan, i said let me drop it here because I have not seeing education board.

Like others said there is no specific board in this forum where student loans are given (and this forum isn't a financial institution. Users voluntarily give out the loans). You can head over to the lending section, but I doubt anyone would be willing to finance your studies. And then, you are a newbie, so the chances are even more low. If you had strong collaterals, then maybe yes, someone might be willing to lend you something. But you are better off taking private loans from banks or ask for financial aid from your university.

[ilovealtcoins]

Good day guys; I said  let me know if the forum have a board where students are being support in education by giving them student loan To help them in education, so many members here I believe are students in various higher institutions so many of them fine it difficult to pay school fee's or pay rented apartment,buy textbooks and hand outs or even feed very well or access to student loan boad,please I want to know if there is any room for students in this forum in universities to access student Ioan, i said let me drop it here because I have not seeing education board.

Not trying to be rude but if you want to ask money in here with loan then the chance of you getting one is incredibly low, because you need collaterals to do it and most of the people here are really skeptical with newbies trying to get loan as their first post in this forum. Have you actually asked for loan in your local bank or something? Pretty sure they have some sort of plan for students loan especially with your problem.

What he said also made me doubt his intentions, it was more like exploitation and fraud than the intention to borrow money to use for learning. Everyone knows that to get a loan, we need to collateralize their property or reputation. While he's new, nothing, and he's making that offer, it's nothing more than bad intentions.

OP, Bitcoin is an investment, not a charity, and if you want to borrow money, you should go to your country's bank.

[Broadanbig]

OP you let us face reality here. Going by your rank, you are a newbie which does not guarantee you ability to request for loan here even though you attempt to apply for it, nobody would listen to you as it is a requirement before you can apply for a loan here.

Secondly, what you are talking about all points to loan be it school fee loan or student loan what ever the loan maybe, there is a board for that where you can seek for loan here to do your course.

Lastly, I really think it is not feasible to get a loan in bitcoin because bitcoin market is volatile and no one would want to take such risk loosing out as everyone holding targets taking advantage of bitcoin market volatility.
This does not mean that you can not get loan here but it is not possible to get it that easily as no one would ever want to do that. They would prefer to give you the loan on stable coin and you must have a high rank before you can do that.

[Uruhara]

 In this forum, there is indeed a board specifically for loans, more precisely, a sub-board in Economy>Marketplace>Lending. but of course we have to meet certain requirements determined by the borrower and also based on the forum rules. but it's not a loan specifically for a student / student. To get a loan, of course, we must meet certain conditions. and of course with a new account like OP's then it might not be possible to get a loan. for anyone would doubt and could not believe it.

[S A KHAIR]

Good day guys; I said  let me know if the forum have a board where students are being support in education by giving them student loan To help them in education, so many members here I believe are students in various higher institutions so many of them fine it difficult to pay school fee's or pay rented apartment,buy textbooks and hand outs or even feed very well or access to student loan boad,please I want to know if there is any room for students in this forum in universities to access student Ioan, i said let me drop it here because I have not seeing education board.

This is a forum for speculation, and gambling, not a financial institution, and not even suitable for students. If you are here to make money we are very welcome. If you are a student, you can easily get a loan from the government because they have preferential policies for students. I used to be a student and I also use that way to complete my studies.

[vv181]

There are various institutions that are better suited to offer student loans. Using bitcoins for a long term loan is prone to volatility, the amount that had been used may be extremely different than what the future prices might be. The nature of most lending that occurs here is based on a cryptocurrency collateral or trust with an account, a real-life identity seldom or never being used.

In another hand, an institution wherever OP resides could offer flexible options and suitable for a loan. What OP should have done is research any plan for its own country, merely expecting a bitcoin forum to offer such services is silly.

[puloweh555]

Good day guys; I said  let me know if the forum have a board where students are being support in education by giving them student loan To help them in education, so many members here I believe are students in various higher institutions so many of them fine it difficult to pay school fee's or pay rented apartment,buy textbooks and hand outs or even feed very well or access to student loan boad,please I want to know if there is any room for students in this forum in universities to access student Ioan, i said let me drop it here because I have not seeing education board.

The council for loans already exists, but not enough conditions for you. I think no one will give you a loan, especially since your account is still new. It's better if you ask a friend or relative for a loan, it's wiser, because of course the person who wants to give you a loan will see your account reputation first. My advice, now your mindset must be changed. Make this forum a place for you to pay off debts (by joining a bounty) don't make this forum a place for you to owe money.

[coinerer]

Good day guys; I said  let me know if the forum have a board where students are being support in education by giving them student loan To help them in education, so many members here I believe are students in various higher institutions so many of them fine it difficult to pay school fee's or pay rented apartment,buy textbooks and hand outs or even feed very well or access to student loan boad,please I want to know if there is any room for students in this forum in universities to access student Ioan, i said let me drop it here because I have not seeing education board.

This is a forum for speculation, and gambling, not a financial institution, and not even suitable for students. If you are here to make money we are very welcome. If you are a student, you can easily get a loan from the government because they have preferential policies for students. I used to be a student and I also use that way to complete my studies.

This forum is not limited to just speculation and gambling.  Everything is done in this forum and loan is also available but it requires a high rank and reputable account but op is not applicable for loan.  op can earn some free money through the bounty from here and pay for his education.  However, it is not guaranteed that op bounties will get paid at a specific time or that every bounty project will be successful and get paid well. So he has to work hard here.  And if he really needs a loan.  Then various organizations provide student loans, he can apply there. But he will not get any student loan through bitcoin or decentralization way.  In order to get a loan from this forum, he must keep some equivalent amount of collateral

[SyndicateLabs]

Good day guys; I said  let me know if the forum have a board where students are being support in education by giving them student loan To help them in education, so many members here I believe are students in various higher institutions so many of them fine it difficult to pay school fee's or pay rented apartment,buy textbooks and hand outs or even feed very well or access to student loan boad,please I want to know if there is any room for students in this forum in universities to access student Ioan, i said let me drop it here because I have not seeing education board.

I think the problem OP mentioned will be easier to solve by asking you to search for those necessary learning materials online and the idea of ​​​​building such a support fund is not necessary for the purpose use above.
We've got a lot to say about this, and finance isn't the only way to grow knowledge. Today's society develops powerful information technology and data, accessing the system of any university to retrieve documents is not too difficult.

[uneng]

There are various institutions that are better suited to offer student loans. Using bitcoins for a long term loan is prone to volatility, the amount that had been used may be extremely different than what the future prices might be. The nature of most lending that occurs here is based on a cryptocurrency collateral or trust with an account, a real-life identity seldom or never being used.

In another hand, an institution wherever OP resides could offer flexible options and suitable for a loan. What OP should have done is research any plan for its own country, merely expecting a bitcoin forum to offer such services is silly.

True. The university or the local government are more likely to lend money to the student or to offer him the option of paying in installments with really cheap interest rates or none at all, with the exception of the inflation adjustment which is done yearly.

It doesn't worth to borrow money in BTC on this forum for educational purposes. First, because he will need a decent collateral which has to be interesting for the virtual lender (very scarce options) and second because the interest rates will be much more expensive.

[|MINER|]

As far as I know there is no such thread in the forum for students seeking loan for studies there. And I don't think there is a specific need to go for student loans because lending services are already available here. Here you can take loan for your personal use that may be to pay student fees. I don't think you can go there with this small account and get a loan unless you can provide valid collateral. So if you are seeking for loan in this forum then you should have a good reputation in this forum at first.

[Yawa2020]

I don't know the detail, but U.S. government offer 10 years payment term[1]. The student usually start pay back after graduate or leave[2] from university. Furthermore you could apply to postpone or reduce payment under financial problem[3] and it seems most people qualifies for student loan[4].

[1] https://www.consumerfinance.gov/ask-cfpb/how-long-does-it-take-to-pay-off-a-student-loan-en-621/
[2] https://www.consumerfinance.gov/ask-cfpb/when-do-i-need-to-start-paying-my-federal-student-loans-en-585/
[3] https://www.consumerfinance.gov/ask-cfpb/what-is-forbearance-en-631/
[4] https://www.consumerfinance.gov/ask-cfpb/how-do-i-apply-for-student-loans-en-569/

Wow! Thanks for the update. I am actually not from USA but I will go through the link content later to find some more information about the student loan and compare with ours here. Is there anyway one can bookmark or save a particular comment in the forum for later read?

[Coin_trader]

Good day guys; I said  let me know if the forum have a board where students are being support in education by giving them student loan To help them in education, so many members here I believe are students in various higher institutions so many of them fine it difficult to pay school fee's or pay rented apartment,buy textbooks and hand outs or even feed very well or access to student loan boad,please I want to know if there is any room for students in this forum in universities to access student Ioan, i said let me drop it here because I have not seeing education board.

I think the problem OP mentioned will be easier to solve by asking you to search for those necessary learning materials online and the idea of ​​​​building such a support fund is not necessary for the purpose use above.
We've got a lot to say about this, and finance isn't the only way to grow knowledge. Today's society develops powerful information technology and data, accessing the system of any university to retrieve documents is not too difficult.

OP main goal is simply a loan and not a support group for students that need fund assistance. I know some of my countrymen use the lending section before for their studies and they are paying back the loan through the signature campaign. Some of them is already not active here after they graduated in college and get job. Most of my student friend before is active on getting loan here last 2019 or 2020 IIRC.

I believe funding is not a problem if the user can guarantee that it will pay back. Loan is something that need a commitment of paying back. We are all anonymous here and the OP is asking for something that needs a KYC since this is a student loan without a guarantee that the student will pay after his/her studies.

[Frankolala]

OP, my little advise for you is that you are a student and don't need any loan not to add to more burden to yourself. Instead you should take your time to learn here,build your account and get a signature campaign so that you can start earning little,this is help you to solve some of your financial challenges.

You are just a Jnr.Member with no reputation yet,it becomes risky for anyone to give you a loan because you have not built your trust on forum members. If anyone will give a loan,it will be in USSD and not in bitcoin because of the volatile nature it has. One thing that I see in loan is that,collecting loan is not the problem but paying back can become a big problem. Nobody cares about what you need the loan for but trust and good reputation matters a lot in this forum.

[deathcode]

Good day guys; I said  let me know if the forum have a board where students are being support in education by giving them student loan To help them in education, so many members here I believe are students in various higher institutions so many of them fine it difficult to pay school fee's or pay rented apartment,buy textbooks and hand outs or even feed very well or access to student loan boad,please I want to know if there is any room for students in this forum in universities to access student Ioan, i said let me drop it here because I have not seeing education board.

Like others said there is no specific board in this forum where student loans are given (and this forum isn't a financial institution. Users voluntarily give out the loans). You can head over to the lending section, but I doubt anyone would be willing to finance your studies. And then, you are a newbie, so the chances are even more low. If you had strong collaterals, then maybe yes, someone might be willing to lend you something. But you are better off taking private loans from banks or ask for financial aid from your university.

Actually there is nothing wrong with asking or maybe with the OP's question, maybe by asking like that the OP is really serious about trying to get a loan to continue his studies to a higher level.
Instead of borrowing in this forum, it might be wiser if OP borrows from the bank where he lives or OP has to look for a scholarship to continue his studies at university.
Because in my opinion, currently almost all universities provide scholarships for underprivileged prospective students and prospective students who have achievements and sometimes there are even some universities that provide free lecture programs with certain conditions, such as they must reach the minimum value limit that has been set in each lecture semester.
Or maybe the OP should also look for a scholarship from a certain foundation or company or even someone who provides scholarships to continue their studies.

[hannahB4]

The forum is basically for discussions around bitcoin, I wondered why you will be considered taking a loan on the platform rather than coming with investment mindset, though your subject helped realized that one may get loan on some basis and meeting certain criteria, it is good to know that such thing exist on the forum.

[Hyphen(-)]

Good day guys; I said  let me know if the forum have a board where students are being support in education by giving them student loan To help them in education, so many members here I believe are students in various higher institutions so many of them fine it difficult to pay school fee's or pay rented apartment,buy textbooks and hand outs or even feed very well or access to student loan boad,please I want to know if there is any room for students in this forum in universities to access student Ioan, i said let me drop it here because I have not seeing education board.

This forum has its own set of rules and regulations that govern all of the forum's activities and standards.
Taking a loan is not prohibited in the forum, which is why there is a specific section for lending and other services, but I don't think new forum users with lower ranks below member rank are ineligible because most loans do request collateral in the event of a lack of refund. However, if you are below member rank, leaving the account for another will be easier because the number of merits he/she has gained so far is small.