Dr.Bitcoin_Strange
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April 01, 2023, 10:06:23 AM |
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It really gives me concern any time I keep money idle in the bank without having any place to invest the money because it gets inflated and I don't even get any tangible profit from the money saved, but what I do most of the time is lend out the fiat instead of keeping it in the bank (this is not financial advice), not as if I don't keep money in the bank but just money I want to spend or for business purposes, but I don't keep huge amounts of money in the bank for savings purpose. Should you save, when you are wealthy? A person cannot save when they have lots of responsibilities and only earn a small amount of money, but; a good saver is determined by their saving capability no matter how small they are earning. I somehow agree with the above statement that it's good to have a small savings for emergencies. But every savings has always had a target, either to invest in something or to use for a project, but most people save for just no reason, which is just putting the money in the bank and expecting no result but inflation. Don't wait until you become wealthy before saving, you could save any small amount and gradually increase it to a large amount.
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bestcoins1
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April 01, 2023, 10:08:20 AM |
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I think in the end saving is not good if done for the long term, you can see that the amount of money is not limited, so instead of increasing but every year our money continues to decrease because its value continues to fall, unfortunately I am also not rich yet, so I share my knowledge have here.
If you say saving is bad for the long term, what about people who are always extravagant in the short term? Are they much better off when not saving in the long run? I think you have said something that is not quite right for this because I don't see success in people who are extravagant, but on the contrary I very often see success in those who live frugally and like to save in their lives. But if you think about losing value on the money we save because over time it will be considered old and the bank will issue new money, in fact it also depends on each individual in choosing how to save money. Because if you are afraid to save coins or banknotes which basically can still be exchanged with the bank if they are considered old, you can choose other assets that have market value in society for you to save as future assets with very little depreciation rate. Examples include gold, silver and also land which are in strategic locations, meaning you can outsmart these three assets as your savings for the long term because their value will not decrease and sometimes they can even increase.
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naira
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April 01, 2023, 10:08:54 AM |
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Probably now I am thinking that I would not like to save all the time, I would like to reach the level at which I would be a wealthy person and I would not have to worry about money, but I have no idea when I can achieve this.
No one is satisfied with a significant level when it comes to finances. All will continue to pursue ambitions and feel less and less. Saving is not only for the rich because the point is to invite you to have financial options when needed. Saving is not always in the form of paper money stored in a bank or safe, it could be storing piles of gold and so on. You don't have the plan to save because you still have a lot of money, but do you know that money that is managed without good knowledge will continue to decrease while you still don't have a saving plan? not how much you get from saving, but how much you care when you don't have anything.
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KiaKia
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April 01, 2023, 10:19:58 AM |
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Wealthy men always have a taste for more money, you can't be wealthy and decide to shun off money, you will go broke in a matter of years, rich men use their money to make more money, this is the way, even if you make millions of dollars, the moment you stop thinking about how to keep growing that's the moment you will start falling, it doesn't happen in a day, it's a gradual process.
Invest your money and teach your children about money, so they won't waste all your wealth after you are no longer alive.
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bangjoe
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April 01, 2023, 10:31:51 AM Merited by fillippone (1) |
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I don't think that saving is a way to get rich and a way to maintain wealth, because people who are already rich don't save except for savings funds for emergency funds, cash, or are intended to buy something to expand/make their business easier to run. I noticed that the rich people around me were no longer saving, they tended to spend their money on items such as land, property, cars whose ownership documents were intended to be used as collateral for taking loans to banks. Just like you have the money from your business and only enough to buy a delivery car, in that position you need a car for delivery and expansion of your business, while you also need additional capital to finance it, and the solution is what I said above. I previously did not understand the context of saving that the OP meant what the goal was, what I understood was to get rich, I thought that saving is not a solution because there is a lot of inflation, except maybe saving bitcoins in a very long period of time. What is clear if you want to get rich quickly is to use your money to do business that has a fast turnover of money, in other words, that your product or service is needed by society today. Of course. You should always save money even if you are wealthy already. Don't forget that there never be enough money. And the more you have, the more you spend, so it's a good idea to keep saving in case all your money sources will go away one day for some reason.
And you can also use this money to give them to your kids when they will be older, which is good too.
It is not the right decision if you are saving fiat, because its value will always be eroded by inflation. I might recommend just an emergency fund and basic needs from paycheck to paycheck if you are employed, the rest you can invest in bitcoin or whatever sector gives you income without spending a lot of energy and disrupting your work. And of course you will pass on bitcoins to your children in the future, where the price may be many times the current price.
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blockman
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April 01, 2023, 10:56:59 AM |
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Probably now I am thinking that I would not like to save all the time, I would like to reach the level at which I would be a wealthy person and I would not have to worry about money, but I have no idea when I can achieve this.
When I am on my way to being wealthy, I'll keep on saving and investing at the same time. It may not be seen for now but I believe that bitcoin will play an important role in that. And if you have no idea of achieving that, take some reading about financial education or watch those videos from educational/financial coaches. They'll give you the idea of having several income streams and you can choose where you're good at and start with that chosen path you want. We can assume that when we're already wealthy, our money works for us and we still need to work for some time but we can mostly enjoy it during that time.
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robattfield
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April 01, 2023, 01:06:52 PM |
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I think it will depend on each person's life situation when we are born with access to each school about the material knowledge of love. People may not have to be rich to think about saving, but I see the point in putting it in the non-waste perspective. And it will cover like material things, time, knowledge,... I admit that some of the secrets to a simpler life, sometimes just letting go of the things we think are necessary. Learning how to give and not expecting to receive, I think such a life will be more comfortable, because society has many different life situations and we need to share more, and I support save to share with others, not save for personal accumulation.
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zaki12
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I think you should have 2 types of savings that you should have throughout your life. So there are 2 types of savings that you must have here. The first is current savings. What does savings mean today? So here you go, actually you can start teaching your child from childhood. Because financial education from an early age is very important. Likewise with yourself. then put your money aside for savings. Because of what? Due to many unexpected expenses. We ourselves also know. If you don't save money, it will be like smoke, quickly evaporating. You should know that there are many risks of unexpected expenses. So you start from now, you should always try to set aside money for unexpected expenses, so you can save money. In essence, you must have an account (account), where the account / account cannot be contested. Savings are the result of your business profits. You can leave it there. You set aside everything (cash) into one inviolable account.
second is future savings. This future savings The first is precious metals such as bitcoin. The second is keeping stock. And finally, once you've saved stocks, the third is saving property. That's very good. Why are these three highly recommended? Because of the world's experts for hundreds of years, even thousands of years, many of them have made their way through the property world. Because of what? Because property values will not decrease and their value will continue to increase. If it goes down for a while, it will go up again. Indeed, property has a weakness, namely illiquid alias not easy to sell. But remember, rich people must have one of their assets, namely property. Impossible not to have. So you have to own the property. That's the most important key, it's future savings.
Because if there are not these 3 types of savings, then you will most likely experience extraordinary financial difficulties. Don't wait until you are old, until you are 30 years old, 40 years old, 50 years old. Even up to the age of 60 you are still experiencing financial difficulties. Its bad. If you are experiencing financial difficulties at the age of 30 and under. That's still reasonable. But don't let you at the age of 30-40 still experience financial difficulties.
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justdimin
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April 01, 2023, 02:14:39 PM |
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Of course. You should always save money even if you are wealthy already. Don't forget that there never be enough money. And the more you have, the more you spend, so it's a good idea to keep saving in case all your money sources will go away one day for some reason.
And you can also use this money to give them to your kids when they will be older, which is good too.
I think there are rich people who only spend a little. It's kind a amazing how they are good at budgeting when compared to the majority of poor people. Obviously, those rich people are still saving money. I think they are scared that they will run out of money later on, so if that happens they still have something to use. One of the reason why rich people save money is like you said, for their kids to have a better and brighter future but for the poor people, they only save so that they will have something to use later on, either to buy food, and use when some of their family members are sick and hospitalize. Whatever purpose is it, saving is a must as it can come in handy.
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AicecreaME
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April 01, 2023, 02:25:16 PM |
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Saving is a must, especially for emergency funds. You need to save some of your money because if you don't, you won't have anything when something serious comes up like for example is war, where cash is really important. Also, saving is a part of money management, so you know how much you will spend on certain things, like for you needs and wants, you don't want to spend it all on something useless in the long run.
Even wealthy people do savings, and that's is to back up their business just in case their plan didn't go out like what they wanted it to be.
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Crypt0Gore
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April 01, 2023, 02:35:47 PM |
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Only you can define what being wealthy is to your life, I believe that living a comfortable life is more than being wealthy for me, trying to become wealthy is a very big challenge from someone who is not from a rich family, it will take you the hard work and a long term to turn the tide around for your kids. Things are very costly over here due to high inflation and my way of living has been from crypto earnings since a few years now.
I believe that getting involved with Bitcoin is the only way a common man can get very closer to realizing their dreams, if you can invest in Bitcoin and have a long-term goal for over 8 years to come your aims in life can be fulfilled.
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MoonOfLife
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April 01, 2023, 02:43:05 PM |
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Even wealthy people do savings, and that's is to back up their business just in case their plan didn't go out like what they wanted it to be.
You're right, rich people save more than we think. Many people think that billionaires and entrepreneurs only use the money to invest, not save. It can be said that it is a misconception because billionaires have even more bank accounts than us, and they have a lot of savings to use for emergencies because they know that business is not always favorable.
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virasisog
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April 01, 2023, 02:45:49 PM |
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Even wealthy people do savings, and that's is to back up their business just in case their plan didn't go out like what they wanted it to be.
You're right, rich people save more than we think. Many people think that billionaires and entrepreneurs only use the money to invest, not save. It can be said that it is a misconception because billionaires have even more bank accounts than us, and they have a lot of savings to use for emergencies because they know that business is not always favorable. As for me, saving should be our financial habit. It should be a part of our routine because even if we already have everything, our savings can save us from chaos or unexpected occurrences in the future. Our successors can also inherit our savings in the future and they can also have a comfortable life through it. Wealth doesn't last so we must still be wise in spending ans prioritize saving.
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ivankoh
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April 01, 2023, 03:14:35 PM |
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Probably now I am thinking that I would not like to save all the time, I would like to reach the level at which I would be a wealthy person and I would not have to worry about money, but I have no idea when I can achieve this.
Personally, I think thrift is a good virtue, but it cannot help people become rich. Saving is just a bridge to create conditions as a source of capital to create premise, promote ideals, create investment strategies. and from there new rich opportunities come. I myself am not a hard worker to save in all situations but I do understand that saving is good and even important in these difficult economic times. I'm trying to practice saving on living expenses.
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adzino
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April 01, 2023, 03:20:16 PM |
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Everyone who wants to create a fortune has a long way to go, first we need to learn how to earn, save and then learn how to make money work for us. Someone creates a business for this, someone is looking for investments, but the essence remains the same, we earn, save and increase our capital.
I'm wondering how long we'll need to do the savings? Who has already reached any significant level, are you still saving, or you can afford to live without any financial restrictions?
I have just started taking steps towards achieving my well-being and it is still very difficult for me to understand how I can achieve my goal and become a wealthy person. The thought that I will have to save for a long time now seems difficult, will it not tire me, will I be able to go this way. I already have some bitcoin and I like the feeling that I own something of value. When I manage to save some money, I buy again, but this is not permanent because I do not have a permanent job. Sometimes I want to buy new sneakers, and I decide to buy or postpone, sometimes I doubt if I'm doing the right thing, maybe I should provide myself with everything I need and save only what remains, if left.
Probably now I am thinking that I would not like to save all the time, I would like to reach the level at which I would be a wealthy person and I would not have to worry about money, but I have no idea when I can achieve this.
It's great that you have started to save. Yeah, its true that saving can be quite difficult, especially when you're just starting out and you already have a bad spending habit. But guess what, even rich folks save and invest to keep growing their cash. It's not about saving for life, but more like getting into smart money habits that work for you, instead of you working for the money. The rich still needs money to maintain their luxurious lifestyle. They need to save, to make future purchases and investment. Someone who is loaded doesn't mean he will stop saving and investing. Why do you think the world billionaires still invest and save money?
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Jody.Drummer
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April 01, 2023, 03:30:23 PM |
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It doesn't matter what our social status is, but saving is something that must be done to prepare for something that might make it difficult for us in the future. Maybe now we can meet all needs, be it premier, secondary or tertiary needs, but can we guarantee that we can meet these needs in the future, of course not. As rich as we are, if we can't manage finances properly then we will eventually go bankrupt too. Saving is one of the things so that we can prepare for this in the future. But in my opinion, don't just save, let's also make investments that we will take in the future.
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Silberman
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April 01, 2023, 04:59:29 PM |
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It doesn't matter what our social status is, but saving is something that must be done to prepare for something that might make it difficult for us in the future. Maybe now we can meet all needs, be it premier, secondary or tertiary needs, but can we guarantee that we can meet these needs in the future, of course not. As rich as we are, if we can't manage finances properly then we will eventually go bankrupt too. Saving is one of the things so that we can prepare for this in the future. But in my opinion, don't just save, let's also make investments that we will take in the future.
Saving money is a must regardless of the money we earn, it is easy to think that the rich do not really have a need to do this, but that assumption is wrong, everyone faces circumstances that go beyond what their salaries can cover comfortably, and because of this it is important to have some money set aside to be able to deal with those emergencies, and if we also consider that in order to reach a comfortable economic position you need to become an investor, and before you can do that you need to have some money available to buy your assets of choice, then this means that saving is critical so we can have a bright future.
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Yatsan
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April 01, 2023, 05:29:09 PM |
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Yes, being wealthy won't excuse you to save. First thing is to know its importance; being rich or wealthy at the present won't automatically mean that you'd be rich for the rest of your life. It would always be better to be preventive than to be problematic afterwards for the cure of a certain problem and in this instance is wealth. No one knows what could happen tomorrow; things are simply having no pattern, that's just how life works. Therefore, being prepared would make you safe from regrets. Saving therefore would prolong your iverall sustainance of your lifestyle and will make you ready for unexpected expenses in the future. But if you are too confident of your wealth, there is no law requiring you to save in the first place; it takes one's initiative.
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alastantiger
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April 01, 2023, 05:54:35 PM |
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I'm wondering how long we'll need to do the savings? Who has already reached any significant level, are you still saving, or you can afford to live without any financial restrictions?
The important of saving is for old time sake. Praying for the best at youth age and prepare for the worst at old age. One of my greatest fear in life is being old and broke. As a wealthy man, saving is nice but investing some of your savings not all and while you are still making money is the best action to take. Savings will pause your money in a particular account or wallet but investing will multuply whatever you invest in and you will have a running stream of income.
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isaac_clarke22
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April 01, 2023, 05:55:14 PM |
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Well you would need to still spend. You can't just work your usual 9-5 and just live with it without even spending some spoils of victory. Go get that sneakers that you wanted to buy if you have the means to do so, just remember that thought process of that "if you can't buy twice, you cannot afford it". It would still be nice to have some savings on the side to avoid the problems that might incur from the uncertainty of your job since we all know that layoffs are happening especially in tech companies lately especially if you're a dev. If you would like to reach the level that you would not worry about money, then building a business is the way to go.
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