63$ Loan defaulted by [Rohan Kotkar]

[examplens]

If I may jump in, you can get a "direct link" to the message by clicking the top right side of the post you want to be referenced. For example, if I want to use your post as a reference link, I'll right-click that "#16" --marked in green box-- and copy the link.

It is also very important to present all the evidence in one topic, which would later become a reference for potential feedback. The flag he created leads to his lending topic, where the accused user can change his posts and complicate the recognition of real facts.

Also, @CYBER_COWBOY, when you leave feedback to someone, regardless of whether it is positive, neutral or negative, you must provide a reference to some proof. Otherwise, it's just your word, and that's not enough. We have seen abuses of the trust system many times.

For example, without proper references, it sounds like you're trying to falsely create positive trust:

AHOYBRAUSE

2023-06-04

He borrowed 50 USD from me and paid back the money in time. Friendly & Honest. (already next day) Good guy that contributes good to the forum!

SweetL0u

2023-04-30

He borrowed 20 USD from me and paid back the money in time. Friendly & Honest.

dollarday

2023-04-11

He borrowed 33 USD from me and paid back the money in time. Friendly & Honest.

[Merit.s]

Sorry for your loss OP, this is the first lesson that you have learn in your loan business,never to borrow a member that is not in a campaign signature payroll because it will be difficult for him to pay back the loan,or rather still he might have it in mind to scam you. We have seen forum members in signature campaign that is even finding difficult to pay back collected loan due to greed. You should be very careful before you borrow anyone here loan,if possible know the forum members that are into giving out loans and contact them to seek for their advise before you give loan out to anyone to avoid another loss. I believe Shasan,examplens and the other loan givers are well experienced in the forum. You will gain back your loss in double folds  because of your good heart.

[CYBER_COWBOY]

If I may jump in, you can get a "direct link" to the message by clicking the top right side of the post you want to be referenced. For example, if I want to use your post as a reference link, I'll right-click that "#16" --marked in green box-- and copy the link.

It is also very important to present all the evidence in one topic, which would later become a reference for potential feedback. The flag he created leads to his lending topic, where the accused user can change his posts and complicate the recognition of real facts.

Also, @CYBER_COWBOY, when you leave feedback to someone, regardless of whether it is positive, neutral or negative, you must provide a reference to some proof. Otherwise, it's just your word, and that's not enough. We have seen abuses of the trust system many times.

For example, without proper references, it sounds like you're trying to falsely create positive trust:

AHOYBRAUSE

2023-06-04

He borrowed 50 USD from me and paid back the money in time. Friendly & Honest. (already next day) Good guy that contributes good to the forum!

SweetL0u

2023-04-30

He borrowed 20 USD from me and paid back the money in time. Friendly & Honest.

dollarday

2023-04-11

He borrowed 33 USD from me and paid back the money in time. Friendly & Honest.

Thank you I will think about it later, but also before I did not know how to link to a specific message.
But also its easy for people to check in my loan thread and see that these people have loaned, I have send the loan and they have paid back the loan.
Why I gave AHOYBRAUSE is becasue I think he contribus good to this forum and I don´t think he will try to scam anyone at any time. I gave him neutral first two months, so I could learn to know him little bit better, then i changed to positive.  
I have put a link to all my feedback now.

Sorry for your loss OP, this is the first lesson that you have learn in your loan business,never to borrow a member that is not in a campaign signature payroll because it will be difficult for him to pay back the loan,or rather still he might have it in mind to scam you. We have seen forum members in signature campaign that is even finding difficult to pay back collected loan due to greed. You should be very careful before you borrow anyone here loan,if possible know the forum members that are into giving out loans and contact them to seek for their advise before you give loan out to anyone to avoid another loss. I believe Shasan,examplens and the other loan givers are well experienced in the forum. You will gain back your loss in double folds  because of your good heart.

Thank you a lot for your kind words.
Yes I did not know about the campaign signature thing before, I was just make my decision from that he had a 3-5 yeard old account (I dont remeber know) and I thinked leaving it behind for $60 would be stupid.
But I was wrong and have now learned my lesson. I choose to see the positive in it that it "only" costed me $55 and not more.  




Agan thank you all for all the help I got here, all from creating flag to link to a message and everything else.
This is how a forum should work, we help each other out.
Trust me when I say that this is very good helpful information for me that I take with me for the future.
Thanks guys  

[LoyceV]

@examplens, @Avirunes, @GazetaBitcoin, @FatFork, @NotATether, @Poker Player, @AHOYBRAUSE, @CYBER_COWBOY: the Flag links to the wrong topic and thus shouldn't be Supported.
@CYBER_COWBOY: please create a correct Flag and replace the link in this topic.

[CYBER_COWBOY]

@examplens, @Avirunes, @GazetaBitcoin, @FatFork, @NotATether, @Poker Player, @AHOYBRAUSE, @CYBER_COWBOY: the Flag links to the wrong topic and thus shouldn't be Supported.
@CYBER_COWBOY: please create a correct Flag and replace the link in this topic.

Hello I will change it now

What one of this should I use

https://bitcointalk.org/index.php?topic=5445759.msg62144289#msg62144289

https://bitcointalk.org/index.php?topic=5445759.msg62144300#msg62144300

?

Thanks for the help

[LoyceV]

What one of this should I use

This: https://bitcointalk.org/index.php?topic=5455027.0
Flags can only link to a topic, not to a post.

[CYBER_COWBOY]

New flag with accurate link: https://bitcointalk.org/index.php?action=trust;flag=3179

[LoyceV]

New flag with accurate link: https://bitcointalk.org/index.php?action=trust;u=2690537;page=iflags

Before I decide on this Flag, I've noticed another problem with this scam accusation:

Loan Amount: $55
~
Bitcoin Address:   35DsfVUcgHXPier5sAYiVPWrcKfZSnr68Q

Please pay back BTC worth of $61.38 to wallet bc1qlvjpqyv26eg7ar6sxzv9dfedcp2hcgnwr9f4p5 not later then 14 days (9 May 2023)

Received.
Will repay on or before 09/05/2023.

Address bc1qlvjpqyv26eg7ar6sxzv9dfedcp2hcgnwr9f4p5 has received 16 payments since the start of this loan, and (apart from mentioning amounts in dollars instead of Bitcoin) there's no way for me to verify whether or not one or more of those payments came from Rohan Kotkar. Needless to say: this could have been avoided by using a unique address for this loan. We're using blockchain evidence, so screenshots are meaningless.

[CYBER_COWBOY]

New flag with accurate link: https://bitcointalk.org/index.php?action=trust;u=2690537;page=iflags

Before I decide on this Flag, I've noticed another problem with this scam accusation:

Loan Amount: $55
~
Bitcoin Address:   35DsfVUcgHXPier5sAYiVPWrcKfZSnr68Q

Please pay back BTC worth of $61.38 to wallet bc1qlvjpqyv26eg7ar6sxzv9dfedcp2hcgnwr9f4p5 not later then 14 days (9 May 2023)

Received.
Will repay on or before 09/05/2023.

Address bc1qlvjpqyv26eg7ar6sxzv9dfedcp2hcgnwr9f4p5 has received 16 payments since the start of this loan, and (apart from mentioning amounts in dollars instead of Bitcoin) there's no way for me to verify whether or not one or more of those payments came from Rohan Kotkar. Needless to say: this could have been avoided by using a unique address for this loan. We're using blockchain evidence, so screenshots are meaningless.

I have been using that adress for a lot of stuff not only lending. Rohan Kotkar has not paid me a single bitcoin or dollar back.
If he would say he has paid back. (But he won´t do that, he know what he has done and are in shame) I can for sure proof him wrong because I am the one that has send all the money to that wallet, nobody else. From example: Stake & Noones.
But I will think of using a unique adress for each loan for future loans.

I often send money from Noones from my trading profit to that wallet and then I lend out money to make more profit, but instead of making more profit I ended up losing the profit becasue I trusted a scammer. 
Or if I get some winnings in Stake I sometimes also send money there.

Again thanks for the information and this will be changed for future loans  

[FatFork]

I often send money from Noones from my trading profit to that wallet and then I lend out money to make more profit, but instead of making more profit I ended up losing the profit becasue I trusted a scammer. 
Or if I get some winnings in Stake I sometimes also send money there.

Again thanks for the information and this will be changed for future loans  

You can still do this, even if you use different addresses every time. There's absolutely no need to use the same address for  "a lot of stuff", as your wallet can generate an endless number of addresses at no cost whatsoever. And even if your funds are spread out across multiple wallet addresses, you can still consolidate and spend them in a single transaction by combining multiple inputs.

[CYBER_COWBOY]

I often send money from Noones from my trading profit to that wallet and then I lend out money to make more profit, but instead of making more profit I ended up losing the profit becasue I trusted a scammer.  
Or if I get some winnings in Stake I sometimes also send money there.

Again thanks for the information and this will be changed for future loans  

You can still do this, even if you use different addresses every time. There's absolutely no need to use the same address for  "a lot of stuff", as your wallet can generate an endless number of addresses at no cost whatsoever. And even if your funds are spread out across multiple wallet addresses, you can still consolidate and spend them in a single transaction by combining multiple inputs.

I thinked first it was best to have same adress for all my things on Bitcointalk since on the profile you can add your bitcoin adress for some saftey reasons.
I have other wallets to that I use. But next time I will one adress for each loan  

[LoyceV]

I thinked first it was best to have same adress for all my things on Bitcointalk since on the profile you can add your bitcoin adress for some saftey reasons.

I prefer to give each unique address a unique label. Example: "loan repayment from Rohan Kotkar". That makes it instantly clear who paid for what.

[CYBER_COWBOY]

Update: Rohan contacted me one week ago 12th June and said that he was very sorry and money is the reason he gets in trouble, his solution to solve this case was that I was gonna purchase his bitcointalk account (For him his bitcointalk account was worth much more then $63).
Of course I refused... then I waited maybe he truly is sorry and will give me another offer like some repayment each week or month. But no.. after I refused to buy his account he did go back into total silence again.

I know he is active on Telegram since his status is "last seen recently" and not "more then one week ago"

Also.. he said he saw this thread, but he has not been online since 31 May on bitcointalk?! So he is using another account now I think.

[virasog]

Update: Rohan contacted me one week ago 12th June and said that he was very sorry and money is the reason he gets in trouble, his solution to solve this case was that I was gonna purchase his bitcointalk account (For him his bitcointalk account was worth much more then $63).
Of course I refused... then I waited maybe he truly is sorry and will give me another offer like some repayment each week or month. But no.. after I refused to buy his account he did go back into total silence again.

I know he is active on Telegram since his status is "last seen recently" and not "more then one week ago"

Also.. he said he saw this thread, but he has not been online since 31 May on bitcointalk?! So he is using another account now I think.

I am sorry CYBER_COWBOY but look like he tried to scam you again. He told you to buy his account and also, he told that it was worth much more than 63$..Ahhhh

This means he wanted to sell the account to you more than 63$ and thus would have been demanding more money from you in case you agree (by balancing out the unpaid debt of 63$).

To be honest, a clean member account isn't that much worth and this Rohan Kotkar account is worthless because it has been tagged. There are other complications too like buying and selling account is not considered a good thing on the forum and it could also damage your reputation if you purchased that account.

You should forget about this money as it seems that he is a scammer and have no intention to return the amount.

[shasan]

Also.. he said he saw this thread, but he has not been online since 31 May on bitcointalk?! So he is using another account now I think.

His last online is before 4 days of the accusation but the user has seen your post means either s/he is using another account (98% chance) or s/he has seen it without logging into the account (almost no chance only chance is about 2%). I could not understand why you took about a week to update about it.

[holydarkness]

Also.. he said he saw this thread, but he has not been online since 31 May on bitcointalk?! So he is using another account now I think.

His last online is before 4 days of the accusation but the user has seen your post means either s/he is using another account (98% chance) or s/he has seen it without logging into the account (almost no chance only chance is about 2%). I could not understand why you took about a week to update about it.

I think OP tried to give them some time, and waiting if they'll reply with some proposed idea of repayment, as he said on the updating post. However, after a week, it became obvious they're not going to propose anything. And thus, the update.

[...]
Of course I refused... then I waited maybe he truly is sorry and will give me another offer like some repayment each week or month. But no.. after I refused to buy his account he did go back into total silence again.
[...]

[icalical]

Update: Rohan contacted me one week ago 12th June and said that he was very sorry and money is the reason he gets in trouble, his solution to solve this case was that I was gonna purchase his bitcointalk account (For him his bitcointalk account was worth much more then $63).
Of course I refused... then I waited maybe he truly is sorry and will give me another offer like some repayment each week or month. But no.. after I refused to buy his account he did go back into total silence again.

I know he is active on Telegram since his status is "last seen recently" and not "more then one week ago"

Also.. he said he saw this thread, but he has not been online since 31 May on bitcointalk?! So he is using another account now I think.

Good choice, agreeing to accept his account for payment is violating forum rules (I think). Not active for more than 1 year, then suddenly active and asking for a loan, it's likely that that the current owner has bought the account and it could be new MO of Account trader they just buy cheap account and asking mini loan. I actually don't want to say it but I think you will not get your money back, I don't think the account owner even care if the account got many red trust.

I will flag him too tho.

[petulino]

first of all feeling regret for OP. fund is not big but these scammers using different techniques to collect fund in wrong way. He asked for low fund so that you trust on him and give him loan and he succeed in his mission. possibly he bought this account cheap and use short cut and messages discussion show that he has no intention of giving back.

in last two months if i am not wrong, more than 5 cases happened here. why not make some strong rules for giving loan such as active users for one year or Reputed member collateral?

[Helena Yu]

possibly he bought this account cheap and use short cut and messages discussion show that he has no intention of giving back.

in last two months if i am not wrong, more than 5 cases happened here. why not make some strong rules for giving loan such as active users for one year or Reputed member collateral?

The technique of buying an account to scam is nothing new, but I doubt this account was sold because there's no email or password change according to BPIP.

Not all users will active in Bitcointalk especially if they're not join a signature campaign. What did you mean about reputed member collateral? it's you ask an account as the collateral or you asking an escrow? well most of borrowers prefer non collateral loan and digital account isn't a valid collateral.

As I said previously, 2 positive feedback leaved on the borrower account is enough to convince the lender.

[holydarkness]

possibly he bought this account cheap and use short cut and messages discussion show that he has no intention of giving back.

in last two months if i am not wrong, more than 5 cases happened here. why not make some strong rules for giving loan such as active users for one year or Reputed member collateral?

The technique of buying an account to scam is nothing new, but I doubt this account was sold because there's no email or password change according to BPIP.

Not all users will active in Bitcointalk especially if they're not join a signature campaign. What did you mean about reputed member collateral? it's you ask an account as the collateral or you asking an escrow? well most of borrowers prefer non collateral loan and digital account isn't a valid collateral.

As I said previously, 2 positive feedback leaved on the borrower account is enough to convince the lender.

I barely ventured to the Lending section so I might be wrong, but IIRC, there are instances in the past where members with high  reputation --or even "moderate" ones like your example-- used their account as means of collateral, it's like saying, "my Hero rank speak for itself, I will repay the loan or anyone can bombard the account with negative trust." So yeah, unless my memory served me wrong --and there is a high probability of it, given I barely venture to the section-- "digital account" is a valid "collateral" for some.