I commend your efforts, You have come up with good points and advise that can be of help to some people.
Generally that’s what interests men. Women and clubbing is what they do for fun. This can’t be taken away from them especially for young men that has no family of their own yet. Its good to have fun once in a while but when you make it an habit you will hardly be able to achieve anything. Though it depends on our personal differences and how we plan ourselves, some people might spend a lot on women and clubbing but still plan for other things as well. We just have to apply wisdom in all we are doing. Success will come when God wants regardless of one’s age.
2. Avoid unnecessary spending and Know when to stay quiet, it would save you a lot of trouble, money and mental problems.
We earn money so that we can spend it and meet our wants, and no matter how hard you try to avoid unplanned spendings, they will always find a way to locate you. Sometimes we spend money on things we didn't intend on, only to discover that they are problems we must fix. As long as we earn money, there will always be new problems, and the more you earn, the more your wants and requirements. With a well-designed plan, you may accomplish a lot and minimize the rate of unnecessary spending.
4. Learn skills like sales, copywriting and marketing,these will take you further than most college degrees.
Learning a trade and working a side hustle can be quite beneficial. Most college grads in my region have accomplished a lot with the skills they learned outside of school. Most people graduate from high school and then give up their degrees because they are no longer useful to them. Getting a job is difficult here, and without any talent it is difficult to to survive.